There are plenty of reasons to get your credit into the best shape possible. New car models are hitting showrooms, real estate may become more expensive (many believe the Federal Reserve will raise the prime lending rate), and (like it or not) the holiday shopping season is almost upon us.
As back-to-school season is wrapping up, many parents have equipped their kids with the supplies they will need for the upcoming year. However, many have likely forgot to pack a tool their child may be in desperate need of -- a credit card.
By simply following the plan, one day at a time, then one month at a time, your positive financial changes will take you further from your mistakes. And that's how your credit score will improve, as will your peace of mind. So where do you start?
Many of us don't recognize the clutter we have in our homes. However, buyers do. Real estate professionals can offer valuable feedback on the overall condition and salability of a property, and removing clutter can make properties seem more spacious.
As I regularly scour the web on a bunch of personal finance blogs, I come across way too many "how to improve your credit" types of articles. When you have good financial habits, your credit score will improve. Good financial habits will guarantee a good credit score.
Personal finance website NerdWallet examined data from its credit card tool and found that secured and balance transfer credit cards are the most clicked on cards in the South.
Are you one of the countless millions of us that make New Year's Resolutions? Did you write them down? If so, now is a great time to resurrect your resolutions and recommit to them.
Millennials may be spending more for college and racking up record debt, but they don't mind, according to a new survey of 500 university graduates by Credit Sesame.
It seems like everyone is offering advice on how to improve your credit score, but not all of it will work equally for you. That is because the credit scoring process takes into account many factors.
Once the 4th of July holiday rolls around the year is half over. But since I'm a glass-half-full-gal, I see it as a great time of the year to take stock and check in on how I'm doing with goal progress. I would encourage you to do the same. How are you doing on your financial goals for the year?
Consumers with less than average credit, or poor credit, have difficulty acquiring the necessities that lead to comfortable living. Obtaining an excellent credit score can be extremely difficult, especially if consumers with poor credit don't know what they're doing wrong.
It's no secret that having a good credit score is essential to a healthy financial future. So why do so many people still struggle to reach a FICO Score of 740 or higher? One theory is that many individuals are making the same habitual mistakes and don't even realize that they're actively jeopardizing their credit score.
At CommonBond, we get a lot of questions from student loan applicants who are concerned about how applying for a loan will affect their credit.
A healthy credit score is almost essential for comfortable living these days. Without credit, it's nearly impossible to get an auto loan, mortgage, or personal loan if needed. Interest rates are excessively high for those who have limited or bad credit.
Repairing your credit can be an uphill battle, but with the right strategy, it's possible to improve your credit health over time. The big question is whether you want to use a credit repair service to accomplish your credit repair goal or take this project on yourself.
It can be challenging to listen to the wisdom of the generations before us (we all have to make our own mistakes, right?), but there are some key credit lessons that are long overdue their time in the spotlight.