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Couples and Credit Scores: Is It a Match?

Carrie Schwab-Pomerantz, CFP | Posted 02.08.2016 | Weddings
Carrie Schwab-Pomerantz, CFP

As Valentine's Day approaches, I thought I'd give my readers' love lives a potential boost by talking about the best way to boost their credit scores. Because if there's one thing that can dampen the romance in a relationship, it's not being able to get that loan or that mortgage -- or even that perfect job -- due to lousy credit.

Taxpayers and Homeowners Share the Same Risk Regardless of Politics

Garrick T. Davis | Posted 02.03.2016 | Business
Garrick T. Davis

Almost two thirds of taxpayers are homeowners. Why should they be OK with the government experimenting with their tax dollars to benefit the government controlled GSEs? How about benefiting the taxpayer homeowner instead?

Why I/We Hate Exercise (And How to Circumnavigate Our Reluctance)

Jane Simon, M.D. | Posted 01.15.2016 | Healthy Living
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Jane Simon, M.D.

This equation is simple:a few minutes of discipline equals hours of comfort, pleasure, a lengthened lifespan, and less time spent on medical procedures.

Moving Overseas for Love: 8 Financial Tips to Make Moving Abroad Easier

Lisa R. Mitchell | Posted 01.07.2016 | Business
Lisa R. Mitchell

Did Santa put an engagement ring in your stocking this Christmas? Or maybe you celebrated 2016 with a kiss and a wedding date. If these marriage proposals will include a move overseas, between talk of champagne, flowers, and packing, don't forget the most important discussion: Money.

Understand Lender Credit Lingo & Jump to a Higher Credit Category

Adrian Nazari | Posted 12.23.2015 | Business
Adrian Nazari

When you check your credit score, you might be used to seeing it described as fair, poor, good or excellent. Lenders see those categories, too. They just use different labels: subprime, non-prime, prime and super-prime.

Quo Vadis, Economy?

Shohini Kundu | Posted 12.14.2015 | World
Shohini Kundu

Global economic growth is in a nation's self-interest. We should be working to promote growth wherever the ground is fertile.

4 Disturbing Credit Card Stats

MoneyTips | Posted 12.14.2015 | Business
MoneyTips

Credit cards offer an easy way to tide you over until your next paycheck comes, but that easy money comes at a hefty price. Interest rates vary anyw...

Five Tips to Shred Your Credit Card Debt in 2016

CompareCards | Posted 12.11.2015 | Education
CompareCards

With the New Year right around the corner, many have begun planning their New Year's resolutions. If you're like many Americans, one of those resolu...

6 Cheats to Boost Your Credit Score

Zondra Hughes | Posted 12.09.2015 | Chicago
Zondra Hughes

Your credit score impacts nearly every avenue of your life, from buying a car to getting a job.

6 Tips for Boosting Your Credit Score in 2016

CompareCards | Posted 12.15.2015 | Education
CompareCards

Paying monthly bills is a necessary chore that has a definite effect on your credit score. According to the FICO scoring model, your payments account for as much as 35 percent of your total score. Create reminders for due dates or establish a calendar for yourself to ensure you get everything paid on time.

7 Credit Score Mistakes You Can Easily Avoid

Michael Lazar | Posted 12.02.2015 | Fifty
Michael Lazar

One area where we'd all do best to avoid making any mistakes is with our credit score. Doing so can mar your ability to get approved for loans or ...

Visualizing Savings: Tracking Your Daily Savings
with a Savings Calculator

Michael Lazar | Posted 11.25.2015 | Fifty
Michael Lazar

Sometimes seeing is indeed believing. So how visual and transparent are your finances? If you are not able to see them, they may be mysterious to yo...

3 Important Things to Consider
When Choosing a Credit Card

Michael Lazar | Posted 11.23.2015 | Fifty
Michael Lazar

  Choosing a credit card is not rocket science, but it will take some research and patience on your part. Unless you want a card that has high...

Homeownership Is Not For Everyone

Jack M. Guttentag | Posted 11.20.2015 | Business
Jack M. Guttentag

Some people are not cut out for home ownership. I call them NOHOs. What distinguishes them is not their income, their family structure, their mobility, or where they live -- rather, it is how they live.

How to Respond When a Co-Worker Steals Your Idea

Brian de Haaff | Posted 11.20.2015 | Business
Brian de Haaff

I was humbled by the great response to last week's post, "How to Steal Your Co-Workers' Ideas." Close to 10,000 readers took time to read it on LinkedIn, and nearly 60 shared their thoughts.

The 5 Nastiest Credit Surprises for Divorcing Couples

CreditSesame.com | Posted 11.18.2015 | Divorce
CreditSesame.com

How can a divorce get messy? Dare we count the ways? The financial disentanglement alone might take many years, and some risk to your credit is pres...

When Co-Signing for a Car Goes Bad -- Lucy's Story

Credit Karma | Posted 11.18.2015 | Education
Credit Karma

I recently sat down with a friend, Lucy*, to discuss her experience co-signing for a car lease. What began as a favor to her boyfriend ended up costing her thousands of dollars and a serious knock to her previously excellent credit score.

3 Things You Should Use Your Credit Cards to Buy

Michael Lazar | Posted 11.13.2015 | Fifty
Michael Lazar

Credit cards are not bad, even if they have stigma attached to them. That stigma is usually associated with poor spending and financial planning hab...

Ask Brianna: I've Heard I Should Build Credit. How Do I Start?

Brianna McGurran | Posted 11.13.2015 | Education
Brianna McGurran

A credit card isn't an unlimited pool of funds for clothes and vacations, but neither is it a sure path to financial ruin. Using a credit card correctly is a crucial way to build credit, a concept that's less confusing than it seems. I've gotten this question from many students and grads.

Why Radical Thinking Is The Most Practical Way To Fix Inequality

Lynn Parramore | Posted 11.13.2015 | Business
Lynn Parramore

These taboos and fears also make us blind to the threat of out-of-control private debt and credit wasted on real estate and speculation rather than growth that lifts everyone. For Turner, thinking radically is the most practical way forward.

The Best Low Interest Rate Credit Cards for Holiday Spending

Kari Luckett | Posted 12.09.2015 | Technology
Kari Luckett

If you tend to carry a balance on your credit card throughout the year, it's likely that you'll do so after the holidays. Before you swipe your card left and right for friends and family this holiday season, give yourself the gift of low interest.

Manage Holiday Credit Card Debt With 0% APR -- and a Budget

NerdWallet | Posted 11.10.2015 | Money
NerdWallet

Credit card debt is like a holiday fruitcake: It can last for a surprisingly long time, and usually you're better off without it. Even so, many peop...

For Excellent Credit, Pay Cards in Full Rather Than Carry Debt

NerdWallet | Posted 11.05.2015 | Business
NerdWallet

Many consumers believe that to get a high credit score, you need to carry a balance on your credit cards from month to month, paying interest along the way. But research shows the opposite: People who pay their balances in full every month are more likely to have excellent credit scores.

Online Reviews Could Kill Your Credit Score

Jeanne Kelly | Posted 11.04.2015 | Business
Jeanne Kelly

She wrote a negative review online after an online retailer failed to send her the goods she'd ordered. Reasonable, right? