A new year feels like a new beginning, and the tradition of making resolutions solidifies that notion. Adopt these three resolutions to control your financial stress, and make 2014 the year of swollen saving accounts!
Boys, you have some catching up to do!
If you've promised yourself you'll become a homeowner for the first time in 2014, we've got five, easy-to-accomplish resolutions to help get you there...
More than two-thirds of college students who graduate say they are unprepared to deal with the financial decisions of professional life.
When going to look at an apartment, bring copies of pay stubs, copies of prior years' tax returns and any proof of additional income. It will not only provide proof of income, but also of being an organized person who is serious about taking care of business.
This week, Warren and six colleagues introduced the Equal Employment for All Act. It's an admirable and important bill. It also gives us an opportunity to have a broader discussion about the kind of society we hope to become.
Huffington Post Reader Question Dear Steve, I had an inactive credit card with retailer - Fashion Bug. I had not used the card in over 4 years, ...
Many people believe that the decision-making process for creditors boils down to just one thing: the credit score. Here's the thing, though: Credit scores are really nothing more than a naturally occurring byproduct of the financial lives we live.
As the housing bubble was growing, many Americans with low credit scores were able to benefit from a variety of housing loans. However, the boom led to the bust that followed, and financing a new home purchase through a bank with subpar credit has become far more difficult.
Habits are those activities we do unconsciously because we've done them so many times before. We're not even fully aware when we're doing them, and then the results tend to pile up unseen. Of course, credit is one of those things that can suffer from bad habits. So let's take a look at five bad habits that can wreck your credit.
"Mom," my daughter said as she stood by my desk recently waiting for one of her homework assignments to print from my computer, "Did you pay this bill? It was due Oct. 4." She asked me this on Oct. 14. And no, I hadn't paid it.
It requires little more than a few hours each quarter for you to begin to get your finances on track and your head in the game. Once you get the hang of it, you can start to add in other pieces, like planning for your children's education as well as your retirement.
If you're like most people, the recession took a toll on your finances and probably your credit score. So how do you get it back to where it needs to be? There are a couple quick and simple ways to you can raise your credit score now.
Credit scores are just one thing we can't seem to get right. In fact, a recent survey found that many of us are still confused about them. This confusion can have a significant impact on our financial future. A good credit score can save you a lot of money in the long run, but a poor score will cost you a pretty penny.
Before you actually close your credit card, consider the effects that this will have on your credit scores.
True. Good credit scores can help you qualify for money when you need it. That's a great reason and probably the best known of them all. But there are other reasons that you should seriously work on your good credit and some of these might surprise you.