To me, these statistics are staggering. How does a person make millions of dollars over his career, yet go broke within five years of leaving his sport? How is this even possible?
More than one million American Express credit card customers are going to see their APRs experience an increase in mid-April, according to a letter sent to affected customers (the timing may be different for you).
Filing For Bankruptcy,
People consider filing bankruptcy when the alternative has become worse. Figuring out if you are at that point though can be difficult. One misconception that makes people hesitate to file bankruptcy is the impact on their credit.
Whatever the reasons for the move, many face the same challenge: how to use the equity in their existing house to purchase the new one before completing the sale of the old one. Selling the old one first avoids this problem but requires two moves, which is a major expense and a hassle.
What activities are going to keep you active, engaged, socializing and busy? Think about your plan for how you will spend your time now. Talk about it with your spouse or partner so you are on the same page.
Since the 2008 financial crisis, a growing number of consumers have questioned the current credit scoring system that runs our financial lives. Even consumers with good financial habits find it difficult to access the credit they desire because of their "thin" credit files.
Yes, nothing screams (or, more likely, sighs) "I'm an adult" than W-2s, deductions, and adjusted gross income. And while that all sounds painful, doing your taxes for the first time doesn't have to be that bad. In fact, you can make it easier.
Procrastination can kill you when it comes to saving. Putting off saving, investing or planning for the future can be detrimental to your financial health.
Why is this bubble far worse than the tech bubble of 2000? Because the only thing worse than a market with collapsing valuations is a market with no valuations and no liquidity.
The refund process as it stands now makes sense only as the quaint relic of simpler times. It's the epitome of an analog approach getting trounced by our digital reality. Not to put too fine a point on it, I believe look-back compliance should go the way of the horse and buggy.
Alternative investments often require a certain level of patience as many of these assets lack the liquidity inherent in the public markets. However, there are several benefits associated with taking a long-term approach by investing in illiquid alternatives.
It's six weeks until T-Day. That's Tax Day for those of you who haven't given much thought to the yearly deadline. While we're not quite there yet, crunch time is just around the corner -- unless you start gathering your materials and making some serious strides today.
The bottom line is you can't really save too much, only too little. So use all the savings and investing vehicles available to you, including both an IRA and your 401(k), to save as much as you can, as early as you can -- and, at the same time, get the maximum tax break. You won't regret it.
let's examine the importance so many investors attach to the S&P 500 or the Dow Jones Industrial Average. U.S investors tend to heavily measure their portfolio performance against American indices, even though they have been proven not to be the best benchmarks.
In the world of personal finance, credit concerns and debt issues, there is no single issue that is more misunderstood than bankruptcy.
Wall Street associations and lobbyists are fighting the DOL and SEC 'tooth and nail' to avoid higher ethical standards for hundreds of thousands of stockbrokers who sell investment products to current and future retirees.
Peer-To-Peer Room And Home Rental,
Real Estate Brokers,
Better Business Bureau,
State Attorney General,
Vacation Rental Scams,
Imagine you're planning a much-needed vacation. You rent a home using an online site and pay in full to secure the deal. You board your flight and travel to your destination, excited to be far away from work and ready to relax. You arrive at your rental to get the keys -- and find out you've been scammed.
World Mobile Congress,
Today, with more mobile phones than people on Earth, any savvy foreign policy recognizes the power of this small device to do good or evil in the world. Gone are the days when rebels and reformers fought only using guns and physical bombs; this portable machine is as important as any as weapon.
Most of these policies come with fairly high fees. The commissions are often front-loaded. The costs can eat up your returns, so it can take years before your cash fund sees significant growth.
It's my belief that more and more people will take their career futures into their own hands - and more and more will identify themselves as being self-employed or as freelancers.