More

Featuring fresh takes and real-time analysis from HuffPost's signature lineup of contributors
Huff Radio

Huff Radio

Posted: January 16, 2010 02:18 AM

Arianna Explains Move Your Money On Marketplace Money (AUDIO)

What's Your Reaction:

Arianna made the case for Move Your Money on the radio show Marketplace Money on Friday.

Move Your Money is a project that encourages account holders at Wall Street's bailed out banks to withdraw their money and deposit it into community banks and credit unions.

Arianna explained that the goal isn't to hurt banks, but to make them accountable by eliminating the limitless government support that they've used to generate record profits and bonuses.

When Marketplace's Tess Vigeland asked if Move Your Money could make a dent in banks' bottom lines, Arianna explained why banks will take notice:

"Well, it actually makes a big difference, because the core deposits that the banks rely on, are very important to the bottom line. Just to give you an idea: This year alone, banks are expected to make $38 billion -- the big banks -- on overdraft fees." (Read the whole transcript here.)
Listen to the interview:

Pledge to Move Your Money!
Take the pledge, join the movement, and invite your Facebook or Twitter friends to get involved.

 
Arianna made the case for Move Your Money on the radio show Marketplace Money on Friday. Move Your Money is a project that encourages account holders at Wall Street's bailed out banks to withdraw t...
Arianna made the case for Move Your Money on the radio show Marketplace Money on Friday. Move Your Money is a project that encourages account holders at Wall Street's bailed out banks to withdraw t...
 
 
  • Comments
  • 72
  • Pending Comments
  • 0
  • View FAQ
Comments are closed for this entry
View All
Favorites
Recency  | 
Popularity
Page: 1 2  Next ›  Last »  (2 total)
04:07 PM on 01/17/2010
I've often wondered during this campaign to transfer money to smaller banks and credit unions,if that isn't just what the big banks would prefer and I've been waiting for some mention of this on any of the discussion boards from those more expert than I. I haven't come across any such suggestion but I still think that the operating costs i.e., cost of handling small accounts must be much larger than large big money business accounts .For one thing there would be much less person to person interaction with big accounts thus considerable labor savings. Another would be economies of scale with big accounts,each individual transaction would be much larger with the bigger business accounts. To bad we haven't heard from the other side but why spoil a good thing if some misguided people are promoting what you really want,less of the smaller and comparitively more expensive customers. Besides, the big banks wouldn't go near it or they'd be severely criticized.
photo
Mort Twain
Mort Twain writes society's wrongs.
09:22 PM on 01/17/2010
The big banks want bucks from everybody including smaller investors. They play the laws of "big numbers" and their retail operations are set up with minimal expense, low paid employees, small McDonald's like branches; they want your money. Withdraw all or some and they'll get the message.

We have to be willing to do this because we have to fight back against racketeering and usury.
photo
HUFFPOST SUPER USER
Sarita
Please tell me the truth
02:27 PM on 01/17/2010
A good idea but for me not practical. I live out of the country and rely on my debit card to get money. My big bank gives me the daily exchange rate and no additional fees. My son banks at a small community bank and when he is here he gets a huge banking charge plus a much lower exchange rate. If I were in the states I would probably do this because I believe that smaller is better. But until smaller banks can give me the same services, it won't work for me!
01:16 PM on 01/17/2010
Folks out there STILL have money to move?
photo
HUFFPOST SUPER USER
Johnagain
WTFWJD?
01:55 PM on 01/17/2010
The employment rate is almost 90% (true rate is probably closer to 80%). This means that the American working and middle class is down, but not out. We cannot give up on our country and our futures. Despair, hopelessness, and cynicism will drive us to the 'every man for himself' societal breakdown that the Republican Party has been working so hard to create since St. Ron. We can't let them succeed.
02:16 PM on 01/17/2010
I don't see a end in sight here. I agree with Obama that our new industry for growth should be "Green" but everybody is fighting against that. What NEW industry is out there that has the ability to generate 1000's of good paying jobs? We can become the Worlds leaders in this NEW industry with new technology in fuel efficient cars, wind/solar, bio fuels, etc. We could service the World. But we don't. We rely instead on our Wars to keep our people employed. We have become a "Warrior" Nation or Tribe! We stay in a perpetual state of War to keep our industry moving. In a down market keeping us at War keeps the youth at work, corporations making weapons of War, etc. Instead of spending TRILLIONS on R&D in the NEW Green sector we instead spend it on War! We neglect our infrastucture, roads need to be repaired/built, schools need to be funded, students go without, seniors and the poor go with out. So really I must ask is Al Qaeda really winning in the end? A single 23 y/o on one plane caused us to deploy thousands of troops, to stop commerce, change our habits, enact new safety measures, etc! 9 years later, TRILLIONs of dollars, Wars in Iraq, Afghanistan and now in Pakistan and Yemen and STILL we cannot declare victory!
Off track I am but it gets to the greater problem that we as a nation face.
HUFFPOST SUPER USER
Alpha11
05:30 PM on 01/17/2010
This is definately a start in the right direction. Take charge of your money.
01:04 PM on 01/17/2010
I've always kept money in credit unions. I read the move your money article and did search in my area. I was totally surprisrd to find the credit union had only 2 star a rating of problematic it said.

