News and Trends,
The Fashion Page,
The business model was predicated upon a small business owner (an "agent") who was active in the community, built relationships up over time and knew most of their customers on a first name basis.
Good advice is worth paying for -- but you should know exactly how much you are paying.
As a last resort credit cards can work as a substitute for savings, but only if you use them carefully and vigilantly.
I see so many job openings for low-wage jobs and I've even worked some of those shitty jobs myself when I was younger. But what I'm seeing now is the old kid jobs are turning into middle-age and senior jobs.
First, if you're making the annuity investment in your 60s -- the optimal age -- then you are accepting a very long term promise from an insurance company.
Can we talk? Since I lend a helping hand to personal finance bloggers and welcome their guest posts on my site, I typically get bombarded by submissions like how to lower the cost of trimming your nose hairs, how to hitchhike for less, or some other general bullshit article....
April 15 Tax Day,
Credit Card Debt,
The IRS tax filing deadline is this week, and the average refund so far has been about $3,500. The question is: what should you do with that refund? The truth is, a tax refund can be a lifesaver for some, but can cause more trouble for others.
There has been a long dispute over whether or not state-mandated financial education programs in high schools actually help improve financial literacy and overall financial health in adulthood.
These changes are projected to save the government $60 billion over 10 years. While this may sound like a lot, it is a mere two percent of the $3.02 trillion in tax revenue the federal government collected in fiscal year 2014 alone.
Men and women nearing retirement who have gone through a divorce are less likely to feel financially prepared than married couples. Women are most likely to feel financially unprepared than men and this is for good reason: According to a recent ING U.S. study, divorced women have, on average, $34,000 less in total retirement savings than divorced men.
The Anthem breach alone exposed 80 million Social Security numbers, and then was quickly followed by the Premera breach that exposed yet another 11 million Americans' SSNs. The question now: Why are we still using Social Security numbers to identify taxpayers?
Although payday loans are a type of credit that most borrowers should avoid, there are some cases in which this type of loan is actually less costly than other alternatives.
Repealing the estate tax won't create jobs, it won't boost GDP and it won't add efficiency to the market. Instead, repealing the estate tax will simply add to the debt, hurt our ability to build a stronger economy and worsen economic inequality.
Tax season always brings its share of frustrations, and with new requirements under the ACA, you're certainly not the only one concerned about changes this year. Take your time to carefully read all of the instructions when reporting and filing your tax returns this year, and don't be afraid to seek help when you have questions.
Fight For 15,
Low Wage Employers,
On Tax Day, while working Americans contribute their part to keeping the country running, many companies that pay low-wages will exploit a loophole in the tax code that that allowed them to write off taxes on over $66 billion in executive compensation pay between 2007 and 2010.
Many parents want to help their children start building their credit foundation early, and to do so, they become co-signers or allow their children to become authorized users on their credit card accounts. Both of these options have advantages and disadvantages, but do you know the difference?
Being In Your Twenties,
Personal Finance Advice,
Personal Finance Tips,
Saving Money Advice,
Saving Money Tips,
I've been writing about personal finance for the better part of my adult life, but that's not to say all this money wisdom didn't come without some serious trial and error.
Child Tax Credit,
Earned Income Tax Credit,
Gay Voices News
While more states are recognizing same-sex couples' right to marry, there is still an enormous amount of work to be done to secure social justice for all. Ensuring that our families are recognized by the federal tax code is a queer issue. Updating our tax code must remain a key component of advancing freedom, equality, and justice for LGBTQ people.
I thought this guest post from Michelle Schroeder-Gardner was so awesome I had to share it with you. Over the years I've watched and helped so many people who are buried in a timeshare and can't even give it away. Michelle reminded me again why timeshares can wind up...