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Dean Baker

Dean Baker

Posted: December 20, 2010 11:59 AM

President Obama insists that he is a really bad negotiator, therefore the deal he got on the 2-year extension of the Bush tax cuts and the 1-year extension of unemployment benefits was the best that he could do. This package also came with a 1-year cut in the Social Security tax.

This cut will seriously threaten the program's finances if next year, the Republican Congress is no more willing to end a temporary tax cut than this year's Democratic Congress.

The logic here is straightforward. Under the law, the Bush tax cuts were supposed to end in 2010. Tax rates returned to their pre-tax cut levels in 2011. However, the Republicans maintained a steady drumbeat about the evils of raising taxes in the middle of a downturn, even if the tax increase would just apply to the richest 2 percent of the population.

As we saw, President Obama and the Democratic Congress could not muster the votes needed to overcome the Republicans and ended up extending the tax cuts for the richest 2 percent of the population. The Democrats will be faced with a similar situation at the end of 2011 when the Social Security tax cut is scheduled to expire, except that this time the tax cut in question will apply to overwhelming majority of working people.

Also, the House will be controlled by the Republicans and the Senate will be considerably less Democratic. This raises the possibility, if not the likelihood, that the tax cut will remain in place indefinitely, more than doubling the size of Social Security's projected long-term shortfall.

Before we even get to this juncture the Republicans will have another opportunity to impose a really bad deal on President Obama. Sometime in the spring the government will run up against its debt ceiling. This will prevent the government from any further borrowing.

Since the government has a substantial deficit, with spending exceeding revenue, hitting this limit would mean that the government would not have sufficient funds to pay for all its programs. It also would mean that the government could not pay interest or principle on debt that is coming due; in effect requiring it to default on its debt.

The prospect of the U.S. government defaulting on its debt creates the sort of end of the world scenario in which Congress rushed to pass the TARP in 2008. Back then, President Bush, Fed Chairman Ben Bernanke and all sorts of other luminaries told members of Congress and the public that we would have a second Great Depression if the Wall Street banks were not immediately bailed out, no questions asked. And the money flowed.

The prospect of defaulting on the debt will create a similar outbreak of shrill warnings of disaster. This would likely to lead to scenario in which President Obama signs whatever debt ceiling package House Republicans hand him, even if it includes the privatization of Social Security and Medicare and major cuts and/or elimination of other important programs. The argument from the administration will be that they have no choice.

In order to avoid this train wreck, supporters of Social Security and Medicare have to restructure the options. They have to push President Obama to announce in advance that he will never sign a debt ceiling bill that includes cuts to Social Security and Medicare, the countries two most important social programs.

These programs are crucial to the financial security and health of tens of millions of people. If there are to be changes in these programs then they should occur after a full public debate in the light of day, not as the result of Republican trickery and parliamentary game playing.

This would be a hugely popular position since not only Democrats, but also independents and even Tea Party Republicans overwhelming support Social Security and Medicare. Furthermore, the gun, in the form of a potential debt default, is actually pointed at the Wall Street banks, not the public.

A debt default would be a very bad situation and one that we absolutely should try to avoid. But the day after the default, the country would still have the same capital stock and infrastructure, the same skilled labor force and the same technical knowledge as it did the day before the default. In other words, the ability of our economy to produce more than $15 trillion in goods and services each year will not have been affected.

One thing that would not be around the day after a default is Wall Street. The default would wipe out the value the assets of the Wall Street banks, sending Goldman Sachs, Citigroup and the rest into bankruptcy. The recovery for the economy from such a situation will be difficult, but the shareholders of the Wall Street banks would be wiped out and their top executives unemployed.

For this reason, the threat of a default is a gun pointed most directly at Wall Street. Given the power of Wall Street over Congress, is inconceivable that they would ever let the Republicans pull the trigger.

This means that if President Obama is prepared to take the right and popular position of supporting Social Security and Medicare, he will win. This is both good policy and great politics. The public just has to force President Obama to stand up and show some leadership.

 
 
 
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09:53 PM on 12/26/2010
If Obama screws up social security....I will never vote for him again. Period.

I will vote for a primary challenger, a third party candidate, a write in vote, even (though not likely) a Republican, OR stay home.

But I will NOT vote for Obama. Period.
09:46 PM on 12/26/2010
I dunno about the rest of you....but I do NOT trust Obama to do the right thing.

I will be more surprised if he holds his (our) ground than if he caves in.

And Obama has the winning hand. Wall Street NEEDS him, even more than the rest of us. We all go down the tubes much more slowly. Wall Street gets hit first AND hard.

I sure hope Obama doesn't fold a good hand.

