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Marcella Mroczkowski

Marcella Mroczkowski

Posted: December 16, 2009 05:54 PM

Goldman Sachs: Let Me Count the Ways You Offend Us

What's Your Reaction:
Even so, many Goldman employees are stunned by the public resentment directed at the bank in general and Mr. Blankfein in particular, who, after first steadfastly defending Goldman's profits and pay, recently offered a vague apology for "mistakes" that led to the financial crisis.

How do you offend us, Goldman Sachs? Let me count the ways:

You get nearly interest-free loans from the Fed at taxpayer expense and then you welch on your end of the deal.

Instead of investing that money to grow the economy you foster predatory lending to our more vulnerable citizens, to feed your derivative gambling.

You pocket fortunes from your unregulated trading games and stick the taxpayers with the losses.

You pay lower tax rates on your 8, 9 and 10 figure incomes than the truck drivers, hairdressers and other middle class Americans who, in a supreme travesty of justice, are forced to subsidize you.

Your lobbyists gut our political rights, cost us and our grandchildren trillions in taxes and debt to subsidize you and, perhaps worst of all, make a mockery of the sacrifices our loved ones and ancestors made to keep us strong and free.

Your PR campaigns and media minions lie to us and foster hate against scapegoats for your iniquities.

To top it all off, many of you subscribe to disgusting ideologies, such as Objectivism and Christianism, that richly deserve to be and, mark my words, will be thrown on the ashheap of history - ideologies that hold you entitled to exploit, cheat, lie to and otherwise abuse the rest of humanity.

The next time you dispatch your armies of lobbyists to Congress, you might as well tell them to take a short detour to Arlington National Cemetary and piss on the graves there.

Trust me, it won't make your offenses any worse than they already are.


 

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10:42 AM on 12/18/2009
"[Goldman Sachs] is a great vampire squid wrapped around the face of humanity, relentlessly jamming its blood funnel into anything that smells like money." - Matt Taibbi

Lulas Rechadas, anyone?
06:38 PM on 12/17/2009
All of the counts in your indictment are true but worse than all of that is the simple truth that the people at Goldman Sachs and all the rest of the econoterrorists on Wall Street see absolutely nothing wrong with what they have done, and what they do. They have no moral compass whatsoever. No conscience. They are under the impression that they are "Creating Wealth," when all they do is launder money. Maybe we should start to re inject morality into the USA by eradicating all of the schools of business administration where these people were trained to be sociopaths.

Is it any wonder that when someone has cashed in big time on Wall Street they are said to "Have made a killing"?
12:27 PM on 12/18/2009
That's a fine post, but I'll argue this point: "They have no moral compass whatsoever." Morals exist inside a world of moral relativism. What is considered good by some will be considered bad by others. There is no universal code of conduct that is considered good by all, and in fact, people outside of the norm are often fanatical about establishing rigid moral codes of their own to justify their behavior in their own minds. Take Aleister Crowley or Albert Pike, for example.

The behavior we associate with Goldman is common in many of their peers inside their industry, and it's a behavior pattern that has carried on in the same form for generations in nearly every culture on Earth. This consistency cannot be the result of an accident or of a disorganized group. These people are guided by something.
05:26 PM on 12/17/2009
Christianism? Talk about scapegoating, I wonder where in his teachings Christ advocates acquisitive greed run amok. Unfortunately, I believe Blankfein, Weil, Greenspan, Rubin, Madoff, (and the list goes on) are hardly adherents to Christianity.
08:00 PM on 12/17/2009
I'm mystified by the word 'Christianism' myself. I hope that Ms. Mroczkowski will explain what Christianism is to her readers. I find no connection between the gospel of Christ and the gospel of Goldman Sachs ( as others have already pointed out ).
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Marcella Mroczkowski
Focused on stopping the hate and authoritarianism
11:50 PM on 12/17/2009
Christianism, like Islamism, is used to refer to the political distortion of a faith in the service of the ruthless pursuit of power. It is mystifying to me too how some people get from the teachings of Jesus to a sociopathic cult of power.
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Marcella Mroczkowski
Focused on stopping the hate and authoritarianism
11:58 PM on 12/17/2009
Christianism, like the term Islamism, refers to the distortion of a faith in the ruthless pursuit of power.
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HUFFPOST SUPER USER
Carl Caroli
Give peace a chance
03:40 PM on 12/17/2009
GS only cares about GS. They need to be busted up into 100 pieces and never allowed to reassemble.
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HUFFPOST COMMUNITY MODERATOR
shel3364
02:10 PM on 12/17/2009
Did you know the title says "GODman Sachs"


