Budgeting your finances and being mindful of how you spend will be key in creating a foundation for a healthy financial picture going forward.
Credit cards are a useful tool for managing purchases, building credit, and reaping rewards point, cash back, or travel points. Unfortunately, the ter...
Collecting points, bonuses, and other rewards by using a rewards credit card can be exciting, fun, and addicting. However, there are many ways to rack...
I'm just now beginning to find out what kind of person I am without the burden of debt. Finally, I can plan for my future and not just pay for my past.
When it comes to debt, there really are no free lunches. Indeed, it is always harder to get out of than it is to get into. The best thing you can do is to change your own thinking when it comes to money. When you are in debt, even the price tag has a price tag.
No credit history means no credit score. And no credit score makes lenders hesitant to give you even small amounts of credit. So how does anyone get credit in the first place?
Today, you can cover your rent, mortgage payments or college education with a credit card -- but should you use plastic to pay the IRS on April 15? ...
It was after several months of blowing between $800 and $1,200 on food alone that I realized it was time for a change.
Investigative reporter Greg Palast is usually pretty good at peering behind the rhetoric and seeing what is really going on. But in tearing into Senator Elizabeth Warren's support of postal financial services, he has done a serious disservice to the underdogs.
When a small mom-and-pop shop slaps on a small "convenience fee" for an in-store purchase with a credit card, it is likely confusing the term for a surcharge. Under a 2012 ruling, merchants cannot impose a credit card surcharge of more than 4 percent of the transaction.
Recent changes in household balance sheets can be viewed as a glass half-full or half-empty. But there are some traps lurking behind an apparent reduction in overall debt.
Delta's new airline mileage deal is a deliberate attempt to reward its high-spending customers and take from the unwashed 99 percent -- further widening the gulf between the haves and the have-nots.
With the most recent recession and America still trying to dig its way out of debt, many are balking at credit cards in a way that we never have before. With high interest rates and countless fees being tacked on to our debt, it seems like credit cards are used more as a torture device than a helpful crutch through difficult financial situations.
While access to credit enables us to carry these kinds of debts, they hurt our ability to gain more access to credit - so the big-screen television you buy today could well be the one thing that prevents you from getting a mortgage on the perfect house next year.
In the aftermath of a security breach at Target that compromised more than 40 million credit and debit cards and an attack on Neiman Marcus that affected 1.1 million cards, banks, credit card providers and merchants have renewed efforts to protect payment information.
I can try to adult-ify my apartment all I want, but one thing remains true--my finances need to be handled, and I'm the only one who can take control of them.