Shop Off-Season and Buy Stuff You Can't Usually Afford

The last thing you want to think of when it's ninety degrees outside are boots and cashmere sweaters. But fall will be here before you know it and the designer shoes and clothes you want will be back at designer prices. Look for them now, however, and you could end up with something you probably can't afford in September. We've even found some stylish yet practical snow boots for colder weather. You can thank us later.

1. Flat Boots You'll Wear Everywhere

Flat boots will be in style forever since their versatility can take you from work to weekend in no time. You'll love the soft suede on the Sam Edelman Jackson Tall Boot ($98.90, down from $198.95). The extra fabric will transition your look (without changing your boots) from cuffed to over the knee.

2. Heeled Boots For Daytime and Nightime

For those of you who relish in the polished look of heeled boots, look no further than Circa Joan & David's Sandrine Boot ($99.90, down from $199.95). It's sleek and classic, like a good investment boot should be.

3. Super On-Sale Cashmere Sweaters

You might be sweating in barely-there clothes now, but when it's time to turn on the heater, you'll be thankful for the luxurious feel of some on-sale cashmere. Elie Tahari's Eileen Sweater ($86.02, down from $152) is casual but work-appropriate, and comes in three colors.

4. Snowboots - Fashionable, Practical, and Fiscally Responsible

We might be getting pedicures every other week to go with our flat sandals now, but this is actually the best time to get your hands on a pair of winter boots. For extra warmth, try the UGG Classic Tall Wool Boot ($148.84, down from $200).

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