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Mohamed A. El-Erian

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What Bernanke Is Trying to Tell the Markets

Posted: 06/07/2012 3:50 pm

Federal Reserve Chairman Bernanke traveled to Capitol Hill this morning for his periodic appearance before the Joint Economic Committee of Congress.

He delivered a careful and balanced view of the economy (a gradual healing in the context of a still-muted outlook growth and jobs), re-iterated the improved banking and financial conditions at home (stressing the major additions to bank capital), and referred to the strains in Europe (acknowledging that they act as a drag on the US economy).

The most interesting aspect related to policy.

Specifically:

1. Certainly in his written submission, but also in the oral responses to questions, Bernanke is trying hard to shift the focus from monetary policy to other areas (particularly fiscal). This speaks to his lack of specificity on future monetary policy actions and to his comment that he would feel much more comfortable if Congress were to take some of the policy burden off the Fed.

2. If this interpretation is correct, Bernanke is following the example of Mario Draghi, the president of European Central Bank. Draghi has been unusually vocal in recent weeks about the need for politicians in Europe to step up to the plate and deliver on their policy responsibilities; and he has been clear about the risk that relying just on the ECB may, in my words, again end up providing a bridge to nowhere.

3. This is all consistent with the growing view in both academic and policy circles that unusual central bank activism is becoming less effective overall. Indeed, Bernanke referred to this in the Q and A. And this relates to both lower expected benefits and the risk of greater collateral damage and unintended consequences.

4. Central bankers are becoming more nuanced and thus differentiating between the trio of policy willingness, ability and effectiveness. They are telling us that they are willing to do more if conditions deteriorate; the ability is there though impacted by imperfect policy instruments; and effectiveness is not what it used to be.

5. There is a risk that central bankers may be ahead of some markets are at this stage. And to reinforce this, just witness the reaction to the announcement out of China earlier today regarding monetary policy changes there.

With an understandable short-term mentality dominating -- after all, so many macro factors are in flux these days (economic, financial and political) and thus an "unusually uncertain" outlook -- we should expect markets to continue to bundle what central bankers and others feel should be more differentiated. The likely upshot is continued volatility underpinned by alternating periods of risk-on and risk-off.

Mohamed El-Erian is the CEO and Co-CIO of PIMCO, which oversees nearly $1.8 trillion in assets and runs the Pimco Total Return Fund, the largest bond fund in the world. His book, When Markets Collide, was a New York Times and Wall Street Journal bestseller, won the Financial Times/Goldman Sachs 2008 Business Book of the Year and was named a book of the year by The Economist and one of the best business books of all time by the Independent (UK).

The post originally appeared a CNBC.com.

 
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07:40 PM on 06/10/2012
Wow, the first 10 or so comments all seemed totally off base. Are there any HuffPost readers who are qualified to comment on finance and economics, rather than just repeat Tea Party propaganda?
HUFFPOST SUPER USER
RudyHaugeneder
01:43 PM on 06/10/2012
Central banks and the power they hold are the equivalent of Communist governments and economic planning. It didn't work work for the communists and it won't work for the central banks. They are both rule by self-interested elites whose interests flow inward rather than those of the public. It's human nature to do that -- and is why central banks and communism, not real communism but the way it is implemented by self-interested rulers, are unable to function for the benefit of all.
Unfortunately, that means there are no real solutions to what ails the planet -- environmentally, socially, or economically, but especially environmentally as Climate Change intensifies and wreaks havoc that no amount of planning can actually catch up to.
08:25 AM on 06/10/2012
Wow, lots of big words, another "reporter" that doesn't understand economics. Let me dumb it down. Ben is not printing money right now because a lot of dollars that are held overseas are coming home and he's mopping them up. The money supply is currently shrinking which will lead to another Oct 2008 moment.

