Congratulations! You're one of the lucky, financially diligent few who have your basic financial security numbers -- that is, retirement, credit card debt and emergency savings -- under control, and you deserve a big pat on the back. But the big question remains: Now what?
If you want to emerge from college with your finances intact, you need to get smart about how you spend your money. It's time for a crash course in savings. Got your notepad ready?
One in four U.S. employees are low-wage workers. That is 20 percent higher than in the United Kingdom, and the highest percentage among industrialized nations. So how'd that all anti-union stuff work out?
Do all those back to school sales have you ready to hit the classroom? If you're thinking about furthering your education, you deserve to be commended. Education is a wonderful thing, and (in theory, at least) the more degrees you have the more in demand you'll be professionally.
Released in July 2014, FHFA Brief 14-02, '"First Time Homebuyer Share and House Price Growth", arrives at a statistically supported conclusion that is at the very least predictable, if not painfully obvious.
Reloadable prepaid cards have evolved over the past few years, but many Americans are not informed on how to compare and benefit from this financial product. These cards can be very beneficial for a variety of consumers, as long as they devote the time to finding the card that's best for them.
Something as important as a 401(k) - a long-term savings vehicle that is for many people their largest or only source of retirement income - deserves the kind of care and professional management we employ in so many other areas of our lives.
Wouldn't it be wonderful if you could make your own decisions by meditating and listening to that small still voice that whispers, 'Don't go to college; you're not ready yet. Save your money instead.'
But if you think you're protected from losing cash by using a debit card, perhaps you need to rethink your definition of protection. Debit cards get scammed the same as credit cards, but that's where the similarity ends.
The new school year is just around the corner, and as I think about the importance of financial education, I want to remind all parents -- and grandparents -- that it's never too early to help kids learn about money.
Most commonly, thieves will harvest kids' dormant Social Security numbers and use them to illegally obtain jobs or open fraudulent bank and credit accounts. Many victims don't realize there's a problem until years later, when they are turned down because of the poor credit history someone else racked up in their name.
The majority of borrowers are unaware that auto dealers have the discretion to increase their interest rate for compensation, but it's far too common. According to a recent survey, 68 percent of all consumers did not know that car dealers could increase the interest rate. Of borrowers of color, 75 percent were unaware.
Here are my top three things to consider if you're trying to encourage millennials to save for retirement.
Sooner or later every business owner wants to retire or just sell his business. For a business owner this is a huge life event. Some are very sure of their decision, while others can be hesitant.
Who doesn't love a good bargain? But who isn't lazy about collecting on them? Well, many of the discounts on this list are often overlooked but found right in front of you. Others take a bit of digging. If you're in a fog about where and how to uncover savings, read on.
Now you are your own Columbo. You have a few questions at the ready to slip into the conversation after they get to talking. Maybe after the pleasantries? Remember, you are looking for straightforward answers to the questions. No evasive stuff.