This phrase offers us an excuse for not paying attention to what we are doing, thinking and feeling. We want to hide from the truth by pulling the whole human race on board as our mass-market permission slip. But it doesn't really work!
Believe it or not, credit cards may be a tool you can use to achieve your 2015 resolution. In fact, there are a number of top travel, cash back and low APR credit cards that can help you reach your 2015 financial goals.
To help you kick off 2015 on the right foot, we've come up with five small, practical changes that can make a big difference in your financial wellbeing. Give one or all of them a shot over the coming months and watch your nest egg grow.
Many Americans will wake up on New Year's Day nursing not only a headache from overindulging on New Year's Eve, but also worries about holiday bills that will arrive in January.
Ahhh....the New Year, a great time to wipe the slate clean and make a fresh start! What would you like to change this year? For many of us, following the holidays the first change we'd like to make is the number on the scale.
Credit cards have a bad rap, and there is no argument that many misuse those little pieces of plastic. Paying interest and fees is not exactly a solid financial plan. However, with a bit of strategy, a credit card could be your passport to a new way of traveling.
Credit card sign-up incentives are everywhere these days because they work. But while saving money or adding up miles may sound enticing at the time, you also need to consider the potentially serious consequences when you carry too many cards.
Credit card offers were previously an annoyance. Now, they are opportunities to receive additional bonus points especially, the highly coveted select mailings.
Though practicing a certain amount of vigilance can protect your money from fraudsters, there's no need to assume that everyone is out to get you. What's more, trying to tackle every financial problem on your own can just make matters worse.
How to control your holiday spending.
There are a variety of rewards to choose from, including cash back and points that can be redeemed for travel or gift cards to use in stores, restaurants, gas stations or for online shopping. The credit card rewards options are almost endless, but are they really worth it?
Although I love this time of year for the time spent with family and friends around cozy fireplaces and dinner tables, I dread it for the post-holiday havoc it will play on the credit lives of many Americans.
Depending on the kinds of purchases you make, and how frequently you make them, a business card might be useful to have, even if you don't run one.
It's not an either-or question. It's both. You really need to save and reduce debt. Easier said than done, right? It can be done, you just have to make some sacrifices today to get yourself in a better situation for a financially secure future.
Whether you're ready for it or not, your future will come, and when it does (usually quicker than expected), you will likely
It's that joyous time of year when Americans will spend billions on gifts for loved ones and friends. Millions of consumers turn to credit cards and other forms of payments to purchase all of these gifts.