Medicare can be a confusing healthcare benefit to understand. Unless you are already experienced in this industry, you will likely have a few questions that you need to have answered before choosing your plan. Take a quick look at these easy-to-understand Medicare enrollment tips. And don't forget, you should always consider talking to a Medicare expert if you still have unanswered questions, so you can choose the plan that's right for your needs.
Medicare Tip 1: Know The Open Enrollment Period
You only become eligible for these benefits when you turn 65-years-old, explains Medicare.gov. Once you are able to receive benefits, you will first need to enroll to take advantage of them. During the month that you turn 65, you can enroll up to three months before or after for coverage. So there's no need to actually wait until the day of your birthday, especially if your birthday falls during the latter portion of the month. Be sure to take the time to plan your enrollment, so that you can assure optimal coverage.
Medicare Tip 2: Understand What You Need From It
You have a lot of different options with Medicare coverage that you can choose from. But these can get confusing to sift through. The best way to decide is to assess what your healthcare needs are. Do you suffer from chronic conditions? Do you use a lot prescription drugs? Do you require hearing as well as dental coverage? Research each plan and determine which one is the most beneficial to your needs. You may find that a plan that has a higher deductible covers more of your medical needs and is worth it versus a plan that covers less treatments but has a lower deductible
Medicare Tip 3: Talk To The Experts
If you are still having questions and or have any concerns, make sure you reach out the experts. You can get free, expert insurance advice from National Technical Assistance Center, which is the go-to resource that's suggested on the Medicare website, which advises that if you have further questions or concerns that you contact this special agency to gain advise on choosing your plan. You can also contact Medicare directly at: 1-800-MEDICARE (1-800-633-4227) to receive assistance.