iPhone app iPad app Android phone app Android tablet app More

Featuring fresh takes and real-time analysis from HuffPost's signature lineup of contributors
Jared Bernstein

GET UPDATES FROM Jared Bernstein
 

Trickle-Up Economics

Posted: 01/03/12 11:15 PM ET

Based on a spate of recent posts (see here and links therein), a commenter (HT: Greg) asks a good, tough question of yours truly: on the one hand, I've argued long and hard that while we definitely need more progressive tax policies, the fact that the growth of inequality is largely a pretax phenomenon implies that tax changes alone won't reverse the trend.

Yet, in this post reviewing the recent CRS inequality report, I point out that a) the increase in capital gains plays a large role in driving inequality trends, and b) if we taxed such gains as regular income (instead of at much reduced rates), that would help to reduce inequality.

So how can I argue on the one hand that tax policy is inherently limited as a tool against rising inequality, and on the other, that we should employ tax policy to push back on inequality?

I could invoke Walt Whitman: "Do I contradict myself? Very well, then I contradict myself, I am large, I contain multitudes" -- and leave it at that.

But better yet, let me explain. First, the evidence as shown in the chart here shows that increased inequality is a pretax story. Whether it's the increase in earnings or wealth inequality, the latter including outsized gains from assets, that's all occurred in the so-called primary distribution of income, before taxes and transfers get into the mix.

Now, that doesn't mean that more progressive taxes and transfers can't help offset higher inequality. They can, they should, and they do. Unfortunately, as I stress here, they've become less effective in that regard over time.

But there's another policy constraint here -- it's the "building-a-damn-against-an-ever-rising-river" problem. As long as market outcomes become increasingly unequal almost every year, whatever redistribution we're accomplishing through the tax code will have to be constantly ratcheted up. That's tough even in a rational political environment -- it's impossible in the current one.

Then there's the question of how much of a direct difference we could make in the growth of inequality by just depending on taxes (the word "direct" is important, as I'll get show in a moment). Using table B-1 from the CRS report, I can simulate what the Gini index might have been in 2006 if the tax system hadn't become less progressive. And the answer is: it wouldn't have directly changed measured inequality much at all -- it lowered the Gini by only 0.005 compared to its actual 2006 level.* More progressive taxation will help, but at the end of the day, you can't bring a knife to a gun fight.

There are, however, very good indirect reasons to think that taxes matter a lot more in terms of moving inequality than the above rap would suggest, and I should be more careful to reflect this insight. Important work on this question by Saez et al (see here; paper here), for example, shows strong correlations across time and place between higher marginal tax rates and reduced income concentration.

With higher taxation, they argue, there's less "rent seeking" (economese for rich people figuring out ways to claim more riches -- ways that don't lead to better overall economic outcomes). As Saez et al put it, "Lower top tax rates induces top earners to bargain more aggressively for higher pay" and bargaining here mean using their clout, power, friends on the board, etc., to claim pay packages that go well beyond their productive contributions to the firm's output. This is a classic zero-sum outcome-the execs gain is someone else's loss.

Of course, the notion that there's separable independence between the primary distribution (market outcomes) and the secondary (post-tax and transfer) is wrong. Tax policy itself affects market outcomes, for better or worse.

The trickle-downers have way overdone this for decades, arguing, against evidence to the contrary, that tax cuts unleash torrents of growth. What Saez et al are identifying is a new pattern that looks like it has a lot to do with inequality: trickle-up economics.

*I did this by substituting the 1996 terms for taxes into the 2006 table and recalculating the Gini index. One wrinkle here is that you have to rescale the income shares so that they sum to one.

This post originally appeared at Jared Bernstein's On The Economy blog.

 
 
 
 
 
  • Comments
  • 220
  • Pending Comments
  • 0
  • View FAQ
Comments are closed for this entry
View All
Favorites
Recency  | 
Popularity
Page: 1 2 3 4  Next ›  Last »  (4 total)
iridium53
Semper Fi
11:55 AM on 01/06/2012
It would seem that many do not understand basic capitalism.

Wealth always "trickles up" to capital owners unless there is a mechanism to equalize that considerable societal expenditure to those providing labor - which is what taxes are supposed to, but no longer, do.

http://www.rationalrevolution.net/articles/capitalism_economy.htm
HUFFPOST SUPER USER
kamact
Market Observer
10:04 PM on 01/04/2012
It's bubble,...That's the proven "theory"
photo
Kai-HK
Don't Share My Wealth! Share My Work Ethic!
09:10 PM on 01/04/2012
A better title for this article is ‘Tickle Up Poverty’

Why would people want to employ their capital in America to create jobs. Taxing capital reduces economic activity and growth, and ultimately jobs.

