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HUFFPOST SUPER USER
tehixe
Anything can change the nature of a man.
10:03 PM on 01/18/2010
These lawsuits are guaranteed to fail. Punitive taxes? Do they even live in the real world? They were *rescued* by the Federal government. They only exist because of us. Is it a punishment when we decide that a small chunk of their profits should come back to the taxpayer, without whom there would have been zero profits? They are so obsessed with their Ayn Rand pictures of themselves, pulling themselves up by their own bootstraps, they are blind to the fact that Uncle Sam was the one throwing out life preservers in the financial tsunami.
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HUFFPOST SUPER USER
abbyrose86
Business exists to benefit MANKIND, MANKIND does N
09:36 PM on 01/18/2010
Oops...I am so aggravated....I made a ton of errors in my post above. Sorry...I hope whoever reads it can make some sense of my post!!
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HUFFPOST SUPER USER
abbyrose86
Business exists to benefit MANKIND, MANKIND does N
09:35 PM on 01/18/2010
These banks are beyond horrible.

I literally JUST got off the phone with a supervisor from Chase Mortgage Co. It seems THEY misapplied my last two mortgage payments, because of a problem with my escrow account, which I have been working on with them since OCTOBER.

I received in late November approval for my escrow shortage to be made over a 12 month period, starting on Jan 2010. As for the November and December payments, which were supposed to have the new much higher payment, they approved my request and gave me confirmation numbers of that approval so that the November and December payments would be for amount.

Well, evidently someone there made a mistake...and instead of apologizing and doing everything to fix it, it took me numerous calls and being transferred all over the place, to find someone to fix this...that was last week.

BTW, I have been getting daily sometimes 8 times a day, collection calls from them since and so tonight I answered the call from their collection department, now understandably I was upset...who wouldn't be? They messed up and then have the audacity to call every day. Well, the supervisor who I insisted on speaking with, insinuated that I was in the wrong for a. being upset and yelling and b. for not being on top of my mortgage account. What is wrong with these people????
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HUFFPOST SUPER USER
siasina
10:24 PM on 01/18/2010
I would be really angry and upset too. That sucks abby.

It's like these people are not human.
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HUFFPOST SUPER USER
abbyrose86
Business exists to benefit MANKIND, MANKIND does N
02:53 AM on 01/19/2010
Thanks siasina....I just needed to vent!
05:59 AM on 01/19/2010
Get everything in writing including copies of the checks you mailed, send letter with attachments BY CERTIFIED MAIL to the servicing department, CC everybody else you know in the bank INCLUDING the president, VP of lending, your loan officer, his/her supervisor, the collections department.

If the servicing department calls, refer to your certified mail receipt as evidence of delivery, as well as time and person accepting.

Then just wait for a breathless call from your loan officer.
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HUFFPOST SUPER USER
abbyrose86
Business exists to benefit MANKIND, MANKIND does N
02:44 PM on 01/19/2010
Thanks for the advice phil! It is so sad that it has to come to this...whatever happened to doing your job properly and serving the customer?

Ah...the good old days!
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HUFFPOST SUPER USER
WorkhelpWorkhelp
Control your money locally. Charter banks now.
09:31 PM on 01/18/2010
Let 'em sue. Then put 'em jail for deliberate bad practices.
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HUFFPOST SUPER USER
vippy
Carpe Diem!
08:49 PM on 01/18/2010
Obama better not let them get away with this one! I want him to show some backbone finally.
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HUFFPOST SUPER USER
PhilipTaylor
SEARCH FOR: POLITICS QUICKER THAN ANYWHERE ELSE!
08:17 PM on 01/18/2010
WALL STREET+FED and WASHINGTON ARE COMPLETELY OUT OF CONTROL!

Wall Street Vote Purchased Elected officials are not going to save us and our system is too broken to fix!

Since FDR and LBJ our system has become even MORE RIGGED as the Financial Aristocracy is more entrenched!

A year ago Obama proclaimed, "We gather because we have chosen hope over fear, unity of purpose over conflict and discord. On this day, we come to proclaim an end to the petty grievances and false promises, the recriminations and worn-out dogmas that for far too long have strangled our politics." That is invisible to date as ‘L1E’BERMAN has torn down what little there was for people in the health care bill.

We need to build a movement! King showed that a broad-based movement can produce real change fueled by empathy using nonviolent direct action!

Watching CEOs this week it was stunning their utter lack of even feigned empathy and inability to see their $160+ Billion in Bonuses are more than the 50 States DEBTS Combined!

JPM D!mon +Go1dman CEO Lloyd "Doing God's Work" B1ankfein with their fellow "too big to fail" CEOs have literally sucked the "MILK OF HUMAN KINDNESS OUT OF OUR ECONOMY!"

