Someone Else's Debt Could Ruin Your Credit Rating

Debt Collectors Could End Up Hounding You Even If You Have No Debt

Last month, Amrit Singh, an adjunct professor at Hostos Community College in the South Bronx, received a letter from the New York City Marshal, advising him that he owed $10,000, due within 20 days. If Singh did not pay, the letter said, money would be garnished from his paycheck. “It got me worried, because I knew I didn’t owe this amount of money,” Singh said.

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