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Melanie Sloan

Melanie Sloan

Posted: August 18, 2010 10:32 AM

Earlier this month, the Government Accountability Office (GAO) issued a scathing report about the for-profit college industry. After conducting undercover tests at 15 for-profit colleges, the GAO found that representatives of four colleges had encouraged applicants to engage in fraud to secure government college loans and that representatives at all 15 had attempted to deceive applicants in some way.

No two ways about it, this is terrible. People looking to increase their marketability in a tough economic climate are being deceived about what an education at these schools will cost, what doors these degrees might open, and the salaries students can expect upon graduation. Perhaps worse, at least some schools are encouraging applicants to engage in out-and-out fraud to obtain government loans and are telling students not to worry about repaying them. Many of these students, unable to repay their loans, are defaulting on them and costing taxpayers millions of dollars.

In addition to the issues highlighted by the most recent GAO report, there have been other problems as well. Some for-profit colleges spend a large portion of revenue on non-teaching related expenses, have high dropout rates, and engage in abusive recruiting and debt-management practices.

Given all of the abuses documented, and the ever-increasing amount of federal student aid dollars flowing to these schools, the industry clearly merits greater scrutiny and regulation by both Congress and the Obama administration. But it is also worth noting that for-profit colleges are not the only ones engaged in deceptive tactics here. Some urging additional regulation of the industry are not exactly on the up-and-up themselves. It seems hedge fund managers have developed a remarkable interest in for-profit educational institutions, and not out of heartfelt concern for the American educational system.

Steven Eisman, for example, a hedge fund manager who previously manipulated market reaction in the for-profit education industry and has raked in cash through short sales based on dire public forecasts for companies in that industry, testified (PDF) before a Senate committee in June that the industry is fundamentally unsound and we should expect to lose millions from students who attend such schools and default on their loans. Last May, after a speech before the Ira Sohn Research Conference in which he described specific for-profit education institutions as on financially shaky ground, share values of those companies plummeted and Mr. Eisman reaped huge profits.

Shortly after Mr. Eisman testified about the evils of for-profit colleges, ProPublica reported on other efforts by those with financial interests to encourage federal regulation of the industry. An unidentified hedge fund manager (though according to Mr. Eisman, not him) hired Johnette McConnell Early to encourage federal regulation of for-profit education by sending Education Secretary Arne Duncan a letter signed by 19 executives of homeless shelters and service agencies expressing the concern that "for-profit trade schools and career colleges are systematically preying upon our clients," and pledging support for tighter regulation. While some of those who signed the letter had personal knowledge of aggressive recruiting tactics, others had only heard about them third-hand. Ms. Early claimed not to know whether the hedge fund she worked for was betting against the for-profit higher education industry, but she did admit, "Clearly an investment firm is not going to look into something unless they're thinking about whether it's a good or bad investment."

Further, a non-profit group associated with another high-profile investor, Manuel P. Asensio, has written five letters to members of Congress and regulators since April criticizing the for-profit college industry and calling for stricter regulation. On top of this, one analyst of short-selling stated, "Short sellers have shown a steadily increasing interest in for-profit schools."

These examples suggest there may be a concerted effort by those who stand to benefit financially to drive down the stock price of certain for-profit schools. Knowing this, how can we be sure that the new regulations the Department of Education is proposing are really in the best interest of the Americans most likely to attend these schools? Even more disturbing, the revelations of the hedge fund managers' efforts here raise the specter of whether federal oversight and regulatory processes are being secretly manipulated for financial benefit in other instances.

While for-profit colleges have been rightfully criticized for offering little transparency as to how well taxpayers have been served by our substantial investment in that industry, some of the efforts to fuel anger against and encourage regulation of these schools are similarly lacking in transparency. Congress and the Department of Education should remain vigilant against the efforts of a few opportunistic multi-millionaires to abuse the regulatory process for their own pecuniary interests.

 

Follow Melanie Sloan on Twitter: www.twitter.com/CREWcrew

 
 
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12:05 AM on 08/26/2010
I am a graduate from two for-profit institutions, and I currently work for one as a Career Service Director; going on twenty five years. My campus offers many of the same programs as the public institutions, and with the same accreditations.

A prime example would be our Medical Assisting program, which has been AAMA accredited since the early 80s. The state nursing board approved our nursing program where we built the nursing wing to the state’s specs. Do not tell me that the education I received or that we give does not change lives.

I have graduates who have started their own businesses. RNs working in the same hospitals side-by side nurses who received their education at public institutions.

Graduates from this program whether completed at our institution or a public institution will receive the same starting salary, there is not an employer anywhere who cares where the graduate completed their education, but whether can do the job they were hired to do.

The education I received provided me the chance I needed to propel my future, it still does. However,I can't do anything about the unemployment rate nor the amount of doctors who have suddenly closed their practice and left this area because of the currently economy.

