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Earl Ofari Hutchinson

Earl Ofari Hutchinson

Posted: October 13, 2009 01:15 AM

Insurers Royally Played Obama

What's Your Reaction?

In the months after President Obama's inauguration, he and other administration officials held more than two dozen secret meetings with top insurers and the major pharmaceutical groups. He met with registered lobbyist Karen Ignagni, president and CEO of America's Health Insurance Plans, the major private insurer's industry group, on March 5, 6 and 11, May 11 and June 30.

The meeting with AHIP and the other industry bigwigs was followed by a much public and much ballyhooed pledge by the private insurers and the pharmaceuticals to plow tens of millions of dollars into an ad and PR blitz to back Obama's health care reform plan. They solemnly and very publicly assured that they'd work closely with Senate Finance Committee Chair Max Baucus and his five other cohorts on the Committee to not be the hardheaded obstructionists they'd been for the past six decades to getting health care reform passed. Obama bought their pledge, back patted them for their spirit of cooperation, and publicly hailed them for promising to break down the final barrier, namely themselves, to providing affordable health care to all Americans.

The insurers hustled, conned and lied to Obama. They cynically played upon his political naiveté about them. Worse, they didn't even try to mask their play of him. AHIP brazenly fired off to the press a study it commissioned that claims that Obama's health care reform plan will hike the cost of insurance for families by thousands. The insurers insist that private employers will get hit even harder with the increased fees, taxes, and add-on costs in the reform plan. They swear that will cause many employers to reduce or even eliminate coverage for their employees. The insurers doubled down on their play of Obama by threatening to spend a fortune on an ad campaign to kill his plan.

The worst part of the insurers con game is that they had already squeezed a guaranteed profit bonanza out of the White House and the Senate Finance Committee--no public option, government enforced mandates complete with penalties, taxpayer subsidies of the poor and middle class uninsured, forced employer mandated plans, and best of all absolutely no meaningful government hammer over them to make sure that they don't raise prices or figure out ways to dump those who private insurers label "high risk" or less charitably, "undesirables" at the first chance they get. Those are the millions who suffer chronic and major diseases--cancer, diabetes, asthma and heart disease. The overwhelming majority of them are blacks and Latinos and the poor.

Covering them was supposed to be the reason that Obama and congress battled for reform in the first place. The issue for private insurers even as they made nice with the White House and deceived Obama into thinking that he had a deal with them has never changed. It's still their endemic fear of any smattering of government control of medical care.

The hint that insurers would double cross the White House the first chance they got was Obama's mere mention that he'd impose higher taxes on the wealthy to pay for coverage of the uninsured. This stirred terror among insurers and medical industry groups of deficit soaring taxes and socialized medicine. The even bigger hint was the even more terrifying to them thought that congress might actually impose cost containment measures into whatever reform package that finally emerged from congress. This would directly threaten what insurers regard as their absolute right to make and keep the kings ransom in profits they've raked in seemingly forever. This drove them to the barricades the past six decades even faster than their phony, self-serving scare shout that health care reform is socialized medicine.

Obama learned an age old and bitter lesson from the insurer's double cross. When you try to buy your enemies affection you can never be rich enough. The insurers royally played Obama.

Earl Ofari Hutchinson is an author and political analyst. His forthcoming book, How Obama Governed: The Year of Crisis and Challenge (Middle Passage Press) will be released in January, 2010.

 
 
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11:12 AM on 10/15/2009
If you are angry that the health care industry is going back on its promise to support health care reform

Email the Insurance Industry's chief lobbyist

Karen Ignani at kignani@ahip.org
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Dale Larson
05:35 PM on 10/14/2009
INSURANCE COMPANIES TRIPLE DIP OUR WALLETS

In a way you have to be impressed by what Big Pharma and For-Profit Insurance has achieved.

They've managed to poison our politicians and the broader media. They've managed to entangle themselves everywhere.

They even gouge us with their side businesses...

