What if I told you that one of the most valuable features of your credit card is one of the least used features? Most credit cards offer Dispute Resolution services that are unparalleled by any form of payment, allowing cardholders to have the upper hand when a merchant refuses to do the right thing.
Congratulations! You have just been approved for a new credit card. But what does that announcement really mean?
Welcome to the growing club of credit card theft victims. You are not alone. Relax. Breathe. There are some things you can do to minimize the loss.
The crooks always seem to be one step ahead of the security features and many cardholders are now wondering if there is anything they can do to take the target off their backs. Here are a few tips to consider that might help you fly under the radar of today's cyber criminals.
A credit card's interest rate is the price you pay for borrowing money. For credit cards, the interest rates are typically stated as a yearly rate, called the Annual Percentage Rate (APR). Where it can become a little more complicated, however, is that each single credit card may have multiple APRs that apply to it.
There are many steps consumers may take to deal with any credit issues that arise. Whether you tackle these problems by yourself, or rely on consumer advocacy institutions, being aware of the following steps can end up saving you a ton of headaches.
Your debt may cost you more than just interest. Research shows there's a clear link between your financial health and your mental health, and your debt may serve as a tangible representation of your psychological state.
The fact that seniors are participating in rewards programs at a higher rate than any other demographic is something to celebrate. With a lifetime of work behind them, they're due their share of the spoils.
While people are usually well aware of the massive amount of time they spend at work, we rarely pay attention to the amount of time and resources it takes to get to and from work. When you think about it, our daily commute is a huge part of our lives that rarely receives any consideration.
Dining out is almost always more expensive than staying home, but that doesn't stop most Americans from enjoying the experience. By using credit card rewards and other discounts to save on dining expenses, you can eat out for less than you may have thought.
Higher rates will keep inflation in check. By making it more expensive to borrow it also slows consumer demand. That rising consumer demand from a strengthening economy causes prices to increase... or inflation.
Although most anyone can be a target of fraud and identity theft, senior identity theft is on the rise and those ages 50+ are often in the cross-hairs of scammers. The U.S. government is taking steps to help circumvent the high level of fraud aimed at seniors, but it can only do so much -- and progress in this area has been fairly slow.
It's easy to hate fees. To many, they can be the rain that ruins an otherwise perfect day - or in this case, a credit card. However, are these fees really the big bad wolf consumers should be afraid of?
When you toss your cap in the air on graduation day, the world feels like it is at your feet. You're ready to enter adulthood armed with a degree from college, you've got a few job prospects and life feels pretty sweet. That's until you go to buy your first car and realize that the one thing you didn't do in college was build yourself a solid credit record.
Studies have shown that there is a direct correlation between stress levels and health complications. When energy is spent combating stress, it weakens your immune system, which can lead to declining health and an overall lower quality of life.
What can you do to help ensure you have the best protection currently available? Experts suggest using a system or platform that requires two-factor authentication.