Why am I NOT reassured?
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HUFFPOST SUPER USER
ta8ersalid
The End of the GOP Starts in Nov. 2012
09:40 PM on 12/26/2010
Let Wall street Crash and burn.

We can rebuild without these crooks cooking their books and costing us huge sums of money in bailouts.
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HUFFPOST SUPER USER
dagmaclugh39
Nomen est omen.
08:23 PM on 12/26/2010
Has anyone in government considered the catastrophic consequences of a failed SS system? What a spectacle! The elderly and infirm forced to live in cardboard boxes or under bridges, and eat real, not metaphorical. catfood. Or are struggling young families expected to take in, and care for, their indigent parents?
Plutocrats and their apologists consider the above scenarios "the fault of those who didn't plan for their retirement." Their verbal sleight of hand deliberately ignores the fact that Social Security is an insurance plan, financed by contributions from the paychecks of millions of workers for seventy-plus years.
The plutocrats, President Obama, and their allies in Congress plan to cripple Social Security, then declare it insolvent, so that they may plunder its Trust Fund. Meanwhile, "our" illegal, mega-billion dollar wars in the Mid-East rage unabated, creating death, destruction and undying hatred for the United States.
09:49 PM on 12/26/2010
I agree.

Only there is NO trust fund. It was raided years ago. Only IOU's exist. Worthless in the real world.

The politicians want to get rid of SS so they don't have to keep paying for it out of the general tax money. THAT money is for their wars and rich sponsors, not the little people.
06:53 PM on 12/26/2010
As long as the US government is funding 2 wars and bribes to other countries any discussion of cuts to Social Security and Medicare are complete BS.

It's all a lie. The government takes in plenty of tax dollars to ensure these programs last for many generations. The problem is that Washington has it's priorities all messed up. Washington is more concerned for it's own welfare and the needs of the people are now a secondary concern.
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tnkeating
Dyslexic agnostic insomniac
05:50 PM on 12/26/2010
To begin with, President Obama signed the tax cuts, that makes it the Obama Tax cut extention, the President and the democrats could not muster the votes against it because a lot of democrats voted for them. The republicans have a minority in both houses and can stop anything on their own. The only way to save SS is to privatize the accounts in each individuals name so congress can no longer barrow the money from the general fund. Congress needs to pay back the IOUs from barrowing from the past. Congress controls the purse strings, not Bush, not Bernake, not Luminaries, however complicit they may have been for you to suggest they were the cause of the economic implosion is disingenuous, not to mention it was a democratically controlled congress at that. I believe the cause was bi-partisan corruption from the people we elected and who took an oath, but we did elect them meaning we are just as responsible. Congress made it possible but we took advantage of the barrowing possibilities. When I say we I don't mean everybody there are many good stewarts and responsible people but I tend to speak in generalities. If SS is privatized, we as owners should have the ability to invest and set the peramiters of risk, or let it ride, but the decision should be ours. Congress has a history of screwing up virtually everything it has touched.
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tnkeating
Dyslexic agnostic insomniac
05:54 PM on 12/26/2010
The republican­s have a minority in both houses and can Not stop anything on their own. (sorry)
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Charles Shackelford
03:33 PM on 12/28/2010
Who is "We" Kimosabbe? The problem with our nation is that there is no sense of the concept of society. Any attempts at trying to achieve the most logical and beneficial aspects of accessible health care, pensions for the elderly, infrastructure development and the education of our children are decimated in the mainstream media as "socialistic" and "communistic" by those from the fanatical right, ironically many of whom who would most benefit from such public policy. Just look at the "Tea Party" movement's success in this?
The tragedy is that our nation continues its downward spiral simultaneously with the politicalization of this most basic program in its capitulation to "pure" capitalism on Wall Street. Sure, we could privatize SS accounts and this seems fair but how does it really work? Would the elderly have had the ability to have averted catastrophic consequences recently with the meltdown if they were day trading from their assisted living centers? I agree with your assertions about the inability of Congress to effectively govern but it is clear the "private sector", so sanctimonious and smug from its lair on Wall Street, is quite inept at its own game, especially for any benefit of people in the real working world. I have little confidence in turning SS and Medicare loose to be savaged by the "free market".
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Joe Goforth
01:46 PM on 12/26/2010
It's simple we have just a couple of choices here before the debt gets so high that it's impossible to pay the interest (and that might already be here);

Grow the economy at about 4% a year (place your bets)
Make Cuts in every sacred cow that exists in Washington
Pay more taxes

Americas great economic ride is coming to a conclusion very quickly and the politics are going to get ugly really quickly.
09:29 PM on 12/26/2010
I tend to agree with you and it is too bad that everyone cant see how tough the choices are in order to get our fiscal house in order
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ta8ersalid
The End of the GOP Starts in Nov. 2012
09:43 PM on 12/26/2010
You are right and in congresses brilliance, they just added $900 billion to the debt.

just when the hard choices need to be made, they continue on with buisness as usual.