For instance, you pay extra on your home owner's insurance in case somebody gets hurt on your property. Why? Because we don't have universal health care. Somebody has to go after you for their health care.

The same industry sells us both insurance policies! They have us coming and going.

What about Uninsured Motorist coverage. We wouldn't need it with universal health care.... Oh by-the-way, an insurance company sold you that coverage too!

They've dipped into our pockets three times all for the same FEAR! It's BRILLIANT!

I'm sure there are others examples of the insurance industry I haven't thought of.

Worker's Comp?

Where does it end?
02:32 PM on 10/14/2009
Nonsense. Its the old time strategy of keeping friends close and the enemies closer. When the enemies try to stab you in the back, you have your crew to fight them off and their intentions are unmasked. This is fighting on Obama's terms not the lobbyists. Deft politics at its best.
04:57 PM on 10/19/2009
Hear ! Hear! Shelby 35. How I wish the others would as well. Thank you for a succinct and accurate
insight on the dynamics of this Presidency. REASON shall prevail.
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sposton
right to tell what they don't want to hear
02:18 PM on 10/14/2009
I have hard time imagining Obama as someone who can be easily fooled. He seems to be quite willing to be fooled again and again. Strangely, he's never fooled into doing much good. I wonder why. ;-)
02:13 PM on 10/14/2009
We need to look at the facts. There has been a love-hate relationship between government and private health care for decades, and liberals have joined conservatives in this process. Many of the companies we now call insurers (because that is easier to hate) are managed care companies who were encouraged to control costs by limiting unnecessary procedures and waste. Remember all the stories about unnecessary surgery in the 70's and 80's? HMOs were encouraged to enroll seniors to cut the cost of Medicare. Unfortunately, it turned out to be just the opposite. Many of the "evil" insurance companies are actually non profit companies with no shareholders, including many Blue Cross and Blue Shield plans and Kaiser, with its countless million members. Kaiser is the closest thing to what a single payer system would look like, and everyone complains about wait times. Obama is no fool. No one has played him. He and his advisors are smart enough to understand that HMOs including Kaiser have a lot to teach us about well run health care. Perfect? No, but let's not throw out the baby with the bathwater and pretend that managed care has been nothing but a rip off. In fact, I support a public option, but I try to do so based on an understanding of the true state of our current system, not a liberal fantasy that rivals in accuracy that of the conservatives.
02:08 PM on 10/14/2009
Seems to me you have pre-judged the outcome of the health care legislative reform process. The fat lady has not sung yet and the public option MAY be in who knows, do you?

And talking about political naivete, Obama himself said he will make mistakes he said he was not perfect, he said the process of reform will have be jump started now and again.

I just wish his accomplishments make rubbish if these kind of articles.
Although I am a bit pessimistic on the public option, I remain a little hopeful, that the blue dogs will see the light and embrace public option.
the status quo WONT WIN
01:54 PM on 10/14/2009
Mr. Hutchinson, I don't think that our form of government is capable of giving us health care reform.
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marignymitch
E pluribus unum percent
01:33 PM on 10/14/2009
I agree, Mr Hutchinson. But most troubling to me is the fact that Obama is so easily played ... and not only by the insurance cabal. Wall Street robber barons (Geithner et al.) have Obama exactly where they want him.
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marignymitch
E pluribus unum percent
03:02 PM on 10/14/2009
As does President Snowe and the Republican Party, I might add.
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urnumbersix
"I am not a Number. I am a Free Man!"
01:32 PM on 10/14/2009
The insurance companies sucker punched him. Yes. But now, "it's On!"
My money is on Obama. AND he still will look like the nice guy. He got sucker punched, so no one will blame him when he knocks them down and is stompin' heads.

Let's see how this plays out. Congress should immediately repeal insurers' anti-trust exemption. Just for starters. Yep. "It's On!"
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Dale Larson
01:20 PM on 10/14/2009
Time for Obama to strike back....

It's time to end our "risky experiment" of "For-profit health insurance". It's a proven failure.

