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Credit Scores

Countdown To The New Year

Jeanne Kelly | Posted 12.29.2016 | Business
Jeanne Kelly

It's well into December and you're probably focused on all the festivities and holiday gift-giving that happens this time of year. Maybe there's shopp...

How to Start Building Your Credit Fast

Jared Hecht | Posted 11.28.2016 | Business
Jared Hecht

We're thinking of a number between 300 and 850... and it's your credit score. Do you know what it is? And most importantly, is it where you want it t...

Fun Quiz Reveals Surprising Insight About FICO® Scores

Jeanne Kelly | Posted 06.27.2016 | Business
Jeanne Kelly

By Jeanne Kelly on behalf of FICO Your FICO® Score. It's a widely used score based on an algorithm that evaluates your credit usage and history. It'...

This Entrepreneur Raised $9.2M to Bring Banking to Underserved Areas

Jason Choi | Posted 04.01.2017 | Impact
Jason Choi

Single mothers running small stores, struggling to buy their children school uniforms as they work long hours to make ends meet. That was the image that stuck with Matthew Flannery when he was in Tanzania, Uganda and Kenya more than a decade ago.

Pocket Einstein: Managing Your Finances in the 21st Century

Tilman Ehrbeck | Posted 03.23.2017 | Technology
Tilman Ehrbeck

Financial services are central to people's lives. They are needed to better manage day-to-day affairs, and they are crucial to protect from downside risks and to capture long-term opportunities. Traditional financial services have left too many working families behind.

The Shamrock and Your Credit Score

Charlie Scanlon | Posted 03.18.2017 | Business
Charlie Scanlon

The shamrock is also useful in understanding how your credit score works. Your credit score is actually a "trinity" of credit scores, reported by a trinity of credit bureaus; Transunion, Equifax and Experian.

Playboy Mansion for Sale

Jeanne Kelly | Posted 01.25.2017 | Business
Jeanne Kelly

Did you see in the news that the Playboy mansion is up for sale? The asking price is listed at $200 million. Often when I see homes up for sale with a price tag of $200 million I wonder what the mortgage payment on a home like that would be for a regular gal like me.

Why You Need to Perfect Your Credit Score -- No Matter How Strong Your Finances Are

Neal Frankle | Posted 12.28.2016 | Business
Neal Frankle

If you have some rough spots in your credit file, you already know how costly it can be. But many people think that as long as their financial history and current situation is solid, they don't need to be concerned about their credit score.

Will He Cheat? Don't Check His Phone, Check His Credit

Ben Michaelis, Ph.D. | Posted 11.12.2016 | Healthy Living
Ben Michaelis, Ph.D.

Brand new research from The Brookings Institute, The Federal Reserve Board, and UCLA shows that one of the best predictors of relationship longevity is your credit score. Credit scores predict relationship longevity in two key ways.

Your Love Life and Your Credit Scores: They're More Related Than You Think | Posted 10.29.2016 | Weddings

You probably already know that your credit scores are used by banks, credit card issuers, car dealerships, insurance companies and more to determine the risk of lending you money or providing services, but it seems that there is a very real connection between your love life and your credit score.

The Brave New World of Discrimination

Dennis D. Parker | Posted 09.10.2016 | Politics
Dennis D. Parker

A patent recently acquired by Facebook could conceivably permit loan servicers to gain access to the credit ratings of a loan applicant's social network and then use that information to determine whether the applicant qualifies for a loan.

6 Habits of Consumers With Excellent Credit Scores

Kari Luckett | Posted 06.11.2016 | Money
Kari Luckett

A healthy credit score is almost essential for comfortable living these days. Without credit, it's nearly impossible to get an auto loan, mortgage, or personal loan if needed. Interest rates are excessively high for those who have limited or bad credit.

Your Credit Score: Updates You Should Know

Jason Alderman | Posted 06.29.2015 | Money
Jason Alderman

Do you know your FICO Score? With a new version of the leading credit scoring system released this past fall, it's even more important to understand how you're managing your credit.

4 Rights Every Credit Card User Should Know

Robert Harrow | Posted 06.12.2015 | Business
Robert Harrow

Individuals who don't know their rights leave themselves open to being take advantage of. While various consumer interest groups monitor businesses and credit issuers constantly, searching for abuses, they cannot stop all the dirty tricks that exist out there.

Play the Credit Game By Deflating Your Credit Card Debt and Win

Jeanne Kelly | Posted 04.01.2015 | Business
Jeanne Kelly

Just as in football, there's not only one way to win, but doing lots of things right, time after time, you will win. The same is true for building and maintaining healthy credit.

How To Improve Your Credit Scores In 2015 | Posted 03.23.2015 | Money

2015 is here! With a new year upon us, it's the perfect time to make a few resolutions to help improve your financial life. One of the best ways to do that is to boost your credit scores because this will give you access to a number of useful benefits.

7 Weird Things That Affect Your Credit Score

GOBankingRates | Posted 03.23.2015 | Money

Many aspects of credit can be confusing and even counterintuitive. Sometimes, it can even feel like you're doing everything right -- paying all your bills on time, not maxing out your cards -- and yet you still have poor credit. That's because there are a number of seemingly benign actions that can seriously hurt your credit score.

White House Gets It Wrong, Credit Scores Poor Tool for Detecting Identity Theft | Posted 03.16.2015 | Money

On January 12th the White House issued a press release commending the banks and credit unions that are giving away free FICO and VantageScore credit scores to their customers.

9 Ways to Improve Your Credit Score Today

GOBankingRates | Posted 03.11.2015 | Money

Credit is an important facet of your financial stability, as it influences everything from buying a car or home to whether you get that job offer you've been hoping for. Here are nine things you can do starting today to maintain a good credit score.

Planning a Home Remodel That Actually Pays Off

Jason Alderman | Posted 03.07.2015 | Money
Jason Alderman

Winter is a good time for considering home repairs and improvements so you and your checkbook will be ready for the spring thaw. It's also a good time for prospective home buyers to prioritize what features are must-haves when purchasing, and which can wait for potential remodel down the road.

The Quickest Way to Build Credit Using a Secured Credit Card

Curtis Arnold | Posted 01.19.2015 | Money
Curtis Arnold

The good news for those in need of a secured credit card is there are tons of options. Which also happens to be the bad news, since all those choices can quickly overwhelm and make you despair of ever finding the right fit.

20 Things Every 20-Something Should Know About Credit

GOBankingRates | Posted 01.18.2015 | Money

If I could relive my 20s again, there are a few things I would do differently. I would have paid a lot more attention to my credit. Lucky for you, I learned those lessons the hard way so you don't have to. Read this list of 20 things every 20-something should know about credit.

Credit Decisions Gone Wrong: Real-Life Examples of What NOT to Do With Your Credit | Posted 01.07.2015 | Money

Over the past few years I've been compiling a list of real-life scenarios where people have played a metaphorical game of Russian roulette with their credit -- and lost. Here are two real-life examples of credit decisions gone wrong, and how their bad decisions lowered their credit scores.

Why It's Important to Get Your Credit Score Even If You're Warren Buffett

Curtis Arnold | Posted 01.05.2015 | Money
Curtis Arnold

Upper middle class and wealthy people usually don't just lounge on a beach day-after-day. High-powered careers and job changes often accompany financial success. More and more these days, the ability to get that next job can include having a solid credit history.

Do You Need ID Theft Insurance or Credit Monitoring?

Jason Alderman | Posted 12.29.2014 | Money
Jason Alderman

Do you want to monitor your own credit (which is free but time-consuming) or hand off the task to a third party and pay hundreds of dollars? Either way, make sure it gets done.