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Financial Savvy: Investment Risk vs. Market Volatility

David Rae | Posted 10.08.2015 | Business
David Rae

When the stock market goes crazy, people go nuts. The ensuing insecurity has them thinking that stashing their money in a mattress at home is safer than investing it anywhere with anyone. But one should know the differences between risk and volatility to avoid silly and irrational investing mistakes. Let's clear the confusion once and for all.

What Would Grandma Say? Retirees Give Financial Advice To The Younger Generations

Buck Wargo | Posted 09.28.2015 | Fifty
Buck Wargo

Grandma and Grandpa have some stern advice for the younger generation: learn from their mistakes. Now that they've reached retirement, they're finding that a lack of funds is their biggest dissatisfaction, and they strongly urge younger Americans to open a 401(k) or IRA as soon as possible and fund it as much as possible.

401(k) No-No's

David A. Dedman | Posted 09.25.2015 | Business
David A. Dedman

I've seen a little of everything in terms of no-no's over the years. These are the classics. From borrowing too much, to being too aggressive or way too conservative. There seems to be no shortage of bad 401(k) behavior.

Thinking About Retirement Stress You Out? You're Not Alone!

David Rae | Posted 09.24.2015 | Business
David Rae

With the improving economy, consumer confidence and spending are going up. But so are lifestyle inflation and its evil sister DEBT. At the same time, the recent stock market turmoil has quickly reminded people that investing isn't always easy.

This Is The Prescription For A Comfortable Retirement

Catherine Golladay | Posted 09.24.2015 | Money
Catherine Golladay

While it is encouraging that participants understand the importance of professional 401(k) advice, just 12 percent of those with access to it are actually using it - meaning the vast majority are missing out on critical guidance.

What to Do When Divorce or Widowhood Puts You in Financial Control for the First Time

Michael Most | Posted 09.23.2015 | Money
Michael Most

Taking an accounting of liabilities and expenses -- ie. what's owed -- is an essential first step to taking full financial control. In the case of divorce, which spouse will continue to pay for certain expenses is typically decided in the settlement.

Saving For Retirement? Suze Orman Says 'Roth 401(k) Is The Way To Go'

The Huffington Post | Brooke Sopelsa | Posted 09.23.2015 | HuffPost Live 321

Personal finance guru Suze Orman joined HuffPost Live on Tuesday to to impart her financial wisdom, including breaking down why a Roth ...

Save Money In Your 20s. Anyone Who Tells You Not To Is Ridiculous.

The Huffington Post | Shane Ferro | Posted 09.17.2015 | Business

Over at Elite Daily, where privilege is in the name, Lauren Martin writes that people in their 20s should give up on saving money and instead en...

Wall Street Chaos! A Wakeup Call for Those With 401(k)s

Buck Wargo | Posted 09.04.2015 | Fifty
Buck Wargo

The recent Wall Street roller coaster should be a wakeup call for those counting on their 401(k) for retirement funds.

Americans' Love Affair With Their 401k Plan -- Cherished Even More Than Losing A Few Pounds

Buck Wargo | Posted 09.02.2015 | Fifty
Buck Wargo

Most say they'd think twice about taking a job without one. Americans love their 401(k)s. We love them so much that the growth in those investment accounts for our retirement is more important than our health.

Pay Attention to Investment Fees: A Tiny Change Can Mean Thousands by Retirement

Debra B. Whitman, Ph.D. | Posted 08.31.2015 | Fifty
Debra B. Whitman, Ph.D.

Check the fees yourself. Don't just leave it to someone else. Even the best fund managers may do strange things with fees that you only find out about in letters most people don't bother to read.

World Markets Are In Freefall - So What Does This Mean For You?

Buck Wargo | Posted 08.26.2015 | Fifty
Buck Wargo

Investors didn't like what they saw come Monday morning: The market had dropped more than 1,000 points to start the day after a news-worthy decline last week. China was to blame: A decline in the Chinese stock market and fears of the Chinese economy sparked the sell-off that we watched in horror on our home court of Wall Street.

