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Anya Kamenetz

Anya Kamenetz

Posted: April 27, 2010 11:12 AM

The case for for-profits: They concentrate on students who are nontraditional (aka the new normal: working adults) and underserved by traditional colleges. They offer them help filling out the FAFSA forms, more convenience and better customer service. They aggressively pursue growth in enrollment -- growing at an estimated rate of 5% to 10% a year or five times to 10 times faster than the overall market. That type of growth is needed to fulfill student demand, not to mention our national goals of a more credentialed population. And to the extent that the sector is truly market-driven, they have the potential to be more innovative and efficient than public or nonprofit colleges have proven to be (although the majority of online students are found at public and nonprofit colleges, for-profits certainly have a disproportionate share of the online market at 42% vs 9% of all students). Some for-profits have good fit with some DIY U ideas: open enrollment, unbundling of services, judging their programs on quality of results rather than prestige, and tying degrees more closely to workforce needs. In my book I relate these ideas back to John Holt's Instead of Education, where he praises the Berlitz language school, among others, as a "schools for do-ers". "We view access as critical," Jonathan Kaplan of Walden University, which concentrates on graduate programs for teachers, nurses and therapists. "An institution doesn't need to be elite to be outstanding in terms of quality."

The case against for-profits: they are not so much "serving" the underserved as they are targeting or exploiting them. Although students take out loans similar in size to those at private colleges, the quality of education is really in many cases more like community colleges. Although enrollment rates are high and growing, graduation rates are very low. And students who attend these colleges are twice as likely to default on their loans. A recent paper by Mark Kantrowitz found that 60% of the discrepancy in default rates was due to the demographics of their students, which leaves 40% that the for-profits still have to answer for.

Some have argued that this situation is highly reminiscent of the mortgage crisis: these colleges are peddling yet another false promise of the American Dream (in this case, the college diploma part of the dream, rather than the homeownership part) to those who are truly not qualified to take advantage of it. That their graduates and especially their non-graduates will have a very hard time pulling in salaries commensurate with their debt. Yet unlike the hapless homeowners, they can't go into foreclosure or walk away from their debt under any circumstances, and so they'll be stuck all their lives.

This dynamic is truly troubling, and it certainly exists. I may have been guilty in the past of bending over backwards to be fair to the sector, perhaps out of my own contrarian streak.

I just want to add a couple of observations: One is that for-profits, even more than other colleges, essentially operate as federal contractors, because their revenue comes from tuition which comes mostly from federally subsidized student loans and Pell Grants. That means if we're concerned about quality in the sector, federal regulations are the way to go.

The second is that the same kind of policies that would improve the performance of for-profits would improve the performance of all colleges, but they freak traditional higher ed out. Things like administering tests to see what students are actually learning, or imposing real accountability for terrible graduation and default rates.

I think these reforms would be a good idea across the board, and if they happen, for-profits might surprise us. The historical tendency in higher education has been for successful institutions' goals and aspirations and standards all to drift upwards. Some may see it as naive if I celebrate the fact that a Grand Canyon University has community service extracurriculars and liberal arts classes, but I see it as part of a necessary trend if we're going to get to a higher education future that serves everybody.

 
 
 

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HUFFPOST COMMUNITY MODERATOR
Darwinita
Goddess Divine and certainly an acquired taste...
11:17 AM on 05/05/2010
I am currently taking my second master's degree at University of Phoenix, and can state with certainty that it is as challenging and rigorous as either of my other two degree programs were.

