Your debt may cost you more than just interest. Research shows there's a clear link between your financial health and your mental health, and your debt may serve as a tangible representation of your psychological state.
The fact that seniors are participating in rewards programs at a higher rate than any other demographic is something to celebrate. With a lifetime of work behind them, they're due their share of the spoils.
While people are usually well aware of the massive amount of time they spend at work, we rarely pay attention to the amount of time and resources it takes to get to and from work. When you think about it, our daily commute is a huge part of our lives that rarely receives any consideration.
Dining out is almost always more expensive than staying home, but that doesn't stop most Americans from enjoying the experience. By using credit card rewards and other discounts to save on dining expenses, you can eat out for less than you may have thought.
Higher rates will keep inflation in check. By making it more expensive to borrow it also slows consumer demand. That rising consumer demand from a strengthening economy causes prices to increase... or inflation.
Although most anyone can be a target of fraud and identity theft, senior identity theft is on the rise and those ages 50+ are often in the cross-hairs of scammers. The U.S. government is taking steps to help circumvent the high level of fraud aimed at seniors, but it can only do so much -- and progress in this area has been fairly slow.
It's easy to hate fees. To many, they can be the rain that ruins an otherwise perfect day - or in this case, a credit card. However, are these fees really the big bad wolf consumers should be afraid of?
When you toss your cap in the air on graduation day, the world feels like it is at your feet. You're ready to enter adulthood armed with a degree from college, you've got a few job prospects and life feels pretty sweet. That's until you go to buy your first car and realize that the one thing you didn't do in college was build yourself a solid credit record.
Studies have shown that there is a direct correlation between stress levels and health complications. When energy is spent combating stress, it weakens your immune system, which can lead to declining health and an overall lower quality of life.
What can you do to help ensure you have the best protection currently available? Experts suggest using a system or platform that requires two-factor authentication.
In mid-April credit card holders of major banks like Chase, Discover, American Express and Barclay started receiving newsletters and notifications warning them they may not earn their rewards.
Having a change of scenery and some much needed relaxation can be a great way to spend some of your summer; however, don't lose your mind by forgetting your financial goals for the year.
It's always a possibility that your identity theft protection measures could fail. Therefore, everyone should have a response plan in place so that you can react quickly and help minimize the damage should an incident occur.
With gas prices lower than last summer and more travelers expected to hit the road, travel rewards credit cards that earn consumers rewards on travel, gas, car rentals, hotels, and more, are going to be the best option for cardholders.
It seems like everyone is offering advice on how to improve your credit score, but not all of it will work equally for you. That is because the credit scoring process takes into account many factors.
As the 2016 presidential campaign kicks off, the economy is growing and Americans are getting back to work. However, for far too many people plotting a course from the working class to the middle class requires navigating dangerous waters filled with financial icebergs.