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Mohamed A. El-Erian

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Three Big Questions for the Greek Elections

Posted: 06/16/2012 5:41 pm

Greece desperately needs a political anchor. Will it get one? This can either take the form of a single party gaining a durable majority in parliament or the formation of a coalition government.

If Sunday's election fails to yield such an outcome, the president would have no choice but to call for a third election. The country's political turmoil would intensify, making it very difficult (if not impossible) for Greece to secure financing from its official external creditors (known as the "Troika," and consisting of the European Central Bank, European Union and International Monetary Fund).

Given the higher risk of running out of money, Greece would face even greater economic and financial chaos. Citizens would stop paying bills, tax receipts would dwindle even more, and capital would flee the country in troves.

The Greek government would have no choice but to redefine the institutional context for the country's medium-term recovery. And it would most likely involve a messy exit from the eurozone.

Absent coordinated and decisive central bank responses, Europe as a whole would face a material risk of what economists call a "sudden stop" to the payments and settlement system. Realizing this, and with the traumatic September 2008 experience still fresh in their minds, officials around the world have reportedly been working hard on contingency plans.

This is good news. Yet, as detailed in my Financial Times column of Friday, there are limits to what even the best-intentioned and most-effective central banks can deliver. Specifically, they can restore the normal functioning of markets but, unfortunately, cannot fully counter the economic damage.

Europe would be plunged into a deeper recession. More capital would abandon other vulnerable eurozone economies. And the region's core economies, led by Germany, would be forced into considering crucial measures to save their important and historic European project or see it crumble.

Given the size and international linkages of Europe, virtually every country in the world would face economic and financial headwinds. Their exports to Europe would fall, credit availability would decline and risk aversion increase.

The other possibility is that the election allows for the formation of a stable government, led either by a single party or a coalition of parties. This, in turn, would lead to the second question.

Would a new Greek government be able to mobilize sufficient internal and external support as it embarks on one of the most difficult economic adjustments in modern European history?

Given that Greece's program with the Troika is off track, a new government would have to move quickly to design new measures and secure the support of both citizens and creditors for implementation. This is not easy given the extent to which the economy has imploded, and continues to implode. Moreover, the government has few policy tools; and the patience of the Troika is already stretched.

The situation could quickly come to a boil if the new government were to decide to embark on a different course than that favored by the Troika. No wonder Mrs. Merkel, Germany's prime minister, is on the tape again this weekend cautioning that there are few policy alternatives for Greece.

If the Greek government fails to establish relatively quickly its leadership and credibility, the country would again face mounting economic, financial, political and social tensions. If it does succeed, the third question would become even more critical.

Will Greek depositors continue to flee?

It is not easy to stop bank runs once they start. Indeed, as a famous investor once observed, the rational thing to do when you see a line outside a bank is to join it; and if you do not have your deposits at that bank, go quickly to where you do and join the line there.

After all, it is a very asymmetrical payoff for your life savings. Therefore, in most states of the world it is better to be overcautious and pull your money out rather than face the risk of confiscation and redenomination.

A new Greek government would have to work very hard to quickly -- and I stress quickly -- stop citizens from withdrawing their deposits. And it would need to do so without imposing controls.

If it succeeds, the new government would have earned the room to implement a new program for Greece; and its European neighbors and the rest of the world would breathe a huge sigh of relief. If it does not, the country would again be in turmoil, with negative externalities for others.

Whichever way you look at it, Sunday's election in Greece entails major uncertainties. What is clear is that, by itself, the outcome is very unlikely to immediately end turmoil and uncertainty. Indeed, even a simplified analysis entails many permutations and combinations.

Cross-posted from CNBC.com.