Gainful Employment and it is important to get rid of the unscrupulous practices committed by any institution are solid ideas but all when applied to all!
QuietLightTraveler
Scientist, Teacher, Naturalist, Photographer
05:34 PM on 08/25/2010
Any for profit business must be sufficiently regulated simply because when it comes to money a good portion of humankind has little ethics. Our Congress should remember that instead of who gave them the last bribe for their campaign war chest. Speaking of Congress Melanie, what is being done to improve the ethics in Congress with its grand 11% approval rating. Tell me, how on earth did we get campaign finance laws that allow corporations to make large donations to politicians. Who was it that was ever able to convince the powers that be that such an unethical practice is OK. My God, even in private corporations an employee is not allowed to accept gifts from vendors because it would be a conflict of interest. So tell me on what BS basis does the Government allow this?????
04:50 PM on 08/23/2010
Funny, but this link on HuffPo makes a very similar claim against public universities. Considering there are just a handful of "for profit" school but TONS of publicly funded ones.......

http://www.huffingtonpost.com/bob-samuels/higher-education-everythi_b_681266.html
10:14 AM on 08/23/2010
I attended a for profit college... Kaplan, to be specific. I graduated Suma Cum Laude and all that jazz, but let me tell you, there's NOTHING I took a class on that I hadn't already learned in my first year of hands on experience. The teaching was mediocre at best, and the fees are jaw droppingly high. I've got around 60,000 dollars in student loans for my BACHELOR'S degree. Honestly, if there had been a way for me to get out of the debt i had already incurred on this "education" I would have GLADLY gone back to school at a real university and forgo all the time I spent here. The *ONLY* beneficial part of for profit education is that it caters to non standard students. I was able to work full time and raise a family, all the while finishing my bachelor's degree. Part of me has to question whether or not this bachelor's degree will actually be worth anything if I decide to move on from my current position... I suppose only time will tell.
11:01 AM on 08/22/2010
The attacks on for-profits are becoming a bit much. Either these people have something to gain from it or haven't been to both types of schools to be able to compare. Of all the people I still talk to from my worthless for-profit college, only one of the 10 is unemployed (me). All of us the first year out of school hit the national average for income. 3 of us nearly doubled it. After 6 years one has doubled the national average and several are not far off.

I went to my local community college for some classes and I can safely say that anyone going to that school is wasting taxpayer money. This school even offers certificates (1 to 2 year program) for similar things that I went to the bad for-profit for. Only issue with that is they don't provide anything resembling an education for the cert. Like say a Network certificate and the only class they give that has anything to do with networking is "networking with windows". As in networking with your home computer to a home computer.

I cannot say that all for-profits are good, my guess are some are even really bad. UofP and Devry I find questionable. But to act like all for-profits are bad and all non-profits are good is dishonest. The education system in this country sucks, anyway we can actually improve it is good, but that means also looking at non-profit.
03:17 PM on 08/21/2010
It seems to me that the Feds are going to put themselves at serious odds with the states on this whole issue. The growth of private education has largely been something the states have encouraged by woefully underfunding the systems of state schools and community colleges most of them have. These schools are not equipped to handle the larger number of Americans now seeking a higher education.
I still believe the future of higher education is going to be in the private sector as the states continue to look for ways to cut costs.
06:29 PM on 08/20/2010
The issue of short-sellers and for-profit higher education is one that bears further discussion. Since the Department of Education announced its intention to reform student lending in the for-profit higher education sector, short-sellers have not been able to contain themselves. These individuals stand to benefit financially where thousands of students could lose it all – their education, their opportunity, their future.

One thing is certain - there is no room for short-sellers like Eisman in the gainful employment debate. Students are the ones who will be affected by the implementation of this rule and they are the voices we should be listening to.

As former president of Colorado State University, I discuss higher education access and success as well as other higher education issues on my blog at http://larrypenley.com. You can also follow me on twitter at @LarryPenley.
10:16 AM on 08/23/2010
damn... the internet has taken us a long way, fanned and fav'd
01:38 PM on 08/20/2010
Well considering our public education system, college included (I'm a student, I know) is an abysmal failure, why not encourage private schools? Imagine an education system competing on quality and low cost instead of one the one today that subsidizes failure. Most every college gets students into degrees like econ or liberal arts where they promise success but anyone with a brain knows that won't happen. And the private colleges that do fraud people should and will be made public in consumer review magazines so anyone who does their homework will know if their prospective college is legitimate or not. It isn't in a colleges long-term interest to defraud their students. It will be found out and in a free market that college will not survive much longer.

But alas, even though there is 0 correlation between more government funding for schools and educational progress, our government will still throw and waste billions at the problem without never realizing the root problem. Time to privatize education and the marketplace will offer students what they want and at a lower price.
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Y3rMawm
veni, vidi, bibi.
08:25 PM on 08/20/2010
indeed.
10:16 AM on 08/23/2010
FREE MARKET FIXES EVERYTHING
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10:20 PM on 08/19/2010
The criticisms of for-profit colleges are quite valid and should be heeded. They might provide a service for some students, but generally they merely siphon funds (federal student aid funds) that should be used by public and private not-for-profit colleges.

Why should any publicly generated funds fall into the pockets of private owners and investors? (I might ask the same question about the health insurance industry.)
12:33 AM on 08/19/2010
All true.

But many, many, many not-for-profit "real" schools are just as opportunistic as the heads of the for-profit institutions.
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Wolfman von
Radio dj XtremeWolfRadio@com
12:36 PM on 08/18/2010
millions of dollars that students, can't repay their loans, is better than Trillions of dollars on war's that can't be pay back to taxpayers ..; )
03:55 PM on 08/20/2010
here here
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USAFree1
12:21 PM on 08/18/2010
If it sounds too good to be true, it probably is.
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Wolfman von
Radio dj XtremeWolfRadio@com
12:37 PM on 08/18/2010
maybe?