You won't do your wallet any favors by waiting for an appliance, computer, television or other big-ticket item to stop working before buying a replacement.
Some might be relying on credit or dipping into savings to cover their spending because they are having trouble making ends meet. And, some might be simply living beyond their means.
What if I told you that one of the most valuable features of your credit card is one of the least used features? Most credit cards offer Dispute Resolution services that are unparalleled by any form of payment, allowing cardholders to have the upper hand when a merchant refuses to do the right thing.
Congratulations! You have just been approved for a new credit card. But what does that announcement really mean?
Dating Advice For Men,
Dating Advice For Women,
Love And Relationships,
Most Expensive Cities,
Singles' financial situations aren't so simple, and the investments required to stay attractive and dateable while trying to find one's mate can quickly add up, especially in high-cost cities where even everyday necessities carry luxury-level prices.
Welcome to the growing club of credit card theft victims. You are not alone. Relax. Breathe. There are some things you can do to minimize the loss.
Are you one of the many people who don't have a 401(k) at work? Wondering how in the world you're going to save for retirement without one?
Too Big To Fail,
As the campaign continues, voters deserve to know whether each candidate supports reinstating a Glass-Steagall-like law or other concrete proposals that will protect America's hardworking families and take them off the hook for future bailouts.
First things first: In the form's acronym lies the secret to avoiding the money pitfalls--FAFSA is short for "FREE Application for Federal Student Aid." Yeah, I know, filling it out is time-consuming, but it's doable. It's also complex and requires information that you're going to have to bird-dog, but it is free.
529 College Savings Plan,
Student Loan Debt,
You've worked to train your children in money management, but college brings a whole new level of financial decision-making and challenges. So before they are off on their own, review these topics to make sure they're ready.
The crooks always seem to be one step ahead of the security features and many cardholders are now wondering if there is anything they can do to take the target off their backs. Here are a few tips to consider that might help you fly under the radar of today's cyber criminals.
A credit card's interest rate is the price you pay for borrowing money. For credit cards, the interest rates are typically stated as a yearly rate, called the Annual Percentage Rate (APR). Where it can become a little more complicated, however, is that each single credit card may have multiple APRs that apply to it.
By the time I turned 30, I had written 17 episodes of an iconic television show ("Lizzie McGuire"), been nominated for two Emmys, had an agent, a manager and a size-6 body that I could cram into all sorts of fun outfits. By the time I turned 35, I was near-broke.
Debt Free College,
Many people, including many student debt holders, may be surprised to learn that people can be pursued for student debt even into their elder years. In fact, the government is withholding Social Security payments for some retirees, because their student loans have not been fully repaid.
The fact that seniors are participating in rewards programs at a higher rate than any other demographic is something to celebrate. With a lifetime of work behind them, they're due their share of the spoils.
While people are usually well aware of the massive amount of time they spend at work, we rarely pay attention to the amount of time and resources it takes to get to and from work. When you think about it, our daily commute is a huge part of our lives that rarely receives any consideration.
Dining out is almost always more expensive than staying home, but that doesn't stop most Americans from enjoying the experience. By using credit card rewards and other discounts to save on dining expenses, you can eat out for less than you may have thought.
You're already working a full-time job, but you're trying to hustle on the side. Maybe you have debts to pay off, are saving for a dream vacation or need to bank cash for a home improvement. Whatever the reason, you see the appeal of making money online.
When you're juggling one too many financial priorities, you can't always afford Saturday math camps and private tutors -- unless you go into debt helping junior keep up with the Joneses' kids.
Here is why I believe the "do you own your home or rent" is an off-putting and personal question that should be lumped with salary and religion on a first encounter in social and work situations.