 
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09:36 PM on 06/17/2012
The euro central bankers and their debt based system win!
http://www.youtube.com/watch?v=Bx5Sc3vWefE&feature=youtu.be
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sweetpatriot
28,woman,healthcareworker,polyglot,bisexual.
09:33 PM on 06/17/2012
O 2012
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chrisbtownerr
08:49 PM on 06/17/2012
El-Erian wants chaos, he runs the world's biggest bond funds. Anything to keep investors out of stocks and into bonds so he and Bill Gross continue to make millions. He's kept CNBC viewers out of stocks for the last 4 years while the stock market has doubled!
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taxman100
08:25 PM on 06/17/2012
The Euro area was never going to work as designed. There is no way for a country that has a recession to implement policies that can dampen the recession. They don’t have control of interest rates; they don’t have control of monetary value; they are at the mercy of the business cycle with no way to flatten out the cycles. This is capitalism at its worst. They have 17 separate countries trying to come to consensus on monetary policy and what works for some causes a depression for others.
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NJP1
06:08 PM on 06/17/2012
Greece has to import half its food and almost all of its energy.
No political party is going to change that fact
The greeks may be able to borrow money to put off the inevitable, but it remains just that---inevitable. Borrowing money when your broke means an even bigger disaster later on
schatsie
Wall Street is Worse than Vegas
07:54 PM on 06/17/2012
Wait just a minute, why are they importing energy in this sunny country....There is no reason that Germany is approaching energy independence and Greek with at least 3 times the days with sunshine should be importing energy....Look to Wall Street....Get numbers on the REAL debt, not the interest (of course that includes a risk premium, but we all know that Bankers have no risk) and whether or not the debt is secured..... Greece should not be bailing out the Las Vegas Banksters....
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nastywolf
Pass 28th Amendment: Separation of Cash & State
09:23 PM on 06/17/2012
It's more complicated than that. It's the EU gnomes and their clients that control what Greece (what any country does) and they're heavily invested in Old Energy and hold an awful lot of China's investments. Old Energy will not allow Greece (nor anyone else) to develop alternative energy resources that will compete with oil and natGas. And China will not allow Greece 9nor anyone else) to develop a domestic alternative energy industry without Beijing selling the hardware.

As long as large monied interests control the Banks' decisions, neither Greece nor any other countries without the ability to launch drone missiles and aircraft carriers, stand a chance.
04:33 PM on 06/17/2012
Whatever happens after the Greek elections will have an affect on the EU and us, but let's hope that Greece stays within the EU with minimum financial damages as much as possible. We don't need what happened in Germany during the late 1920s that helped bring the 1929 crash.
schatsie
Wall Street is Worse than Vegas
07:56 PM on 06/17/2012
We don't need what happened in the US in the 1920s but we have it because of the Gangster Bankster BRIBES to overturn Glass Steagull....
08:30 PM on 06/17/2012
That's our government at work, and that is, not working for the general public's interests.
04:12 PM on 06/17/2012
This is what you get when you marry deregulated banking (commercial and investment) and globalization. The spawn has created a contagion of monetary crises that threaten the many at the expense of the greedy few.
Now that the honeymoon is over, the politicians who are part and parcel to this inbreeding are facing the reality that they cannot effectively govern while lining their pockets with ill-gotten gains.
Globalization of banking infects stable economies because the consequences of failed risk-taking by mega-banks threaten the entire financial system. Government bailouts convert private banking debt into public debt, thereby weakening their credibility and authority to issue bonds in support of projects for the greater good of their citizens.
All this is magnified by the speed of the Internet, where stock trading is done at millisecond speed.
Diversity is the solution. It is not the politically motivated diversity of minor variations of the human species. It is the diversity of economic/social communities that is of greater importance. If one model fails, there are other, more successful models that take over. This is the gist of states’ rights. This is how Nature has survived.
Just as the Internet builds firewalls against unwanted intrusions, so must the economies of the world build firewalls against the intrusions of the mega-banks and the manipulations of the commodities markets.
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Maria Korovessis Sewell
To decimate is to reduce by one tenth.
12:41 PM on 06/18/2012
F&F'd. "Government bailouts convert banking debt into public debt". I'm buying the t-shirt.
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sillyfrog
Pastafarian and UU student
04:00 PM on 06/17/2012
Thank you. Your article helps me understand this a little better.
02:35 PM on 06/17/2012
Have you noticed how no one in power addresses this issue. They are all oblique, opaque evasive. To call it what it is could cause it to happen. Scary. I look at what is NOT said to find truthes. There are a lot of people at very high levels today holding their breath. I am one of them....but not one of those in high levels of power. Just a bureaucrat, worthless POS, parasite upon the world. But I once was a Marine. And you know what they say... Once...Always... Kickin A, and letten God sort em out.
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09:24 PM on 06/17/2012
I'd say it's time for hot-spotting - it's always just a few people bringing down the whole 'hood...the syndicate needs to be stopped...
01:50 PM on 06/17/2012
There is only one bug question: should Greeks be required to pay the bills they have run up or should someone else pay those bills for them?
02:37 PM on 06/17/2012
Greeks have never paid their taxes in hundreds of years and they never will. Not sure what makes everyone think that they will change.
03:32 PM on 06/17/2012
OBAMA 2012
schatsie
Wall Street is Worse than Vegas
07:58 PM on 06/17/2012
What makes you assume that the GREEKS ran up the debts?.... They might be like Iceland where the Gambling Banksters ran up the debt and tried to stuff it down the throats of the working class in Iceland....Thank God, they fought back....
01:25 PM on 06/17/2012
If the Greeks want to make the Germans the villains, they first should consider what would have happened without German investments. All the potential turmoil might have erupted much earlier..Those funds at least bought some time which it appears was wasted since real reforms have been elusive .
02:31 PM on 06/17/2012
Agreed, bought some time, delayed the inevitable. Gives me enough time to get my s$#@ in order.
schatsie
Wall Street is Worse than Vegas
07:59 PM on 06/17/2012
Germans should have paid the War Reparations to Greece....but they didn't,,,they took the US money in the form of the Marshall Plan, but refused to pay reparations to Greece....
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nastywolf
Pass 28th Amendment: Separation of Cash & State
09:29 PM on 06/17/2012
Good point! F#699

