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401k

Don't Make This Mistake With Your Retirement Assets

Teresa Ghilarducci | Posted 03.25.2015 | Money
Teresa Ghilarducci

The scary thing about conflicted advice is that it's legal, friendly and presents itself as free. Follow three simple rules -- find a fiduciary, pay a fee and avoid rolling over funds to an IRA. Don't make one of the costliest investments mistakes: using a conflicted advisor.

Preparing for Financial Success in Your First Job

Intern Queen Alumni Ambassador | Posted 03.21.2015 | Money
Intern Queen Alumni Ambassador

The key here is to start investing in a Roth IRA as early as possible - then invest in a traditional IRA as you begin to earn more. By doing both, you are maximizing your retirement savings and planning for a very solid financial future.

401(k) Plays for a Less Taxing Tax Season

Catherine Golladay | Posted 03.17.2015 | Money
Catherine Golladay

March Madness is upon us, and while college basketball fans across the country are busy trying to avoid any bracket busters, this is the time to focus on your tax bracket as well.

The Great Illusion of Retirement Savings

Nancy Altman | Posted 03.16.2015 | Politics
Nancy Altman

The nation is facing a looming retirement income crisis. Average retirees today are not well off. Tomorrow's average senior is likely to be in worse shape. Instead of addressing this looming crisis, too many of the nation's policymakers and elites propose to make it worse.

Is Your Financial Adviser a Fiduciary ... or Just a Douche?

Shahar Ziv | Posted 03.13.2015 | Money
Shahar Ziv

For years, financial wolves have been cloaked in trusted adviser clothing - masking their real status as self-interested brokers who don't have your best interest in mind.

I'm Retired So Now What Do I Do With My 401(k)?

PaladinRegistry.com | Posted 03.13.2015 | Money
PaladinRegistry.com

Financial Planning is not a one-time set it and forget it event, it's a process that must be reviewed for changes over time and adjusted.

The Biggest Scam of Them All?

Dan Solin | Posted 03.10.2015 | Business
Dan Solin

Only a tiny percentage of active fund managers demonstrate evidence of skill. Identifying them prospectively is exceedingly difficult and, even if you could do so, it's unlikely their stellar performance will persist.

Obama Starts Addressing the Retirement Crisis by Getting Wall Street Out of Our Wallets

Jane White | Posted 03.10.2015 | Politics
Jane White

President Obama should be commended for taking on the brokerage industry for ripping off multitudes of 401(k) participants.

Buying a New House Before Selling the Old One

Jack M. Guttentag | Posted 03.06.2015 | Money
Jack M. Guttentag

Whatever the reasons for the move, many face the same challenge: how to use the equity in their existing house to purchase the new one before completing the sale of the old one. Selling the old one first avoids this problem but requires two moves, which is a major expense and a hassle.

Is Retirement in View? If So, Here's Your Retirement To-Do List

Jacob Gold | Posted 03.06.2015 | Money
Jacob Gold

What activities are going to keep you active, engaged, socializing and busy? Think about your plan for how you will spend your time now. Talk about it with your spouse or partner so you are on the same page.

If You Have A 401(k) Do You Need An IRA, Too?

Carrie Schwab-Pomerantz, CFP | Posted 03.04.2015 | Money
Carrie Schwab-Pomerantz, CFP

The bottom line is you can't really save too much, only too little. So use all the savings and investing vehicles available to you, including both an IRA and your 401(k), to save as much as you can, as early as you can -- and, at the same time, get the maximum tax break. You won't regret it.

President Obama Warns Americans About Bad Retirement Advice

Natalie Pace | Posted 03.02.2015 | Money
Natalie Pace

To help us all better understand how to reduce the exposure to conflicts of interest, high fees and lockup periods, I called upon Marie Chandoha, the president and CEO of Charles Schwab Investment Management, Inc.

