Healthy credit is such a reward... but sometimes you have to get through the details (and sometimes even a hard phone call or two) to get that reward.
Graduating from college and entering the real world can easily put you in a state of anxiety. You may have the world at your feet, but that world involves dealing with money -- something many of us were never really taught to do properly.
I can imagine Americans felt a certain reluctance to stop spending 'buck' (elk or deer skin) when paper money came along. And so will the reluctance to accept Bitcoin reduce with understanding
Many people like to have some cash when they arrive in a new country. I know I do. Airports and hotels worldwide are notorious for low conversion rates, so you need to do a little research at home before leaving.
If you're like most people, the recession took a toll on your finances and probably your credit score. So how do you get it back to where it needs to be? There are a couple quick and simple ways to you can raise your credit score now.
What is the worst kind of debt to carry? Is it student loan debt, credit cards, a mortgage -- or something else? Even the experts don't always agree on which debts are "good debt" and which ones are "bad," so imagine how confusing it can be to consumers who are dealing with debt!
Paying additional fees for a credit card or bank account might not sound smart, but it can sometimes prove rewarding. Forking out money for fees is something to consider before you overlook places you could be saving.
Keep the real reason in mind. What's the real reason you want to work on your credit? No, it's not so you can get a good credit score. That's a good reason and an important one but it's not the REAL reason.
Our credit is so important and it requires an attention to detail. Although you should ignore some of the wrinkles in life, you should sweat the details in your credit.
You may have used a credit card for a while now, or maybe you're a newcomer and the concept is foreign to you. Regardless of your familiarity, there are a few concepts you should know before your next swipe.
It takes up to seven years for a piece of negative information to be removed from your credit report. Even a single, innocent "late payment" to Saks can haunt you well into your adult life. Why this is is beyond me.
Building credit remains the primary path toward strengthening one's personal economy, but keeping credit card debt low is equally important. These two practices can seem in conflict, but together they can help you build a good credit score.
As an avid Yankees fan, I'm very sad to see Mariano "Mo" Rivera retire after 19 seasons in major league baseball. But I'm excited by the lessons we can all learn from him and how they can help you improve your credit.
While billing issues and interest rates are obviously a sticking point when it comes to dealing with your credit card lender, most of the top five complaints from consumers revolve around issues that seem a little less expected.
While American cards will be accepted from most human tellers (for example, paying for a purchase in a store, restaurant or hotel), you may well run out of luck when it comes to paying from a self-service kiosk or ticket machine.
Remember, most of us don't need to delegate our finances to a financial advisor. With just a few hours of work, we can save hundreds of thousands of dollars over our lifetimes.