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10/23/2012 01:33 am ET Updated Oct 23, 2012

Prop 33: California Ballot Measure On Auto Insurance Histories

Mercury Insurance chairman George Joseph sponsored and funded Prop 33, which would allow drivers to carry over their auto insurance histories to different companies.

Proponents argue that Prop 33 would increase competition among auto insurance companies and drive down prices for consumers. The Yes On Prop 33 site also notes that a similar policy is on the books in 48 other states.

Opponents say that the prop isn’t meant to reward responsible drivers for continued insurance coverage. Rather, it allows companies to raise fees up to $1,000 a year for anyone who may have experienced a temporary break in auto insurance coverage (like college students, public transit users and senior citizens).

For: Veterans of Foreign Wars of California, California Republican Party, California Association of Highway Patrolmen, Former Democratic Speaker of the Assembly Willie Brown and Former Republican Senate Minority Leader Jim Brulte. See more at yesprop33.com.

Against: American Federation of State, County and Municipal Employees (AFSCME), California Democratic Party, California Labor Federation, Consumer Federation of California, Consumer Watchdog and CREDO. See more at stopprop33.com.

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