Kai
06:14 PM on 01/04/2012
"First, the evidence as shown in the chart here shows that increased inequality is a pretax story."
The reason is that the chart does not include the top 0.1% bracket. It is not the top 1% - but the top 0.1% - that pay much lower taxes because of the low capital gains rates and because of tax shelters.

The big problem in this country is that the super rich have rigged the system so that they hide their income via tax shelters and loopholes. And the income that they fail to hide is taxed at only 15%. Thus there is huge income redistribution - via taxes - from the middle/upper-middle class - to the super rich.

The only way to fix this income redistribution is:
1. Tax all income at exactly the same rates. The income of the super rich (capital gains and dividents) should be taxed at the same rates as regular income - just as when federal taxes were originally introduced in the USA.
2. Close ALL tax shelters and loopholes that the super rich use.
3. Reform the AMT to only target the super rich - as originally intended! Now the AMT mostly targets the middle class!
4. Introduce new tax brackets for incomes over $1M and $10M. When federal taxes were originally introduced in the USA only incomes of over $1.2M (in 2011 adjusted $) were taxed, at progressive rates, but now there is not even a separate tax bracket for incomes larger that $1M.
schatsie
Wall Street is Worse than Vegas
08:58 PM on 01/04/2012
and you would of course eliminate the regressive SS taxes as they would be included in the Flat tax....same thing with the Medicare Part A tax that now only applies to the wage slaves....

Germany and Switzerland both have a wealth tax.....Sweden has high tax rates, and they have been able to reduce their debt by 40% in the last 4 years AND STILL have universal healthcare and 6 weeks of vacation and a year of PAID MATERNITY leave....
05:46 PM on 01/04/2012
I just have to be that guy.

"building-a-damn-against-an-ever-rising-river". Ouch.
photo
HUFFPOST SUPER USER
lrobb
Gold Standard = four paws and a tail
03:58 PM on 01/04/2012
Bernstein appears to be disregarding two important factors. The first is why we have a lower capital gains tax rate in the first place. Capital gains, by definition, is income from speculation. Sounds terrible when put that way, doesn't it. How about income from taking a chance on a business and providing it with necessary operating capital for expansion. Not so bad, eh? We want to provide business with private capital. If we provided business with tax dollars instead you would have Solyndra.

The second is that historically America has been a land where the goal is equal opportunity, not equal outcome. We do not confiscate anyone's assets, other than by taxation, in order to give them to someone else. Someone who is risk-averse is never going to make the kind of money as will the individual who quits his job to start his own business which becomes successful. What reward should be given to the guy who works 16 hours a day, 6 or 7 days a week, for five years to build up his company?

If there is no spectacular reward there will be very little business formation, and we will simply become California with a view of the Parthenon.
schatsie
Wall Street is Worse than Vegas
08:59 PM on 01/04/2012
Let me see, Hedge fund people pay 15%, but if you win the lottery you pay income tax rates....Tell the rest of it to the Germans....They have more entreprenuurship and more regulations....
oilfield
large employer per obamacare
01:53 PM on 01/05/2012
maybe the lottery ticket holder could wait a year for long term cap gains.
photo
Kai-HK
Don't Share My Wealth! Share My Work Ethic!
09:11 PM on 01/04/2012
True that!
03:33 PM on 01/04/2012
Tremendous wealth comes from CAPITAL GAINS that are never taxed. Based on the about 20% increase in Berkshire Hathaway stock price in 2010 and the assumption that most of Warren Buffett's wealth is in the shares of Berkshire that he owns, his wealth increased about $8 Billion in 2010. Since we don't tax the increases in the prices of stocks that are not traded, Mr. Buffett's taxable income was well less than $100 Million. Hence, if we want to tax FAIRLY and use the tax code as a means to reduce wealth inequality, we must tax UNREALIZED CAPITAL GAINS on stocks held the whole year. Under such a definition of INCOME, Mr. Buffett's taxes would have been in the $Billions in 2010, rather than the paltry $7 Million that he did pay.
schatsie
Wall Street is Worse than Vegas
09:00 PM on 01/04/2012
That is called the Wealth Tax and it works very well in Germany and Switzerland and their unemployment rate is about half of our unemployment rate.....
This user has chosen to opt out of the Badges program
photo
pshakkottai
retired engineer
10:27 PM on 01/04/2012
The German unemployment rate is about 2%.
oilfield
large employer per obamacare
01:54 PM on 01/05/2012
do they get money back when it goes down? i love the effort to figure out how to punish success instead of the government figuring out how to live on less.....they waste so much money its ridiculous.
photo
gts31bumbee
a Warehouse of Information
01:52 PM on 01/04/2012
Robert SF; congratulations on plainly laying out what everyone needs to know. It is unbelieeeeeeeeeeveably simple and the only real enemy seems to be acute greed which belongs to the GOP Mantra Group, here after referred to as: G M G. Too bad we cannot impress upon all players that this sickness affects us all. If I were 20 years old I would be preparing for the revolution. While I do not belong to the IGMSY, GOP Mantra #1. I an too old to participate and yet have just enough to survive my remaining time here on earth. They should all remember; we are only visiting and we all could have a wonderful life if a few others could see your light. Thanks for the post.
01:10 PM on 01/04/2012
Mr. Bernstein, I disagree.

