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Mike Lux

Mike Lux

Posted: November 11, 2010 11:29 AM

The Details Are Worse

What's Your Reaction:

I wrote my initial post in such a hot rage over the proposal to cut Social Security and Medicare benefits that I didn't take the time to edit my blog post (sorry about those strange sentence structures), or take the time to look at the details of the proposal. So now that I have calmly taken some time to do that, I have to admit that I was wrong: this thing is even worse than I originally thought, and I way understated the problems with it. The co-chairs and staff found every conceivable way to screw the middle class in ways big (very big) and small, but barely nicked the bankers who caused the meltdown of the economy, or the wealthy whose massive tax cuts ended the big budget surpluses as far as the eye could see coming out of the Clinton years. Look at some of the different ways middle class and poor people will be gauged by this proposal (and I am probably missing some):

  1. Raises the retirement age for Social Security and Medicare to 69.
  2. Cuts Social Security benefits.
  3. Ends the mortgage tax deduction.
  4. Ends the tax deduction for workers' health benefits.
  5. Freezes salaries for federal workers for 3 years.
  6. Establishes co-pays for veterans at VA health services.
  7. Raises fees to visit the national parks and the Smithsonian.
  8. Merges the Small Business Administration into an agency (Commerce) that has always prioritized helping bigger businesses, and cuts their budget.
  9. Eliminates the Office of Safe and Drug Free Schools.


Bowles and Simpson claim that they are being progressive by raising the Capital Gains Tax, but they make up for that by cutting corporate taxes and flattening the tax rates, so there is actually less progressivity in the tax code. They do claim some savings in defense spending and contracting, but a bare fraction of what could be saved if you got serious at all about reforming government contracting. And what they don't do is stunning: they don't go back to the Clinton era's tax rates on the wealthy that actually helped balance the budget. They don't impose a financial transactions tax on the speculative trading that did so much to crash this economy. They do nothing to create the jobs of the future that would actually spur the economic growth of the 1990s that were key in creating the budget surpluses of that era.

You know what is most bizarre: all this pain for the economically stressed working and middle class, and they still don't actually balance the budget until 2037. This is one of the worst policy documents I have ever seen -- and I lived through the George W. Bush era! The president that Erskine Bowles, Bruce Reed, and I worked for dug our way out of the big budget deficits of the Reagan/GHW Bush era and created a balanced budget and long term surpluses by doing modest budget cuts, taxes on the wealthy, and strong economic growth. Clinton did it without gouging the middle class in all the terrible ways listed above. We have a bigger hole to dig out of now because of the economic crisis of the George W. Bush era, but we can create a long term balanced budget with the same kind of formula, plus adding a financial transactions tax that would help curb dangerous financial speculation. There is absolutely no call for punishing the very people who have taken all the pain of the economic policies of the last decade. My old friends Erskine and Bruce should know better.

Another old friend of mine, Jon Cowan, writes today in Politico that this proposal is "the only game in town" for reducing the deficit. Not to put too fine a point on it, but what a crock. All we have to do is revisit the policies of the 1990s, minus the financial deregulation. The middle class has been burdened enough to pay for the excesses of Wall St and government contractors. Let's reduce the deficit the right way: by finally asking the people who caused it -- the wealthy who got huge tax cuts, the big banks who caused the economic collapse, and the government contractors who rip off taxpayers -- to make things right.

 
 