Can our righteous and justifiable RAGE be channeled to produce a Real REFORM MOVEMENT?

We are in step 2 or 3 of 7 in a Reform Movement - Educating the Masses right NOW and after that the steps come more quickly!

AR1ANNA INSPIRED!
07:49 PM on 01/18/2010
The Wall Street sleazes have no shame.
Robespierre would have found a way with them.
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HUFFPOST SUPER USER
abbyrose86
Business exists to benefit MANKIND, MANKIND does N
09:57 PM on 01/18/2010
I'm really beginning to appreciate how HE handled people like them!
07:48 PM on 01/18/2010
There never should have been any bailouts to begin with.
TARP was the crime and these pols know it full well.
This "tax" nonsense is to divert attention from THEIR culpability in all this.

There is no such thing as a TBTF bank or Wall Street firm.
There IS such a thing as corrupt as hell politicians.
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HUFFPOST SUPER USER
PhilipTaylor
SEARCH FOR: POLITICS QUICKER THAN ANYWHERE ELSE!
07:44 PM on 01/18/2010
Letter written from London by Rothschi1ds to their New York agents introducing their banking method into America:

“The few who can understand the system will be either so interested in its profits, or so dependent on its favors, that there will be no opposition from that class, while, on the other hand, that great body of people, mentally incapable of comprehending the tremendous advantage that Capital derives from the system, will bear its burden without complaint and, perhaps, without even suspecting it is against their interests.”

WALL STREET + FINANCIAL ARISTOCRACY ARE COMPLETELY OUT OF CONTROL!
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HUFFPOST SUPER USER
PhilipTaylor
SEARCH FOR: POLITICS QUICKER THAN ANYWHERE ELSE!
07:43 PM on 01/18/2010
WALL STREET+FINANCIAL ARISTOCRACY and NOW OUR GOVERNMENT ARE ALL OUT OF CONTROL!

Andrew Jackson ki11ed the 1st and 2nd Rothschi1d controlled Private Central Banks in the early1800's and the U.S, did not have another private central bank again until l9l3 when the Rothschi1d's [leading the pack] and 11 other extremely wealthy and powerful FORE1GN banking families [except for the Rockefe11er's] again took over control of our monetary system and stripped the power from the people to create their own currency [to which it rightly belongs as per the constitution] by the passing of the Federal Reserve Act on Christmas Eve, l9l3, which Woodrow Wi1son quickly passed/signed into law

FED ..the banksters 3rd and fina1 US paras!tic Private Central Bank Debt MAKING System, the federal reserve [as 'federal' as 'federal' express package delivery] which is still operating today and IS the root cause of all economic problems in this country.. !

Wall Street OWNS OUR GOVERNMENT with 0.001% of its ill-GOTTEN L00T!

We MUST END THIS CORRUPT D1CTAT0RSHIP by the FINANCIAL EL1T1ST ARISTOCRACY!
HUFFPOST COMMUNITY MODERATOR
themodernleader
07:41 PM on 01/18/2010
This tax charade provides cover for the Administration, Congress and banks from any meaningful regulation. Meanwhile these corrupt, unfettered banks pile on derivative trading, outrageous speculation in equities, bonds, commodities such as gold, silver, copper, oil, corn wheat, and oranges and any other trade that promises a quick dollar. There will be no stability as our currency continues to gyrate and inflation turns poor Americans into impoverished, hungry, unemployed social dynamite.
Government and media attention is rivetted on banking and stock market wheeling and dealing. Meanwhile, main street economic activity is drying up. Jobs are disappearing. People are without basic necessities. And there is no long range plans or programs for a better condition in six months or a year. In this deepening depression the Hoover-Obama solution is reassurances and a positive attitude. Hoover was severely beaten at the polls for just such a policy.
The question remains: Can President Obama transform from the present Banking President to an American President? How that question is answered will decide the fate of his Presidency and our nation.
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HUFFPOST SUPER USER
PhilipTaylor
SEARCH FOR: POLITICS QUICKER THAN ANYWHERE ELSE!
07:35 PM on 01/18/2010
PR1SON for WHITE-COLLAR CR1MINALS MUST BE AS ENFORCED AS IT IS FOR ALL AMERICANS!

1,000 were Prosecuted during the Much Smaller Savings and Loan Scandal

0 have been prosecuted for the Wall Street Aristocracy's many FAR WORSE CR1MES:

Laws on books - LACKING IS AN ADMINISTRATION TO INVESTIGATE AND PROSECUTE WH1TE-C0LLAR CR1ME!

"Conspiracy" is a criminal law concept, meaning an agreement or plot between two plus persons to break the law with one or more overt act(s). Joining the plot incurs full penalties can be punishable by de_ath. Proof requires establishing that the defendant dishonestly deceived a victim(s) resulting in the victim’s economic loss.”

