iPhone app iPad app Android phone app Android tablet app More

Featuring fresh takes and real-time analysis from HuffPost's signature lineup of contributors
Miles Mogulescu

Miles Mogulescu

Posted: January 18, 2010 04:16 AM

Why Is Obama to the Right of the Wall Street Journal, Greenspan, and McCain on Breaking Up Banks and Restoring Glass Steagall?

What's Your Reaction:

On Friday, The Wall Street Journal editorial page joined such noted left-wing radicals as Alan Greenspan, John McCain, and Paul Volker in support of restoring the barrier between commercial banks and investment banks which did so much to prevent economic meltdowns between the 1933 passage of the Glass-Steagall Act and its repeal in 1999 by a bipartisan coalition of Congressional Republicans and Clinton Democrats led by Robert Rubin and Larry Summers.

In an editorial (also opposing the Obama administration's proposed bank tax), The Wall Street Journal wrote:

"A better idea is to do the hard policy work of creating a plan that...separates traditional banking from hedge-fund trading, as Bank of England Governor Mervyn King and former Federal Reserve Chair Paul Volker have suggested."

In December, the unlikely pair of John McCain and Washington Democratic Senator Maria Cantwell announced the proposed McCain-Cantwell bill which would restore Glass-Steagall's wall between commercial banks and investment banks.

Others who have supported such a move include former Fed Chairmen Paul Volker and Alan Greenspan (who before finding a small "flaw" in his theories that unfettered free markets were self-regulating, teamed with Clinton Treasury Secretaries Rob Rubin and Larry Summers and McCain campaign economic advisor and then Chair of the Senate Banking Committee Phil Graham in leading the '90s charge to repeal Glass-Steagall). But following on the heels of the biggest financial meltdown since the Great Depression, Greenspan told the Council on Foreign Relations last October, that the government should consider breaking up the big banks:

"If they're too big to fail, they're too big. In 1911 we broke up Standard Oil -- so what happened? The individual parts became more valuable than the whole. Maybe that's what we need to do."

During the 2008 election campaign, Barack Obama often used the endorsement of Paul Volker, Greenspan's predecessor as Fed Chairman, to lend himself credibility as a leader capable of handling the financial crisis, often positioning the 6'8" Volker next to himself at press conferences on the economy. Obama appointed Volker as Chairman of the largely ceremonial White House Economic Recovery Board, where, according The New York Times, Obama has marginalized him and ignored him. Volker has been one of the strongest voices for separating commercial and investment banking:

"As a general matter, I would exclude from commercial banking institutions, which are potential beneficiaries of official (i.e. taxpayer) financial support, certain risky activities entirely suitable for our capital markets. Ownership or sponsorship of hedge funds and private equity funds should be among the prohibited activities. So should in my view a heavy volume of proprietary trading with its inherent risks."

Volker told The New York Times,

"People say I'm old fashioned and banks can no longer be separated from nonbank activity. That argument brought us to where we are today."

So what is the Obama administration's reaction to the proposals of its campaign's erstwhile economic guru? An anonymous spokesperson from Obama's Treasury Department stated,

"I think going back to Glass-Steagall is like going back to the Walkman."

Newsweek reports that opposition from the Obama administration makes "Senate prospects for the success of the McCain-Cantwell bill...seem bleak at best." According to Newsweek,

"Obama administration officials have dismissed the idea that the financial sector should or can be changed in more fundamental ways than they are now proposing. You can't turn back the clock, they say."

Such far-left radicals as Greenspan, Volker, McCain, and The Wall Street Journal now think we can and must turn back the clock. Of course Obama's chief economic advisor is Larry Summers who was one of the chief architects in repealing Glass-Steagall. Is Obama's reliance on his advice leading him and the Democrats towards disaster?

If, a year after Obama's victory, the Senatorial race to replace Ted Kennedy is close, it can largely be attributed to public disillusionment that Obama and the Democrats have given away too much taxpayer money to Wall Street banks and have gotten almost nothing in return in terms of increasing lending to job-creating businesses, or modifying mortgages to help ordinary Americans stay in their homes. This allows Republicans to play the role of faux populists. As I recently wrote in The Huffington Post:

"If the only political choice given to American voters is using the government to subsidize wealthy corporations, or the Republican message of smaller government and cutting their taxes, many who voted for Obama will return to the seemingly brain-dead Republican Party."

Whatever the outcome in Massachusetts, we can already see this Republican resurrection happening before our eyes. Obama's newfound populist rhetoric this past weekend--slamming the big banks for their "selfishness" and making a modest proposal to tax them a total of $90 billion over 10 years (while they pay out over $200 billion in bonuses in one year)--which proposal is opposed by Massachusetts Republican Senatorial candidate Scott Brown, may (or may not) be enough to help Democrat Martha Coakley sneak by.

But it's going to take a much more drastic break from the policies of Wall Street to save Obama's Presidency and the Democrats' chances in the 2010 election, as well as to protect the American taxpayers from again being called upon to bailout the "too big to fail" banks from the next financial bubble which is already forming.