Rep. Wagner Introduces Anti-Investor 'Retail Investor Protection Act'

Barbara Roper | Posted 02.26.2015 | Business
Barbara Roper

If a contest for the most Orwellian bill title were held, Rep. Ann Wagner's newly reintroduced "Retail Investor Protection Act" would be a serious contender. Despite its title, this legislation has nothing to do with protecting retail investors.

Have You Made Plans for Your "Big Zig" Moment?

Jerry Patterson | Posted 02.27.2015 | Money
Jerry Patterson

A group of us at The Principal recently conducted some research to understand the financial significance of retirement for Americans who are on the verge. We wanted to know: just how big of a deal is that moment of retirement?

Industry to DOL: (Don't) Mind Your Own Business

Barbara Roper | Posted 02.24.2015 | Business
Barbara Roper

In addition to shedding crocodile tears over the potential harm to middle-income savers if brokers have to start acting in their customers' best interests, financial services firms and their lobbyists have increasingly voiced their outrage that the Department of Labor believes it has a role to play in regulating retirement advice.

Ben Walsh

Wall Street's Terrible Argument Against A Rule That Could Save Americans Billions

HuffingtonPost.com | Ben Walsh | Posted 02.24.2015 | Business

It’s pretty hard to come up with a good argument against the White House’s proposal to require brokers to act in their client’s interest when it comes to retirement accounts.

One Surprising Way a Small Business Could Save $2,177,157

James C. Gibson | Posted 03.02.2015 | Small Business
James C. Gibson

When's the last time you reviewed your business retirement plan? Find a fiduciary investment adviser who can go over your current company plan and give you a second opinion. It may just save you millions.

Zach Carter

How Democrats Almost Strangled The Obama-Warren Retirement Security Plan In The Cradle

HuffingtonPost.com | Zach Carter | Posted 02.24.2015 | Politics

WASHINGTON -- President Barack Obama unveiled a significant retirement security proposal with Sen. Elizabeth Warren (D-Mass.) on Monday, announcing pl...

Dave Jamieson

White House To Crack Down On 401(K) Fees

HuffingtonPost.com | Dave Jamieson | Posted 02.23.2015 | Politics

Over the objections of Wall Street and some financial regulators, the White House announced Monday that it plans to move ahead with a new rule that wi...

How Much Money do you Need?

PaladinRegistry.com | Posted 02.20.2015 | Money
PaladinRegistry.com

We would all like to have enough money to do the important things: live life, retire comfortably, educate our children, and so on. More importantly, how do you make sure that you have enough to reach these various goals?

9 Simple Money Moves You Can Make In 10 Minutes Or Less

LearnVest | Posted 02.19.2015 | Money
LearnVest

Minding your money doesn't have to be time-consuming. No, really! There are plenty of quick and simple steps you can take that can have a positive impact on your financial wellbeing.

6 Financial No-Brainers in Honor of No-Brainer Day

David A. Dedman | Posted 02.20.2015 | Money
David A. Dedman

Remember, on Feb. 27, don't strain your brain. Do the simple financial stuff that doesn't require too much mental heavy lifting.

401(k)s Welcome Annuities

Jeff Rose | Posted 02.20.2015 | Money
Jeff Rose

Deferred income annuities go a long way toward solving the generally overlooked issue of how retirement plans provide income for retirees. You may find that it is exactly what you need to make sure you never outlive your money.

401(k) Limit Updates

David A. Dedman | Posted 02.17.2015 | Money
David A. Dedman

Some 401(k) participants seem to think it's a percentage. They are confused by the match percentage. Somehow they have confused that's the max that they should contribute.

Gov. Bruce Rauner's Executive Order Stops Mandatory 'Fair Share' Illinois Public Employee Union Fees

Matthew Dietrich | Posted 02.10.2015 | Chicago
Matthew Dietrich

Gov. Bruce Rauner on Monday declared that Illinois state employees who do not wish to belong to a union can no longer have "fair share" fees deducted from their paychecks. In doing so, he likely set in motion a legal proceeding that will be decided by the U.S. Supreme Court and could have a major effect in labor law across the country.