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Credit Card Debt

5 Great Ways to Save During the Holidays

Dave Austin | Posted 11.30.2015 | Business
Dave Austin

It's the holiday season, and for many of us that means spending season. Whether it's on holiday gifts or traveling to spend time with family, the costs can begin to add up quickly. Finding ways to save can help reduce the impact on our wallets.

Holiday Survival Checklist

Jeanne Kelly | Posted 11.18.2015 | Business
Jeanne Kelly

The holiday shopping season is upon us (earlier than ever, of course!) and for those of us mindful of our credit and finances it can be a tricky and d...

Black Friday Deals

Mitch Rosenzweig | Posted 11.17.2015 | GPS for the Soul
Mitch Rosenzweig

Ahhh, Black Friday. It almost sounds like a day of mourning, not the first day of the Christmas season. Even though I just moved here, the retailers a...

The First Thing You Should Do With Your Paycheck After Getting a Raise

GOBankingRates | Posted 11.12.2015 | Business

By Alaina Tweddale, Contributor The average worker can expect about a 3 percent pay raise in 2015, according to a 2014/2015 compensation planni...

Manage Holiday Credit Card Debt With 0% APR -- and a Budget

NerdWallet | Posted 11.10.2015 | Money

Credit card debt is like a holiday fruitcake: It can last for a surprisingly long time, and usually you're better off without it. Even so, many peop...

What You Can Learn From Marco Rubio's Credit Card Mistakes

NerdWallet | Posted 11.10.2015 | Business

Presidential candidate U.S. Sen. Marco Rubio has found himself at the center of a political storm, but his voting record and policy positions aren't d...

Visualizing the Cost of Credit Card Interest

Robert Harrow | Posted 11.04.2015 | Business
Robert Harrow

One of the biggest problems with the language surrounding credit cards is the obscurity and disconnect around credit card APR. Looking through different card offers, you'll generally see credit card APR vary from 10% to 20% -- ValuePenguin research indicates the average sits at around 17.5%.

When Making a Balance Transfer, Look for 0 Percent APR First

NerdWallet | Posted 10.28.2015 | Business

For many a new balance transfer credit card is the most cost-effective way to pay down debt. In some cases, getting a balance transfer credit card and moving a debt over may even improve your credit slightly.

Before Adding Your Child to Credit Card, Set Limits

NerdWallet | Posted 10.13.2015 | Business

This is the first installment of a semi-monthly Q&A on credit and credit cards by Sean McQuay, credit cards expert at NerdWallet, a personal finance website. McQuay will answer readers' questions about credit card terms, credit scoring, credit card rewards and consumer debt.

Are You Troubled by the 'Bills You Gotta Pay'?

Jeanne Kelly | Posted 08.28.2015 | Money
Jeanne Kelly

By simply following the plan, one day at a time, then one month at a time, your positive financial changes will take you further from your mistakes. And that's how your credit score will improve, as will your peace of mind. So where do you start?

Worst Cities for Credit Card Debt

MoneyTips | Posted 08.26.2015 | Business

Everything is bigger in Texas -- including the average time it takes to pay off a credit card debt. That is among the findings from a recent study by

Back-To-School Credit Lessons

Jeanne Kelly | Posted 08.18.2015 | Money
Jeanne Kelly

Are you one of the countless millions of us that make New Year's Resolutions? Did you write them down? If so, now is a great time to resurrect your resolutions and recommit to them.

Handling Credit Card Debt During and After Divorcen

Beth Cone Kramer | Posted 08.14.2015 | Divorce
Beth Cone Kramer

Whether you're slamming down the credit card to cover the lawyer's fees, first and last month's rent for a new apartment, or the kids' school supplies, credit card debt is easy to rack up.

4 Ways to Handle Credit Problems

Robert Harrow | Posted 07.28.2015 | Business
Robert Harrow

There are many steps consumers may take to deal with any credit issues that arise. Whether you tackle these problems by yourself, or rely on consumer advocacy institutions, being aware of the following steps can end up saving you a ton of headaches.

Summer Vacation: 4 Tips to Enjoying Your Summer Vacation Without Losing Your Mind!

Jeanne Kelly | Posted 07.16.2015 | Business
Jeanne Kelly

Having a change of scenery and some much needed relaxation can be a great way to spend some of your summer; however, don't lose your mind by forgetting your financial goals for the year.

How to Trick Yourself Into Paying Off Your Credit Card Debt

GOBankingRates | Posted 07.01.2015 | Business

Paying off credit card debt might be one of the best moves for your personal finances. This can improve your cash flow, giving you an opportunity to build an emergency fund or save for retirement. Plus paying off credit cards helps increase your credit score.

'How I Got Out Of $63,000 Of Credit Card Debt' | Posted 06.23.2015 | Money

Sleepless nights. A knot in the pit of the stomach. A gnawing sense of unease. Charles Phelan was familiar with the physical and emotional toll of debt. But usually it was his clients who were experiencing those symptoms. This time, it was his turn.

4 Habits Of Consumers With Poor Credit Scores

CompareCards | Posted 06.18.2015 | Money

Consumers with less than average credit, or poor credit, have difficulty acquiring the necessities that lead to comfortable living. Obtaining an excellent credit score can be extremely difficult, especially if consumers with poor credit don't know what they're doing wrong.

When Sex Does Not Sell: How Faith Influences What We Buy

David Briggs | Posted 06.18.2015 | Religion
David Briggs

Be sensitive to local markets with targeted campaigns, some scholars advise. What sells in Beverly Hills may not go over so well in Manhattan, Kansas.

The Be-All, End-All Saving Solution: Stop Locking Your Cards Drawers! Instead, Do This...

Eli Dagostino | Posted 06.16.2015 | Healthy Living
Eli Dagostino

Slowly but surely shopping cart tabs disappear, I find myself spending more time producing and sharing and less time consuming. I will have what I'm saving for (and more) sooner than ever!

Need to Adjust Your Financial Attitude? Start Here--Now!

Carrie Schwab-Pomerantz, CFP | Posted 05.28.2015 | Business
Carrie Schwab-Pomerantz, CFP

First, realize that you're not fighting a losing battle. The very fact that you see the problem and want to do something about it means you're already starting on the solution. And you're correct that it is a matter of attitude.

3 Things People With Bad Credit Need To Know | Posted 06.29.2015 | Money

It's not the end of the world if you have bad credit. Actually, millions of Americans have credit that's rated below average. While it's not something you might be proud of, it's important to know that there are some ways to make it better.

How Long Will It Take the Average American to Pay Off Credit Card Debt?

Simple. Thrifty. Living. | Posted 06.29.2015 | Business
Simple. Thrifty. Living.

Answer this question honestly -- do you pay extra on your credit card bills, or do you stick to minimum payments every month? If you're like most people, it's probably the minimum.

6 Things to Think About When Spending Your Tax Refund

Steve Siebold | Posted 06.16.2015 | Money
Steve Siebold

The IRS tax filing deadline is this week, and the average refund so far has been about $3,500. The question is: what should you do with that refund? The truth is, a tax refund can be a lifesaver for some, but can cause more trouble for others.

5 Signs You Are Financially Overextended

Simple. Thrifty. Living. | Posted 06.06.2015 | Business
Simple. Thrifty. Living.

Poor money management is the number one reason consumers experience debt disasters. If you suspect you might be on the brink of a financial disaster, here are five tell-tale signs that you need to make some serious financial adjustments.