Money problems are frequently cited as a source of friction in marriages, and there is no doubt that bad finances can put a strain on a marriage. However, you can also turn that around and look at it the other way: A bad marriage can put an awful strain on a couple's finances.
Investment types often trot out the cautionary phrase, "past performance does not necessarily predict future results." And for good reason. Clients must understand that their financial tomorrow is no guarantee. Yet when it comes to the question of whether we are doing enough to ensure that we won't outlive our resources in retirement, we can learn a lot from history.
Here's a fact that might jolt some apathetic citizens into action, as well as make some members of Congress sweat: While tens of millions of Americans live on a poverty-level $7.25 per hour, their hired hands in Congress are making $83 per hour plus generous healthcare and pension benefits.
The housing market isn't just bouncing back -- it's booming! So, if you've been on the fence, waffling about whether or not to sell, consider these five things.
There is a big difference between creating content and creating engaging content that people want to read and share with their friends online.
Last year the Federal Trade Commission found that one in four consumers had errors on their credit reports that could affect their scores.
Money Saving Tips,
Death And Taxes,
How To Save Money,
Save For Funeral,
Death does not discriminate and comes to all of us in one form or another. Make sure you are prepared by planning and saving for your funeral. This way you'll get the funeral you want and won't have to come back and haunt your kids or family. You'd rather rest in peace, right?
The U.S. has one of the least generous pension systems in the advanced world; only six member countries of the OECD have lower pension wealth.
Buffett used his punch-card analogy in an investment context. It's consistent with his belief that really profitable investment decisions are few and far between. But I think the punch-card analogy applies equally well to life, and to the decisions that define and shape our lives.
Step back to appreciate that life is a balancing act and retirement savings needs a seat at the team next to YOLO and FOMO.
The words "college life" and "savings" are typically not used in the same sentence today. However, for college students preparing to move onto campus this fall, finding ways to save money may very well be as important as their academic major.
As part of a joint federal-state sweep by the Consumer Financial Protection Bureau, the Federal Trade Commission and 15 states targeting scam operations that prey on financially struggling homeowners and those facing foreclosure. Along with the FTC and CFPB, attorneys general from the following states participated in the sweep: Arizona,...
No matter where you are in life, finances can be a big pain in the you-know-what. It doesn't get easier, no matter how much older you get. So to help, we've devised a little roadmap of goals that everyone can follow to make sure they are meeting the right financial goals for their age.
Planning For Retirement,
Women Retirement Planning,
How To Retire Early,
How To Retire Young,
We talked to Jeremy Jacobson, 39, who retired a year ago thanks to the nest egg he and his wife saved for 10 years. They have no plans to rejoin the workforce, because they expect their money to last another 60-plus years. They even want to have kids.
Money is one of the top causes of divorce in this nation. Couples who face financial problems together will survive them and come out stronger in the end. Don't let the stupid stuff bog you down and ruin your marriage.
A variable annuity is a mutual fund-type investment contract between the investor and an insurance company, under which the insurer agrees to make periodic payments to the investor, beginning either immediately or at some future date. So how do they work?
Now you are your own Columbo. You have a few questions at the ready to slip into the conversation after they get to talking. Maybe after the pleasantries? Remember, you are looking for straightforward answers to the questions. No evasive stuff.
But if you think you're protected from losing cash by using a debit card, perhaps you need to rethink your definition of protection. Debit cards get scammed the same as credit cards, but that's where the similarity ends.
Ann Brenoff's On The Fly,
Looking For Work After 50,
Labor Day Employment,
On The Fly,
As companies focused more on the bottom line, they began to refer to workers as "assets" and when times got tough, they looked at which "assets" to cut. "Do more with less," "Get rid of the fat," and "leaner and meaner" were the propaganda slogans that sent chills down workers' spines. Older workers quickly read the writing on the wall.
Reloadable prepaid cards have evolved over the past few years, but many Americans are not informed on how to compare and benefit from this financial product. These cards can be very beneficial for a variety of consumers, as long as they devote the time to finding the card that's best for them.