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Leo W. Gerard

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Better Off? Hell Yes!

Posted: 09/10/2012 8:36 am

Damn right America is better off than it was four years ago.

Four years ago was September 2008. George W. Bush was president and Wall Street giant Lehman Brothers was collapsing. It was a time of fear. It was a time of panic about the future. Recalling that anxiety is unsettling. But it's important for comparison sake.

Lehman filed for bankruptcy this week four years ago - Sept. 15, 2008. Global financial markets spun into a panic. Credit markets froze worldwide. The stock market plunged. GM and Chrysler fell into crisis. Foreclosures were spiking and housing prices plummeting. Main Street shops and factories couldn't get ordinary loans essential to sustain routine business. Nearly half a million workers lost their jobs that month. It was the ninth consecutive month of massive job losses. The Bush administration had converted a vibrant economy and budget surplus it had inherited from former President Bill Clinton into the Great Recession and massive deficits. America was still mired in two wars, including one Bush started on false pretenses.

Now, in September 2012, global financial markets have stabilized. Credit is available to Main Street. GM and Chrysler are building cars and creating jobs. Unemployment is declining as the private sector has added jobs to the economy every month for the past 30. The value of housing is rising once again, creating wealth for the middle class. Now there's a financial reform law to prevent another Wall Street bailout. There's Obamacare to help families retain and secure health insurance. The war in Iraq is over and Osama bin Laden is dead. Is America better off than it was four years ago? Hell, yes it is!

September 2012 can't be described as boom times. But it's sure not the dread-filled days of September 2008. As former President Clinton so eloquently said last week in his convention speech, describing the Republican attitude toward President Obama:

"We left him a total mess. He hasn't cleaned it up fast enough. So fire him and put us back in."

Republicans want Americans to put them back in charge. Their presidential nominee, Mitt Romney, has promised to "restore" America, to return the country to the days before President Obama.

The Romney plan to "restore" America involves repealing, revoking and rejecting every advance President Obama has achieved, including health insurance reform and Wall Street regulation. As Andy Borowitz suggested, if Romney could, he'd revive Osama bin Laden and kill Detroit. Anything to take America back(wards).

Luckily, Romney wouldn't be able to undo President Obama's auto bailout - although he opposed it from day one, urging "Let Detroit Go Bankrupt." He wrote:

"If General Motors, Ford and Chrysler get the bailout that their chief executives asked for yesterday, you can kiss the American automotive industry goodbye."

Well, GM and Chrysler got bailouts, and both are doing fine, thank you, Mr. Romney. In fact, in January GM reclaimed for a few months the title of world's largest car manufacturer. Both companies are repaying the government loans and 1.45 million people are working as a direct result of the bailout, according to the nonpartisan Center for Automotive Research.

Would America be better off without GM and Chrysler? No, it would not. That according to 1.45 million employed people.

Also luckily, Romney couldn't undo President Obama's stimulus. He'd like to, though. His campaign is repeating the false GOP meme that the money was wasted.

The non-partisan Congressional Budget Office estimates that the stimulus created or saved as many as 3.3 million jobs. Romney would have preferred no stimulus. He'd have abandoned those workers - your father-in-law, your kid, your neighbor - rendering them unable to pay their mortgages, unable to support their families, unable to imagine a future.

Would America be better off without the stimulus? No, it would not. That according to 3.3 million employed people.

A President Romney could, however, reverse the financial and health insurance reform measures. And he's pledged to do that "on day one." Without financial reform, Wall Street could resume, unfettered, the same risky betting that plunged the country into the Great Recession.

Without the health reform law, insurance companies would immediately cancel coverage for millions of young adults now on their parents' plans and cut off untold millions of Americans with pre-existing conditions and those who have exceeded the now-banned lifetime caps. In addition, senior citizens would have to pay more for prescription drugs and preventative care.

Would America be better off without the financial and health insurance reforms? No, it would not. That according to Americans who would be sicker and poorer and at greater economic risk without the laws.

Romney also promises to restore America to the Bush days of special deals for the rich and up the ante by giving the 1 percent additional tax reductions. Bush didn't pay for his tax cuts, resulting in massive deficits, and Romney hasn't specified how he would either.

Would the country be better off if the rich paid even less in taxes? No, it would not. That according to the 99 percent and President Obama. He pledges to end the Bush tax cuts for those making over a quarter million and begin paying down the nation's debts.

President Obama plans to take the country forward, to create a better tomorrow.

As former President Clinton walked onto the convention floor last week, the Fleetwood Mac song "Don't Stop" played in the background. This is the refrain:

"Don't stop, thinking about tomorrow,
Don't stop, it'll soon be here,
It'll be, better than before,
Yesterday's gone, yesterday's gone."