What do you do now? I thought credit unions are safe.

What should you do?

What is the NCUA credit union association doing to head off problems? I read the letter here on huffpost from credit union president that they are safe.

Please if whoever is doing the move your money can post what should you do if it has low rating.
10:34 AM on 01/17/2010
What money???????
photo
captainindustry
just a better con artist
12:18 PM on 01/17/2010
take out some loans. then a bigger one to consolidate. Then move your debt to a Credit Union.

Rather like shooting yourself with a 38 instead of a 45.
10:16 AM on 01/17/2010
I like to move it ....move it.

Whats a good credit card company if someone wanted to get away from Bank of America or JP Morgan?
photo
captainindustry
just a better con artist
07:40 AM on 01/17/2010
Parking and speeding tickets, Lottery tickets, Cigarettes and Bank Fees.

These are all legally inforceable expenses that you do not have to accrue.
photo
HUFFPOST COMMUNITY MODERATOR
ckfan
Conduct business honestly; spend money wisely
07:04 AM on 01/17/2010
2 more community banks failed last week. Regardless of the size, you should check out any bank before you give them your money.
photo
bryanzth
Honest to Goodness USA Patriot!
09:05 AM on 01/17/2010
Yes, and if they belong to a guarantee system, such as the FSLIC. Also, in the case of a Credit Union, such as the CUNA.

The vast likelihood is that a community bank or credit union of larger membership DOES belong. So no worry, keep your accounts, each one, under 100k.

So now, what's the problem? YOU. You are spreading fear.

Be nice, don't splash. Flush. Share your toys.

BZ.
photo
HUFFPOST COMMUNITY MODERATOR
ckfan
Conduct business honestly; spend money wisely
01:56 PM on 01/17/2010
What are you talking about? Telling someone to check out a bank before you put your money in it is not spreading fear. That's what RepubliCANT's do. THEY spread fear.
01:46 AM on 01/17/2010
Yea, good idea... the tax payers gave billions to these banks and you want them to go-under, before we get our money back... good idea!
photo
bryanzth
Honest to Goodness USA Patriot!
09:06 AM on 01/17/2010
So on monday, get your money back. Put it in your friendly neighborhood community bank.

Done deal.

BZ.
01:47 PM on 01/17/2010
I think you missed the point, we need these banks to fully recover so that we can get the tax payer's money back... after that who cares, let the market do whatever.

