Huffington Post Reader Question Dear Steve, I was a student at New York University from 1996-2000, receiving my degree in film. As an irresponsible 17 year old, I decided to shoulder the debt burden to finance this endeavor. My father was the guarantor and my family received...
Unless you're in the investment business, you don't need to know how the market is doing every business day. It's better to take a long-term view of all of your investments -- or enlist the services of a respected registered investment advisor to manage your money.
The holiday season weighs heavily on our bank accounts. It seems there are two camps at this time of the year, those that spend to much and those that wish they could spend more. Both camps carry a common guilt.
All Men Are Created Equal,
Crash Of 1929,
Justin M. Rao,
Letter To The One Percent,
Paul K. Piff,
No one is arguing for complete equality of income. Not even close. We celebrate the success of the One Percent, and rightly so. All we ask, especially in this time of giving, is for the compassion, the humility, the shared experience that existed only a few decades ago.
Last Minute Holiday Shopping,
Personal Finance Education,
The season of giving -- and by association, spending -- can make it easy to just pull out the credit cards and buy. But before you give in to the impulse to buy those last few (and often unnecessary) gifts, step back and make some mindful choices.
While many of us show our generosity throughout the year by donating to charity and volunteering our time to help causes we support, there's no better time than the holidays to get into the spirit of giving.
Know where to go in a pinch and spare yourself a disappointing drive to a retailer or grocer that might be closed as last-minute shopping and meal preparations are taking place.
Automation and efficiency: We take these things seriously at Betterment, not only as core product and investing values, but also as a way to get our work done during the day and live happier lives.
Didn't 2014 just start? At least that's the way it feels to me. Well, regardless of how things seem, the reality is the year is just about over. But that doesn't mean you can't make a big impact on your financial future before the big ball drops in Times Square.
I have a surefire way for you to make money in 2015. It's disarmingly simple, and I'm not even going to keep you waiting. Here's what I want you to do: Get into the business of managing other people's money.
Crowdfunding is likely to be an effective alternative to traditional sources of institutional capital such as venture capital firms and angel investors.
Economic Stimulus Package,
Pew Research Center,
Three makes a pattern so, with inequality at the top of the news - be it about champagne wars at the House of Lords or the inherent privilege of white males on the streets of America - it is time to have a conversation about the difference between privilege and patronage.
It turns out that I'm not alone in my feeling that buying a service contract on those headphones would ease my nerves should they need to be repaired. It appears people agree service contracts provide an easy, convenient way to gain that comfort.
So give yourself one final gift this year and consider your taxes as you do what you normally do during the end of the year and the holiday season. A bit more attention to the tax rules and possibly tweaking what you do, might give you a bigger refund at tax time.
Getting a raise is mostly about timing for the company, industry standards and, of course, good performance. But it often comes down to one simple thing: asking for it. And next year, you may have to.
Don't forget about the rewards that you've earned -- use them while you still can. When you convert the card, your accumulated rewards may disappear. That's the same case for when you close the account.
But deep down inside, behind that smile plastered on your face and your wishes of "peace on earth" and "happy holidays" there's something else you're feeling. It's panic. For a business owner, the holidays churn up fears and bring out the worst of your financial anxieties.
Because procrastinator's need a survival guide too. If you haven't had time to go gift shopping yet, you're not alone.
Many think of millennials as the carefree generation, but when it comes to marriage and money, they're anything but, says Richard Rosso.
There are goods and services many of us decide to pay for, because we value the help of someone who knows what they're doing -- especially when we don't. Financial services are no different.