“Misrepresentation” is contract law concept, meaning false statement of fact made by one party to another party, which has effect of inducing that party into a contract. For example, false statements/promises made by seller of goods regarding the quality/nature of the product that the seller has may constitute misrepresentation.

“Insider Trading” is trading securities by individuals with access to non-public information about product/company. Taking advantage of non-public information by an insider during performance of insider's duties, or in breach of fiduciary duty/relationship of trust/confidence.

“PREMED1TATED MANUFACTURED 1NSIDER TRAD1NG”
a. Make SureFailMortgageProducts knowing they will fail
b. Buy Massive A1G CreditDefaultSwaps Betting “SURE FAIL Products” will FAIL!

Make it to fail&bet it will fail: "Manufactured-Insider-Trading" 100% Sure BETS!

http://www2.goldmansachs.com/us/index.html
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HUFFPOST SUPER USER
PhilipTaylor
SEARCH FOR: POLITICS QUICKER THAN ANYWHERE ELSE!
07:37 PM on 01/18/2010
DICTATORSHIP RUN BY THE FINANCIAL R0BBERS THAT BUY OUR CONGRESS!

THIS $9 Billion/Year Tax on the Banks is a DROP IN THE WRONG BUCKET!

The R0BBERY was by the Executives who used the Banks as a TOOL to charge Hidden FEES and Skim those FEES into their Pockets leaving the Banks insolvent (Hidden Off-Balance-Sheet)!

CAN YOU FATHOM THIS? CAN YOU ST0MACH THIS?

$600,000,000,000,000 = Wall Street Toxic Derivatives of Questionable VALUES

$_23,700,000,000,000 = US Paid Welfare to Wall Street Banks from FED+Treasury+FDIC

$_12,302,161,700,000 = Total US National DEBT

$___ 780,000,000,000 = Stimulus for States and Main Street

$___ 200,000,000,000 = 4th Quarter Bonuses Wall Street paid themselves

$___ 142,000,000,000 = Total Debt of the 50 US States

$_____ 9,000,000,000 = 0bama Annual Tax on Wall Street BANKS-PATHETIC! Vs. $Trillion+

$_____ 5,000,000,000 = Ten Years Wall Street BUYING OF VOTES FROM CONGRESS

$________95,764,000 = ONE YEAR PAY for all Members of Congress

$_________7,500,000 = Average Wall Street Cost to Buy a Senator for 4 years

$_________6,000,000 = Wall Street TOXIC WASTE spread to Average American Family

$_________5,100,000 = 5 Wall Street Banks pledge to Haiti

$_________1,860,000 = Average Wall Street Cost to Buy a House Member for 4 years

$__________ 400,000 = One Year Pay for President of USA

Wall Street Executives earned 40,500% more than the Medical Doctors!

THE WALL STREET R0BBERS ARE OUT OF CONTROL!
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HUFFPOST SUPER USER
Carolab
Just another hostage of the poopy heads
12:17 AM on 01/19/2010
To which you must add "control fraud" which Phil Angelides brought up in day 2 of the Commission hearings.

Control Fraud

James Galbraith mentions in a comment the very useful concept of “control fraud” introduced by William K. Black, see e.g. When Fragile becomes Friable: Endemic Control Fraud as a Cause of Economic Stagnation and Collapse (pdf),

Individual “control frauds” cause greater losses than all other forms of property crime combined. They are financial super-predators. Control frauds are crimes led by the head of state or CEO that use the nation or company as a fraud vehicle. Waves of “control fraud” can cause economic collapses, damage and discredit key institutions vital to good political governance, and erode trust

http://conservationfinance.wordpress.com/2007/03/06/control-fraud/
07:34 PM on 01/18/2010
Hey bankers - here's a concept - quit your job if you don;t like it. Hey shareholders sell if you don't like it

Instead of a tax we could do what they did in the good ole days.
get a bit a rope and hang you in the town square or put you in a guillotine........ Nah we're too civilized now to go Bastille on you.

Probably true

But don't push too hard cause we just may......
07:08 PM on 01/18/2010
The tier1 financial companies would have a pretty good argument if this administration hadn't spent so much time with the stress tests, multiple congressional hearings&panels and all the other work they've done to identify just the kind of risk they want to tax. This is not a new proposal. Bernanke and Geithner have been talking about ways to incentivize companies to get smaller since the beginning. If the administration can demonstrate that companies of a certain size pose more of a risk to financial stability than smaller banks, then ther is no constitutional issue. As our agents, it is their responsibility to manage that risk.
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HUFFPOST SUPER USER
Jannsmoor
06:35 PM on 01/18/2010
ochamsrazor

Why do you hate unions?