Why Your 401K Is a Scam!

James Altucher | Posted 08.20.2015 | Business
James Altucher

Listen: they are scams. This is another trillion dollar industry that has a lot of money at stake if people stop believing in the mythology bolted to the scam.

10 Reasons Why You Might Be Financially Stressed

Nathaniel Sillin | Posted 08.19.2015 | Business
Nathaniel Sillin

How financially stressed are you? Here are some major indicators of financial stress with suggestions for taking action.

Social Security; Part 1: Today the Problem, Tomorrow the Solution

Martin Shapiro | Posted 08.11.2015 | Politics
Martin Shapiro

The so-called 'retirement age' is nominally thought to be 65 years old, but to get your full Social Security benefits the age is inching up each couple of months to 67, for those born in 1960 or later. And who knows where it will go from there? Or what will become of it.

Social Security: Analysis and Suggestions

Martin Shapiro | Posted 08.10.2015 | Politics
Martin Shapiro

Today with all the advancement on each of these fronts, average longevity is in the 80s and headed to the 90s. The largest growing demographic are the centurions and over -- for all the reasons that you readers know. So... what to do to rationalize the Social Security Retirement System?

The No. 1 Mistake People Make With Their Retirement Benefits | Posted 07.31.2015 | Business

The world of retirement benefits is complex terrain, peppered with minefields like fine print, tricky terminology, little-known exceptions and seemingly random rules. And what you don't know can (and will) come back to bite you.

No 401(k)? Here's How To Save For Retirement

David A. Dedman | Posted 07.30.2015 | Money
David A. Dedman

Are you one of the many people who don't have a 401(k) at work? Wondering how in the world you're going to save for retirement without one?

Exclusive: 401(k) Pitfalls and Practical Investing Advice For Americans Around That Crucial Age of 50

Buck Wargo | Posted 07.30.2015 | Fifty
Buck Wargo

Americans are woeful at saving for retirement -- and there's only so much the government can do about that. And that's why the newest changes in tax policy (plus newer ideas currently being tossed) can't make that big of a difference.

Why Social Security Beats All Rivals -- And the Case for Expanding It

Robert Kuttner | Posted 07.26.2015 | Politics
Robert Kuttner

Social Security demonstrates that public systems are often better than their private counterparts. The problem is that government-managed systems are only as good as their stewards. The only cure is stronger democracy, so that citizens who value good programs vote to elect leaders pledged to defend them.

Profile: Kimra Bettasso -- 401K Advice for a New Generation

David Jensen | Posted 07.22.2015 | Business
David Jensen

Kimra Bettasso is a Financial Consultant and Founder of 401k Retire Logic and 401k Legit. I asked her about her unique approach to this market.

Don't Take a Summer Vacation From Your 401(k)

Catherine Golladay | Posted 07.13.2015 | Business
Catherine Golladay

There are simple steps you can take to maximize your retirement savings and make 401(k) maintenance a more manageable pursuit. Here are my tips for staying on the right course this season and beyond

How to Start Investing for Less Than $100

Simple. Thrifty. Living. | Posted 07.07.2015 | Business
Simple. Thrifty. Living.

It's possible to invest for less than $100 and keep your fees at a minimum. Keep these tips in mind and you should be able to turn a small amount of money into an investment that lasts a lifetime.

Part 3: Valuable Tips for Parents of Millennials from the Gen Y Guy

Jerry Patterson | Posted 09.30.2015 | Business
Jerry Patterson

My visit with Jason followed on the heels of some extensive research I was involved in, to gain a better understanding of millennials' financial habits. That research illustrated a number of key themes that highlighted how to help millennials save money and prepare for the future.

The Supreme Court's Misplaced Ruling on 401(k) Plans

Robert Hiltonsmith | Posted 06.12.2015 | Business
Robert Hiltonsmith

The ruling's goal, protecting retirement savers from high fees and poor performance, is both admirable and desperately needed. However, the firms actually responsible for investing 401(k) assets -- the financial services industry -- should be accountable for the performance of their investment products, not employers.