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Terry Savage

Beware Target Date Funds

Terry Savage | July 7, 2015 | Money
Target date mutual funds have become the most popular choice of retirement plan investors. But before you think that target date plans will solve all your retirement investment issues, you should understand these five factors.
Dan Solin

Fiduciary Rule: The Real Agenda

Dan Solin | July 7, 2015 | Business
There's a powerful agenda behind the opposition to the rule proposed by the U.S. Department of Labor (DOL) requiring that advisors to retirement plans be fiduciaries: The securities industry wants to preserve its ability to give conflicted advice. There's a lot at stake.
Lawrence Wittner

What Do Americans Think About Economic Inequality?

Lawrence Wittner | July 7, 2015 | Politics
Numerous opinion surveys in recent years indicate that substantial majorities of Americans not only recognize that the gap between the wealthy and everyone else has grown, but favor greater economic equality.

8 Startups That Turned These Millennials Into Millionaires

GOBankingRates | July 7, 2015 | Business
In spite of dreary jobs forecasts hanging over this youngest generation of workers, the success stories of millennials-turned-millionaires can inspire peers and future generations alike to take the leap into entrepreneurship.
Carrie Schwab-Pomerantz, CFP

Will You Have to Pay Capital Gains Taxes on the Sale of Your Home?

Carrie Schwab-Pomerantz, CFP | July 6, 2015 | Money
While there are generous exclusions allowed when it comes to capital gains on the sale of a home, timing is crucial and the clock is ticking.

Why Credit Advice Won't Work the Same for Everyone

CompareCards | July 6, 2015 | Money
It seems like everyone is offering advice on how to improve your credit score, but not all of it will work equally for you. That is because the credit scoring process takes into account many factors.
Stella Kasdagli

Talking to Our Children About Capital Controls

Stella Kasdagli | July 6, 2015 | Parents
My 5-year-old was bawling her eyes out on the way home. She wanted an ice cream cone, a croissant, a bottle of orange juice, some cookies -- everything I had just explained she will have to cut down on while we have access to just 60 euros per day through the bank ATMs.
Jack M. Guttentag

How to Pay Off Your Mortgage Balance Faster Without Being Scammed

Jack M. Guttentag | July 6, 2015 | Money
Paying a third party to receive the biweekly payments and pass on the monthly payment to the lender, is not smart because the third party will walk away with most of the interest savings.
Andrei Cherny

Yes, We Should Dump Hamilton from the $10 Bill -- And Here's Why

Andrei Cherny | July 7, 2015 | Business
Alexander Hamilton's ethos and approach represent so much of what has gone wrong in a financial industry that has gone "upstream" in its client base and focus. Replacing him would not only make way for a woman, it might just spark a needed wake-up call for Wall Street.
Jim T. Miller

When and How Social Security Checks Are Delivered

Jim T. Miller | July 5, 2015 | Fifty
Generally, Social Security retirement benefits (as well as disability and survivor benefits) are paid in the month after the month they are due. So, if you apply for your Social Security benefits in September, you will receive your September benefits in October.
Dr. Brian C. Mitchell

You Are What You Earn?

Dr. Brian C. Mitchell | July 5, 2015 | Education
Recently, the Georgetown University Center on Education and the Workforce released some findings about what new graduates could expect to earn. The results are interesting and may well speak to where the workforce will head if left to market forces.
Michael Calhoun

Immediate Costs of Predatory Financial Practices Are Steep, But They Are Just the Tip of the Iceberg

Michael Calhoun | July 2, 2015 | Politics
As the 2016 presidential campaign kicks off, the economy is growing and Americans are getting back to work. However, for far too many people plotting a course from the working class to the middle class requires navigating dangerous waters filled with financial icebergs.
Jason Alderman

Ways to Save Money on a Last-Minute Summer Trip

Jason Alderman | July 1, 2015 | Business
Start with a notion that's a bit counter-intuitive. To become an effective travel bargain hunter, planning is essential. In fact, embrace travel as a hobby, looking for tricks, techniques and current online resources to keep abreast of the best last-minute deals. Here's how to begin.
Robert Reich

Overtime: Finally, A Break for the Middle Class

Robert Reich | July 1, 2015 | Politics
The U.S. Department of Labor just proposed raising the overtime threshold -- what you can be paid and still qualify to be paid "time-and-a-half" beyond 40 hours per week -- from $23,600 a year to $50,400. This is a big deal. Some 5 million workers will get a raise.

The Couponing Guide for Shoppers Who Don't Want to Look Cheap

GOBankingRates | July 1, 2015 | Money
If the eye-rolling and heavy sighs of impatient customers waiting for the cashier to process your stack of coupons leave you utterly mortified, extreme couponing might not be for you. But, that doesn't mean you should avoid couponing altogether.
Jason Alderman

Money Management for the 'Boomerang' Household

Jason Alderman | July 7, 2015 | Business
Combined households sharing living expenses, childcare, eldercare and maintenance duties made life more affordable in the '50s. Due to recent economic realities, multi-generational living has been on the rise for many families.
Barack Obama

A Hard Day's Work Deserves a Fair Day's Pay

Barack Obama | June 30, 2015 | Politics
Right now, too many Americans are working long days for less pay than they deserve. That's partly because we've failed to update overtime regulations for years -- and an exemption meant for highly paid, white collar employees now leaves out workers making as little as $23,660 a year -- no matter how many hours they work.
Jason Alderman

Your Midyear Financial Checkup

Jason Alderman | June 30, 2015 | Business
The summer months allow most of us a chance to slow down and catch up -- on relaxation, on chores and with a bit of scheduling and focus, on our money goals.

5 Best and Worst Things to Buy Generic

GOBankingRates | June 30, 2015 | Business
With so many generic options out there these days, it's often tempting to just buy the cheaper products and save your money for something else. But "cheaper" doesn't always mean better.
Carrie Schwab-Pomerantz, CFP

Welcome to the Real World: Personal Finance Tips for New Grads

Carrie Schwab-Pomerantz, CFP | June 30, 2015 | College
The unfortunate reality is that most young adults have received little instruction about personal finance at the moment they need it most: when entering the workforce and starting "real life."
All posts from 07.07.2015 < 07.06.2015