HR676 (http://hr676.org) Single Payer system that is proven, pro-business and pro-people:

* Slashes at least 30% of costs off the top by removing private insurance overhead.
* Companies take health care expenses off their books. Stock value increases. Better able to compete internationally.
* Small companies could have access to higher skilled workers because previously they couldn't compete in the labor market by offering similar benefits.
* More entrepreneurial ventures will launch since they have more money and less unrelated risk.
* Dramatic drop in bankruptcies.
* Dramatic drop in lawsuits. Most of these lawsuits are simply to obtain money to cover health care if something interrupts their coverage.
* Reduced system complexity. Greater efficiency due to fewer regulations.
* Savings from employees not having to fight with their insurers during work hours.
* HSA and MSA dollars redirected back into the economy for goods and services.
* Additional money to spend from not having to carry "uninsured motorist coverage" on your auto policy.
* Contract employment is more viable for workers since they are guaranteed access to health care.
* People are covered when unemployed. No chance of being wiped out financially if you lose your job.
* Health care providers (doctors, hospitals, therapists...) see increase in business with much less administrative expense.
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tehixe
Anything can change the nature of a man.
11:57 AM on 10/14/2009
The insurers played Obama in much the way that a 90 pound weakling plays the captain of the football team. They might have landed a glancing blow, but they are about to get their faces punched in. The Democrats know that siding with the insurance companies over the American people is political suicide, and they will therefore not dare to do it.
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Carl Caroli
I just don't understand people
11:46 AM on 10/14/2009
He was definitely played, but he has the key to the bully pulpit and its time he unlock the door, and expose the corporate interest for what they are - societal parasites.
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nana4g
12:14 PM on 10/14/2009
This seems to be a strategy he uses for all opponents and they play right into it. He never has to say one word against them; they do it to themselves.
10:38 AM on 10/14/2009
Earl never has anything good to say about the president. Guess what Earl. They president is fighting back. The White House knew that this might happen, but they wanted to get their bills out of committee before the fighting started. AHIP wisely didn't punch themselves out like the teabaggers who have used up their 15 minutes. So now it's on. A fight to the finish.
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MyNameIsJames
What should a person say in their micro-bio
08:39 AM on 10/14/2009
President Obama was NOT played by the health insurance industry. President Obama has played HIMSELF! The idea that he was going to talk about reform and then secretly negotiate an acceptable and responsible peice of legislation with the industry - is self-deception.
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raker
07:42 AM on 10/14/2009
I would not be comforted by believing that our president is a naif who got taken by big-city hustlers. I suspect that, like most Democrats, Obama is trying to have it both ways, to appease business interests and do something good for us citizens, but the two can be irreconcilable. Corporations win in the end, the Democrats say they tried, they really really tried, and if they ever get 70 or 80 senators, they're definitely going to have a meeting to discuss thinking about considering doing something about something.
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Soulsurfer
Solar Electrician,Longtime Surfin'Fool
08:52 AM on 10/14/2009
Well said.
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Samalabear
10:09 AM on 10/18/2009
I'm not taken in by the Obama-is-politically-naive line either. I just don't buy it. As I've said before, Obama is the one who said all players are at the table, and then proceeded to work hard -- very hard -- to keep single-payer out of the room, shunned from the table and his many staged town halls, most notably the one on ABC, where single-payer advocate Scheiner was kicked out at the last minute, even as Ron Williams of Aetna was given a featured role. Obama even went so far as to belittle government-run entities such as the USPS and the DMV as reasons why we don't have single-payer. He hasn't been too kind, or even honest, about the problems with Medicare, many of which stem from the relationships with Pharma and for-profit health insurers. I am so tired of hearing people talking about Obama's naivete. You're making it sound like he's as dumb as Dubya. Remember, Dubya was touted as an "outsider," too. Obama was in the Senate. And I don't believe Obama's relationship with Rahm Emmanuel started on 1-20-09, but significantly before that and no, it wasn't a mistake, it was all carefully calculated, I am sure.