If you plan to study abroad this year, relying strictly on cash and debit cards can be a gamble. Cash can easily be stolen. Debit cards can charge foreign transaction fees and don't have the same protections as credit cards. Rather than relying on cash, consider using credit cards responsibly for your overseas spending.
If you are tempted by credit and can't be counted on to control your spending habits, then by all means, stick to cash. However, if you are able to use your credit card like cash and pay off your balance at the end of every month, credit cards can offer some great benefits.
The only time I could envision tapping your 401(k) is in the event you are unemployed for a long period of time. Here's how to stop popping the cork on the 401(k) Piggy Bank.
People who can navigate the more complicated math problems of the money world end up saving hundreds, if not thousands, in fees, interest and taxes. So the big question is: Is being afraid of money costing you?
Having enough savings for big purchases can also help you pay less in interest when you get a future mortgage or car loan because you'll have more money to put down upfront.
co-authored by Dr. Stephen Bryen, Founder & CEO ZiklagSystems Something is wrong with Home Depot's explanation of the hack on the point of their cas...
Don't go into further debt or make your situation full of anxiety. If you can save more money, do it. If you can reduce debt, then by all means do it. Anytime you have the money to improve your personal conditions both physically or financially you should do it.
While listening to the radio the other day I happened to hear a talk on the law of attraction, a subject that interests me a great deal. It got me th...
Procrastination not only leads to a very stressful holiday season, it can also make for a very expensive one. That's why it's time to start planning for the holidays now. Yes, Halloween costumes have barely hit the shelves, but by starting in September, you're less likely to be in debt by January.
In an uncertain economic world, these kids are going to have to take care of themselves financially. Are they getting prepared?
NextAdvisor.com surveyed Facebook users ages 18 and older throughout the U.S. to find out exactly what they do and do not know about their cards. Shockingly, we found that most don't know the basics about their cards and are even making some crucial mistakes when it comes to credit.
No matter where you are in life, finances can be a big pain in the you-know-what. It doesn't get easier, no matter how much older you get. So to help, we've devised a little roadmap of goals that everyone can follow to make sure they are meeting the right financial goals for their age.
I was recently asked by a darling 20-something gentleman, who graduated from college in the last few years, how he can begin building his credit now t...
This month, two different but powerful Wall Street bank lobbies launched self-serving attacks on the Consumer Financial Protections Bureau's most recent efforts to make banking markets more transparent. What do the banks have to hide?
Even a slacker can be debt-free. Here's how.
There's been numerous news headlines and talk in the personal finance realm recently about the new FICO scoring system and I've been getting lots of q...