is that a Freudian slip?
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Marcella Mroczkowski
Focused on stopping the hate and authoritarianism
03:42 PM on 12/17/2009
Actually, my spouse, a longtime corporate tax attorney (Harvard JD, NYU LLM) refers to them as Goddam Sachs.
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02:05 PM on 12/17/2009
For years, I've thought of junk bonds, hedge funds, and other non-investment investments as part of the biggest floating craps game in history. If our punk legislators are unwilling to trim the sails of these scoundrels--and continue to backstop them with our precious tax dollars--why not mount a movement to have faux investments like these regulated under the gaming laws that exist in nearly every state in the country?
08:20 AM on 12/17/2009
"To top it all off, many of you subscribe to disgusting ideologies, such as Objectivism and Christianism"

Who at Goldman Sachs subscribes to "Christianism?" That is a pretty weird charge to level at Wall Street.
11:22 AM on 12/17/2009
It may be more clear to say American dominionism which is an extremist movement to turn the U.S. into a Christian theocracy. Their ideas are very authoritarian and patriarchal.
01:46 AM on 12/18/2009
Doesn't help me understand he argument any better - I still want to know who o Wall Street is promoting turning the US into a "Christian theocracy." You do realize that Christians are not proportionally represented on Wall Street? I don't wan to add fuel to the tinfoil hat folks, but we Jews are fairly highly represented.

That said, the vast bulk of the Street as far as I can tell doesn't care about religion at all and certainly is not interested in turning the US into a theocracy.
01:53 AM on 12/18/2009
Still trying to find those Wall Streeters interested in turning this country into a "Christian Theocracy." Hint: Christians are not even proportionally represented on Wall Street, and few people on the Street are overtly religious.
06:45 AM on 12/18/2009
Blankfein claims he is doing "God's work" with all his financial machinations

Jesus threw the money changers out of the temple, not told them to come on in and party
04:36 AM on 12/17/2009
President Andrew Jackson knew how corrupt the private banking scheme was. Then 77 years later came the Federal Reserve bank AND income taxes. Imagine that. The first ten years of the new century showed that 70% of expansion came from productive profits, not from borrowing the money from banks. We couldn't have that. That would mean a FREE market. So, we'll get their money vis a vis taxation, usury, and fractional reserve banking and they'll be indebted to us for everything! The crux of the situation remains that whoever controls the money is in charge of everything. This has been the struggle for mankind throughout time. The sad part is that those calling the shots think they are God, using the loss of lives for profit with the military industrial complex. And so does anyone else that thinks they are more deserved of something, anything, over someone who is a different gender, race, education, etc. Those that have passed before us have already had their judgment day. Yours might come tomorrow. Are you doing the right thing? Thanks, Marcella for calling it like it is. History is not hyperbole.
07:57 PM on 12/17/2009
Your point about productive profits is spot on. A huge fear of any central bank is that the people will lend their profits to each other- thus eliminating demand for the debt offered by the central bank. That would create a true free market, as you point out- the central bank is anti-free market. Their ambition is to establish monopolistic control over the supply of credit, centralized in one money center: NYC.
01:58 AM on 12/17/2009
"You pay lower tax rates on your 8, 9 and 10 figure incomes than the truck drivers, hairdressers and other middle class Americans who, in a supreme travesty of justice, are forced to subsidize you."

