There's a big banking fight in front of us right now. It's a fight that could result in a huge win for families and a death knell for the predatory practices of an entire industry -- payday lending.
by Ellen Cannon Major credit card issuers are lining up to offer free FICO scores, allowing more people than ever to become intimately familiar with their credit scores. But what about credit reports, which have been free for years? "Fifteen or 16 years ago, no one knew about credit scores," says...
I hope that the next time you visit, email, or call a Latino family, you have a better speech prepared. "White" people are not the only people that deserve housing, and Latinos are not at the very least deserving of your unsolicited dry speech.
New York City,
Following Your Dreams,
Quitting Your Job,
For every person that pitches in to help me live my dream, I will find a way to help them live theirs. While an act of kindness from an individual may feel small, when scaled across a network of people, these acts can cumulatively change someone's life.
Defending the United States and its allies is serious business. That's all the more reason Congress should stop playing games with Pentagon spending. A good place to start would be to put aside proposals to add billions to the department's already ample budget.
Planning for the long term is not just about creating a savings and investing strategy, but also building financial buffers to help protect you and your family.
Despite all the advances women have made in the realm of personal finance, when it comes to saving for retirement, they still lag behind their male counterparts. On average, men's retirement account balances are more than 50 percent higher than women's.
Add up all of the above. I just found you $400. Now I know there are some so trapped in poverty that this in no way applies to them. But we are talking almost half of Americans today would struggle with a $400 emergency. At what point do you finally declare a financial emergency and start saving?
Americans know that secret money is being funneled into our elections every cycle, and they are not happy about it. In fact, almost two thirds of Americans are dissatisfied with the outsized influence of corporations in this country, and 78% want to see the Supreme Court's decision in Citizens United overturned.
While wages have increased for young men graduating college by about 8.1% since 2000, wages for young women have fallen 6.8% in the same time period. The discrepancy, according to the EPI's report, is likely driven by men at the very top of the wage gap distribution earning more than ever.
And it's not just a dangerous misperception that could lead to injury or death for you or others. At best, it's a costly one, because crashes and claims will ultimately cause your car insurance rates to go up.
Patient Assistance Programs, also known as Prescription Assistance Programs, are designed to help low-income patients that have difficulty affording their prescription drugs. Drug companies set up the majority of PAPs, but others are set up through state/local governments as part of their...
Costs For Bridesmaids,
Costs For Groomsmen,
Qualified Financial Professionals,
Qualified Tax Advisors,
What Weddings Cost,
On one hand, it's a great honor and will create wonderful memories. On the other hand, you may need to budget some extra money for the unexpected expenses of this commitment.
For much of the past decade, the public conversation about the LGBTQ movement has focused on the hotly debated topic of marriage equality. Meanwhile, many LGBTQ people have quietly struggled with the impact of the national economic downturn.
Worldpost Global Order,
For 200 years, there have been two schools of thought about what determines the distribution of income -- and how the economy functions. It is important to understand both, because our views about government policies and existing inequalities are shaped by which of the two schools of thought one believes provides a better description of reality.
In America we spend billions of dollars helping our children master reading, writing and arithmetic, and yet we send them out into the world lacking the basic skills to prosper in life: an understanding of economics and personal finance. Consider the facts.
Instead of buying a new duster, why not use an old rag? Instead of going out to eat, why not use up some of those leftovers in the fridge? Find creative solutions to your problems and you're sure to save a bundle of cash.
Losing weight is hard. You can go for several days with significant progress and then fall victim to the Ben and Jerry's taunting you from the freezer. Some extra incentive could help you maintain a healthier lifestyle, and for most of us,...
We can all build our wealth, grow our local businesses and attract the investment our neighborhoods need to sustain families and take them higher.
Why would we move our small children to a place where gang activity, violence and all the wonders and tragedies of abject poverty exist? The answer was simple: a shot at a better life.