If he prints more money, we'll get high inflation

If he fails to print money, we'll get an economic collapse

He's caught between a rock and a hard place. With the unpopularity of the Fed right now, he'll wait for a collapse before he prints more money. He'll wait until the "people" (which won't be the little guy on Main Street) are begging for inflation before he prints again. It's not rocket science. Inflation has and will always be Government Policy.
02:26 PM on 06/10/2012
I was just looking at mr. El-Erian's bio. I was just wondering if you could enlighten as to why you are so smart that we should believe you when say mr. El-Erian "doesn't understand economics"?
Diamond Nips
It's chilly in here
01:08 AM on 06/10/2012
Bernanke is an unelected, unaccountable ruler of the world.
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HUFFPOST SUPER USER
allen bupp
Fighting ignorance, one ideologue at a time...
12:04 PM on 06/10/2012
But he dances to the tune of unelected, unaccountable plutocrats in the banking and finance sector... so what does that tell you?
garystartswithg
el sueno de la razon produce republicans
12:19 AM on 06/10/2012
just what we need - a passive agressive Federal Reserve chairman. Oh oh oh i am going to leave your dirty bowl in the sink, look out!
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realitytrumpsbull
Two 'alves of coconut!
12:11 AM on 06/10/2012
I hope Bernanke tells the markets to take a hike. D'oh! Roulette table's closed. I'm shocked, SHOCKED to hear that gambling's going on, in here!
03:14 PM on 06/08/2012
The definition of a “fool” is somebody who does the same thing over and expects every time a different outcome. This term applies as well to all those who are watching that particular fool in anticipation for that different outcome. The foundation of every economy around the globe is corrupt and surely too, what is build on top is corrupt as well. We have violated the Laws of Economics and because of the extent the consequences will hit us in a big way now. For those who remains ignorant of the fact that one can get away with the violation of eternal laws, and do not have to bear the consequences is a worse than a fool. For your information Google “The World Monetary Order to Come”.
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Indigo1941
Time traveler.
02:44 PM on 06/08/2012
That's clear and probably sensible. What bothers me is that Bernanke needs a translator.
02:13 PM on 06/08/2012
There is no economic "recovery". Wall Street is stable only because of manipulation by the Federal Reserve. Unfortunately buying government bonds and printing endless amounts of money to prop everything up will only cause eventual economic collapse from inflation. We are simply not creating anywhere near enough good jobs while accumulating endlessly massive debt. I agree with Ron Paul on one point - the Fed needs to be eliminated so that we are forced to live within our means and be financially responsible instead of printing money (and piling debt onto middle class taxpayers) to back up excessive risk-taking by big banks and Wall Street.
garystartswithg
el sueno de la razon produce republicans
12:24 AM on 06/10/2012
its something that the current govt thinks is being mandated by all those lovely 401k people. its a big old pot of poo they are trying to pass off as daube de boeuf. one of the problems i have always had with ows is their 99% -- about 51% of that is ready to sail the future of the country down the river in hopes their portofolio might put on a tutu and ride a pony.
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Nic the wonder puppy
When life throws lemons, throw them back
12:48 PM on 06/08/2012
Or sell
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GuyCybershy
12:40 PM on 06/08/2012
The "Solution" Is Collapse

http://www.zerohedge.com/news/guest-post-solution-collapse
01:19 PM on 06/08/2012
That is correct. However the cycles of collapse can take thousands of years. We aren't necessarily near the end of one yet.
08:26 AM on 06/10/2012
Exactly
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12:35 PM on 06/08/2012
Did I misunderstand here? Or, is this an extremely, er, careful way of saying, "Hey, cut it out with the 'Austerity'. We need some spending to create jobs and re-invigorate the economy."
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LawTalkingGuy
Rational human male.
01:16 PM on 06/08/2012
That's about right. What he says is "Hey! it's your job to DO SOMETHING!" ... he doesn't say what, but it must be something different from what's being done or not being done right now.
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allwarisbad
03:18 AM on 06/10/2012
" ... We need some spending to create jobs and re-invigorate the economy..."
Has this not been SAID by everybody for the last few years?
Just transfer more wealth to the elite in the hope "some jobs" will get created here?
Its the same story whether it is Bush or Obama, the Oligarchy rolls on looting ...
BTW, Krugman/Stiglist/Bernanke are part of the same Elite-Cabal following in the steps of Volker/Greenspan/Rubin/Summers.
11:44 AM on 06/08/2012
Nothing Bernanke ever says or does helps the many, MANY seniors and those on disability who counted on a reasonable return in interest to get by. At this point, it is ridiculous what interest is paid... B of A .05%? Getting .7 percent is a master accomplishment.

Compare this with australia (I have a friend there), where she gets 5% on a 3 months CD and thinks THAT is low.

Never does Bernanke think of the little guy. Keeping rates abnormally low was not good when Greenspan did it, setting off the housing bubble, or now. Punishing savers is just wrong. The banks that were given free money should have been told they HAD to loan to stimulate small business, but of course there were NO strings attached. We can all thank Wall Street, which seems to run the country, for that.
10:57 AM on 06/08/2012
The 10year Treasury yield dropping below 1.50% last week was frightening. I would like to know Mr. El-Erian's thoughts on whether the US is heading down a similar path to Japan 20 years ago. I am concerned, as I am sure Bernanke is as well, that the Fed is out of ammo at this point. Twisting the yield curve, really?
10:40 AM on 06/08/2012
Okay if I were dictator over the US for a month here is what I would do.
1. Vietnam style end to the war in Afaganistan, and all foreign military presence. (pull them all out asap)
2. Shrink our military down to a reasonable size to take care of domestic protection.
3. Then from there cut the budget to a level were we are running a balanced budget. (cut to domestic programs will be minimal without the bloated military.
4. Stop subsidizing the oil and fossil fuel energy corporations, and start subsdizing heavily for sustainable energy sources. (thus begining to end our dependence on foreign energy)
5. Reinstate common sense finacial regulations such as glass-steagall. (so we get back to growing a sensible long term economy, get rid of alot of the boom-bust cycle)
6. resign as dictator
12:14 PM on 06/08/2012
You would not resign.
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drkazmd65
Mom Taught me - Question Everything - Thanks Mom!
04:48 PM on 06/10/2012
I know if I were placed in that position,... I would do almost the same sets of things,... and then resign to at best an advisory role. No salary,....

Some of 'us' would do that.
01:20 PM on 06/08/2012
FYI, if you shrank the military to just defending our borders, you'd put hundreds of thousands on the welfare roles.