Unbelievable.
01:37 PM on 12/26/2010
Everyone seems to forget Social Security is not the goverments money, that is our money. The goverment has not put a single nickel into that fund and I don't want them to. If they did, they would surely claim it. Maybe we have to start a class action lawsuit to take our money away from them because they can't be trusted with it anymore. If it bankrupts them, they'll have to tighten their belt for a change, we're tired of tightening ours. They'll have to take paycuts and givebacks, it would be nice to think of them feeling it for a change instead of us all the time. They cannot be so full of themselves to think that the seniors of this country would be stupid enough to let them take our Social Security away from us. They would have one fight on there hands and we don't back down.
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edgarcaycedoc
07:46 PM on 12/26/2010
"The government has not put a single nickel inot that fund and I don't want them to. If they did, they would surely claim it." Therein lies the problem. They have contributed nothing to SS, and yet they STILL "claim it."
01:37 PM on 12/26/2010
"...if Obama is prepared to take the right and popular position of supporting Social Security and Medicare, he will win." (Dean Baker)

Obama has rarely taken a "right and popular position" with respect to the people's programs. Why then would he do it to save Social Security and Medicare?

In defiance of the vast majority of the American people, Obama approved Tarp funds for bailing out the big banks and other corporations.

In defiance of the majority of the American people and to please the insurance companies, Obama refused to fight for a strong public option that would have brought high health insurance costs under control.

Obama keeps the wars going even though most Americans have no idea why the government continues to wage battle in arenas thousands of miles from its shores.

As gas prices continue to steadily climb at great expense to the American people, Obama and Congress sit on their hands while their buddies in the oil industry and on Wall Street amass huge profits. And of course some of those profits, in one way or another, are ultimately kicked back to politicians who refuse to introduce legislation reasonably capping the cost of fuel.

As such, with all due respect to Mr. Baker, I believe it is inappropriate to use the conditional clause ("if Obama does such and such"), knowing full well what this president has already done.

It is much more appropriate to say "Given what this president has already done," ...
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ta8ersalid
The End of the GOP Starts in Nov. 2012
09:48 PM on 12/26/2010
I am losing faith that any politician will do anything good for the people, unless you consider big corporations as people.

I had high hopes for Obama, but everything you stated hit the nail on the head, sadly.

As far as politics goes, there are no good choices. If Obama does not come around, we are doomed.
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cayuse
Soaring Eagle, soaring to Spirit from the ego self
12:13 PM on 12/26/2010
I have confidence that Obama will talk Left and move Right on SSA.

Back room deals were not required in letting a bad tax bill die or giving the republicans everything they needed. The deal came at a big price and I am confident it was part of the Payroll Tax Holiday and SSA

The net result will be the Worker earns less and pays more tax.

Stock Traders will get more Profit, Dividend, Appreciation and no tax and a Free Ride
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Stewart Goss
01:47 AM on 12/26/2010
I don't want Social Security, never have. Yet in a free country I'm forced to sign up for it?

Sad.
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Shaun Hensley
The American Experiment has failed
09:58 AM on 12/26/2010
You aren't forced to sign up for it. You can live in a cave on a mountain and eat wild animals in order to sustain yourself.
HUFFPOST COMMUNITY MODERATOR
indc
12:00 PM on 12/26/2010
And I never wanted wars like VN, Panama, Grenada, Iraq, Afghanistan, but I am forced to pay for them, and I don't get cash in return down the road.... right now, these are 1/2Trillion a year at least if all short and long term costs are included. See articles by Stiglitz if you want this estimate verified, but he admits he does not include everything.
08:55 AM on 12/24/2010
I'm sorry but there is No Way that the POTUS would let that happen. This article, I'm sad to say, is doing a bit of fear mongering...The POTUS has No intention of undermining Social Security or Medicare. Think about it...He just had a fourteen month War with the GOP and Blue Dogs for health care reform and fought hard for a public option. We all know that he is for sustaining Social Security. I think that it was a bit foolish to add a one year tax cut on Social Security, especially when Republicans are set to take power on the house but I also believe he did this with the public on mind..people need more money in theirpaychecks while the country continues it's slow recovery However, the man is a super intellect. He knows that this tax cut Must expire in a year and that Social Security must be preserved, as do Independents and even some moderate Republicans. We've seen some Republicans break ranks on some issues this year and I think we will again. Keep in mind that Not ALL Republicans are Rich. There are plenty who are currently On Social Security and Plenty more who will need to be in the future, not to mention the disabled community who depend upon Social Security (also keep in mind that Any One can become a member of that community at the drop Of a Hat!)

