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Credit Card Debt

Are You Troubled by the 'Bills You Gotta Pay'?

Jeanne Kelly | Posted 08.28.2015 | Money
Jeanne Kelly

By simply following the plan, one day at a time, then one month at a time, your positive financial changes will take you further from your mistakes. And that's how your credit score will improve, as will your peace of mind. So where do you start?

Worst Cities for Credit Card Debt

MoneyTips | Posted 08.26.2015 | Business
MoneyTips

Everything is bigger in Texas -- including the average time it takes to pay off a credit card debt. That is among the findings from a recent study by CreditCards.com.

Back-To-School Credit Lessons

Jeanne Kelly | Posted 08.18.2015 | Money
Jeanne Kelly

Are you one of the countless millions of us that make New Year's Resolutions? Did you write them down? If so, now is a great time to resurrect your resolutions and recommit to them.

Handling Credit Card Debt During and After Divorcen

Beth Cone Kramer | Posted 08.14.2015 | Divorce
Beth Cone Kramer

Whether you're slamming down the credit card to cover the lawyer's fees, first and last month's rent for a new apartment, or the kids' school supplies, credit card debt is easy to rack up.

4 Ways to Handle Credit Problems

Robert Harrow | Posted 07.28.2015 | Business
Robert Harrow

There are many steps consumers may take to deal with any credit issues that arise. Whether you tackle these problems by yourself, or rely on consumer advocacy institutions, being aware of the following steps can end up saving you a ton of headaches.

Summer Vacation: 4 Tips to Enjoying Your Summer Vacation Without Losing Your Mind!

Jeanne Kelly | Posted 07.16.2015 | Business
Jeanne Kelly

Having a change of scenery and some much needed relaxation can be a great way to spend some of your summer; however, don't lose your mind by forgetting your financial goals for the year.

How to Trick Yourself Into Paying Off Your Credit Card Debt

GOBankingRates | Posted 07.01.2015 | Business
GOBankingRates

Paying off credit card debt might be one of the best moves for your personal finances. This can improve your cash flow, giving you an opportunity to build an emergency fund or save for retirement. Plus paying off credit cards helps increase your credit score.

'How I Got Out Of $63,000 Of Credit Card Debt'

Credit.com | Posted 06.23.2015 | Money
Credit.com

Sleepless nights. A knot in the pit of the stomach. A gnawing sense of unease. Charles Phelan was familiar with the physical and emotional toll of debt. But usually it was his clients who were experiencing those symptoms. This time, it was his turn.

4 Habits Of Consumers With Poor Credit Scores

CompareCards | Posted 06.18.2015 | Money
CompareCards

Consumers with less than average credit, or poor credit, have difficulty acquiring the necessities that lead to comfortable living. Obtaining an excellent credit score can be extremely difficult, especially if consumers with poor credit don't know what they're doing wrong.

When Sex Does Not Sell: How Faith Influences What We Buy

David Briggs | Posted 06.18.2015 | Religion
David Briggs

Be sensitive to local markets with targeted campaigns, some scholars advise. What sells in Beverly Hills may not go over so well in Manhattan, Kansas.

The Be-All, End-All Saving Solution: Stop Locking Your Cards Drawers! Instead, Do This...

Eli Dagostino | Posted 06.16.2015 | Healthy Living
Eli Dagostino

Slowly but surely shopping cart tabs disappear, I find myself spending more time producing and sharing and less time consuming. I will have what I'm saving for (and more) sooner than ever!

Need to Adjust Your Financial Attitude? Start Here--Now!

Carrie Schwab-Pomerantz, CFP | Posted 05.28.2015 | Business
Carrie Schwab-Pomerantz, CFP

First, realize that you're not fighting a losing battle. The very fact that you see the problem and want to do something about it means you're already starting on the solution. And you're correct that it is a matter of attitude.

