Understanding your credit card rewards can be tough! Those that play the rewards game and win, like ThePointsGuy.com and FrequentFlyerGuy.com, will often reference the importance of getting the most value from your points or miles in order to get more out of them than the typical 1 point=1 cent.
If you're a working professional and you're using social media to connect with friends, colleagues and business opportunities, then you need to be aware that your posts, updates, tweets and pictures can impact your financial future.
The Consumer Financial Protection Bureau (CFPB) is a relatively new federal agency that was born in a swirl of political controversy, thanks to harsh opposition from many members of the financial industry and the lawmakers who strive to protect their interests.
With graduation season upon us, it seems that just about everywhere I look, I'm reading articles, blog posts, and social media posts about how we are doing a poor job of teaching our graduates, whether they're graduating from high school or college, about day-to-day finances, including credit and budgeting. So here are a few of my credit tips.
The Fair Isaac Corporation estimates that there are 53 million people in the U.S. who don't have a FICO score and the most recent scoring model shift is expected to impact about 15 million of them right away.
As the October 2015 deadline quickly approaches for the shift from magnetic strip cards to the new chip-enabled cards, there is some confusion about how the transition will affect consumers.
In the competitive credit card market, a battle among lucrative balance transfer offers has just begun. Two major card issuers are going head to head with cards that feature both attractive terms and 0 percent APR introductory periods.
Whether you're planning a European vacation this summer or just looking for a great travel card that also has the EMV technology, we've detailed five of the best travel rewards credit cards.
It's not the end of the world if you have bad credit. Actually, millions of Americans have credit that's rated below average. While it's not something you might be proud of, it's important to know that there are some ways to make it better.
Answer this question honestly -- do you pay extra on your credit card bills, or do you stick to minimum payments every month? If you're like most people, it's probably the minimum.
Anat Admati, who teaches finance and economics at the Stanford Graduate School of Business, is co-author of The Bankers' New Clothes, a classic account of the problem of Too Big to Fail banks.
Many consumers prefer not to use credit for their purchases, but you can use your credit cards for purchases and turn around to pay off that purchase with your bank account. Even if you pay it off minutes later, you're purchases and account are still protected.
Recent trends have shown that Americans, particularly millennials, are weary of using credit cards. The problem largely stems from the way credit cards are viewed today. They are typically perceived as a "last resort" for consumers who can't afford to pay for their purchases.
The quarterly survey results from banking experts predict higher levels of credit card debt in 2015, which could cause consumers to have more delinquent payments.
The two most popular choices tend to be cash back and airline credit cards. The type of credit card that will provide you with the highest value will depend on a number of factors, which will differ by behavior and spending habits.
As a last resort credit cards can work as a substitute for savings, but only if you use them carefully and vigilantly.