iOS app Android app

401k

Resetting Your Retirement After Divorce

Jason Alderman | Posted 04.23.2015 | Money
Jason Alderman

Starting a new life after divorce introduces many financial challenges. Retirement may seem far away, but it should stay at the top of the list.

Part 1: Powerful Retirement Tips for Millennials from the Gen Y Guy

Jerry Patterson | Posted 04.22.2015 | Money
Jerry Patterson

I recently had the opportunity to spend some time with Jason Dorsey, chief strategy officer for The Center of Generational Kinetics. Known as the Gen Y Guy, Jason is an acclaimed keynote speaker, generational researcher and best-selling author.

Blaming the Victims of the 401(k) Crisis

James W. Russell | Posted 04.21.2015 | Business
James W. Russell

The financial services industry, which profits handsomely from managing 401(k) and similar accounts, encourages victim self-blaming. What better way to deflect criticism from itself for running a rigged game?

Ben Walsh

Labor Department Proposes New Rule Cracking Down On Retirement Fees

HuffingtonPost.com | Ben Walsh | Posted 04.14.2015 | Politics

The Labor Department took the next step in the White House's plan to crack down on unnecessary retirement fees that cost Americans billions of dollars...

3 Ways to Be the 401(k) Knight in Shining Armor for Your Employees

Jerry Patterson | Posted 04.10.2015 | Money
Jerry Patterson

Just because employees are hardworking and loyal doesn't automatically mean they are financially astute and do a good job at planning for retirement, nor does it mean newer employees are bad at managing their money.

Nonprofit Annuities: A Fix for the 401(k)

James W. Russell | Posted 04.07.2015 | Business
James W. Russell

With 401(k)-type plans, participants are supposed to build up savings through stock market investing during their working years that will then support them during their retirement years.

Don't Make This Mistake With Your Retirement Assets

Teresa Ghilarducci | Posted 03.25.2015 | Money
Teresa Ghilarducci

The scary thing about conflicted advice is that it's legal, friendly and presents itself as free. Follow three simple rules -- find a fiduciary, pay a fee and avoid rolling over funds to an IRA. Don't make one of the costliest investments mistakes: using a conflicted advisor.

Preparing for Financial Success in Your First Job

Intern Queen Alumni Ambassador | Posted 03.21.2015 | Money
Intern Queen Alumni Ambassador

The key here is to start investing in a Roth IRA as early as possible - then invest in a traditional IRA as you begin to earn more. By doing both, you are maximizing your retirement savings and planning for a very solid financial future.

401(k) Plays for a Less Taxing Tax Season

Catherine Golladay | Posted 03.17.2015 | Money
Catherine Golladay

March Madness is upon us, and while college basketball fans across the country are busy trying to avoid any bracket busters, this is the time to focus on your tax bracket as well.

The Great Illusion of Retirement Savings

Nancy Altman | Posted 03.16.2015 | Politics
Nancy Altman

The nation is facing a looming retirement income crisis. Average retirees today are not well off. Tomorrow's average senior is likely to be in worse shape. Instead of addressing this looming crisis, too many of the nation's policymakers and elites propose to make it worse.

Is Your Financial Adviser a Fiduciary ... or Just a Douche?

Shahar Ziv | Posted 03.13.2015 | Money
Shahar Ziv

For years, financial wolves have been cloaked in trusted adviser clothing - masking their real status as self-interested brokers who don't have your best interest in mind.

I'm Retired So Now What Do I Do With My 401(k)?

PaladinRegistry.com | Posted 03.13.2015 | Money
PaladinRegistry.com

Financial Planning is not a one-time set it and forget it event, it's a process that must be reviewed for changes over time and adjusted.

The Biggest Scam of Them All?

Dan Solin | Posted 03.10.2015 | Business
Dan Solin

Only a tiny percentage of active fund managers demonstrate evidence of skill. Identifying them prospectively is exceedingly difficult and, even if you could do so, it's unlikely their stellar performance will persist.