You get out of these things what you get into them; I have been very fortunate to also find excellent professors working in a very well-designed program.
11:05 AM on 05/03/2010
Creating a sustainable education sector/industry for improved GDP should be the focus. Reward for-profit and non-profit that promote IT, Language, Healthcare, and Green Energy degrees. Thoughts are at: http://sjmahoney.wordpress.com/2010/05/02/creating-sustainable-education-for-gdp-growth/
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Tressie Mc
02:30 AM on 04/30/2010
Someone downstream said it is lazy to not name names. I considered that and I decided that I agree. This issue is very important to me as it is part of my doctoral work. It is such for a reason: I have worked for such schools and I am very committed to the ideal of education. The two clashed early and often in my career with for-profits. I worked for a beauty school chain -- Empire -- and ITT. First, let's talk about cost. Amazingly Empire's tuition always managed to be almost exactly the amount of Pell plus federal student loan maximums. A one year program ran almost $20k. Most beauticians start work in a salon as a contractor essentially working for tips. $250/mth in repayment may not sound like much but for an unreliable income stream it is. ITT offers AAs and BA/BS. The AA is approx 20k and the BA/BS is approx $40k. That is extremely high for a school that often operates in an office park, has little dedicated space to student services and is often questioned by future employers. But all of these schools do it because they can. Like the author I take issue with federal regulation of financial aid and, the biggie, accrediting agencies. These schools get their accreditation by buying a failing traditional school. It is a loophole that should be closed.
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Michael Monje Jr
10:35 PM on 04/29/2010
Being that I work for both a public uni and a for-profit, I do see the legitimate worries here--I see them every day, and I discuss them with other instructors at the for-profit I work for. I do think that the main issue here is one of establishment--there are too many new players to the field to know whether, over all, the emerging private sector will be mostly responsible or mostly irresponsible.

I can only speak for my employer, who has recently instituted higher admission standards, exit exams to assess whether their graduates meet learning outcomes, and more advanced student intervention measures in order to attempt to improve not only their enrollment rates, but also their graduation rates. This kind of active engagement with the issue should be taken up by more private, for-profit universities if they are going to be taken seriously.
09:24 AM on 04/29/2010
This article expresses some of the reasons why I'm working so hard to keep Sphere College free. (I would include a link here, but prefer not to violate the comment policy. If you wish to see more, just search for "Sphere College".) After people feel as though they got their lifeblood sucked out of them by all kinds of organizations that take their money and do not deliver on their promises, I want Sphere students to be assured that the one thing they don't have to contribute to their education is money. There's a lot more they can contribute while they are students: time, energy, experience, creativity, etc. This also seems to me to be a very sensible way to return our economy to strength.

Of course, down the road we're going to ask alumni to contribute, but they'll do it because they value the opportunity Sphere provided them to successfully pursue their dreams and want to ensure this opportunity is available to others. Will Sphere survive up to that point? We'll see, but we've made it one year so far!
12:54 AM on 04/29/2010
Even if 25% of the for-profit students don't pay loans three years after school …75% are paying. Is 75% a good success rate? 75% is hundreds of thousands of students, enjoying the benefits of education, paying taxes, etc. Now, a school whose students do not attain the loan default rate required by the DOE loses eligibility, and usually dies. So, what student-loan default rate should be allowed? If a school reaches higher risk students and helps 75% of them become substantially more successful, is it worthwhile?
Loan default rates reflect all schools accepted by the Department of Education (DOE) for student loans … and that acceptance requires accreditation that DOE approves, which may be regional, or not. Most public and for-profit colleges have regional accreditation, as do many of the for-profit colleges. However, most of the schools with non-regional accreditation are in the for-profit sector, so the sectors are not equal on accreditation. Accreditation can be a major factor in paying loans because regional accreditation is often required by employers. The 2010 paper by Kantrowitz, cited in the article, says 60% of the difference in default-rate between for-profit and nonprofit schools is due to demographics of students … 60% is the majority. Kantrowitz did not control for accreditation ( Kantrowitz's paper: http://www.finaid.org/educators/20100405demographicdifferences.pdf). It likely that the schools’ accreditation would account for some of the remaining difference.

Bernard Schuster
Arrive2.net
11:05 PM on 04/28/2010
I've seen this up close. I used to work as an adjunct in a for-profit university in NYC ( and not a good one) where they went into community centers and recruited immiigrant women who spoke and wrote kindergarden English and promised them they could be teachers in 4 years. They 'helped' them get student loans and told them they must pass ESL writing courses-remediation classes before matriculating, They had massive debts without ever getting out of remediation. I felt so bad for these women. I told them to stop going to that school and I quit. Very sad.
10:55 PM on 04/28/2010
I'm constantly amazed that most discussions of education in this country assume that education exists solely for students' benefit. Perhaps this is a result of a consumer culture in which everything, including education, is treated as a consumer good.

But in reality, the main "consumers" of education aren't students but employers. Arguably, one of the main reasons that compulsory public education was instituted in this country was to benefit employers, who needed more literate workers. Similarly, the GI Bill was, at a policy level, less a reward for military service than a way of increasing the number of college-educated workers for white-collar jobs. It is particularly ironic, then, that the most vociferous critics of public education are often conservatives who espouse a business-oriented perspective.

