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Giles Slade

Giles Slade

Posted: October 7, 2007 08:43 PM

Loonie for Greenbacks


Stop an old guy flying a Canadian flag at a filling station on the interstate, and he'll tell you "Jimmy was a great President." He says this for the same reason that snowbirds like him are flocking to the sunny south early this year.

It has nothing to do with Democratic policies or the onset of a bad winter. With the Canadian dollar at 102 cents, old Canadian tightwads can stay longer and eat better in the home of the brave than at any other time since 1976.

This means there will be an especially strong winter tourist season in the sunshine states even though more visits by wintering Americans are already anticipated this year given the weakness of the greenback abroad and the decline in American purchases of vacation or retirement homes.

Canadians share the current edginess about buying American real estate, so more and more of them are traveling south in trailers, RVs and campers or staying in seaside motels for the season. Also, an increasing number are shopping in American border towns despite the inconvenience of having to line-up and show their passports.

Nowadays, these visits often feature the purchase of high-ticket items like cars because vehicle prices in Canada were set when the loonie was worth 0.62 USD. The average Canadian saves about $10,000 by purchasing a higher end vehicle when visiting America.

One of the best things about shopping in America, of course, is beating the Canadian federal and provincial sales taxes. Unlike many border-states, Canada enjoys a punitive sales tax system that can add between 15 and 20% to any purchase.

The trouble is that few Canadian economists went to Harvard, or the London School of Economics. They don't understand the premise excessive tax kills business. Inability to comprehend this basic principle accounts for the fact that the Canadian feds often strip away 30% of a citizen's annual income. It is a country, you see, that never had a tea party.

For this same reason, Alberta, an oil rich province selling itself as 'Texas North', is currently ramping up the royalties paid by American investors in the oil sands. They're doing this despite years of promises that the province would remain hospitable to foreign business and keep these fees low in order to guarantee the influx of foreign capital.

Canadian is not a country based on free enterprise. The economy here grew out of royal monopolies exploiting raw material wealth like furs, trees and ore. So as soon as a Canadian Pol sees wool, he starts to shear it. -- It's genetic, like having one eyebrow.

But Canadians themselves are now eagerly ducking domestic taxes by shopping online with American electronic retailers. L.L. Bean has experienced double-digit growth among Canadian customers recently as have many other online catalogue stores. Poste Canada says there's a 38% jump in deliveries of retail packages from American firms to Canadian customers.

I live in Vancouver and just bought a copy of Dennis Palumbo's excellent Writing from the Inside Out through Amazon.com. It cost me $15.95 CAD and a few bucks for shipping. If I'd bought it in Canada, it would have cost me $29.19 CAD from a Canadian shop once the 17% sales tax was added. Ow!

So, where am I doing my holiday shopping this year? You bet! 2007 is the year that Canada buys American online. My wife will be getting some of those beautiful Pendleton blankets she loves. My sons will be getting video iPods (oops!). My toddler will get some lead-free wooden CN and CP engines made in Louisiana, Missouri by the Whittle Shortline Railway.

And what about me?

At long last, I'm going to break down and buy myself an expensive, wooden puzzle from Stave Puzzles in Norwich, Vermont. -- There's just nothing like them in Canada.

Okay, call me frivolous. But if I'm participating in the new trend of Canadians buying American goods, Canadian companies are now getting into the act too. Toronto Dominion bank just purchased Commerce Bancorp of New Jersey. This is part of a wave of foreign firms taking advantage of the sagging greenback by purchasing American companies. So far this year these purchases have totaled $257.4 billion.

Unfortunately, if this appears to be a clear statement of foreign faith in American assets (good news for the American economy in the long run), it is not a faith currently shared by many in the United States.

Increasingly, worried Americans are investing in non-dollar-denominated foreign assets as a hedge against deepening domestic recession, hence Wall Street's alarm about the Alberta royalties.

Because of America's increasing trade deficit, soaring prices for imported goods will continue to rise in the United States for months to come and foreign travel will become increasingly expensive through the winter months. These facts will likely fuel America's economic crisis of confidence, and there's little resolution in sight until the next Presidential election.

Meanwhile, Bill Clinton is standing behind his wife smiling. "First thing, Hil," he whispers, "Ahm going to show you how to balance that thing...Then we gonna get rid of them damn Canadians."

 
 
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HUFFPOST SUPER USER
avicenna
03:55 AM on 10/10/2007
My mom, who has stomach cancer, is enjoying her access to canadian public health care she paid into as well as her CPP disability payments and doesn't have the compounded stress of not being able to afford to have cancer. I enjoyed the scholarships I got from the gov't that gave me a paid for doctorate in experimental medicine - and I don't think eating in America is exactly "eating well". I'd stick to Canadian dairy and meat (if you don't happen to be vegetarian like a good bulk of us Vancouverites) - growth hormones aren't either banned or labelled on american products. In case you haven't heard - there is amazon.ca - you can even save your pennies on the shipping. I do hope we institute higher fuel efficiency requirements so that those inclined to buy ridiculously oversized vehicles south of the 49th can't put a Canadian license plate on them. Good luck to you.
06:08 PM on 10/08/2007
If there wasn't any free enterprise in Canada, we would not have such a strong economy, strong dollar, strong real-estate market and the lowest unemployment rate in years.