This is simply untrue. The income, including th the bonuses of these bankers, all the way up to Blankfein are taxed at the highest marginal rate - like any other income. You are confusing them with private equity managers who can pay less on carried interest - treating it like capital gains. That is not the case for Goldman's bankers or the vast majority of other professionals on Wall Street.

"Instead of investing that money to grow the economy you foster predatory lending to our more vulnerable citizens, to feed your derivative gambling."

Not sure how you can connect Goldman directly with predatory lending - try focusing on CountryWide.

"You get nearly interest-free loans from the Fed at taxpayer expense and then you welch on your end of the deal."

How do low interest loans from the Fed's discount window cost the taxpayer anything? Really - everyone likes to say this but I'd really like you to explain it, because I am betting you have no idea where that money comes from and how it costs anything to anybody. By the way - the Fed is running a tidy profit right now and it is never taxpayer funded - in fact the Fed funds the taxpayers (actually government).
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Marcella Mroczkowski
Focused on stopping the hate and authoritarianism
11:29 AM on 12/17/2009
I'll let Warren Buffet explain the tax one it to you:

Warren Buffett's Tax Rate is Lower than His Secretary's, (Income Tax)
http://www.youtube.com/watch?v=Cu5B-2LoC4s

TAXES: Warren Buffett - Rich Taxed Too Little, Poor Too Much (Estate Tax)
http://www.youtube.com/watch?v=QLD0p1QpcI8&feature=related

There's plenty more where that came from, Friend.
12:39 PM on 12/17/2009
Saying that a banker will "pay lower tax rates" on their "8, 9 and 10 figure incomes" than "a truck driver or hairdresser" is ludicrous.

You may want to note that Warren Buffett is an anomaly because he pays himself a $100,000 salary. Much of his income is from investments and they are taxed differently as TheLastWallStreeter was getting at -- he has also donated billions to charity -- which would most likely impact his tax rate.

And Estate Tax is obviously a completely different issue from the one at hand.
01:43 AM on 12/18/2009
You are confusing apples and oranges and should ask your tax attorney husband what tax rate a Goldman banker will pay on his $10mn salary and bonus (hint: it is a much higher rate than any truck driver).

(Buffett is complaining about the low tax rate on unearned income from dividends and capital gains where he gets virtually all of his income. Although I am sure some Goldman bankers are doing well on some of their investments, for the vast bulk of them, their earned income, salary and bonus, is the vast majority of their total income, so they would not see anything like the rates Buffett sees.)
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02:06 PM on 12/17/2009
Countrywide got et up by Bank of America. Burp.
12:08 AM on 12/17/2009
Goldman Sachs is putting 50,000 truckers out of jobs to cash in on naked creit default swaps
11:07 PM on 12/16/2009
I see. But how do you feel about Goldman Sachs?
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barkingcat
Woof?
08:56 AM on 12/17/2009
...or Gold Man Sacks?
11:05 PM on 12/16/2009
The only way to end the speculative and greedy culture on Wall Street is to enact tough laws. Obama's jaw boning will not do it. Campaign finance reform needs to start now and culminate just before mid term elections. Feingold, Sanders and other genuine progressives need to start the wheels turning. Without campaign finance reform all other meaningful reform will wither and die.
09:50 PM on 12/16/2009
I comment you Marcella for finally making the link between the slash-and-burn policies of Goldman-Sachs and Ayn Randism and Evangelism- that noxious brew was the creed of the Bush-Cheney administration.

The cocktail has killed millions through direct violence or indirectly through famine and disease.

I am glad that a mainstream media let you make this link. As the truth, it should actually be taught in high-schools.
03:10 AM on 12/17/2009
Ayn Rand was a big influence on the Bush administration??

Federal Government spending grew 55% from 2000 to 2008.

Ayn Rand would have been terrified by the government that Bush built.