But to get to the point of this article, universities have always served a filtering or gatekeeping function for employers, which is why the prestige of a university has been, and will undoubtedly continue to be, important. Schools that have open enrollment policies could potentially be tenable, but only if they have rigorous, high standards for students in their classes (and it seems very obvious that many don't--since it isn't in their economic interests).
09:14 PM on 04/28/2010
I've seen this up close. I used to work as an adjunct in a for-profit university in NYC ( and not a good one) where they went into community centers and recruited immiigrant women who spoke and wrote kindergarden English and promised them they could teachers in 4 years. They they helped them get student loans and told them they must pass ESL writing courses-remediation classes before matriculating, They had massive debts without ever getting out of remediation. I felt so bad for these women. I told them to stop going to that school and I quit. Very sad.
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HUFFPOST SUPER USER
Carl Caroli
Give peace a chance
09:44 AM on 04/28/2010
The only way to overcome the amount of ignorance that pervades this country is making all educational institutions free. Of course that'll never happen because the republicans like their constituency ignorant. Their much easier to control that way.
08:53 AM on 04/28/2010
"f I celebrate the fact that a Grand Canyon University has community service extracurriculars and liberal arts classes,"
???
After criticizing at length "federally supported" private education, you pick a a fundamentalist Christian college ( GCU) as shining example of what's right with federally supported for-profit education?!
I am speechless.
03:52 AM on 05/21/2010
@Oleg1 - If your only evidence is the broad generalization "fundamentalist Christian" to deride GCU, then perhaps we would all benefit from you being speechless.

After all, someone (not Lincoln) once said "It is better to keep silent and be thought a fool than to speak and remove all doubt." You're a case in point.
01:59 AM on 04/28/2010
The author lost me when she mentioned customer service and education in the same article.
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huffponewbie
12:29 AM on 04/28/2010
"They offer them help filling out the FAFSA forms" -- if one cannot figure out the FAFSA form then one does not belong in a college or university!
12:12 PM on 04/29/2010
you only need to teach them how to fill out the form once, then they can do it themselves next year and your college will get more money.

I see this first hand where I teach, it is like the army, we tell these kids they can be anything they want just to get their FAFSA money, it truly is sad.
12:17 AM on 04/28/2010
EducationConnection.com Parasites, Proprietary Edu, and Lessons for Traditional Edu
http://stephenewen.blogspot.com/2010/04/educationconnectioncom-parasites.html

Excerpt:
"The explosion only happened after 1992 when then-committee chairman John Boehner (R-Ohio) of the The House of Representatives' Committee on Education and the Workforce killed the provision known as the "90-10" rule and by simplifying the definition of "institution of higher education" to place for-profit schools on par with nonprofit colleges regarding federal-aid eligibility.

The well-devised idea behind the 90-10 rule was that if a proprietary school's offerings were truly valuable--for example, if they filled some niche that traditional State and private non-profit educational institutions did not--then surely 10% of their students would be willing to pay completely out-of-pocket, i.e., those who fell above federal guidelines for receiving taxpayer subsidies to attend college. It was a low bar to entry that traditional educational institutions routinely met without even paying attention.

But the 90-10 rule was abolished, a testament to what happens when millions of dollars of industry-specific lobbying overcomes the overextended attention of everyday citizens who actually have the greater interest in the matter."
11:35 PM on 04/27/2010
You can't lump all market based universities together. Focus on the ones who don't do well in the areas you mention. There are some for profits that are doing it the right way and employers are responding. This schools serve people who don't have access, plus the public colleges can't grow fast enough to meet demand.

Anyway, don't lump all the schools together, name names. Who is doing things right and who isn't? Don't take the lazy way out and just say they are all bad.
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HUFFPOST COMMUNITY MODERATOR
lisakaz2
Da ministero dell'interno di Snark.
01:40 AM on 04/28/2010
What evidence do you have that there is a distinction between market-based universities? I am very suspicious of them, of open-enrollment in general and on-line dependent programs.
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abbienormal
What hump?
08:37 AM on 04/28/2010
Same here.
05:50 PM on 05/02/2010
Many schools publish graduation (completion rates), plus there is data on job placement. Are there bad ones out there that drive the narrative, sure. If you're writing an article on how awful market based colleges are, then you should name them and give data supporting your claim. Student loan default rates aren't that persuasive.