The type of TV show or movie your finances would make is a good clue to what shape those finances are in, and how effectively you handle them.
The retirement crisis is anything but imaginary. In a recent working paper, we find that only 44 percent of workers in the United States have access to a retirement plan at work.
Even though money is what keeps an organization alive and you and your family fed, clothed and sheltered, most people have a tough time talking about it. The term itself carries all kinds of preconceived notions and prejudices with it.
I recently had a client who I was consulting and one of the things he was working on was setting up his Facebook page and generating traffic. He decided that in order to generate some likes for his new Facebook page, he would purchase a couple thousand likes for his...
I sold a business for $10 million and then two years later I was dead broke because once again I forgot all about love. I squandered the love. I forgot my small successes and made them into a big failure
Many indicators suggest that our economy is nearing record levels, and now's an excellent time to assess a possible move.
As much as manufacturers oppose environmental legislation and regulation, they embrace what happens in the marketplace. They have to. Consumer dollars are their lifeblood. Corporate need for profit gives consumers power. Why don't we use it?
The premise is simple: borrow the amount you need plus a fee per $100 borrowed now, pay it back when your next paycheck arrives. Unfortunately, what often ends up happening is that the borrower can't pay back the amount borrowed within 14 days.
Poor planning in just one of these areas could be detrimental to your long-term wealth. It will only take one catastrophe to put you in a world of financial hurt. However, the natural tendency is to try to skimp or even self-insure with various types of risk. Don't do it.
Paying a lot of small fees adds up to big profits for banks -- and big costs for you. They make your money disappear as quickly as a grande non-fat latte. And you don't even get a moment's pleasure from the money spent!
The Rise and Rise of Bitcoin is a movie that does a great job of explaining why Bitcoin is where it is today. It proposes that Bitcoin's journey has just begun, and that the fundamental building blocks will be far more disruptive for a long time.
U.S. News Travel,
U.S. Travel Association,
Avoidable Travel Fees,
Travel Fees To Avoid,
For all of the memorable and potentially life-changing experiences it can provide, travel is not cheap.
You've worked hard and pulled more than a few all-nighters to get closer to your dream. But what happens when opportunity knocks and you can't afford to answer the door?
When people think about buying a house, they also traditionally think about obtaining a mortgage for the next three decades of their life. It's inefficient and it's definitely not the most cost-effective way to ultimately own your home. In fact, it's rather depressing!
If you are looking to increase your coverage and your employer provides benefits, start there. Many companies will have different options and perks as part of their benefits package.
Back To School,
Back To School Prep,
Back To School Shopping,
College Savings Plan,
The best way for parents to bypass the stress about paying for college is to save for it in advance. Our research shows that every dollar saved ahead of time can equate to almost $2 that won't have to be paid in debt later.
Although family offices have existed for more than a century, many are unfamiliar with the services they provide, because of the high level of confidentiality their clients demand.
30 Years Old,
Healthy Living News
Recently I turned 30 and sent an email to my subscribers asking readers age 37 and older what advice they would give their 30-year-old selves. The result was spectacular.
Whether you buy from an expert two miles from home or halfway across America, you're encouraged to pick up the phone to check out the truth of any annuity sales promotion you hear. If it's bad information, honest ones will tell you.
Gallup recently conducted a survey to examine which investments Americans would rate as the best. Specifically, the survey questions were about the best long-term investment choices.