Perhaps Greece should call in Germany's debt, with interest, so they could show an immediate surplus.
01:24 PM on 06/17/2012
The Germans hold the key and won't use it. I think they tipped in the last month. Europe has "hoped" it would tip toward an integrated Europe. Observation not judgement: I believe they are sick and tired. of being the pivotal power in all of this and have come to the conclusion that they would rather suffer the crash than do otherwise. They are of a mind that they think, hey, WTF, we got our behinds kicked 67 years ago rightfully so. So, we grab our bootstraps, pull ourselves up fiscally sound taking care of our people and then the Soviet Union falls and we take our easter half back a totally broken state, absorb it, transform it and make ourselves whole AND stay not only fiscally solvent but thrive. And what do these other countries do without such extreme trials and tribulations? They fall on their faces...AND now they want to pull their butts out of the fire? We have honestly tried to be a good neighbor, to make up for our sins, but this is untenable. If we give our all, it wil only delay the inevitable... So, let it happen. It will be bad, but certainly no worse than we have had to deal with...and we will still end up back on top in the end.

There you go. They oversimplified dynamic in a nutshell. I'm not supporting or criticizing just observing. I wish it were otherwise. I'm not ready yet. .
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nastywolf
Pass 28th Amendment: Separation of Cash & State
09:31 PM on 06/17/2012
Whatever happened to the free ride that Germany got by not paying war reparations to countries like Greece...in addition to the US capital that was loaned and granted to them during the Marshall Program? Should the global community demand that Germany pay THAT debt..which totals far more than the entire debts of Spain, Italy and Greece?
07:30 AM on 06/18/2012
Interesting points
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halfpricefaustian
Voted for Obama. Waiting for Godot.
12:31 PM on 06/17/2012
Greek polls have closed. We should know fairly soon what happens now.
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Becon Anonymous
Free markets and free people.
12:14 PM on 06/17/2012
For Greece's own political well-being, it needs to be kicked out of the Euro. As long as politicians and the voters can blame Germany, they'll refuse to make the tough decisions. They need to take their medicine (lower real income and labor reform). But they lash out at outside pressure to do so. When they have their own currency they'll have no one to blame but themselves.
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dsws
No owning ideas. Limit only commercial use.
11:41 AM on 06/17/2012
A country does not need a handful of individuals entrenched in power. It needs stable institutions that guarantee peaceful transitions from one set of individuals to the next in a predictable way, and that guarantee a moderate level of stability of policies from one group of individuals to the next.

A "sudden stop" is indeed a very bad situation. But it's not all that different from "austerity". If you throw half a million people out of work in a country of ten million, and cut off the incomes another million or so, there isn't much of an economy left.

Without an economy, money doesn't have much meaning. Money is valuable because it's money: people accept it in transactions because other people will accept it in transactions. There's no reason to hold money (rather than productive real assets or interest-bearing financial assets) except that you need it to carry out a transaction. No economy, no value of money.
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scvblwxq
01:20 PM on 06/17/2012
One of the most important uses of money is in paying taxes which most countries insist use a designated currency which gives that currency value in that country.
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dsws
No owning ideas. Limit only commercial use.
07:42 PM on 06/17/2012
True. Massive tax evasion is one of the symptoms of "austerity" (which is more likely to be imposed in countries where tax evasion is already rampant). If a government has stopped providing most of the services and transfer payments it formerly did, it loses the legitimacy to demand taxes.