Even when you shop with the latest, chip-laden credit card, retailers' computers will still store your card number in easily readable form, leaving it as vulnerable as in the past to criminal theft.
Investors will need to be more selective and double-check their due diligence, but rising rates also discourage consumer home buyers. The already lackluster home market will see fewer buyers, which means more renters.
By submitting an itemized return, you can reduce your taxable income and pay less taxes, thus keep more money in your pocket. Here are a few simple ways stay organized and "file ready" before the deadline.
College Hook Up Culture,
Tinder Dating App,
The math is pretty simple: In the end, what social media dating does is give users -- and, most poignantly -- women more options. And more options means more freedom, and more power, too.
The IRS began accepting e-filed tax returns last week, officially kicking off the 2015 tax season! Historically, taxpayers file their tax returns as soon as they receive their W-2 or other tax forms in the mail. If getting your refund as soon as possible isn't enough motivation, here are four...
When a medical provider is part of an insurance network, he agrees to offer discounted rates on services. Out-of-network providers are not bound by this agreement.
Making Home Affordable,
Mortgage guarantor giants Fannie Mae and Freddie Mac both recently announced their intent to once again begin purchasing mortgage loans at 97 percent loan-to-value (LTV) in the case of first-time homebuyers.
We caught up with Brittany Snow in Park City where she hosted a VIP event with a live performance by American Authors to celebrate the launch of Lipton's new Sparkling Iced Tea. To get the inside scoop on what Snow and the American Authors bandmates keep in their wallets, we asked them two questions.
In the divorce process the parties talk about who is going to take on this or that debt and be responsible for it. But as the collector mentioned to you, a divorce agreement does not change the liability of the debt. Joint debt remains a joint liability.
Knowing how much of your bonus to apply to your outstanding loans is a question without a one-size-fits-all answer, but there are steps you can take to find out the right solution for you.
Do you know your AGI from your ARM from your PMI? Or does the mere mention of those acronyms make you go, "Huh?" If you don't speak personal finance, don't worry -- we're here to help.
I have so many things that stress me out these days. Hey, I've watched the stock market every day for the last 22 years, and that's enough! The last thing I want is not having a repeatable, streamlined tax-prep procedure. Get organized and you won't freak out over your taxes.
he cost of a college education these days (average yearly tuition for 2013-2014) ranges from $8,000 for in-state public college students to $30,000 for private college students, and historically rises faster than the level of inflation.
Those who have challenged this in the past instigated social progress, political recourse and cultural revolutions -- all phenomenons rooted in change, outlined to disrupt the norm and drenched in risk -- risk we can't afford to take.
Personal Finance Education,
While today's technology makes it easy and seemingly practical to use our credit cards for everything, when it comes to paying the bill, it still takes money. And that's where it may pay to be a bit old fashioned.
There is hardly an industry that will pay so much attention to detail in preparing a yearly outlook as the world of finance; no, not a review of events and accomplishments, but a set of predictions.
The entire estimated cost of attendance for my MBA program at the University of Denver was $90,000 -- of which $67,000 was for tuition. Even for high earners, that is a lot of money to have on hand to pay for tuition and living expenses -- so taking out some student loans was the inevitable choice.
This little train wreck over the White House's proposal and then retraction of a plan to cut back on a wasteful yet beloved tax benefit is highly instructive. It's a clear example of how much hot air there is in these fiscal debates.
Financially Literate Teenagers,
Harvard Business School,
High School Personal Finance Courses,
PISA 2012 Financial Literacy,
Practical Money Skills For Life,
Program Of International Student Assessment,
High School Students,
Organization For Economic Cooperation And Development,
Teen Financial Literacy,
Despite midrange results for U.S. high school students in PISA's first-ever global financial literacy test, best practices from other nations can provide a strong path for U.S. students to learn and master these skills.
Don't give up hope just yet. There is an excellent way to reduce Parent PLUS loans.