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401k

Rep. Wagner Introduces Anti-Investor 'Retail Investor Protection Act'

Barbara Roper | Posted 02.26.2015 | Business
Barbara Roper

If a contest for the most Orwellian bill title were held, Rep. Ann Wagner's newly reintroduced "Retail Investor Protection Act" would be a serious contender. Despite its title, this legislation has nothing to do with protecting retail investors.

Have You Made Plans for Your "Big Zig" Moment?

Jerry Patterson | Posted 02.25.2015 | Money
Jerry Patterson

A group of us at The Principal recently conducted some research to understand the financial significance of retirement for Americans who are on the verge. We wanted to know: just how big of a deal is that moment of retirement?

Industry to DOL: (Don't) Mind Your Own Business

Barbara Roper | Posted 02.24.2015 | Business
Barbara Roper

In addition to shedding crocodile tears over the potential harm to middle-income savers if brokers have to start acting in their customers' best interests, financial services firms and their lobbyists have increasingly voiced their outrage that the Department of Labor believes it has a role to play in regulating retirement advice.

Ben Walsh

Wall Street's Terrible Argument Against A Rule That Could Save Americans Billions

HuffingtonPost.com | Ben Walsh | Posted 02.24.2015 | Business

It’s pretty hard to come up with a good argument against the White House’s proposal to require brokers to act in their client’s interest when it comes to retirement accounts.

One Surprising Way a Small Business Could Save $2,177,157

James C. Gibson | Posted 02.24.2015 | Small Business
James C. Gibson

When's the last time you reviewed your business retirement plan? Find a fiduciary investment adviser who can go over your current company plan and give you a second opinion. It may just save you millions.

Zach Carter

How Democrats Almost Strangled The Obama-Warren Retirement Security Plan In The Cradle

HuffingtonPost.com | Zach Carter | Posted 02.24.2015 | Politics

WASHINGTON -- President Barack Obama unveiled a significant retirement security proposal with Sen. Elizabeth Warren (D-Mass.) on Monday, announcing pl...

Dave Jamieson

White House To Crack Down On 401(K) Fees

HuffingtonPost.com | Dave Jamieson | Posted 02.23.2015 | Politics

Over the objections of Wall Street and some financial regulators, the White House announced Monday that it plans to move ahead with a new rule that wi...

How Much Money do you Need?

PaladinRegistry.com | Posted 02.20.2015 | Money
PaladinRegistry.com

We would all like to have enough money to do the important things: live life, retire comfortably, educate our children, and so on. More importantly, how do you make sure that you have enough to reach these various goals?

9 Simple Money Moves You Can Make In 10 Minutes Or Less

LearnVest | Posted 02.19.2015 | Money
LearnVest

Minding your money doesn't have to be time-consuming. No, really! There are plenty of quick and simple steps you can take that can have a positive impact on your financial wellbeing.

6 Financial No-Brainers in Honor of No-Brainer Day

David A. Dedman | Posted 02.20.2015 | Money
David A. Dedman

Remember, on Feb. 27, don't strain your brain. Do the simple financial stuff that doesn't require too much mental heavy lifting.

401(k)s Welcome Annuities

Jeff Rose | Posted 02.20.2015 | Money
Jeff Rose

Deferred income annuities go a long way toward solving the generally overlooked issue of how retirement plans provide income for retirees. You may find that it is exactly what you need to make sure you never outlive your money.

401(k) Limit Updates

David A. Dedman | Posted 02.17.2015 | Money
David A. Dedman

Some 401(k) participants seem to think it's a percentage. They are confused by the match percentage. Somehow they have confused that's the max that they should contribute.

Gov. Bruce Rauner's Executive Order Stops Mandatory 'Fair Share' Illinois Public Employee Union Fees

Matthew Dietrich | Posted 02.10.2015 | Chicago
Matthew Dietrich

Gov. Bruce Rauner on Monday declared that Illinois state employees who do not wish to belong to a union can no longer have "fair share" fees deducted from their paychecks. In doing so, he likely set in motion a legal proceeding that will be decided by the U.S. Supreme Court and could have a major effect in labor law across the country.

