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Credit Scoring Changes May Smooth Path to Homeownership for Blacks

NerdWallet | Posted 02.08.2017 | Business

By Hal Bundrick, CFP Imagine mortgage credit standards as a roadway, connecting lenders with potential borrowers who dream of owning a home. What in ...

Countdown To The New Year

Jeanne Kelly | Posted 12.29.2016 | Business
Jeanne Kelly

It's well into December and you're probably focused on all the festivities and holiday gift-giving that happens this time of year. Maybe there's shopp...

Boxing Day Survival Guide For People With Bad Credit

Jeanne Kelly | Posted 12.26.2016 | Business
Jeanne Kelly

Boxing Day. It was once a day when the wealthy people would give a "Christmas box" to their servants. Today, we often just think of it as a day when w...

What They Won't Tell You About Your 'Free' Credit Report

Christopher Elliott | Posted 12.28.2016 | Business
Read More: Credit, Business News
Christopher Elliott

If your New Year’s resolution includes a financial tune-up, then you’re probably about to pull your “free” credit report. You’ll want to rea...

Give YOURSELF A Gift This Year

Jeanne Kelly | Posted 12.23.2016 | Business
Jeanne Kelly

'Tis the season for festivities and gift giving! You probably have a big list of people who you're planning on giving gifts to this year - family, ext...

Focus on Credit Factors, Not Credit Scores

Nathaniel Sillin | Posted 11.30.2016 | Business
Nathaniel Sillin

How often do you check your credit score? If you haven't, are you curious to find out what it is? Perhaps you want to know your chances of approval fo...

Is Student Loan Debt Really 'Good Debt'?

NerdWallet | Posted 11.29.2016 | Business

When you borrow money to pay for college, two words can help you make peace with your student loans: good debt. When financial experts use the phrase...

How to Start Building Your Credit Fast

Jared Hecht | Posted 11.28.2016 | Business
Jared Hecht

We're thinking of a number between 300 and 850... and it's your credit score. Do you know what it is? And most importantly, is it where you want it t...

"I'll Donate to That!" 95-year-old WWII Air Force B-24 Navigator Offers to Unburden Today's Veterans of Unpayable Medical Debt

Jerry Ashton | Posted 11.17.2016 | New York
Jerry Ashton

I was having dinner in NYC with my friend Larry Rivkin earlier this month when I brought up the work that my charity, RIP Medical Debt, was doing to a...

4 Things To Watch Out For Black Friday

Adam Levin | Posted 11.10.2016 | Business
Adam Levin

Black Friday is right around the corner, and shoppers are already being primed by retailers for the kind of buying gluttony that makes eater's remorse look like a bloated post-Thanksgiving walk in the park.

Dear First Year College Student: What You Do Right Now Will Impact Your Credit Future

Jeanne Kelly | Posted 10.17.2016 | College
Jeanne Kelly

Dear First Year College Student: Welcome to one of the most exciting and memorable times of your life! By the time you're reading this, you're proba...

Yes, You Still Need To Be On The Lookout For Tax Scams

Adam Levin | Posted 10.13.2016 | Crime
Adam Levin

You may have easily missed a major piece of news that broke last week amid the media-feeding frenzy generated by the release of Donald Trump's "Access Hollywood" tapes and Hillary Clinton's Wikileaked Wall Street speeches.

What Happens To Debt When You Die? | Posted 09.16.2016 | Fifty

By Jocelyn Baird, Though it isn’t a topic many people like to talk about, we’re all going to die someday, and making preparations ...

Does Adele Have Bad Credit?

Jeanne Kelly | Posted 09.06.2016 | Celebrity
Jeanne Kelly

Adele - she's an amazing singer and one of the world's most successful performers. Her list of awards and honors is long and very well deserved, and s...

Inactive Credit: How Long It Takes, and How to Use a Credit Card to Prevent It

NerdWallet | Posted 08.31.2016 | Business

by Virginia C. McGuire Let's say you're Sleeping Beauty, and you've just woken up after 100 years. (This is the fairy-tale version, not Disney.) You'...

The Difference Between A Line Of Credit And A Loan

AJ Agrawal | Posted 08.12.2016 | Business
AJ Agrawal

Small businesses often need outside financing if they're going to get the funds they need to fund their operations. Right now money is pouring into st...

Credit Card Basics for High School Students

NerdWallet | Posted 08.02.2016 | Business

by Virginia C. McGuire If you haven't finished high school and you're already thinking about how you can build credit, you deserve an award. Most hi...

Fun Quiz Reveals Surprising Insight About FICO® Scores

Jeanne Kelly | Posted 06.27.2016 | Business
Jeanne Kelly

By Jeanne Kelly on behalf of FICO Your FICO® Score. It's a widely used score based on an algorithm that evaluates your credit usage and history. It'...

Homebuyer Education: The First Step to Buying a Home

Nathaniel Sillin | Posted 06.22.2016 | Business
Nathaniel Sillin

The purchase of a home is among the biggest financial decisions people will make in a lifetime. Taking a qualified homebuying class will do more than ...

The 12 Best Balance Transfer Credit Card Offers of 2016: Longest Terms

Curtis Arnold | Posted 06.22.2016 | Business
Curtis Arnold

Debt can be crippling, and finding a way to erase it is the key to good financial health. An often-overlooked tool to accomplish this is by transferri...

Top 10 Financial To Do's for Today's Grads

Carrie Schwab-Pomerantz, CFP | Posted 06.20.2016 | Business
Carrie Schwab-Pomerantz, CFP

Dear Readers, This is always an exciting time of year as new grads--and their parents--anticipate the opportunities and challenges that lie ahead. Fo...

A Scheme You've Never Heard of Might Ruin Your Summer

Adam Levin | Posted 06.17.2016 | Crime
Adam Levin

Synthetic identity theft -- like the very sophisticated malware that infects systems and stealthily spreads its tentacles through personal, business and government networks -- is extremely hard to detect and often harder to unravel.

How Your Credit Card Maximum Affects Your Ability To Get A Job

The Huffington Post | Shane Ferro | Posted 05.31.2016 | Business

Social benefits in the United States are notoriously stingy. When someone gets laid off, for example, unemployment benefits only last for 26 weeks and...

10 Things That Happen When You Don't Use a Credit Card

GOBankingRates | Posted 05.31.2016 | Business

By Andrew Lisa, Contributor For decades, Americans have used credit cards to fund their purchases today, while paying for them later. However, the mi...

Does Everything on My Credit Report Affect My Credit Scores? | Posted 05.26.2016 | Business

Credit reports, as you've no doubt heard, are tremendously important. After all, the information on them dictates your credit scores, which, in turn, dictate whether you're able to readily score things like a mortgage, auto loan, credit card and even affordable insurance or cellphone plans.