401k

Why Record Numbers Of Post 50s Are Postponing Retirement

Posted 05.30.2012

Read More: Postponing Retirement, Pensions, Demographics, 401k, Retirement, Great Recession, Postponing-Retirement, Older Workers, Huff/Post50 News

Baby boomers have challenged notions of middle age -- now they’re redefining traditional retirement, too. Or should we say, postponing it entirely. ...

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Why A Million Dollars Won't Change Your Life: Q & A

HuffingtonPost.com | Catherine New | Posted 05.21.2012

Read More: 401(K), Investing, Bill Harris, Money Q&A, Millionaire, Rothira, Ceo, Money Manager, New Money, Money Advice, Personal Capital, Facebook, Financial Adviser, Money News

As the former CEO of both Intuit and PayPal, Bill Harris has been around Silicon Valley's proverbial block a few times. And he has some advice for the...

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WATCH: Social Security For Dummies

Posted 05.23.2012

Read More: Baby Boomer, Aarp Social Security, Pension, Video, Social Security, 401k, Retirement, Social Security for Dummies, Aarp, Retirement Calculator, Social Security Benefits, Jonathan Peterson, Ira, Huff/Post50 News

The financial jargon and parade of rules and exceptions associated with Social Security can prevent Americans from fully utilizing their benefits. To ...

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Why Not To Invest In Your Company

CNNMoney | Walter Updegrave | Posted 05.03.2012

Read More: Investment Advice, Company Stock, 401k Advice, 401k, Stocks, Stock Advice, Retirement, Money News

I work for a Fortune 500 company that matches my 401(k) contributions in company stock, which I can then re-allocate to other investments every quarte...

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Is 401(k) a Ticking Time Bomb?

Don McNay | Posted 05.03.2012

Read More: Fifty, Money, 401k, Retirement, Defined Benefit Plans, Pension Plans, Don McNay, Lottery Winners, Personal Finance, Planning for Retirement, 401k Plans, 401k Advice, Money News

401(k) plan investments are a primary driver of the investment markets. They are also the reason that many people are pacing the floors at night, worrying if their retirement will get delayed or destroyed.

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The Flawed Premise of 95 Percent of 401(k) Plans

Dan Solin | Posted 05.01.2012

Read More: 401k Tips, 401k Plans, 401k Investments, 401k, 401k Advice, Retirement Plans, Retirement Savings, Video, Business News

I can find no credible data supporting the inclusion of actively managed funds in 401(k) plans or individual portfolios. Yet, these funds dominate the investment options in most plans.

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What I Wish People Learned About Marriage and Divorce in High School

Katherine Eisold Miller | Posted 04.25.2012

Read More: 401(K), Money-and-Divorce, Divorce, 401k, Assets, Divorce Court, Marraige, Divorce and Money, Divorce Advice, Divorce News

When I thought of marriage as a teen, it involved romance. It did not involve thinking about a financial partnership or the implications of what amounts to a small business relationship.

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A Graceful Exit: How to Retire Happily

David Geller | Posted 04.24.2012

Read More: Retirement Age, How to Retire, Morton-Salt, Family Business, Baby Boomers, Social Security, Self-Employed, Retirement Anxiety, 401k), Retirement Advice, Boomer Retirement, Huff/Post50 News

There are three keys to happiness for everyone -- regardless of wealth or social standing

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What I Wish People Learned About Divorce in High School

Katherine Eisold Miller | Posted 04.25.2012

Read More: 401(K), Money-and-Divorce, Divorce, 401k, Divorce Court, Assets, Marraige, Divorce and Money, Divorce Advice, Divorce News

When I thought of marriage as a teen, it involved romance. It did not involve thinking about a financial partnership or the implications of what amounts to a small business relationship.

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Once Again, Academics Get an F When It Comes to Retirement Math

Jane White | Posted 04.22.2012

Read More: Public Sector Pensions, 401(K), Laurence Kotlikoff, Pay to Play, Alicia Munnell, Bernie Madoff, Pensions, Retirement, Retirement Plans, Money News

As an advocate for 401(k) participants, the only thing more frustrating for me than not being able to get Capitol Hill to make the plans walk and talk like pensions is tackling "innumeracy" on the part of academics who portray themselves as experts.

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Catch Up on Retirement Savings in 5 Simple Steps

InvestingAnswers | Posted 04.18.2012

Read More: Debt, Investing, Social Security, 401k, Saving for Retirement, Retirement, Roth IRA, Ira, Retirement Savings, Retirement Planning, Money News

Reaching a retirement goal on time requires aggressive saving, maximizing tax advantages, lowering your expenses and keeping a diversified investment portfolio. As the old Chinese proverb says, "The best time to plant an oak tree was 20 years ago, and the next best time is today."

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The 401(k) Rip-off May Be Ending

Dan Solin | Posted 04.17.2012

Read More: Fidelity Investments, Investing, Retirement Funds, 401k, 401k Advice, Retirement Savings, Video, Business News

It has long been my view that 401(k) plans are a national disgrace. They are rife with conflicts of interest between those who "advise" them and the participants who contribute to them.

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How To Make Sure Your Lawyer Doesn’t Screw Up Your Retirement

Emily W. McBurney | Posted 04.12.2012

Read More: Divorce Retirement, Pension, Divorce, 401k, Retirement, Qdro, Divorce Lawyer, Divorce News

One of the things that can be most vital in a divorce case is one that most people don't even consider when hiring a lawyer -- dividing up retirement assets.