I don't think there is much free enterprise in the U.S. Everything seems to be owned by a few corporations. Corporations do not even need to bid for government contracts! There's so little competition when monopolies happen.

Our free enterprise is healthy thank you.

And when a Canadian goes to the US to shop, one must pay taxes on purchases made there over a certain amount ($200 last time I had to) when we return to Canada. It's still worth it because our dollar is so strong!

Not going to buy a car in the States... not worth it at all when car companies here have already started dropping prices here to reflect the strong dollar.

Your last sentence should have been, "Then we gonna learn from them damn Canadians."
04:28 PM on 10/08/2007
Gosh, And I'd always thought that one of the advantages of my Canadian education was that I learned the advantage of having an ethic that did not place the accruing of wealth on the top of its "values" list. And I used to think that a universal health care system, a good education, money spent on an infrastructure rather than on weapons, and other such frivolities were worth paying slightly higher taxes for. Damn, how stupid of me.
Now that I live in the states where only rich kids get good schools and where one in four kids lives at or just slightly above the poverty line and has no health insurance, and where the bridges and levees are crumbling while rich folks get huge tax breaks I can see just how brainwashed I was.
Margie4
12:34 PM on 10/08/2007
never heard of you sir. canada is by far greater than the usa. remember when jean cretian told bush to shove his dirty war. i didn't see fear on his face then and you won't see it on mine now. cheap goods are cheap goods. buy canadian. oh ya and keep the change
03:08 PM on 10/08/2007
lol... keep the change!! Thank you for making me laugh.
12:17 PM on 10/08/2007
and here I thought there was not such thing as a "free" lunch.
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PhxJustice
Independent Blogger
10:41 AM on 10/08/2007
I had been planning a trip to Canada this winter, but when the Canadian dollar hit US$0.90, I said screw it and that is what lot of U.S. residents are going to say. The Canadian tourist industry is going to feel the affects, maybe not right away, but they will and it won't be pretty.

By the way, the Canadian government doesn't "strip" you of 30% of your income. It gives you value for your taxes in the form of universal health care.
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10:22 AM on 10/08/2007
Meanwhile, Bill Clinton is standing behind his wife smiling. "First thing, Hil," he whispers, "Ahm going to show you how to balance that thing...Then we gonna get rid of them damn Canadians."

we like them damn Canadians. we would welcome a little more canada and a little less US.

when is the last time you guys started a war?

d
06:03 AM on 10/08/2007
"Inability to comprehend this basic principle accounts for the fact that the Canadian feds often strip away 30% of a citizen's annual income. It is a country, you see, that never had a tea party."

But as has already been pointed out the Canadians do not have to find insurance premiums for health care &tc. out of their after-tax income.

"They're doing this despite years of promises that the province would remain hospitable to foreign business and keep these fees low in order to guarantee the influx of foreign capital."

On the other hand had those fees, denominated in US$, not been increased their worth to the Canadian economy would have been diminishing rapidly.
HUFFPOST SUPER USER
Freedoms Friend
02:35 AM on 10/08/2007
Typical American B.S. sales tax in Vancouver B.C.
where you claim to live is 6% G.S.T. + 7% P.S.T.
which when I went to school is 13% not 17%.
By the way you say "Unlike many border-states, Canada" when did Canada become a State of the USA
I think you work for G.W.Shrub you sound as dense as him.
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peterg76
Freelance medical transcriptionist
01:39 AM on 10/08/2007
Sure there are lots of taxes in Canada - they have free health care and a government that runs a surplus.
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HUFFPOST SUPER USER
dadw5boys
Disabled Vietnam Vet
11:43 PM on 10/07/2007
The Canadian Dollar will be worth $2 US before long. Wait till the interest kicks in on $10 Trillion Dollars.
Bush wants another depression but this time to get rid of Social Security and Medicare.
10:25 PM on 10/07/2007
It looks like the only thing that is loony(ie) about Canadians is the nick name for the Canadian $ which is worth more than the US$. Canadians are welcome in the USA as long as they bring Canadian money and spend it. Canadians should feel free to say what they want. We in the USA are too busy serving you Canadians to stop to listen to you. May I clean your windshield, sir? Y'all come back! Merci.
We have real estate. The Japanese couldn't pay the mortgage; so, the bank foreclosed on a lot of it. If you don't want land in Fl, how about the east side of a mountain in Pa? It's going to be ocean front property in 10 yrs for sure. If you want it and are willing to pay for it with Canadian money-wait a minute and we'll get it for you.
10:17 PM on 10/07/2007
I would not want to be a Canadian retailer within within a few hours drive of the US border right now, or a shopping center landlord. Or a motel owner. It sounds like the fallout will be pretty bad. While the oil bonanza has been great for Alberta, what about the rest of the country? Who is going to make up for the lost sales tax revenue in Canada? The run up in the C$ may prove to be a mixed blessing for many Canadians.
09:37 PM on 10/07/2007
The value rise in the loonie can also have a downside. I know a harpmaker in Ontario Province whose business has suffered because the majority of his clients are American.

I have friends in Canada, and I love your country enough that I'd like to live there someday. I also welcome Canadians visitors here. Anyone/anything positive that helps America recover from the economic debacle (frankly too many debacles to list due to the current Mal-Administration) of the last 7 years, should be embraced.