 
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01:00 PM on 11/21/2010
First I'm a liberal, I'm for the middle class that can't provide for thier family , why is the Obama administration powerless? I have suggestions that will help him. First kill the tax breaks for the rich,then bring every troop home, Bin Laden is doing just what he said he would do, bankrupt America,third eliminate the FICA cap, make everyone pay, the rich are not providing jobs, well overseas they are and billions aare resting in off shore banks. With every one paying into FICA we could use those funds to create jobs, create our own tax payer bank, money going out and more money coming in , we could create an agency larger than any wall street bank only the tax payer would benifit,not wall street, Bowles and Simpson have not made one mention about 11.2 million millionaires and all those aabove the FICA pay their fair share, is this poison fruit from the poison tree subject because this would affect the rich and they ,not Obama control Republicans and the world
12:53 AM on 11/15/2010
Three things Obama must do to get re-elected, end the wars and the wastful corruption,let the Bush tax breaks die, he is worth 30 million, why would you want to give that bastard a tax break, raise or eliminate the cap on FICA
12:46 AM on 11/15/2010
when a black was elected for our president that brought all the hate black mongers out of the closet and to the polls, A lot of democrats became republicans and the democrats forgot to vote. Total gridlock the next two years
11:31 AM on 11/14/2010
What is the logic behind cutting benefits to low wage workers and soldiers and the disabled? Where is the counterbalance that puts an equal responsibility on the wealthy? This is supposed to be all-options-are-on-the-table, but at first glance it's so skewed to favor the rich it's just nonsensical! Where does balancing the budget come into play? Where is fair and progressive taxation? Where is raising the cap on income contributions? Where is de-funding wars of occupation? I'm just confused for the lack of logic in the Bowles/Simpson draft. The Democrats have always been better able to balance the budget (remember Cheney? deficits don't matter -- wtf?~!!!) and have proven that progressive approaches to the budget can and do work. Slashing entitlements for workers and people in the lower-middle class is a non-starter. let's get to work on our own progressive plan!
07:42 PM on 11/14/2010
The next two years of controll by republicans of the House will be total griddlock, nothing they pass will ever pass theSenate, you know, like what they have been doing to Demo's NO! There will be no jobs for the poor, the next two years will be total chaos. Watch C-span for .your daily vaudville entertainment. I will blogg every day to smoker Boenhner, where are the jobs?
04:13 PM on 11/12/2010
their are 11.2 million millionaires plus those that earn more than the SS cap of 106,800 to $1,000,000 that don't pay into social security, yet the commission wants to raise the retirement to 69, they apparently don't think we will live to the age of 69 then they, who is they?} will save all that money then all those that make more than $106,800 and on up to Bill Gates and Warren Buffet won't be asked to pay a little more so a broken down old guy won't have to work till he dies
08:03 PM on 11/14/2010
do you know that most middle class don't know about the social security cap? of 106,800 and that those that make more than that don't pay into FICA? because the poor will never make the cap limit. Why isn't that not explained to them?
12:22 PM on 11/12/2010
If this stuff passes,we may have to get in our trucks and slip accross the Mexico line to find a better life.
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tbone99
cruisin' duality
10:47 AM on 11/12/2010
Obama let the medical insurance companies write healthcare reform and now he has allowed billionaire Peter Peterson and his "entitlement hating" lackeys to finish of whats left of the middle class and poor, thru his Deficit Commision.

How can only one man do so much damage in only 2 years?
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Michael Valentine
Retired SEIU Member
12:38 PM on 11/12/2010
Just like "only NIxon could go to China".
07:56 PM on 11/14/2010
Huh? only an uninformed Republican could be so ingnorant, Damage " it only took Bush one year to do the damage. Are you talking talking Democrats and Republlican poor? Come December first, when those benifits expire, the democrats will vote to extend them, every republican will vote to let you go hungry, because the repug's believe you all are just deadbeats
09:42 AM on 11/12/2010
Plus, they want to get rid of the Earned Income Tax Credit, probably the single most effective anti-poverty weapon in the government's arsenal! And wasn't expansion of the EITC one of the Clinton administration's greatest achievements? What an outrage.

The giveaway is the wholly arbitrary cap on government revenue at 21 percent of GDP. As Kevin Drum pointed out, this is not a deficit reduction plan and no one should call it by that name. This is a smaller government plan.
12:17 PM on 11/12/2010
I have always thought the earned income tax credit was welfare for cheap conservative corporations.
We pay those who work for companies who don't pay them enough to live on.

But it did help those who were not paid enough by their employers, so I don't think we should give it up unless the corporations agree to pay a livable wage.
01:28 PM on 11/12/2010
Right. In an ideal world, no one would need it because everyone would be paid above-poverty wages. But in the real world, it's essential. And while I haven't combed the Bowles-Simpson scheme for every detail, I'd bet a million bucks there's nothing in there about requiring corporations to pay living wages or provide decent benefits.
02:27 PM on 11/12/2010
You're right. In an ideal world, no one would need the EITC because everyone would be paid above-poverty wages. But in the real world, it's essential. And while I haven't combed the Bowles-Simpson scheme for every detail, I'd bet a million bucks there's nothing in there about requiring corporations to pay living wages or provide decent benefits.
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stack
USW Blogger
08:51 AM on 11/12/2010
Right on, Mike Lux! Tobin Tax NOW!
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MaryMay
May your tears come from laughing
07:53 AM on 11/12/2010
I had no idea that disallowing the deduction of mortgage interest was in this plan.