BTW, if everyone pulled their money out of BofA and put it in "Joe's Bank", Joes would become the next BofA. That is, this is all kind of stupid...
HUFFPOST SUPER USER
Alpha11
05:42 PM on 01/17/2010
We have been outsourcing too much now, to big banks, to big businesses, to overseas jobs, look where it has gotten us.
HUFFPOST SUPER USER
themodernleader
10:38 PM on 01/16/2010
The Unified Theory of Leadership which originated from empirical and historical research , predicts that "Leadership appied over a period of time affects the mental and physical health of the organization's membership. {Modern} Leadership of the positive position instills self-confidence, self-esteem and inner-stability toward a healthier membership. Energy and stress is exerted toward problem solving, issues and the tasks at hand."
Have you noticed the growing confidence, competence and performance of Ms. Arianna Huffington? Have you taken notice of the increasingly quality, enlightening and knowledgeable articles of Huffington Post reporters and essayists? I have. And I predict the mental and physical health of those same members is improving as the Huffington Post is apparently being administered by mostly modern leadership repertoires from the top down and the bottom up. This is a positive development in a depressing field of American leaders. I am impressed and hopeful.
05:40 PM on 01/16/2010
Nice idea, however, do we really want to cause a run on the banks?
There's more to this than meets the eye.
07:59 PM on 01/16/2010
No, but the banks have already made us road kill. Whatever their account holders decide to do in return individually is just due justice for them. If they have done wrong to millions of people and millions of people decide to fight back, then it is the cause and effect solution to the problem.
TheBear
I still believe but I'm getting tired
12:41 AM on 01/17/2010
YES! jk but f 'em don't worry they'll survive just fine raping adn philaging the masses. I personally don't have a problem with Bank of American ( been with them since 1986 ) but as a matter of principle I feel absolutely obligated to move my 6 figure account. I will support my local credit unions.
03:29 PM on 01/16/2010
After banking with BoA, and having a miserable experience trying to reinance our home with them, I wanted to move our money. I went to moveyourmoney,com and found banks in my area. BankUnited is one of those listed. I read other articles on BankUnited, and found out that they failed in May, due to making stupid loans, and have been bought by a group which includes the Carlisle group and Blackstone. Huffington Post, should you be listing BankUnited?
HUFFPOST SUPER USER
davidwparker
05:08 PM on 01/16/2010
Go with a credit union.
03:29 PM on 01/16/2010
Those who move their money to regional banks, or community banks, or community credit unions, directly contribute to redistribution of wealth from Wall Street to local economies. Those who don't, are committed to supporting and enabling the wealthy to increase their wealth. There is no upside for those who do not move their money. This is a matter of patriotism. This is a matter of us versus them. Are you a real American? Move your money. Real Americans are watching.
10:31 PM on 01/16/2010
It is not only a matter of patriotism. It's a matter of money. I am in the process of switching from Chase to IberiaBank in my area. I still have the Chase checking account temporarily in the transition. The Chase account has the same balance amount as my IberiaBank account. This month, I earned 6 cents in interest from Chase. IberiaBank paid me $17!! Both are checking accounts, and both have the same balance!
12:38 AM on 01/17/2010
If you went to a credit union you would have earned much more. The Credit Unions don't have to pay income tax so they are exempt from government taxation and thereby can pay you more in interest. Look into it!
photo
HUFFPOST SUPER USER
pepenero
chess player
03:26 PM on 01/16/2010
Adriana:

Why not a column letting the people know that The Fed is not a government agency. is autonomous, cannot be audited, sets the interest rates. regulates the banking system, prints money, and loans money to banks, and to the United States Government.
The U.S. Government has a 20% interest in The Fed, the names of the other shareholders are secret.
05:53 PM on 01/16/2010
Please Arriana post some articals regarding the Federal Reserve which is Not a government agency but a group of private banks. Thirdworldtraveler.com has lists of other online news site links, books, and articals that address this misunderstood part of Americas currency and financial system. A lot of the content on this site is very outspoken and shocking to those who have only learned about America and world events through corporate media and public education. We must learn to question everything in our life because what we have been conditioned to be is an apathetic consumer.
photo
captainindustry
just a better con artist
07:34 AM on 01/17/2010
Why not produce a documentary on this.
photo
HUFFPOST SUPER USER
pepenero
chess player
03:53 PM on 01/17/2010
Right up Michael Moore's alley, if you'll excuse the cliche.
This user has chosen to opt out of the Badges program
photo
02:09 PM on 01/16/2010
My husband and I are in the process of "breaking up" with Chase and will open a new account in a local bank. It feels good to say, "Up yours!" to your abusers!
09:02 PM on 01/16/2010
I actually moved into Chase. They have really good offers right now. :)
This user has chosen to opt out of the Badges program
photo
10:33 PM on 01/16/2010
DryMartini,
...Yup, that's how Chase originally hooked us--a $100 bonus for opening up a checking account or something like that. However, my local bank has better free checking and offers a better interest rate on savings. Another local bank offers $100 for opening a checking account now, too.
02:21 PM on 01/17/2010
Shame on you! It is akin to a drug dealer selling his product at cost to keep you addicted. Once addicted NOW he has you by the b*lls! They will offer you a juicy stick to keep you but will over time slap you with that same stick down the road. Pleas support the cause. These folks care not about you move your $ to your local and support your community. That is where you live and work and that is where your $ needs to be. Bring it home!