Yesterday's gone. Thank goodness because America is much better off than it was four years ago. Don't stop thinking about tomorrow.

 

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Damn right America is better off than it was four years ago. Four years ago was September 2008. George W. Bush was president and Wall Street giant Lehman Brothers was collapsing. It was a time of fea...
Damn right America is better off than it was four years ago. Four years ago was September 2008. George W. Bush was president and Wall Street giant Lehman Brothers was collapsing. It was a time of fea...
 
 
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HUFFPOST SUPER USER
Mike Dehart
Vet, Conservative and Gun Owner
07:39 AM on 09/11/2012
Leo Gerard...advisor to Obama and sucking up to chinese companies hoping to get a piece of the stimulus money.

Any surprise thats he touting the company line?

"Three weeks before Election Day, Senate Majority leader Harry Reid, D-Nev., center, arrives for the dedication of a wind farm in Henderson, Nev., on Oct. 12, 2010. With him are, second from left, Kai Huang, deputy mayor of Shenyang, China; Jinxiang Lu, second from right, chairman and CEO of A-Power Energy Generation Systems, a Chinese company, and Tom Conway, right, international vice president of the United Steelworkers union. Reid's support, and the plan to create jobs in Nevada, helped blunt congressional criticism that stimulus money was going to the Chinese company, which also plans a large wind farm in West Texas. The company is hoping to receive money through the U.S. Energy Department."

http://today.msnbc.msn.com/id/40565987/ns/today-today_news/t/wind-their-backs-powerful-democrats-help-chinese-energy-firm-chase-stimulus-money/
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HUFFPOST BLOGGER
stack
USW Blogger
10:41 AM on 09/11/2012
And, what you fail to mention, is that USW intervention meant that the Chinese company did NOT get stimulus money.
HUFFPOST SUPER USER
robidomoore
devils advocate
02:47 AM on 09/11/2012
what happened to the steel bailout or other industry bailouts....and can one be sure that this bailout will work long term with japan and korea trying to reach new trade agreements with china that could shut out the american auto business over the long haul and how asia has more protectionist trading policies on the books than the usa....we have 17 to asia's nearly 100 as reported in the asian news programs on MHZ networks today
01:48 AM on 09/11/2012
Two United Steel Workers Union alumimum mills (one in WV, the other across the Ohio River in Ohio) are NOT better off than they were 4 years ago. Century Alumimum in Ravenswood, WV shut down in February, 2009 and has yet to reopen. Ormet Corp in Hannibal, Ohio just shut down two potlines and may shut the entire operation forcing 1000 people out of jobs by the end of the year. The reason....A $20 million dollar increase in their annual electric bill. Employees at both plants ARE NOT better off than 4 years ago.
HUFFPOST SUPER USER
Jennifer Mullen
08:16 AM on 09/11/2012
Why has the electric bill gone up so high?
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HUFFPOST BLOGGER
stack
USW Blogger
09:38 AM on 09/11/2012
So Ravenswood closed one month after Obama took office. Sounds like it was a victim of the BUSH recession.
The United Steelworkers (one word) union fought to secure benefits for retired Century workers after the company arbitrarily cut them off. And the USW won.
Everyone is hoping a deal can be cut to provide both companies with affordable electricity. Electrical costs are a huge issue in aluminum making and that is not the fault of either George Bush or Barack Obama.
11:46 PM on 09/10/2012
You know we had several good years with Bush. How many good years have we had with Obama. I guess we can dream we will have good years with him.
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Roses
In a gentle way, you can shake the world.
03:29 AM on 09/11/2012
You mean before he broke the economy and caused my retirement to take a nose-dive?
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HUFFPOST COMMUNITY MODERATOR
EspritDeVoltaire
K Street PR firm board member
10:43 PM on 09/10/2012
We are having our best year since Clinton.
HUFFPOST SUPER USER
cydRN
07:55 PM on 09/10/2012
I am a hell of a lot better off with Obama as Prez than I would have been under a McCain/Palin administration (warwarwar). And I wll continue to be better off than under a Romney/Ryan administration (warwarwar). Clinton summed it up nicely, the huge debts were incurred under the Bushes, with their devotion to the military industrial complex.
06:43 AM on 09/11/2012
Obama debt trumps all.

Lest we forget, it was Clinton, not Bush who created the mortgage crisis that led to the meltdown and the great recession (it is easy to research).

In 2011 Obama spending equaled the entire combined earned income of every individual in the private sector. Since the government is 100% dependent on the private sector for revenue, how much further do you think this can go?

The right thing to do does not include piling on entitlements and creating dependencies on government programs that will not be there in a decade?

