When it comes to making purchases, we all have that go-to payment option. Whether it's a debit card, credit card, cash or check, it's the way we prefer to pay for in-person or online purchases.
Millennials aren't incredibly worried about bank fraud -- but they should be. According to a 2014 Federal Trade Commission study, 20- to 29-year-olds are the highest reporting group for identity theft, making up a full fifth of complaints across all age brackets.
Americans are fortunate enough to enjoy a robust market for credit cards. The industry is so competitive that card issuers regularly offer customers rewards for their spending in the form of valuable points, miles, or cash back.
Sleepless nights. A knot in the pit of the stomach. A gnawing sense of unease. Charles Phelan was familiar with the physical and emotional toll of debt. But usually it was his clients who were experiencing those symptoms. This time, it was his turn.
Consumers with less than average credit, or poor credit, have difficulty acquiring the necessities that lead to comfortable living. Obtaining an excellent credit score can be extremely difficult, especially if consumers with poor credit don't know what they're doing wrong.
It's no secret that having a good credit score is essential to a healthy financial future. So why do so many people still struggle to reach a FICO Score of 740 or higher? One theory is that many individuals are making the same habitual mistakes and don't even realize that they're actively jeopardizing their credit score.
Cash or credit, it's the endless debate. Some of us prefer the convenience of credit, but if we're not careful, we could end up with a ton of debt. On the other hand, cash can help keep our spending under control, but we lose out on the benefits that credit offers.
The 2015 Google I/O developer conference recently unveiled Android Pay -- Google's answer to Apple Pay. These rivaling mobile payment services are all part of a growing trend of so called "tap and pay" technologies.
Slowly but surely shopping cart tabs disappear, I find myself spending more time producing and sharing and less time consuming. I will have what I'm saving for (and more) sooner than ever!
It's a very simple concept. Money equals choices. Choices about every aspect of your life, from where you work to your physical and mental health. Spend wisely and save as often as you can. It will be worth it.
Credit card interest is a real problem for many cardholders. It is so expensive that credit card users need to take a few minutes to understand how it works. And once they do, they can take steps to pay as little as possible.
Next time you plan to have a sensitive or private conversation, take a moment to make that call in a private location. Remember also that neither emails nor text messages are secure forms of communication for your private information as well.
The designers of LaGuardia's Terminal C integrated common sense and paid attention to how travelers move and behave. Amenities are now located where you need them.
Pet ownership has been linked to a healthier lifestyle by easing loneliness, reducing stress, anxiety and depression, and promotes social interaction and exercise.
Credit card offers can be both tempting and confusing, especially when it's hard to figure out how to make adequate "apples to apples" comparisons.
You just reached into your back pocket or purse to pay for lunch and it's nowhere to be found. The first instinct most people have is to panic -- that's understandable, but it doesn't really help much. First, calm yourself as much as possible.