Not going to happen.
11:56 AM on 12/26/2010
Obama has already undermined Social Security, in case you haven't noticed, by reducing payroll Social Security by 2%, thus reducing the amount of money that will go into the Social Security Trust Fund.

The 2% payroll reduction is tantamount to hundreds of billions of dollars that has been extracted from the Fund so that there can be a continuation of the Bush tax cuts for the wealthy.
03:56 PM on 12/26/2010
Fanned.
10:46 AM on 12/28/2010
No, exactly the same amount goes into the trust fund:

http://www­.gpo.gov/f­dsys/pkg/B­ILLS-111hr­4853enr/pd­f/BILLS-11­1hr4853enr­.pdf
See SEC. 601. TEMPORARY EMPLOYEE PAYROLL TAX CUT.

"There are hereby appropriat­ed to the Federal Old-Age and Survivors Trust Fund and the Federal Disability Insurance Trust Fund establishe­d under section 201
of the Social Security Act (42 U.S.C. 401) amounts equal to the reduction in revenues to the Treasury by reason of the applicatio­n of subsection (a)"”
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indc
12:02 PM on 12/26/2010
And you know this how... there is so much Obama would not allow to happen, that he felt was unconscionable, but he did let it happen, created the condition for it to happen, did not prevent it happening when he had the chance, and so it goes with continuation of Bush tax cuts, Bush wars, Bush legal standards, Bush detentions and kidnappings, etc.
03:41 PM on 12/22/2010
Enemies of the USA need not worry; the electorate of our nation has done the job for them. By voting in ideologs to the house and senate, they have assured the implosion of the economy . Deficits plus tax cuts plus war spending is the correct formula for financial implosion. Anyone who says different is lying thru their teeth. I defy anyone who can crunch the numbers and come back with a different result that is not base on erroneous factors' then that is the person who should lead this nation. Otherwise my fellow citezens get ready for barbarism.
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68Namvet
Sioux, French, German, Jew, American mutt
10:52 AM on 12/23/2010
Yep - as I've said - It amazes me how gullible, stupid and obtuse the American public can be. They think about themselves as if living in a vacuum. Their world revolves around their tax cuts (or not) spending for what they deem inappropri­­ate things (unemploym­­ent, welfare - which by the way includes Veterans health care, entitlemen­­ts - you know those things we paid for and are entitled to) or not, bail outs, stimulus, infrastruc­­ture builds, jobs the economy - all without regard for the elephant in the room.

WE ARE AT WAR!

People are being killed and people are dying in the name of the United States of America!

We think nothing of dropping a bomb and blowing up a bridge in Iraq - then spending $1 billion to rebuild that bridge while watching our own bridges crumble around us for lack of investment required to maintain them.

The public is not involved because they have been asked to sacrifice nothing! They are detached - the public is busy complainin­­g about how they've been "Taxed Enough Already". Give me a break!

Want to have a war? PAY FOR IT! Raise EVERYONE'S taxes. Have all Americans shoulder the burden! Pass a law that ALL wars must be financed by increased taxes, specifical­­ly called a WAR TAX! Include full benefits for returning veterans in all financing! Then, see how quickly we give up fighting unnecessar­­y wars of choice!

By the way - F& F'd
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Stewart Goss
01:47 AM on 12/26/2010
Ideologs? They want to balance the budget, fix the deficit.

You Democrats could use some people like that. Lol.
02:39 PM on 12/22/2010
Pres. Obama was not a bad negotiator,, Obama in a cold calculating move to open up S.S. for a first time cut 2percent 120billion dollars cut to S.S. I feel Obama goal is to take the employer off the hook for there pay into S.S. 6 1/2percent 400billion dollar a yr... This cold move to gut S.S. will break the funds back,,,in the near future these cuts will cause much pain an suffering for the elderly,,seniors,an disabled???
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68Namvet
Sioux, French, German, Jew, American mutt
01:08 PM on 12/22/2010
Social Security is a contract I have with the federal government. For fifty years I have paid into the system - soon I hope to begin to collect from the system. If you tell me that the government is bankrupt, fine. However, I and other recipients should be allowed to determine how to resolve the bankruptcy. The first areas cut would be salaries and health care for all Senators, Congressmen and their staffs, the second area would be all military bases outside the US, all war and investment in war materials, and finally, any and all aid to any other country. When these are accomplished, you can talk to me about my benefits - till then - I expect the government to fulfill in contractual obligations.
07:28 AM on 12/26/2010
Great point and agreed.
11:44 AM on 12/26/2010
Don't forget we lent trillions for next to nothing to wall street and half of corporate America over the last 2 years. They wouldn't be in business today without us.