You just got engaged and you're on Cloud 9 thinking about all the wonderful things that lie ahead -- a beautiful wedding and your new life as husband and wife. But then reality sets in -- what about all the practical (and not-so-fun) things that need to be discussed? Conversations about things such as money, debt and budgets that can be uncomfortable and embarrassing, but are unfortunately unavoidable.

On Thursday, we asked our followers on Twitter and Facebook to share their advice on how to discuss finances with the future Mr. or Mrs. without stressing out. Click through the slideshow below to see their tips. Then, add yours in the comments!

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