When it comes to the fight over financial reform, Democrats are making the same mistake they did with health care: failing to put the effect reform would have on the lives of real Americans front and center.
Primate parts smuggled inside cases of fish. Suitcases stuffed with dried duiker antelope that's later sold door to door. These are the hallmarks of the unregulated, underground bushmeat trade in America.
History instructs that the "independence" of the regulator is beside the point. Consumer protection depends on altering the fundamental relationship between the buyers and sellers of financial products.