That is how they will make up the extension of tax cuts to the rich. It's projected that Americans will save $104 billion on their tax bills in 2011. When disallowed, that will mean over one trillion dollars over the next ten years will go into the government's coffers, whereas if tax cuts on the wealthy were allowed to expire, the government would realize $700 billion over the next ten years.

So again, on the back of the already beleaguered middle class, who are the lion's share of mortgage holders, the government will extract its much-needed tax revenue.

For once, I'm loving lobbyists if it means real estate lobbyists will be breathing down the necks of our Congressmen to make sure this idea is quashed before it ever sees the light of day.
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Beyrak
07:40 AM on 11/12/2010
The retirement age to 69 doesn't even kick in until 2075. Quit the same old liberal scare tactics. Something has to be done.
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09:56 AM on 11/12/2010
Yeah something has to be done but how about first ending two wars, cut Department of Offense and letting the Bush tax cuts for those that can most afford it expire . . .
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09:57 AM on 11/12/2010
I forgot to add cuts to Corporate welfare.
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Tom Payned
Card carrying member of ACLU
01:45 AM on 11/12/2010
I gave up drinking and drugs in 1985, I think I'm going to have to rethink that decision. Bush was bad enough, but was nothing less than what I thought he'd be having read up on his history before the 2000 stolen election so it wasn't a surprise.

Whereas this president, (my candidate and president) seems to look for ways to sell out the very people who worked to get him elected.

There was NO reason for him to even put together this commission. The rethugs blocked putting together a committee because they didn't want to actual come up with something that would get rid of the deficit and end the myth they are the party for the tax payer.

But Obama has just given them yet another report to bludgeon the middle class with.

He may have well just asked the CATO institute to right down the Rethugs ultimate plan.
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exile
01:37 AM on 11/12/2010
2.Cuts Social Security benefits by 70%.
have a nice day:}
12:19 PM on 11/12/2010
I don't doubt it, but where did your see that?
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Sundalecat
We love Obama!, by an angry White Man
01:30 AM on 11/12/2010
The only thing I can say is Defaziois Step tax. That will lower it totally. I am so sick of this.
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texastrixie
I invented the internet.
12:47 AM on 11/12/2010
It may be that there have to be changes in Medicare or even Social Security. But the supposed deficits in these programs come mainly in the far, far future, and we are confronting a deficit today. Why not try everything that does not affect the middle class first, and then proceed to the other possible changes.

Farm subsidies need to end tomorrow for major farm corporations or anyone who does not actively live on the land and work it himself (such as Sam Donaldson, sorry Sam, but you can afford this better than the truck farmer in Arkansas who made $72 profit last year).

Instead of the Small Business Administration ending, why not downsize the Commerce Department. What do they do except help get legislation passed that promotes big business instead of small business and working people? Or write anti-US trade treaties?

If we continue the Bush tax cuts for the wealthy, and we ever hope to shrink this deficit, the only way to do so would be to kill off just about every tax break and benefit for the poor, working class, and middle class (well, everyone making the median family income and below). Talk about class warfare. Its either going to be benefit the rich, or save just about everyone else in this country.

The Bush tax cuts which promote jobs? If they worked, why are we still in this recession? Its because that money never actually makes it back into the economy in any meaningful way.
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tbone99
cruisin' duality
10:48 AM on 11/12/2010
Its not really a class war, Texastrice - its a slaughter
04:34 PM on 11/12/2010
Amen Tex, imagine Sam bailing hay, you say middle class, it is rich and poor period. I live in OKla where democrats are extenct, but I ask the poor republicans down here , why do you vote for republicans? you're voting against your own best interests, they are not going to do anything for you because you don't have anything to offer them, when these present benifits run out December one, the people you hate, democrats will vote to extend them because you will be hungry, every republican will vote against and I 'm talking Coburn, Inhofe, Lucas, well they are all republicans here, they don't give a rat if you are hungry. They will vote against food on your table