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"4% Rule" Serves as Guideline for Today's Retirees, But Use With Caution

Cheryl Krueger | Posted 04.05.2012

Read More: 4 Percent Rule, Society of Actuaries, Retirement Planning, Planning for Retirement, Saving for Retirement, Four Percent Rule, Retirement, Ira, 401k, Roth IRA, Money News

An estimated 10,000 baby boomers turn age 65 each day. Many of them have a significant portion of their retirement savings invested in non-guaranteed defined contribution plans such as 401(k)s and IRAs. As they retire, they will need to switch from saving to spending down.

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Minorities More Likely To Make This Costly Move

The Huffington Post | Bonnie Kavoussi | Posted 04.04.2012

Read More: Retirement, 401ks, 401k Withdrawal, Retirement Accounts, 401k Withdrawals, Retirement Planning, Withdrawal, 401(K), 401(K) Plans, 401k Hardship Withdrawal, Video, Withdrawals, 401k, Hardship Withdrawal, Saving for Retirement, Hardship Withdrawals, 401k Hardship Withdrawals, Money News

Here's more evidence of just how hard the recession was on minorities. African-Americans and Hispanic-Americans were more likely to tap their retir...

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What Is a Roth IRA? A Short and Simple Guide

J.D. Roth | Posted 05.28.2012

Read More: Personal Finance, Roth IRA, Retirement, Traditional IRA, Investments, Certificates of Deposit, Tax Break, Money, 401k, Taxes, Penalty, Banks, Credit Unions, Savings Accounts, Income, Money News

Even if you don't have a retirement plan through your job, you can still save for the future. One of the best ways to do so is through a Roth IRA.

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Why Bother With Target-Date Funds?

Reuters | Posted 05.26.2012

Read More: Target Date Fund Fees, Target Date Funds, Target Date Fees, 401k Advice, 401k, Retirement, Reuters, Money News

By Chris Taylor NEW YORK, March 26 (Reuters) - If you are invested in a target-date retirement fund, wealth manager Le...

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Public Pension Cuts: Key to States' Budget Fix or Easy Financial Scapegoat?

HuffingtonPost.com | Janell Ross | Posted 03.22.2012

Read More: Pension, Government Workers, Andrew Cuomo, Video, Government Pensions, 401k, Public Sector Unions, Retirement, Public Pensions, Governor Andrew Cuomo, New York, Business News

In a deal done in the dead of night last week, New York became the latest state to drastically overhaul its pension plan against the wishes of its pub...

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Psst! Your 401(k) Is Ripping You Off

SmartMoney | Ian Salisbury | Posted 03.21.2012

Read More: Retirement Benefits, Retirement Funds, Fidelity, 401k, Fee Transparency, ING Bank, 401k Fees, 401k Fee Disclosure, 401k Advice, Consumer Protection, Merill Lynch, Retirement Planning, Money News

This article originally appeared on SmartMoney.com America's conversion to the 401(k) plan has certainly created a new world for future retirees, w...

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20 Years on the Job and No Retirement Savings to Show for It

Jane White | Posted 05.22.2012

Read More: Social Security, 401k, Retirement, Money News

Among the many reasons why we've got the most dysfunctional retirement systems in the advanced world is the fact that our upwardly mobile workforce is punished for being -- upwardly mobile.

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Your 401(k) Investment and the Fees That Should Matter to You

Scott Holsopple | Posted 05.16.2012

Read More: 401k Fees, 401k Fee Disclosure, Department of Labor 401k, 401k, 401k Investment Fees, 401k Investment, Money News

If you've read or watched the news recently, you may have come across headlines discussing the Department of Labor's new 401(k) fee disclosure rules.

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Here's The Best Way To Take Advantage Of Your Retirement Benefits

Reuters | Posted 05.15.2012

Read More: 401(K), Retirement Funds, Roth IRA, Ira, Saving for Retirement, 401k, Money Saving Tips, Reuters, Money News

By Heather Struck NEW YORK, March 14 (Reuters) - Americans often view saving for retirement as a choice between contributing to a workplace 40...

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Is Winning The Lottery A Ticket To Paradise?

Don McNay | Posted 05.13.2012

Read More: Megamillions, Powerball, Money, Lottery Winner, 401k, Wealth Without Wall Street, Pensions, Eddie Money, Kentucky, Don McNay, Shelbyville Indiana, Business, Jack Whitaker, Personal Finance, Business News

Seems like a lot of lottery winners want to tear up the ticket. Some don't verbalize the thought. They just run through the money as fast as they can. Having unlimited wealth is a dream for many people. However, I keep running into others, consciously or subconsciously, who hate the idea of being rich.

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Scrambling For Cash? Why You Should Never Tap Into Your 401(k)

Posted 03.07.2012

Read More: Video, 401(K) Loans, Money, 401k, Saving for Retirement, Retirement, Cbs Moneywatch, Carmen-Wong-Ulrich, CBS News, 401k Advice, 401(K) Borrowing, Huff/Post50 News

Amid a tough economy, the number of employees dipping into their retirement savings plans is soaring, CBS Moneywatch reports. While tapping into your ...

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New Sign That We're Neglecting Retirement

Reuters | Posted 05.05.2012

Read More: 401(K), Individual Retirement Accounts, Ira, Retirement Accounts, Saving Money, Long-Term Planning, Retirement, Retirement Planning, Reuters, Money News

By Chris Taylor March 5 (Reuters) - Sam Lazarus would love nothing more than to save money in his individual retiremen...

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