iOS app Android app

401k

Are You Ready to Jump Into the World of Self-Employment?

Don McNay | Posted 10.10.2011 | Small Business
Don McNay

If Americans like the idea of self-employment and know it presents the greatest opportunity for growth, what is stopping some of them from taking the plunge?

Flight To Safety: What To Do With Your (Remaining) Money After Stock Market Delivers A Drubbing

Pamela Yellen | Posted 10.09.2011 | Business
Pamela Yellen

Investors have short memories. Keeping that in mind, you might want to print this column and save it at the ready. It is timely reading this week and without any doubt will be again -- sooner than any of us want to admit.

U.S. Default Fears Drove 401(k) Investors Away From Stocks

AP | By DAVID PITT | Posted 10.03.2011 | Business

-- Workers with 401(k) accounts, fearing another drop in their savings similar to 2008, shifted investments from stocks to less volatile bond funds i...

6 Tips for Women From Suze Orman

Posted 09.18.2011 | Women

I was fortunate enough to have finance expert Suze Orman join me twice on Mondays with Marlo. She answered so many of your important questions abou...

Court Rules Kraft's 401(k) Plan May Have Holes

Dan Solin | Posted 09.25.2011 | Business
Dan Solin

Notwithstanding the utter stupidly of selecting funds on the basis of past returns, this charade continues all over the country every day.

He Died and Left Her a Million

Natalie Pace | Posted 09.15.2011 | Women
Natalie Pace

I received a call from a woman who had a tragic event in her life, which completely changed her income status overnight. Her husband passed away unex...

3.5 Billion Reasons Why Your 401(k) Plan Is a Loser

Dan Solin | Posted 09.18.2011 | Business
Dan Solin

A recent article discussed the estimated $3.5 billion paid by mutual funds to advisers to 401(k) plans. These payments are euphemistically called "revenue-sharing." In reality, they are legal bribes.

Should You Borrow on Your 401k? from Suze Orman

Posted 09.18.2011 | Women

Should you borrow on your 401k? Financial expert Suze Orman answers in her patented no-nonsense style. if(typeof AOLVP_cfg==='undefined')AOLVP_c...

Are You Staying Together For the House?

Natalie Pace | Posted 08.29.2011 | Divorce
Natalie Pace

Some couples stay together for love, and others stay together for the kids. But today, with unemployment at 9.1% and real estate prices continuing to...

If the Democrats Lose the Senate Our Retirement Is Toast

Jane White | Posted 08.28.2011 | Politics
Jane White

With the election only 17 months away, time's a wasting, because you can only withdraw around $400 a month from a $120,000 nest egg without running out of money.

Are You Draining Your Nest Egg to Stay Afloat on an Underwater Mortgage?

Natalie Pace | Posted 08.27.2011 | Business
Natalie Pace

If you are one of those seriously delinquent homeowners, or one who is draining your nest egg or tapping home equity to make the mortgage payments, is there a way to hang on long enough?

The Dangers Of Getting Rich In Your Divorce

Natalie Pace | Posted 08.27.2011 | Divorce
Natalie Pace

In most marriages, there's one partner who pays the bills and invests and another who doesn't. So, what do you do when our money becomes your money a...

Why Millennials Can't Start Their Careers And Baby Boomers Can't End Theirs

National Journal | RONALD BROWNSTEIN | Posted 08.09.2011 | Business

It's hard to say this spring whether it's more difficult for the class of 2011 to enter the labor force or for the class of 1967 to leave it....

So Much for a "Best 401(k) Plan" Ranking: Apparently It's None of Your Business

Jane White | Posted 07.24.2011 | Business
Jane White

If big but frugal companies aren't willing to offer adequate retirement plans, they ought to be required to make their stinginess public so that prospective and current employees can look elsewhere.

America's Retirement Insecurity

Jim Worth | Posted 07.18.2011 | Politics
Jim Worth

Republicans are bent on eviscerating America's security against poverty! The recession has taken its toll on hard-working Americans. It has left a na...

It's My Money But I Don't Want It Now

Don McNay | Posted 07.17.2011 | Business
Don McNay

The rich get richer for many reasons, but one is that they take a long-term view about their money. You don't hear Warren Buffett yelling, "It's my money and I want it now."

Can I Take Money Out Of My 401K During My Divorce?

Jeffrey A. Landers | Posted 06.13.2011 | Divorce
Jeffrey A. Landers

"Can my spouse take money out of his/her 401K before or during our divorce?"...

Big Banks Want Bigger Piece Of $2.9 Trillion 401(k) Business

Bloomberg Businessweek | Posted 06.03.2011 | Business

Bank of America (BAC), JPMorgan Chase (JPM), and Wells Fargo (WFC) are adding staff, creating easier-to-use technology, and competing on fees in an ef...

The Social Security Fix: End Corporate Welfare

Jane White | Posted 05.28.2011 | Politics
Jane White

We need to acknowledge that our personal and federal financial deficits are more a function of corporate tax dodges than reckless spending or meager wage-replacement programs.

The Only Thing Worse Than a Nearly Empty Nest Egg Is a Ripped-Off One

Jane White | Posted 05.25.2011 | Business
Jane White

Once the stock market starts sizzling again and Boomers may be deluded into thinking they can retire, there's not much that will stop a broker or insurance salesperson from turning their inadequate 401(k) balance into an annuity.

Sorry Suze, We Aren't to Blame for Our Retirement Shortfall

Jane White | Posted 05.25.2011 | Politics
Jane White

While many of us live beyond our means, for the most part our retirement shortfall isn't due to bad savings habits but the fact that we have one of the stingiest retirement systems in the advanced world.

How Best To Budget After Divorce?

Natalie Pace | Posted 05.25.2011 | Divorce
Natalie Pace

One of the greatest challenges of divorce is money. As a newly single parent, you might be overwhelmed, as I was, with more bills than you can afford...

Americans See Their Wealth Increase -- Thanks To Stocks, Not Real Estate

The Huffington Post | Yepoka Yeebo | Posted 05.25.2011 | Business

Thanks to a rebounding stock market, Americans' household wealth increased by $2.1 trillion last year, even as high unemployment and a sagging real es...

The 16 States That Are Killing Their Pensions

24/7 Wall St. | Posted 05.25.2011 | Business

For decades, public employees have had pension plans identical to those provided by most large American companies. These are defined benefit plans tha...

Less Secure Retirements Lie Ahead

National Journal | RONALD BROWNSTEIN | Posted 05.25.2011 | Business

One big reason public employees are under siege in Wisconsin and other states is because they now enjoy more secure retirement benefits than most priv...