When it comes to city living, it would seem logical that bigger always means better. After all, who wouldn't want a bigger apartment with bigger parks and bigger stomping grounds overall. Well, that would all make sense if these small cities weren't here to prove that theory oh so wrong.
According to a report from CNN Money, which compiled the latest data from the Housing Opportunity Index from the National Association of Home Builders and Wells Fargo to determine the percentage of homes sold that are considered affordable at median sales price for median income families in each respective metro area (see below for more details), these places stand as an argument for living small. Or at least leaving small with an urban edge.
So if you're not ready to completely ditch the hustle and bustle of a major metro for the small town suburban experience, it might be time to check out a compromise -- maybe even one where you can actually afford your mortgage.
Mansfield, Ohio

Median Home Price: $91,000
Median Income: $54,600
Percentage Of Homes Sold That Are Affordable: 91.0
Fairbanks, Alaska

Median Home Price: $205,000
Median Income: $78,400
Percentage Of Homes Sold That Are Affordable: 92.0
Bay City, Michigan

Median Home Price: $75,000
Median Income: $56,100
Percentage Of Homes Sold That Are Affordable: 92.1
Lima, Ohio

Median Home Price: $85,000
Median Income: $54,200
Percentage Of Homes Sold That Are Affordable: 92.5
Davenport, Iowa

Median Home Price: $94,000
Median Income: $63,100
Percentage Of Homes Sold That Are Affordable: 92.5
Cumberland, Maryland

Median Home Price: $89,000
Median Income: $53,300
Percentage Of Homes Sold That Are Affordable: 92.9
Vineland, New Jersey

Median Home Price: $131,000
Median Income: $68,600
Percentage Of Homes Sold That Are Affordable: 93.2
Monroe, Michigan

Median Home Price: $120,000
Median Income: $63,700
Percentage Of Homes Sold That Are Affordable: 93.2
Springfield, Ohio

Median Home Price: $76,000
Median Income: $53,500
Percentage Of Homes Sold That Are Affordable: 93.3
Kokomo, Indiana

Median Home Price: $85,000
Median Income: $60,100
Percentage Of Homes Sold That Are Affordable: 96.3
Source: National Association of Home Builders/Wells Fargo Housing Opportunity Index. Metro area population data is from Census Bureau. The Housing Opportunity Index is the percentage of new and existing homes sold that families earning the area's median income could afford during the fourth quarter ended December 31, 2013. Prices of new and existing homes are based on figures from CoreLogic and mortgage data is based on rates reported by the Federal Housing Financing Agency.
To discover more details of the report, head over to CNNMoney.
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