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Credit Card Debt

How to Trick Yourself Into Paying Off Your Credit Card Debt

GOBankingRates | Posted 07.01.2015 | Business
GOBankingRates

Paying off credit card debt might be one of the best moves for your personal finances. This can improve your cash flow, giving you an opportunity to build an emergency fund or save for retirement. Plus paying off credit cards helps increase your credit score.

'How I Got Out Of $63,000 Of Credit Card Debt'

Credit.com | Posted 06.23.2015 | Money
Credit.com

Sleepless nights. A knot in the pit of the stomach. A gnawing sense of unease. Charles Phelan was familiar with the physical and emotional toll of debt. But usually it was his clients who were experiencing those symptoms. This time, it was his turn.

4 Habits Of Consumers With Poor Credit Scores

CompareCards | Posted 06.18.2015 | Money
CompareCards

Consumers with less than average credit, or poor credit, have difficulty acquiring the necessities that lead to comfortable living. Obtaining an excellent credit score can be extremely difficult, especially if consumers with poor credit don't know what they're doing wrong.

When Sex Does Not Sell: How Faith Influences What We Buy

David Briggs | Posted 06.18.2015 | Religion
David Briggs

Be sensitive to local markets with targeted campaigns, some scholars advise. What sells in Beverly Hills may not go over so well in Manhattan, Kansas.

The Be-All, End-All Saving Solution: Stop Locking Your Cards Drawers! Instead, Do This...

Eli Dagostino | Posted 06.16.2015 | Healthy Living
Eli Dagostino

Slowly but surely shopping cart tabs disappear, I find myself spending more time producing and sharing and less time consuming. I will have what I'm saving for (and more) sooner than ever!

Need to Adjust Your Financial Attitude? Start Here--Now!

Carrie Schwab-Pomerantz, CFP | Posted 05.28.2015 | Business
Carrie Schwab-Pomerantz, CFP

First, realize that you're not fighting a losing battle. The very fact that you see the problem and want to do something about it means you're already starting on the solution. And you're correct that it is a matter of attitude.

3 Things People With Bad Credit Need To Know

NextAdvisor.com | Posted 06.29.2015 | Money
NextAdvisor.com

It's not the end of the world if you have bad credit. Actually, millions of Americans have credit that's rated below average. While it's not something you might be proud of, it's important to know that there are some ways to make it better.

How Long Will It Take the Average American to Pay Off Credit Card Debt?

Simple. Thrifty. Living. | Posted 06.29.2015 | Business
Simple. Thrifty. Living.

Answer this question honestly -- do you pay extra on your credit card bills, or do you stick to minimum payments every month? If you're like most people, it's probably the minimum.

6 Things to Think About When Spending Your Tax Refund

Steve Siebold | Posted 06.16.2015 | Money
Steve Siebold

The IRS tax filing deadline is this week, and the average refund so far has been about $3,500. The question is: what should you do with that refund? The truth is, a tax refund can be a lifesaver for some, but can cause more trouble for others.

5 Signs You Are Financially Overextended

Simple. Thrifty. Living. | Posted 06.06.2015 | Business
Simple. Thrifty. Living.

Poor money management is the number one reason consumers experience debt disasters. If you suspect you might be on the brink of a financial disaster, here are five tell-tale signs that you need to make some serious financial adjustments.

How I Got Over My Fear of Finances (and You Can Too)

GoGirl Finance | Posted 06.03.2015 | Money
GoGirl Finance

One night I grabbed a glass of wine, put on music and set out all my bills on my dining room table so I could write out my monthly expenses in a notebook. I always knew the rough amount of my expenses but had never compiled them together all in one place before.

Financial Literacy Month? Don't Be Fooled

Ralph Nader | Posted 06.01.2015 | Politics
Ralph Nader

Why isn't financial literacy education working? Because financial literacy education is largely funded by the very same businesses that prosper when young people make poor money decisions -- big banks, credit card companies and other huge financial industry businesses.

