Keep this in mind the next time you go shopping, and consider some of the following store products versus their competing name brands. You'll be surprised how well they measure up, and how much money you'll save.
You've heard a lot of information about retirement planning basics: contribute regularly to tax-advantaged accounts like your 401(k) or IRA, choose the right mix of assets for your age and risk tolerance, and rebalance regularly. But you still can't help but wonder if you're missing something crucial.
As an employee of a bank offering a national student loan refinance and consolidation program, I often speak with recent graduates looking for guidance on questions regarding their student loans. So, for those of you who still don't fully understand how student loan refinancing works, let me help you out.
Credit cards have a bad rap, and there is no argument that many misuse those little pieces of plastic. Paying interest and fees is not exactly a solid financial plan. However, with a bit of strategy, a credit card could be your passport to a new way of traveling.
First, there is denial. Then relief, and then possibly a nice refund after it's all said and done. We're talking about tax season, and it has arrived. It's also a good time to take care of other financial business, like maxing out an IRA or rolling over an old 401(k).
While many savers will be eligible to contribute more next year based on higher income and contribution limits, new restrictions on IRA and Flexible Spending Account (FSA) rollovers require planning ahead.
Yesterday, the Tax Increase Prevention Act of 2014 was passed by Congress, temporarily and retroactively extending more than 50 tax breaks that expired on December 31, 2013, meaning you and other taxpayers out there may receive a little extra holiday cheer this season.
Although everyone could probably benefit from a smart-spending lesson or two, today, we're talking to you 20-somethings. While you haven't had all that much time as an adult to establish your shopping routines and habits, you've had enough time to start developing some.
With Christmas Day just around the corner, I'm sure many of you are thinking, "Why in the world is this woman still talking about gift ideas?". Well, to be honest, I am one of those last-minute shoppers who always has the best of intentions at the beginning of the season.
The cost of a medical education can surpass $300,000. Every day at Credible, we witness many physicians seeking better ways to manage their medical school debt, despite often having high salaries.
The damage done by overbuying is usually what lingers and chokes out the joy we may have gotten from buying the items in the first place. Can we be saved from our impulse buying insanity?
Teachers and other professionals get a lot of gifts in December. Trouble is, teachers have way too many mugs, plaques, scarves/neckties, candles, pencil jars and picture frames. In the current mindset of 'experiences, not stuff,' why not give a prepaid gift card?
Ivy League schools are prestigious, with many students vying for acceptance and few actually earning a spot as an attendee. However, for people seeking the cushiest early-career salaries, the Ivy Leagues aren't paying off instantly.
This is the year you're going to crush your resolutions. You're going to exercise five days a week, cut back on greasy foods, and save more -- a lot more -- money. You're going to feel motivated the whole time, so it will be simple. It's just a matter of adhering to your mission. Mind over matter. Right? Wrong.
As the holidays approach, so do requests from family and friends about what to give the kids this year. Instead of asking for the hottest toy this year, consider a gift that will actually keep on giving: an investment in your child's future.
It's time we look to them as the most obvious source of funding to support our public colleges and start investing our money into a system that we know works.
Going from a predictable salary to a variable one common to the self-employed can be scary and a bit overwhelming. But you can make the idea more comfortable (for you or your significant other) by doing some of the above.
If you are like most investors, you prefer to talk about good performance years and avoid discussions about bad years. Well, you have had a lot to talk about the past few years, but there are some serious storm clouds on the horizon.