Sometimes all credit cards can seem alike — or, at least, not different enough to spend a lot of time trying to figure out their differences. We sympathize with the sentiment, which is why we periodically try to cut through the clutter and, based on insight from impartial experts, highlight some of the best cards out there. Depending on your needs and spending habits, some cards are indeed sometimes better than others.
But the flip-side is also true: Some cards are worse than others. CardHub.com recently sifted through more than 1,000 credit cards to determine which offer the least appealing trade-off between, on one hand, perks, rewards, and services and, on the other, fees and interest rates. We also contacted some other credit card experts to find out their least-favorites. Here’s what we found.