3 Things People With Bad Credit Need To Know

NextAdvisor.com | Posted 06.29.2015 | Money
NextAdvisor.com

It's not the end of the world if you have bad credit. Actually, millions of Americans have credit that's rated below average. While it's not something you might be proud of, it's important to know that there are some ways to make it better.

How Long Will It Take the Average American to Pay Off Credit Card Debt?

Simple. Thrifty. Living. | Posted 06.29.2015 | Business
Simple. Thrifty. Living.

Answer this question honestly -- do you pay extra on your credit card bills, or do you stick to minimum payments every month? If you're like most people, it's probably the minimum.

6 Things to Think About When Spending Your Tax Refund

Steve Siebold | Posted 06.16.2015 | Money
Steve Siebold

The IRS tax filing deadline is this week, and the average refund so far has been about $3,500. The question is: what should you do with that refund? The truth is, a tax refund can be a lifesaver for some, but can cause more trouble for others.

5 Signs You Are Financially Overextended

Simple. Thrifty. Living. | Posted 06.06.2015 | Business
Simple. Thrifty. Living.

Poor money management is the number one reason consumers experience debt disasters. If you suspect you might be on the brink of a financial disaster, here are five tell-tale signs that you need to make some serious financial adjustments.

How I Got Over My Fear of Finances (and You Can Too)

GoGirl Finance | Posted 06.03.2015 | Money
GoGirl Finance

One night I grabbed a glass of wine, put on music and set out all my bills on my dining room table so I could write out my monthly expenses in a notebook. I always knew the rough amount of my expenses but had never compiled them together all in one place before.

Financial Literacy Month? Don't Be Fooled

Ralph Nader | Posted 06.01.2015 | Politics
Ralph Nader

Why isn't financial literacy education working? Because financial literacy education is largely funded by the very same businesses that prosper when young people make poor money decisions -- big banks, credit card companies and other huge financial industry businesses.

How One Woman Went From $50K In Credit Card Debt To $50K In Savings

Credit.com | Posted 03.28.2015 | Money
Credit.com

When Julie Berry's personal and professional lives were falling apart, if someone had told her that everything would be OK -- better than before, even -- she probably wouldn't have believed it.

Is A Debt Settlement Worth It?

Simple. Thrifty. Living. | Posted 05.26.2015 | Business
Simple. Thrifty. Living.

Debt settlement companies can be helpful, but consumers should learn about how these services work before making any agreement. Here's what you need to know to determine whether debt settlement is right for you.

4 Common Credit Card Mistakes To Avoid

Robert Harrow | Posted 05.25.2015 | Money
Robert Harrow

While building up a credit score and credit history is ingrained in virtually every American today, we are seldom presented with information that can make the tasks at hand less perilous. Below is a simple list of mistakes to avoid as you use credit cards.

Credit Agencies To Go Easier On Medical Debts

Shindy Chen | Posted 05.23.2015 | Money
Shindy Chen

Around 43 million Americans have past due medical debts on their credit reports, according to a December 2014 report by the Consumer Financial Protection Bureau (CFPB).

Good Credit Takes LUCK!

Jeanne Kelly | Posted 05.17.2015 | Business
Jeanne Kelly

You may be surprised to hear me say this, but LUCK is all you need this St. Patrick's Day to keep your credit healthy. L.U.C.K. as I define it. As you know, maintaining healthy credit is not an accident, it's intentional and it takes work.

What's The Best Way To Consolidate Debt?

NextAdvisor.com | Posted 04.29.2015 | Money
NextAdvisor.com

Studies released by Urban Institute in July 2014 showed that 35 percent of Americans -- roughly one out of three -- are so behind in their finances that they have debt in collections. Many people become overwhelmed by their debts, but they don't have to be.

And the Oscar Goes To... You, for the Best Picture of Healthy Credit

Jeanne Kelly | Posted 04.22.2015 | Business
Jeanne Kelly

Building healthy credit and maintaining it may not be as glitzy and glamorous as a stroll down the red carpet at the Oscars, but it is an important part of writing and starring in your own healthy financial future.