For millions of Americans living with HIV and AIDS, the U.S. Supreme Court's ruling on
the Patient Protection and Affordable Care Act (ACA) is a silver cloud -- but it's a cloud
with a dark lining. While the ACA will be a godsend for so many people who currently
don't have access to health care, including many living with HIV and AIDS, millions of
other Americans who would stand to benefit from state-level expansion of Medicaid
may be faced with no reasonable health care alternatives as a result of the ruling.
Currently, HIV and AIDS are considered pre-existing conditions. While 13% of people
living with AIDS have private health insurance, 24% have
no insurance coverage at all -- in some cases because of cost but often because coverage
is denied by insurance companies. Thanks to the Affordable Care Act, private insurance
companies will soon be prevented from denying care because of pre-existing conditions
and imposing lifetime caps on benefits that disproportionately affect people living with
AIDS. Thanks to the Supreme Court's ruling, the Affordable Care Act -- including these
vital provisions -- will soon go into effect and improve access to care for millions. And
in the interim, people living with AIDS can access a special insurance pool for those with
pre-existing conditions.
Yet, because HIV/AIDS strikes low-income black communities far worse than any
other, we must consider the negative impact of the Supreme Court's ruling on the
Medicaid provision of health care reform. When Congress passed the Affordable Care
Act, it expanded access to Medicaid from families at or below 63% of the poverty line
to include families that make up to 133% of the official poverty threshold (or about
$30,000
per year in income for a family of four). Yet the
Supreme Court ostensibly ruled that the federal government cannot compel states to
expand their Medicaid coverage. As many as
17 million Americans may have benefited
from the Medicaid expansion. Their ability to obtain
coverage is now, once again, in jeopardy.
While blacks make up only 12% of the American population, we comprise close to 50%
of reported
HIV and AIDS cases. In 2010, blacks accounted for almost 50% of new AIDS
diagnoses. Even more disturbing, while blacks are only 17% of the teenaged population
in the United States, black teens account for 70% of
new AIDS diagnoses in that age
group. AIDS cuts across all demographic groups, but in
America today, its impact on racial minorities is grave and unparalleled.
Why? A major factor is access to affordable, quality health care. While about 11% of
white Americans lack health insurance, 20% of black Americans have
no health coverage. Not unsurprisingly, because of the intersection of race and
poverty in America, a
quarter of black Americans who do have insurance coverage get
their care through Medicaid. So while expanding Medicaid has
clear benefits to black people living with AIDS and black Americans in general, Medicaid
cuts will have a biased impact on us as well. Even worse, in its ruling the Supreme
Court opened the door for states to unilaterally deny even current benefit levels under
Medicaid.
We all know that testing and early treatment are key to preventing the spread of HIV
and AIDS in America and helping those who are infected to live healthy lives. This is
why insurance coverage and access to affordable, quality care are so vital. Yet the
Supreme Court's ruling protects the Affordable Care Act's private market provisions
while jeopardizing expanded coverage for low-income Americans. Yes, we should
rejoice at the overall ruling, but we must also remain vigilant and advocate for measures
that will provide access to the health care and treatment options our communities so
desperately need.
At the national level, as the fight to repeal the ACA ramps up, we must insist that our
leaders finally put partisan politics aside in the interest of safeguarding the health and
well-being of all of our citizens. But what about the fight at the grassroots level, where
the states will soon debate whether to provide more care and coverage for the poor or
strip away support?
The storm clouds of that battle are just beginning to gather.
The latest poll suggests that most Americans are against it
http://www.instant.ly/blog/2012/07/election-2012-how-will-obamacare-impact-the-economy/
Videos
http://s1.zetaboards.com/Express_Yourself/topic/4846447/1/
Providing free health insurance will do little to reduce the fact that blacks make up 12% of the population but get 50% of the new AIDS cases. Weaning blacks off the drug culture is what would reduce that statistic.
To make matters worse, the ACA prohibits households with incomes below the poverty guideline from receiving government subsidies for private insurance. Families above the poverty guideline will have that option. In 2014, a family of four with an income between $23,050 and $30,657 in 2011 dollars will be able to purchase an excellent plan on an heath insurance exchange for $50 a month in 2013 dollars. By 2015, they will have to. If they are a married couple with two children, the penalty is they do not will be $975 in 2015 and $2,085 in 2016. While the IRS cannot collect this money through liens and levies, they can, and will, withhold it from tax refunds including refundable credits like the Earned Income Tax Credit.