I believe a far better approach would be to provide incentive to not extract (realize) gains -- most likely by a tax scheme that penalizes bulk realizations (extractions) while rewarding continual reinvestment and slow realization (delayed, partial extractions).
schatsie
Wall Street is Worse than Vegas
09:05 PM on 01/04/2012
And that is exactly why the 400 richest people pay 15% and WHINE about it....and that is exactly why Buffett and Gates and the Waltons....have their fortunes....and have more money than the bottom 200 milllion people in this country.....and PULEEZE don't tell me it was because they worked so hard, it was the power of the CARTEL that meets every year at DAVOS........
12:08 PM on 01/05/2012
I'm sry....is it too much to ask that you actually READ my comment before responding to it or are you simply incapable of practicing reading comprehension. I'll even go as far to help you with chosen quotes from my comment

"... incentive to not extract (realize) gains ... tax scheme that penalizes bulk realizatio­ns (extractio­ns) ... rewarding continual reinvestme­nt and slow realizatio­n (delayed, partial extraction­s)"

However, perhaps you simply advocating that by permitting the wealthy to exist, we ensure that the wealthy will influence society. in this case, you should have just written such.

In either case, your comment speaks of a poor ability to comprehend and understand issues and comments
HUFFPOST SUPER USER
free reign
My country tis of thee!
09:23 AM on 01/04/2012
Taxes and regulations will become less effective over time because, after 30 years, the huge ethereal cloud of UNTAXED, REVENUE AVOIDING equity and investment capital THAT HAS LEFT the economy can drive inflation, buy government, and drive outsourcing/debt creation/ inflation UP AND AWAY from any taxation or regulation. Too huge and empowered to control.
UNTAXED international corporate interest, as huge mountains of equity, can be wielded as government buying influence. Treason for despots is by definition acting in that interest in usurpation of our property and rights.
This user has chosen to opt out of the Badges program
photo
pshakkottai
retired engineer
11:52 PM on 01/04/2012
Mansoor Kahn's concept:
http://seekingalpha.com/article/209386-modern-monetary-system-there-is-another-way
to get rid of fractional reserve banking (which produces uncontrolled money leading to corruption of democracy) by separating the functions of storage, money creation and commercial risky banking. He suggests :
a) Remove government bank deposit protection such as FDIC and allow “Free Banking”. Allow banks to fail. This will greatly reduce the ability of banks to create bank deposit private money.
b) Give the public the option to “store” money electronically risk-free in a government owned bank which can only “store” electronic money and clear checks but not lend it out. 100% reserve credit risk-free money storage for a small fee.
c) Allow new money creation in all forms (coins, paper bills or bank deposits) by the treasury department directly
d) The new money should be put into circulation by spending it on legislature approved government expenses and projects and/or the new money can simply be credited to the citizens’ bank accounts, the states and the public itself can decide what to do with it.
e) The object of the government will be no deflation and no inflation (stable purchasing power). I realize purchasing power is hard to measure and the process can be gamed by the government but benefits are so great that this risk should be taken and managed.Inflation or deflation can be controlled by removing or adding money.
USA will fight this but France might initiate it.
photo
cyclone70
When one facepalm isn't enough
09:23 AM on 01/04/2012
The way one avoided or reduced their capital gains and other income taxes in the more progressive taxation times was to reinvest the gains - that meant new plants, new equipment, new products -

a higher marginal rate and higher capital gains taxes encourage longer range thinking and investing.