Obama Starts Addressing the Retirement Crisis by Getting Wall Street Out of Our Wallets

Jane White | Posted 03.10.2015 | Politics
Jane White

President Obama should be commended for taking on the brokerage industry for ripping off multitudes of 401(k) participants.

Buying a New House Before Selling the Old One

Jack M. Guttentag | Posted 03.06.2015 | Money
Jack M. Guttentag

Whatever the reasons for the move, many face the same challenge: how to use the equity in their existing house to purchase the new one before completing the sale of the old one. Selling the old one first avoids this problem but requires two moves, which is a major expense and a hassle.

Is Retirement in View? If So, Here's Your Retirement To-Do List

Jacob Gold | Posted 03.06.2015 | Money
Jacob Gold

What activities are going to keep you active, engaged, socializing and busy? Think about your plan for how you will spend your time now. Talk about it with your spouse or partner so you are on the same page.

If You Have A 401(k) Do You Need An IRA, Too?

Carrie Schwab-Pomerantz, CFP | Posted 03.04.2015 | Money
Carrie Schwab-Pomerantz, CFP

The bottom line is you can't really save too much, only too little. So use all the savings and investing vehicles available to you, including both an IRA and your 401(k), to save as much as you can, as early as you can -- and, at the same time, get the maximum tax break. You won't regret it.

President Obama Warns Americans About Bad Retirement Advice

Natalie Pace | Posted 03.02.2015 | Money
Natalie Pace

To help us all better understand how to reduce the exposure to conflicts of interest, high fees and lockup periods, I called upon Marie Chandoha, the president and CEO of Charles Schwab Investment Management, Inc.

Rep. Wagner Introduces Anti-Investor 'Retail Investor Protection Act'

Barbara Roper | Posted 02.26.2015 | Business
Barbara Roper

If a contest for the most Orwellian bill title were held, Rep. Ann Wagner's newly reintroduced "Retail Investor Protection Act" would be a serious contender. Despite its title, this legislation has nothing to do with protecting retail investors.

Have You Made Plans for Your "Big Zig" Moment?

Jerry Patterson | Posted 02.27.2015 | Money
Jerry Patterson

A group of us at The Principal recently conducted some research to understand the financial significance of retirement for Americans who are on the verge. We wanted to know: just how big of a deal is that moment of retirement?

Industry to DOL: (Don't) Mind Your Own Business

Barbara Roper | Posted 04.26.2015 | Business
Barbara Roper

In addition to shedding crocodile tears over the potential harm to middle-income savers if brokers have to start acting in their customers' best interests, financial services firms and their lobbyists have increasingly voiced their outrage that the Department of Labor believes it has a role to play in regulating retirement advice.

Ben Walsh

Wall Street's Terrible Argument Against A Rule That Could Save Americans Billions

HuffingtonPost.com | Ben Walsh | Posted 02.24.2015 | Business

It’s pretty hard to come up with a good argument against the White House’s proposal to require brokers to act in their client’s interest when it comes to retirement accounts.

One Surprising Way a Small Business Could Save $2,177,157

James C. Gibson | Posted 04.26.2015 | Small Business
James C. Gibson

When's the last time you reviewed your business retirement plan? Find a fiduciary investment adviser who can go over your current company plan and give you a second opinion. It may just save you millions.

Zach Carter

How Democrats Almost Strangled The Obama-Warren Retirement Security Plan In The Cradle

HuffingtonPost.com | Zach Carter | Posted 02.24.2015 | Politics

WASHINGTON -- President Barack Obama unveiled a significant retirement security proposal with Sen. Elizabeth Warren (D-Mass.) on Monday, announcing pl...

Dave Jamieson

White House To Crack Down On 401(K) Fees

HuffingtonPost.com | Dave Jamieson | Posted 02.23.2015 | Politics

Over the objections of Wall Street and some financial regulators, the White House announced Monday that it plans to move ahead with a new rule that wi...