What You Need to Know to Max Out Your Retirement Savings In 2015

MyBankTracker | Posted 02.05.2015 | Money
MyBankTracker

This year, thanks to a few tweaks to the tax code made by the IRS, you can contribute more to your retirement. The money invested today, that grows at a modest 5 percent, will be worth four times as much in 30 years. Find out what you can do now to maximize the growth of your nest egg.

Riding Your 401(k) Through the Market's Rollercoaster Ride

Catherine Golladay | Posted 02.04.2015 | Money
Catherine Golladay

In such volatile times, it's important to remember that panic isn't a strategy, especially with an investment as long-term in nature as a 401(k).

How To Become A 401(k) Millionaire

TODAY.com | Sharon Epperson | Posted 01.30.2015 | Business

Retirement savers achieved record balances in their 401(k) balances in 2014—thanks in part to the stock market's gains—but the biggest winners wer...

Bacon and Retirement

Jerry Patterson | Posted 01.28.2015 | Money
Jerry Patterson

I recently saw a couple of outstanding greeting card quotes by Someecards on Facebook that got me thinking about two things that are near and dear to ...

Retirement Planning May Help You Reach Your 2015 New Year's Resolutions

Stuart Robertson | Posted 01.22.2015 | Small Business
Stuart Robertson

No one knows what's coming 10, 15 or 30 years down the road, and hope is not a sound investing strategy. By setting up a retirement plan now, you are taking responsibility for your own future.

Listen Up: These 10 Changes to Financial Rules Could Impact You in 2015

Wise Bread | Posted 01.16.2015 | Business
Wise Bread

Welcome to 2015 -- now is a good time to examine the financial changes that will impact you in the days ahead. And it's mostly good news -- some of these changes can put more money in your pocket in 2015.

The Most Important Retirement Benefit Changes to Look Out For in 2015

MyBankTracker | Posted 01.13.2015 | Money
MyBankTracker

January is a great time to outline your financial goals for the year, including taking a look at your retirement savings plan. If you didn't save as much as you wanted to last year or you have yet to start contributing to a retirement account, there are some new rules for 2015 that you'll want to pay attention to.

Gold IRA or Roth IRA? Which One Could Save Your Retirement?

Donny Gamble | Posted 01.13.2015 | Money
Donny Gamble

There are various types of retirement plans out there. If you were to believe the write-ups about the individual plans, they all seem like the perfect solution for you.

Do Financial Advisers Work for You or Wall Street?

Liz Shuler | Posted 01.07.2015 | Politics
Liz Shuler

Did Wall Street win on Election Day? The U.S. Department of Labor's watchdog agency charged with protecting pension and retirement savings is on the verge of issuing new worker and retiree protections.

4 Ways to Supercharge Your 401(k) Returns

David A. Dedman | Posted 01.07.2015 | Money
David A. Dedman

There are a few things you can do to improve your 401(k) performance. No, it doesn't involve the exciting world of day-trading your 401(k)! Plus, you don't have to be an expert at picking investments either. You just need to do a few small things, and none of them will cost you money!

Why 401(k)s Shouldn't Replace Pensions

Michael T. Carrigan | Posted 12.30.2014 | Chicago
Michael T. Carrigan

It's not just basic finance, it's common sense: A large pool of money invested by professionals will yield far greater returns than small, separate accounts managed by individuals with no professional training in finance.

5 Retirement Planning Steps Most People Overlook

WiserAdvisor.com | Posted 02.18.2015 | Money
WiserAdvisor.com

You've heard a lot of information about retirement planning basics: contribute regularly to tax-advantaged accounts like your 401(k) or IRA, choose the right mix of assets for your age and risk tolerance, and rebalance regularly. But you still can't help but wonder if you're missing something crucial.