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Marty Zwilling

Marty Zwilling

Posted: July 30, 2010 11:12 AM

Are You Too Old to Start Being an Entrepreneur?

What's Your Reaction:

I continue to see stories of really young entrepreneurs, like this article on Business Fastlane, with kids as young as 9 years old who have successful businesses. This makes me wonder what sets that entrepreneurial drive in kids, and how early parents and schools should start teaching the basics.

There are already a couple of good books out there for youth entrepreneurs, such as a new one from my friends Adam and Matthew Toren, Kidpreneurs: Young Entrepreneurs with Big Ideas. They assert, "It's never too early! Even children can be introduced to basic business principles and the rewards of entrepreneurship". Another one is The Little Entrepreneur by Michael H. and Jay Arrington.

Even if you are not sure that your child is a budding entrepreneur, there are several practical reasons to introduce him or her to the basics of business. Here are a few facts from the National Council on Economic Education emphasizing the need for more business training, starting much earlier:

  • Only 34% of teens can balance a checkbook
  • The average teen thinks they will earn $145,000 per year
  • 62% of 18- to 24-year-olds are saving very little or nothing at all
  • The average college student graduates with $27,600 of debt
  • 79 percent of high school students have never taken a course on personal finance

As early as grade school, with parental guidance and resources like these books, kids can gain some valuable experience in starting, managing, and growing a successful business venture. The positives include:

  • Learn to make money. Even young children (ages 5-10) can and need to understand the concept of: income - expense = profit. They need to understand that having money is not an entitlement, and not related to the volume of their demands.
  • Start a summer business. The best way to learn is a "hands-on" approach like creating a simple business to sell lemonade or deliver newspapers. In this context, parents can explain how their own business works, and where the family income comes from.

  • Bring the family together. All parents need to do things with their kids. A family that grows together, builds character and achieves financial success. The entire family can be active in the business venture.

  • Understand how business works. A place to start may be a reality game like ThriveTime for Teens Board Game, where they will be faced with money and life decisions like buying cars, managing expenses, paying for college, using credit cards, buying stocks and starting businesses.

  • Able to invest money wisely. Several companies, like Charles Swaab, offer programs like Money Matters: Make it Count, which teaches the financial basics to teens through Boys & Girls Clubs across the country.

If your child is old enough to get on the Internet, he or she is old enough to start learning business skills. Sites like MySpace already allow teens to customize their home base with graphics, blogs, and music to make it more attractive to their peers -- that's marketing. It's not a big jump to e-commerce and the costs and decisions of running a business.

We all know that technology comes naturally and early to this generation. Gen-Y is already showing us new ways to use it to grow and profit in business. I can't even imagine what the next generation will bring. You better start your business now, and have fun while you can, before we all are branded as ancient relics.

 

Follow Marty Zwilling on Twitter: www.twitter.com/StartupPro

 
 
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HUFFPOST SUPER USER
JR Jake
08:51 PM on 08/01/2010
That is a great question... the answer lies within the priorities in one's life. If a person wants to stay focussed and honed in on one endeavor or invention, whatever, they can be concentric in their motions. However many have become 'broad based' where the diversity of our experience lends itself to many great causes availed throughout the landscape of earth.

I like the mobility of a hit and run' approach where you get maximal effort, deploy the immediate strategies and move to the next project. I believe we call it 'multi-tasking'. I was taught at a very young age not to get locked into anything I could deliver a special project as needed.

Working in the medical field and taking on call assignments at will, did not lend to the availability of this concept. Times have changed though where autonomy, availability and mobility are extricably linked right now. That is a great thing.

Nice article, thank you for allowing me to share.
Konnie
PO'd PROGRESSIVE
05:24 PM on 08/01/2010
one can never be too old or too young. one can only be under-capitalized or have so much disposable cash it doesn't matter.
12:33 PM on 07/31/2010
Marty,
As a HS Principal, I want to help spread the need for this. There is a great simulation out there that is relatively new which you might want to recommend. It's called simCEO and it's located at www.simceo.org Students playing simCEO 1) create businesses online, 2) research each others' businesses, and then 3) manage a portfolio of $10,000 as they buy/sell shares in EACH OTHERS' businesses to immediately change the share price.
It's pretty innovative - in terms of entrepreneurial / personal finance education... and also education in general (open-ended, authentic, flexible, etc.).
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guveqzero
Inventor and Innovator
05:29 PM on 07/30/2010
The best business is to become a banker or hedge fund, supported by the US Treasury. Next would be a government military contractor, a lot of free money there. Then, any employee for a state or local government, the best benefits in the US except the bankers. Everybody else just lives on the edge.
12:12 PM on 07/30/2010
I suggested this as an answer to the unemployed problem and got blasted for it. Blasted no doubt by those that are too scared to try or have no skills to market. But I think, it's the answer to eliminate the problem permanently for each unemployed person who will try it. One thing for sure, you can't be laid off from yourself.

I became self-employed about 20 years ago. At first, I was nervous about how I was going to provide for my family without a paycheck. However, I soon realized I have so much more security than I ever did before.

If you are already unemployed, my suggestion would be to find a need not being fulfilled and become an expert at fulfulling that need. If you are good at what you do and provide good customer service, success will follow.

Then the only problem you will have to deal with is all the moonbats telling you your sizable annual government tax contribution is not sufficient as you are not doing your fair share?
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HUFFPOST BLOGGER
Lee Stranahan
Filmmakers, Writer, Dessert Topping
09:06 PM on 07/30/2010
I agree with you on entrepreneurs being the solution to the job crisis....but stop complaining about taxes.
10:20 PM on 07/30/2010
Not complaining about taxes, just those critiquing the amount I pay...