Unlike PAYE, which is only open to students who took out loans after October 2007, the REPAYE plan will be open to anyone who borrowed directly from the federal government. This includes older borrowers who were previously shut out from PAYE.
As tempting as it all sounds and even if there are some deals to be had, be careful: the holiday shopping season could mean financial disaster. If you want to play it smart this holiday season, there are seven important things to remember.
After getting myself into close to $10,000 of credit card debt in 2013/2014 when I renovated my first home, I at first stuck my head in the sand and vowed to the readers of my blog I was going to pay it off in 2015.