And the big 0 (that is a zero, not an O) isn't done as he said "It’ll require common effort, shared responsibility, and the kind of bold, persistent experimentation that Franklin Roosevelt pursued during the only crisis worse than this one." FDR needed WWII, I guess the bid 0 is talking about WWIII.

Keep on believing.
HUFFPOST SUPER USER
Jennifer Mullen
08:24 AM on 09/11/2012
I am absolutely beyond fed up with the argument that the mortgage crisis was caused by Clinton. First, the repeal of Glass-Steagal, while signed by Clinton, was written and passed by a Republican Congress. Clinton has come out to say that he regrets doing that. What has the party of 'personal responsibility' said about their part in it? Nothing. What did they do about it if it was such a bad idea? Nothing, during all those Bush years when they controlled the whole government.

Secondly, the reason all of those millions of people began defaulting on their loans, the first domino to start the fall, is that those people began losing their jobs. The Republican party enabled corporations to outsource millions of jobs with no penalty. That is the true beginning of the crisis. Those people COULD afford their homes when they bought them. How many of you could afford your mortgage if your job was sent to China and your unemployment benefits were next to nothing and there were no jobs to be had?

I don't know why the right continues to get away with these constant lies!
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HUFFPOST BLOGGER
stack
USW Blogger
09:44 AM on 09/11/2012
It was your buddy Bush who started two wars, not Obama.
In addition, Clinton left Bush with a budget surplus. Bush managed to double the national debt in his 8 years in office and leave Obama with the worst recession since the Great Depression. Nice work, GOP!
Finally, no one makes mortgage companies and banks issue loans. They were eager to write those mortgages because they were selling them at big profit to Wall Street, which was converting them into derivatives.
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HUFFPOST SUPER USER
jimpager
07:33 PM on 09/10/2012
THANK YOU for your article. I feel alone out here screaming this message. MY FAMILY IS MUCH BETTER OFF...

1. My stocks, my income since my manufacturing job went away under Bush, ARE UP 50% under Obama. My stocks were down drastically under Bush.

2. My wife got a 15% salary bump (with Obama) but took a paycut with Bush.

3. My wife LOST 6 employees during Bush and has hired three back under Obama.

4. I LOVE my middleclass tax cuts from Obama.

5. We're doing some home renovation which is employing half a dozen small businesses-we'd NEVER have undertaken this while Bush's economy was tanking.

6. I actually FEEL BETTER under Obama with his support of Equal Rights in marriage, support of college student loans (a GREAT investment though we don't have kids), in support of immigrant families, and his powerful support of a diverse America. How many Americans were potential Nobel Prize winners that never got the chance to compete because they were women, blacks, hispanics, or asian?

7. Obama has ENDED a war and will END ANOTHER rather than START more endless wars.

8. With Resolution Trust Authority and financial regulatory reform, Obama will straighten up banks, lower leverage ratios, or if they cheat, he'll bust the mofos up.

9. Obama saved the entire world economy...and gets no credit for that massive achievement that Bush had brought to the brink of collapse.

Am I better off? You kidding? I'm voting Obama.
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HUFFPOST SUPER USER
johuyik
Pro-2cnd and anti-NRA.
07:00 PM on 09/10/2012
Let's see...4 years ago we were bleeding over 3 million jobs per year and banks were failing every day.

Uh, ya...definitely better off.
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HUFFPOST COMMUNITY MODERATOR
Dosadi
Political agnostic
06:46 PM on 09/10/2012
I have noticed that the democrats can play the music of any artist in the world.....................and they don't complain.

They only complain when a liar is using their music.

Very telling.
HUFFPOST SUPER USER
Allene Stucki
05:43 PM on 09/10/2012
The question is not "Is the country better off", the question is, are YOU better off?
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HUFFPOST COMMUNITY MODERATOR
Dosadi
Political agnostic
06:47 PM on 09/10/2012
And everyone was about to suffer. So yes we are all better off now. Just the taking out of Bin Laden makes us all better off.
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marissa emily
Beauty is in the eye of the beer holder.
06:51 PM on 09/10/2012
I am
05:27 PM on 09/10/2012
...and we don't have McCain and Palin in office. Thank Jesus.
hroark314
The handle says it all, doesn't it?
04:05 PM on 09/10/2012
I'm sure things are better off today for union employees. It's a shame that their fortune has to come at everybody else's expense.
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HUFFPOST COMMUNITY MODERATOR
Gudrun
My micro-bio is empty
05:39 PM on 09/10/2012
They don't. The spending of union workers, which is a small slice of our labor force, stimulates the economy. You want them in the unemployment line so you can jeer at them.
11:52 PM on 09/10/2012
All the little slices are be paid by the American people. Just another way to kill the goose that laid the golden egg..\
hroark314
The handle says it all, doesn't it?
10:54 AM on 09/11/2012
Do you even understand the concept of economic stimulus? It's a pretty stupid one that hasn't really been established to work with empirical data, but I don't think you even understand what it means. It's like Dems just yell 'Stimulus' these days to justify whatever nanny-state program they support.
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HUFFPOST COMMUNITY MODERATOR
Dosadi
Political agnostic
06:48 PM on 09/10/2012
We. the people of the United States, in order to form a more perfect UNION..........................