"We are fast approaching the stage of the ultimate inversion: the stage where the government is free to do anything it pleases, while the citizens may act only by permission; which is the stage of the darkest periods of human history, the stage of rule by brute force. "- Ayn Rand

What turned Goldman-Sachs and the rest of Wall Street loose was a bought-and-paid-for HUGE government that put the financial sector first, policing markets in their favor and providing backstops for their mortgage con with Fannie and Freddie. Government intervention into the credit markets was essential for the creation of the housing bubble.
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Marcella Mroczkowski
Focused on stopping the hate and authoritarianism
03:36 PM on 12/17/2009
The disconnect between what the GOP claims to want to do - reduce government - and what they actually do - grow government giveaways to their rich friends - is clear. As for the role private sector predatory lending played in the subprime mess, here's 2 links to get you started:

Victimizing the Borrowers: Predatory Lending's Role in the Subprime Mortgage Crisis, http://knowledge.wharton.upenn.edu/article.cfm?articleid=1901

TURNING A BLIND EYE: WALL STREET FINANCE OF PREDATORY LENDING,
Kathleen C. Engel & Patricia A. McCoy, 75 Fordham Law Review 2039, download at
http://law2.fordham.edu/ihtml/page3.ihtml?imac=1137&pubID=500&articleid=2284
If you google this last title you'll find that this article is widely republished and cited as an authoritiative source.
09:44 PM on 12/16/2009
"You pay lower tax rates on your 8, 9 and 10 figure incomes than the truck drivers, hairdressers and other middle class Americans who, in a supreme travesty of justice, are forced to subsidize you."

How do you figure?

Oh I know, facts are difficult -- hyperbole is easy.
11:05 PM on 12/16/2009
Having lots of money means you can hire accountants that will find many loopholes for income taxes. Also, Bush tax cuts favored those with 8, 9, and 10 figure salaries. That doesn't mean that they pay less taxes, but their rate could be lower.
And of course if that doesn't work there's always off shore accounts... and the Tim Geithner method (just cheat).
08:12 AM on 12/17/2009
There is an middle class that is being squeezed. My parents were in that category -- we were from an area where things were so expensive that even though they were middle class they had to pay the alternative minimum tax -- so I hear what you are saying.

So if you were saying that there are people out there paying the same tax rate as these 8,9,10 figure salaries I could agree. But the image she is trying to conjure is of "truck drivers and hairdressers" -- lowered payed Americans that (of course) pay at a lower rate and don't pay AMT.

The author uses the word "incomes" which you can't hide from the gov't (well not for long anyway) and is not going offshore. Also, the loopholes that once existed pre mid 80's don't exist anymore.
12:16 AM on 12/17/2009
No hyperbole here.

Because the wealthiest americans don't earn their money , they don't produce anything, they don't make an income.
They instead "invest" a.k.a. gamble with their money in the stock and bond markets, etc and the money they make off the selling of these stocks etc are called capital gains which are NOT included as income.
The tax rate for capital gains is 15%, the same as a person making around 30k annually.

Then they also get to deduct any losses from their gambling habits and pass some of their losses onto the taxpayers.

I believe Leona Helmsley said it best.

" Only the little people pay taxes."
08:04 AM on 12/17/2009
But what the author is specifically talking about here is earned income:

"You pay lower tax rates on your 8, 9 and 10 figure incomes"
07:35 PM on 12/16/2009
Show your calculations on how loans to the GS from the Federal Reserve, assuming there are such loans, are at taxpayer expense?

What offends me is all this crap aimed at Goldman Sachs. It so freaking stupid.

And what predatory lending are you talking about? I really need a predatory loan. Tell me which Goldman Sachs phone number to call. I'm looking for a one-million-dollar jumbo, no money down, interest only, no income verification, etc. Appreciate the help.
08:53 PM on 12/16/2009
you are kidding right?
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BrickSykes
"Professor, Harvard; Chess Mixmaster
09:37 PM on 12/16/2009
Read the headline, Sam....she's directing her comments to "GODman-Sachs", not 'Goldman-Sachs', at least that's what she 'said.'

Brick