As prairie populist and retiring North Dakota Democratic Senator Byron Dorgan--one of a handful of principled Democrats who stood up to the gang of Clinton, Summers, Rubin, Greenspan and Graham and opposed the repeal of Glass-Stegall--warned in 1999, a "financial swamp" would be the result of merging banking with speculative, casino-like activities of investment banking and hedge funds:

"I think we will look back in ten years' time and say we should not have done this but we did because we forgot the lessons of the past, and that which is true in the 1930s is true in 2010. We have now decided in the name of modernization to forget those lessons of the past, of safety and soundness"

Obama must overrule the self-serving advice of Summers, and the outsized financial contributions of the Wall Street lobby promised to Rahm Emanuel, and move to break up the concentrated power of the big banks, as even Volker, Greenspan, McCain and The Wall Street Journal urge him to do. If not he will fast become a failed President faced with an increasingly hostile Republican House and Senate.

 
 
 
  • Comments
  • 18
  • Pending Comments
  • 0
  • View FAQ
Comments are closed for this entry
View All
Recency  | 
Popularity
photo
HUFFPOST SUPER USER
HANNIBAL1066
I've written on the Tea Party movement at politica
01:05 PM on 01/19/2010
There are a number of economists--Krugman, Stiglitz, Johnson, Tavakoli, to name a few--who are suggesting that failure to break-up the Wall Street casinos, raise capital reserve limits, and put in place robust consumer financial protections will lead to another catastrophic collapse of our financial system.

In other words, absent the kind of restructuring Mogelescu (and others) are talking about from a political angle, we are on the Economic Titanic with Captain Obama.

What is probably needed is an unprecedented effort from the Left, in concert with those on the Right, to begin "breaking up the oligarchs." The Tea Party folks can demonstrate their commitment by joining the fight for a Consumer Financial Protection Agency, restoring Glass-Steagall, and investigating the gangsta bankstas for fraud and other criminal activities.

Only then will Captain Obama pay attention and turn his attention towards Main Street and away from Wall Street iceberg.
photo
HUFFPOST SUPER USER
Carl Caroli
I just don't understand people
11:25 AM on 01/19/2010
Follow the money. The banks were Obama's biggest campaign contributors. They put their puppet on stage and are now pulling his strings.
09:06 AM on 01/19/2010
As noted by many of the posters,he was put in power by the people who least want regulation and as a former supporter I am very disappointed that he is acting as he was paid to do.The other party wants access to the same pot so will screw us also.The Tea Party is probably set to benefit from this and to everyone's horror may be smart enough to capitalize.Going forward this must be a centerpiece of rebuilding our f---ed up economy.It is of little concern what Obama and his gang do since they have a different employer than the one they signed on for,working for Wall Street and cashing the people's checks.
06:55 PM on 01/18/2010
Insightful article, thanks.

The next question is, will the WH continue to stay to the right when it comes to Wall Street even at the expense of political survival?
photo
HUFFPOST PUNDIT
jmpurser
See My micro-bio
08:01 PM on 01/18/2010
They aren't just to the right as far as Wall Street goes. Their to the right on war, civil rights, justice, and health care too.
photo
iswideopen
Never Give Up; EVER
09:20 PM on 01/18/2010
alternate id and jumpurser:
please be quiet and vote republican. the whinning is getting old.
This user has chosen to opt out of the Badges program
10:55 AM on 01/18/2010
It wasn't the Haitians who "made a pact to the Devil." It was Obama who made such a pact.

To gain the support of Wall Street Banksters, he promised early in his campaign to resist at all costs the idea of re-instituting the Glass-Steagall regulatory model and he publicly affirmed this shortly after his election saying that he sees no reason to separate commercial and investment banking.

He never will see it. It is probably the only campaign promise he made that he won't break.
10:44 AM on 01/18/2010
Financial reform is a non partisan issue.

Please call the offices of both McCain and Cantwell and voice your support for their bill that separates commercial and investment banks.

Senator Maria Cantwell
Phone: 202-224-3441

Senator John McCain
Phone: 202-224-2235

Please call your local senators and demand their support of this bill.

We have the power to prevent future financial disasters.

Get involved!!!!
09:45 AM on 01/18/2010
Because they put him in office.
09:03 AM on 01/18/2010
Emanuel, Rubin, Geithner, Summers and company are pro wall street extremists willing to sell the American people down the drain and these are the reâl people of influence in this reactionary administration.
07:11 AM on 01/18/2010
Wow! You nailed that one. But nothing will change. It will be interesting to read the history books when it finally comes out why Obama was so utterly beholden to these revolting people. For the moment, this remains a baffling mystery. Will he be found to be the most 'captured' president in history I wonder?
HUFFPOST SUPER USER
RN4MERCY
04:22 PM on 01/18/2010
Much appreciated, but to say 'nothing will change' is to give up hope. The problem is our president seems to fear the bankers more than he fears a revolt of the electorate. To quote MLK: "This is where we are. Where do we go from here? First, we must massively assert our dignity and worth. We must stand up amidst a system that still oppresses us and develop an unassailable and majestic sense of values." MLK
photo
iswideopen
Never Give Up; EVER
09:23 PM on 01/18/2010
RN4MERCY:
Fear the revolt of the electorate? Look at Massachussetts. Who will Brown hurt, President Obama or the liberal agenda. I never thought you all were as dumb as the conservative base but I was so wrong. As stated above, vote republican and stop whinning. or better yet, vote for Tea Party candidate, Sarah Palin.
photo
HUFFPOST COMMUNITY MODERATOR
PATina
Plus ça change, plus c'est la même chose
11:47 PM on 01/18/2010
I agree. It kind of reminds me of the saying... if you want something done right... you have to do it yourself. If we want to get Wall St. off of our backs... we are going to have to be the ones to throw them off.