Credit card offers were previously an annoyance. Now, they are opportunities to receive additional bonus points especially, the highly coveted select mailings.
Though practicing a certain amount of vigilance can protect your money from fraudsters, there's no need to assume that everyone is out to get you. What's more, trying to tackle every financial problem on your own can just make matters worse.
Whether you're ready for it or not, your future will come, and when it does (usually quicker than expected), you will likely
If I could relive my 20s again, there are a few things I would do differently. I would have paid a lot more attention to my credit. Lucky for you, I learned those lessons the hard way so you don't have to. Read this list of 20 things every 20-something should know about credit.
Upper middle class and wealthy people usually don't just lounge on a beach day-after-day. High-powered careers and job changes often accompany financial success. More and more these days, the ability to get that next job can include having a solid credit history.
During college, I saved money over the summers and used my savings for any extra spending money. Now, I operate the good old-fashioned way: cash only, baby.
Next time you're sitting on an airplane, look at the person in the seat next to you. Then imagine that person is paying $300 less for that seat than y...
Bankruptcy protection is designed to provide people and companies with a way to discharge at least some of their debts and start over. And one of the very first steps to reboot your financial life involves rebuilding your credit score.
Are you aware that there is in fact a new improved credit score? Yes, that's right, a new kid on the credit scoring block. If actually used, this new credit scoring formula could actually end up helping those misrepresented by current credit scoring models.
A reader writes in looking for advice on whether or not becoming an authorized user on his parents' credit card will help his credit scores. John Ulzheimer, credit expert for Credit Sesame, answers.
Even though there's so much variety in the market for credit scores, most scores are drawn from the same basic elements. Want to take some of the mystery out of credit score calculations?
Unlike personal credit scores (FICO scores) that take years to build up, it typically only takes 3-6 months to build up your business credit score. It helps if you know who will be looking up your business scores because some parties (such as banks and credit unions) have access to more data than others.
Credit repair can be a very spammy business, so much so that the government has gone to great lengths to regulate the services as much as possible. Even though there are rules that credit repair services must abide by, it doesn't mean that all of them do.
Fair Issac Corp., the creator of the widely used FICO score, is switching up how it computes credit scores. The new score, known as FICO 9, will be rolled out to the three major credit bureaus this fall. But what does this mean for consumers?
If you are tempted by credit and can't be counted on to control your spending habits, then by all means, stick to cash. However, if you are able to use your credit card like cash and pay off your balance at the end of every month, credit cards can offer some great benefits.
People who can navigate the more complicated math problems of the money world end up saving hundreds, if not thousands, in fees, interest and taxes. So the big question is: Is being afraid of money costing you?