Remember that?

We are a union.
11:54 PM on 09/10/2012
How stupid to put something like that up and you more than likely don't believe in God and that used a lot.
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Rockwell
Recovering Reagan republican. 26 years sober.
04:02 PM on 09/10/2012
Anyone who claims that the country is not better off than we were 4 years ago is a stinking liar. The republicans drove the bus into a brick wall and the American people were crawling away from the burning wreckage before President Obama even took the oath of office.

And when the president showed up with the fire truck, the republicans stood on the hose. When President Obama called in the ambulances, the republicans took the wheels off the gurnees.

Never forget that the GOP declared publicly and privately that their #1 priorty was to hamstring the president. And you have to say one thing, they kept their promise. They'd rather let America bleed than see a second term for Obama.
This user has chosen to opt out of the Badges program
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05:34 PM on 09/10/2012
9/10/12
5:33pm
NYC

The question is: "Are YOU better off?" That's easier to judge than "Is the country better off?"
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HUFFPOST SUPER USER
alexeiz
Since I lost all hope, I feel much better!
11:16 AM on 09/11/2012
""Are YOU better off?" - the question makes sense at the kitchen table, but not when used in the political debate. I personally am better off, you might be worse, so where is the truth? "Is the country better off?" makes real sense when the future of the whole counttry is decided.
HUFFPOST SUPER USER
cydRN
07:56 PM on 09/10/2012
Fanned! Well said, my friend.
03:54 PM on 09/10/2012
I've seen first hand how the Auto bailout helped. My company is teir 1,2 & 3 supplier for the auto industry. I work in Commercial Finance, I saw those companies die a slow death from June-Oct 08'. Late June '08' I noticed a rise in delinquent receivables in Michigan, Wisconsin & Indiana. As i saw the stocks going nuts i placed ALL automotive related accounts on hold. Nothing shipped to them unless accounts where current. I down graded credit ratings to keep a tight handle on orders. While inquiring on our customers profits & dependibility of thier business to the automotive industry. One by 1 they fell. We lost 10+ companies to bankruptcy. Others just couldn't live in the auto industry & had to seek different markets to survive. Owners told me that the Big 3 stop payment to suppliers that couldn't offer more than 1st tier products & services. By time we got to September, if nothing was done, we would have seen a failure of greater porportions due the vast number of suppliers. That's not including the financial arms, Pention Funds, Insurances & Retirement Assets. Heavily employeed Automotive states, would have unemployment rates that would have bankrupted half the nation. Companies are highly interconnected these days and we all would have been HEAVILY affected if Washington didn't act. If there is a slight rise in taxes for the future of the US auto industry, then i can live with that. It's better than letting half the counrty go
04:58 PM on 09/10/2012
I fear that the average person does not understand bankruptcy. Bankruptcy is an important, and useful business option. It should always be an option. It should not be feared, it should be embraced when necessary. If GM had gone bankrupt, the assets wouldn't have just diasappeared. The auto industry would not have collapsed. Most probably, production would have continued, as interest and debt payments would have been cut, and contracts renegotiated. There's the problem. The major contracts that would have had to be renegotiated were the union contracts, and, we all know that the unions have the democrats in their pocket. The bailout only temporarily maintains an inefficient, unprofitable, unsustainable business model. With GM's declining market share, they are inevitably heading for another crisis. It's already cost taxpayers tens of billions. Bankruptcy would have been a healthier alternative.
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lcr999
scientist
07:27 PM on 09/10/2012
All the tier 2 and tier 3 suppliers would have collapsed due to unpaid bills. Which is exactly why you did not see Ford complaining about the GM bailout.
HUFFPOST PUNDIT
optimist7
08:15 PM on 09/10/2012
Most of your assertions are false. GM was shepherded through bankruptcy by the government, but had it filed for bankruptcy without government assistance, there were no investors at the time to take the government's place. The unions DID renegotiate their contracts and take a hit, along with creditors. The details of qitcryn's comment are much more convincing than your suppositions. GM's declining market share? Last I heard they had regained their position earlier this year as the number one automaker in the world. They may have slid a little since then because of the decline in the European and Chinese economies, but they're alive and well. You're talking out of your hat.
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ginadeoliveira2008
Seen a shooting star tonight and I thought of you
03:46 PM on 09/10/2012
OBAMA 2012 !