Even though there are a few ways you can try and accelerate the process, it takes time to build credit. Credit cards can be one of the best ways to do so, and if you commit to using them properly, it can be worth the time you spend strategizing.
Bankruptcy protection is designed to provide people and companies with a way to discharge at least some of their debts and start over. And one of the very first steps to reboot your financial life involves rebuilding your credit score.
Take a moment and try to remember a day during which you didn't spend money, check your credit or bank account, or worry about a financial burden. Can't think of one? Me either.
It's becoming a war out there. You have to stay on top of your money and finances every minute of the day. Consider a few of these ideas to make it a bit easier to guard against future credit and debit breaches.
This morning, it took me one hour to link my new JP Morgan Chase Slate VISA card with my current Chase accounts so that I could easily pay the bill on...
Home Depot. Target. DSW. Neiman Marcus. TJ Maxx. What do these companies have in common? They have all suffered massive credit card breaches in recent years and, unfortunately, they are not the only ones.
Investing your windfall into the right financial situation can actually make you more money in the long-run, which means you'll have that money for a trip to Paris AND the flat-screen TV.
A whole range of different factors contribute to your credit score, and there's no magic formula to a perfect credit score. Still, there's plenty to learn from the experiences of others.
If you plan to study abroad this year, relying strictly on cash and debit cards can be a gamble. Cash can easily be stolen. Debit cards can charge foreign transaction fees and don't have the same protections as credit cards. Rather than relying on cash, consider using credit cards responsibly for your overseas spending.
If you are tempted by credit and can't be counted on to control your spending habits, then by all means, stick to cash. However, if you are able to use your credit card like cash and pay off your balance at the end of every month, credit cards can offer some great benefits.
The only time I could envision tapping your 401(k) is in the event you are unemployed for a long period of time. Here's how to stop popping the cork on the 401(k) Piggy Bank.
People who can navigate the more complicated math problems of the money world end up saving hundreds, if not thousands, in fees, interest and taxes. So the big question is: Is being afraid of money costing you?
Having enough savings for big purchases can also help you pay less in interest when you get a future mortgage or car loan because you'll have more money to put down upfront.
co-authored by Dr. Stephen Bryen, Founder & CEO ZiklagSystems Something is wrong with Home Depot's explanation of the hack on the point of their cas...
Don't go into further debt or make your situation full of anxiety. If you can save more money, do it. If you can reduce debt, then by all means do it. Anytime you have the money to improve your personal conditions both physically or financially you should do it.
While listening to the radio the other day I happened to hear a talk on the law of attraction, a subject that interests me a great deal. It got me th...