How One Woman Went From $50K In Credit Card Debt To $50K In Savings

Credit.com | Posted 03.28.2015 | Money
Credit.com

When Julie Berry's personal and professional lives were falling apart, if someone had told her that everything would be OK -- better than before, even -- she probably wouldn't have believed it.

Is A Debt Settlement Worth It?

Simple. Thrifty. Living. | Posted 05.26.2015 | Business
Simple. Thrifty. Living.

Debt settlement companies can be helpful, but consumers should learn about how these services work before making any agreement. Here's what you need to know to determine whether debt settlement is right for you.

4 Common Credit Card Mistakes To Avoid

Robert Harrow | Posted 05.25.2015 | Money
Robert Harrow

While building up a credit score and credit history is ingrained in virtually every American today, we are seldom presented with information that can make the tasks at hand less perilous. Below is a simple list of mistakes to avoid as you use credit cards.

Credit Agencies To Go Easier On Medical Debts

Shindy Chen | Posted 05.23.2015 | Money
Shindy Chen

Around 43 million Americans have past due medical debts on their credit reports, according to a December 2014 report by the Consumer Financial Protection Bureau (CFPB).

Good Credit Takes LUCK!

Jeanne Kelly | Posted 05.17.2015 | Business
Jeanne Kelly

You may be surprised to hear me say this, but LUCK is all you need this St. Patrick's Day to keep your credit healthy. L.U.C.K. as I define it. As you know, maintaining healthy credit is not an accident, it's intentional and it takes work.

What's The Best Way To Consolidate Debt?

NextAdvisor.com | Posted 04.29.2015 | Money
NextAdvisor.com

Studies released by Urban Institute in July 2014 showed that 35 percent of Americans -- roughly one out of three -- are so behind in their finances that they have debt in collections. Many people become overwhelmed by their debts, but they don't have to be.

And the Oscar Goes To... You, for the Best Picture of Healthy Credit

Jeanne Kelly | Posted 04.22.2015 | Business
Jeanne Kelly

Building healthy credit and maintaining it may not be as glitzy and glamorous as a stroll down the red carpet at the Oscars, but it is an important part of writing and starring in your own healthy financial future.

Dear Dad, Why Did You Let Debt Kill You?

Jeff Rose | Posted 04.07.2015 | Money
Jeff Rose

According to his death certificate, my dad died of myocardial infarction, otherwise known as a heart attack. We thought there wasn't much any of us could have done. In retrospect, there was one area where I might have been able to help, though at the time I didn't think about it in those terms.

Play the Credit Game By Deflating Your Credit Card Debt and Win

Jeanne Kelly | Posted 04.01.2015 | Business
Jeanne Kelly

Just as in football, there's not only one way to win, but doing lots of things right, time after time, you will win. The same is true for building and maintaining healthy credit.

New Year's Hangover Cures for Your Credit

Jeanne Kelly | Posted 03.03.2015 | Money
Jeanne Kelly

Many Americans will wake up on New Year's Day nursing not only a headache from overindulging on New Year's Eve, but also worries about holiday bills that will arrive in January.

Want to Improve Your Credit and Your Health in 2015? Here's How

Jeanne Kelly | Posted 03.02.2015 | Business
Jeanne Kelly

Ahhh....the New Year, a great time to wipe the slate clean and make a fresh start! What would you like to change this year? For many of us, following the holidays the first change we'd like to make is the number on the scale.

How to Control Money and Holiday Spending

Dr. Patty Ann Tublin | Posted 02.07.2015 | Business
Dr. Patty Ann Tublin

How to control your holiday spending.

Avoid These Three Credit Mistakes That Will Steal Your Joy This Season

Jeanne Kelly | Posted 02.03.2015 | Business
Jeanne Kelly

Although I love this time of year for the time spent with family and friends around cozy fireplaces and dinner tables, I dread it for the post-holiday havoc it will play on the credit lives of many Americans.