No matter where you are in life, finances can be a big pain in the you-know-what. It doesn't get easier, no matter how much older you get. So to help, we've devised a little roadmap of goals that everyone can follow to make sure they are meeting the right financial goals for their age.
I was recently asked by a darling 20-something gentleman, who graduated from college in the last few years, how he can begin building his credit now t...
This month, two different but powerful Wall Street bank lobbies launched self-serving attacks on the Consumer Financial Protections Bureau's most recent efforts to make banking markets more transparent. What do the banks have to hide?
Even a slacker can be debt-free. Here's how.
There's been numerous news headlines and talk in the personal finance realm recently about the new FICO scoring system and I've been getting lots of q...
If you are looking to buy a car, rent an apartment or take out a loan, you need to make sure that your credit score is at it's best. While it takes seven years for most derogatory items on your credit report to be removed, there are a few things you can do to raise your credit score sooner.
Deciphering your credit score can be difficult, especially if you don't know all the ways you can be hurting it. Your credit is not only attached to your credit card use, but with many everyday financial activities.
Have you ever thought of how an excellent credit score may impact your life? It's no secret that there are a number of benefits to having a high score. Simply put, it can affect many of your current and future financial decisions. Here are a few things that excellent credit scores can do for you.
This might sound like the worst idea, but sometimes putting some wedding costs on a credit card can actually make good financial sense. You just need to be careful with how you use it.
The marketplace for credit cards is more complicated than ever. Points programs, cash back plans and variable interest rates all have consumers drowning in the fine print, trying to make some sense of what they're applying for.
Sure, this may initially come off as traditionally unromantic and personal, but you must accept the society in which we live today. Online dating sites and apps such as Tinder continuously unromantically increase their market share of the most eligible bachelors and bachelorettes.
I didn't know credit scores existed growing up. I didn't even open a credit card until the middle of my college years. When a friend opened her first card sophomore year of high school (at her grandmother's behest), I scoffed and laughed.
We've heard about the most spectacular falls -- such as Mike Tyson and Kareem Abdul Jabbar -- but, unfortunately, this sad outcome is far from rare.
Younger generations use plastic and electronic payments more than anyone. Look at PayPal, Amazon and iTunes. It's just a natural thing for them. While older generations prefer cash and checks.
A new report by the Urban Institute and Encore Capital Group's Consumer Credit Research Institute shows 77 million Americans -- 35 percent of those with files at a major credit bureau -- have a debt in collection. But as you can expect, there is always someone profiting from poverty.
Travel credit cards that offer rewards are everywhere. You can't escape the fliers, emails, and commercials touting "exclusive perks," and with so man...