wheres lower rates encourage short term profit taking and discourages reinvestment

one need look no furhter than the US post war boom years - a time of higher taxation, greater protectionism and stronger labor representastion to see a period of strong growth, wages increases and higher domestic demand

demand side economics works

supply side as Bush I referred to it is merely voodoo (or doo doo for that matter)
08:27 AM on 01/04/2012
The growth of inequality isa pretax phenomemon: true. Taxation is only one way to achieve egalitarianism. Credits, benefits (such as universal healthcare and pension amongst others), HR law which supports workers rights are other ways to address the issue.
HUFFPOST SUPER USER
free reign
My country tis of thee!
08:22 AM on 01/04/2012
Thank you Mr. Bernstein for a clear description of what I try to explain in more pedestrian terms. Favoring extraction and removal of equity and jobs, and sending them overseas, and onto INFLATION driving mechanisms, is a form of plain old racketeering. Add in the Fed access to our property as inflation insurance and we are purely victims of treasonous property usurpation. Luckily for Congress, owners of Fed insured, inflation engorged portfolios, and cost of living pay raises, they haven't met the Marie Antoinette recogning due to careful obfuscation.
This article is a needed "share" for those still waiting for results as more equity and needed capital is heaved out of the REAL economy.
WHY is this not spoken by the PORTFOLIO owning candidates? By the candidates ho rely on campaign cash and easily grow rich from tax favored inflation and outsourcing?
Even Romney stupidly revealed that those in govt have wielded government as a tool to our property. Yes those embedded in government using UNTAXEd mountains of corp cash to buy tax code and deregulation. Where would Mitt be without UNTAXED interest backing him? Untaxed oil inflating, outsourcers.
This user has chosen to opt out of the Badges program
photo
Terri Skau
Se... sotto una splendida luna piena...
11:14 AM on 01/04/2012
Great Post F&F I cannot agree with you more on this issue.
08:14 AM on 01/04/2012
I would prefer if we had the tax structure of 2000 or 1985.

But the statistics are misleading for two reasons:
1) 2007 is not up to date, and there were significant economic events since then.
2) About 30% of income for the top 1% is capital gains, which tends to be events like your company went public, or you sold significantly appreciated assets. So my suspicion is that the 1% of one year may not be the 1% of the next year.
PROGRESSISGOOD
Without Economic Justice, There Is No Justice!
12:35 PM on 01/04/2012
The damage to our economy and economic justice was done in 1982. 2000 or 1985 tax rates are not different in any significant way from today's rates.
01:12 PM on 01/04/2012
The top federal tax rate in 1985 was 50%, in 2000 was 39.6%, and now is 35%.

http://www.taxfoundation.org/publications/show/151.html

I say that is significant.
madame48
NO..it's a gop Cookbook !Tempus edax,homo edacior
01:19 PM on 01/04/2012
nope...I work for my pay and am taxed at a certain rate..Mittie gets an investment return equal to my income, he should pay THE SAME TAX..if he has less next year, he pays less next year....also there should be a return to long vs short term cap gains...
photo
HUFFPOST SUPER USER
Torus34
A poor old country mouse.
08:02 AM on 01/04/2012
Perhaps, just perhaps, mind you, we took the wrong path when we reached a fork in the road.

We focused upon taxing income rather than taxing wealth.
PROGRESSISGOOD
Without Economic Justice, There Is No Justice!
12:38 PM on 01/04/2012
Taxing wealth will be the most expedient way to rebalance the maldistributed wealth in America. Then, as the author notes, laws and regulations favoring labor over capital can maintain a more equitable distribution of the wealth created in the U.S into the future.
madame48
NO..it's a gop Cookbook !Tempus edax,homo edacior
01:20 PM on 01/04/2012
and what the founders would view as better, reading their REAL concerns that there would develope an economic aristocracy here that would take away democracy...pretty much what is happening
04:24 PM on 01/04/2012
It is not possible to tax wealth, since that consists of things like land, buildings, companies full of employees, etc. The government wants to receive money it can spend, so it taxes the income generated by wealth.
schatsie
Wall Street is Worse than Vegas
09:10 PM on 01/04/2012
Tell that to the middle class that ponies up BILLIONs in Real Estate TAxes every year while Walmart pays NO PROPERTY TAXES.....