With Christmas Day just around the corner, I'm sure many of you are thinking, "Why in the world is this woman still talking about gift ideas?". Well, to be honest, I am one of those last-minute shoppers who always has the best of intentions at the beginning of the season.
You've heard a lot of information about retirement planning basics: contribute regularly to tax-advantaged accounts like your 401(k) or IRA, choose the right mix of assets for your age and risk tolerance, and rebalance regularly. But you still can't help but wonder if you're missing something crucial.
As an employee of a bank offering a national student loan refinance and consolidation program, I often speak with recent graduates looking for guidance on questions regarding their student loans. So, for those of you who still don't fully understand how student loan refinancing works, let me help you out.
Yesterday, the Tax Increase Prevention Act of 2014 was passed by Congress, temporarily and retroactively extending more than 50 tax breaks that expired on December 31, 2013, meaning you and other taxpayers out there may receive a little extra holiday cheer this season.
Keep this in mind the next time you go shopping, and consider some of the following store products versus their competing name brands. You'll be surprised how well they measure up, and how much money you'll save.
The cost of a medical education can surpass $300,000. Every day at Credible, we witness many physicians seeking better ways to manage their medical school debt, despite often having high salaries.
While many savers will be eligible to contribute more next year based on higher income and contribution limits, new restrictions on IRA and Flexible Spending Account (FSA) rollovers require planning ahead.
How can you use what you learned in 2014 to help you end the year the right way and improve your business in the year ahead? Here's a checklist to help you boost profits, trim budgets and streamline your company for 2015.
First, there is denial. Then relief, and then possibly a nice refund after it's all said and done. We're talking about tax season, and it has arrived. It's also a good time to take care of other financial business, like maxing out an IRA or rolling over an old 401(k).
Credit cards have a bad rap, and there is no argument that many misuse those little pieces of plastic. Paying interest and fees is not exactly a solid financial plan. However, with a bit of strategy, a credit card could be your passport to a new way of traveling.
Is it just us or are dudes inherently difficult to shop for? (And--honestly--you refuse to buy him another Vikings jersey. There, you said it.) Luckily, we've done the legwork for you. Presenting the splurge-or-scrimp gift guide for the men in your life.
This is the year you're going to crush your resolutions. You're going to exercise five days a week, cut back on greasy foods, and save more -- a lot more -- money. You're going to feel motivated the whole time, so it will be simple. It's just a matter of adhering to your mission. Mind over matter. Right? Wrong.
The damage done by overbuying is usually what lingers and chokes out the joy we may have gotten from buying the items in the first place. Can we be saved from our impulse buying insanity?
Ivy League schools are prestigious, with many students vying for acceptance and few actually earning a spot as an attendee. However, for people seeking the cushiest early-career salaries, the Ivy Leagues aren't paying off instantly.
As a wealth advisor, I receive a lot of phone calls in January that deal with New Year's resolutions about money. Of course, resolutions often come with negative associations. We've all been in the situation of getting really motivated at first, but seeing the enthusiasm fade quickly.
Going from a predictable salary to a variable one common to the self-employed can be scary and a bit overwhelming. But you can make the idea more comfortable (for you or your significant other) by doing some of the above.
There are goods and services many of us decide to pay for, because we value the help of someone who knows what they're doing -- especially when we don't. Financial services are no different.
Any presidential candidate should make the baby bond a central plank of their 2016 if they want to seriously address the problem of wealth inequality. Without such a proposal, wealth, and therefore political power will become increasingly concentrated in the hands of a small elite.