Inside Higher Ed was exactly right when it predicted the newest report by Georgetown University's Center on Education and the Workforce "will surprise exactly no one."
Stories will focus on students' heavy debt burdens and poor job prospects, and call the investment in higher education a failure. Young grads do face difficult challenges, but the problem is not that their "investment" doesn't pay off.
Least Of These,
Makers And Takers,
I thought it might be spiritually helpful to compare Fox's language about the poor to the language of Christ, both in substance and tone, and the deep feelings that these completely contrary languages, and their comparison, reveals.
Unless your parents were very focused on teaching you the mechanics of money mastery -- and you chose to listen to them -- chances are there's a lot you don't understand about your cash flow.
If you're thinking about having kids in the near future, now is the time to consider how a visit from the stork can affect your finances. From the cost of prenatal care and birth to day care and life's little necessities, kids are expensive.
A new Princeton Survey Research Associates International study found that just 16 percent of Americans have asked their car insurance provider for common discounts -- meaning millions of dollars of potential savings have been left on the table.
It's a real eyeblinker that workers oppose legislation and programs that would benefit their circumstances. They, instead, support ideas that are to their detriment. A leading example of this is workers backing "right to work" legislation, which, despite its euphemistic tonality, amounts to the right to demolish unions.
There's an almost perpetual debate as to which should get priority, saving for retirement or paying off your mortgage early. In a perfect world, the best solution would be to do both at the same time.
Both parents and children often don't realize that they need to rein in that spending until it's too late.
Rental Car Fees,
Like the insidious overdraft penalty, the key to avoiding a replacement fee is to keep careful watch of your debit card and not lose it. If you do, try to take out cash through a teller and be patient until your replacement card arrives.
The Consumer Financial Protection Bureau has released a document that is critical of student loan servicers. It must have been an easy document to write, because, for the most part, student loan servicers suck donkey balls, with all their bad information and horrible advice to consumers. But here are the big items where the CFPB says student loan servicers are really, really horrible.
You can't just sit your teen down for a talk and expect it all to instantly sink in. The trick is to find creative, experiential strategies that can help instill them with the financial savvy and optimism that'll serve them well as adults.
Planning For Retirement,
Saving For Retirement,
For many people, one of the biggest adjustments in retired life is learning how to manage their money without the regular income sources they've grown accustomed to in their working years.
Taxpayers need to understand their specific situation and seek advice from there advisors to craft the right plan. There is work involved, but it may ultimately reduce your liability which increases the amount of money you retain and utilize.
Budgeting isn't easy. If you're like most people, you've tried many different ways to avoid overspending and stick to a budget.
Ann Brenoff's On The Fly,
On The Fly,
Tips For New Graduates,
My Facebook feed is filled with photos of smiling college graduates. If you want to share some real advice with the graduates in your life, try these tidbits. Here's what nobody told me at my graduation 40 years ago that I wished they had.
The Federal government assesses an estate or death tax only on estates valued at more than $5.43 million. Married couples can avoid these taxes if their net worth is less than $10.86 million.
Smartphones are the veritable Swiss army knives of technology for millions of millennials. In fact, 87% of adults aged 18 to 34 admit that their phone never leaves their side, according to Zogby Analytics.
Lear should be setting an example for the rest of the industry, but instead they are paying us barely enough to make ends meet. Lear can afford to treat their workers with respect. By choosing not to, Lear is forcing my family, and others like mine, to live from paycheck to paycheck.
Understanding your credit card rewards can be tough! Those that play the rewards game and win, like ThePointsGuy.com and FrequentFlyerGuy.com, will often reference the importance of getting the most value from your points or miles in order to get more out of them than the typical 1 point=1 cent.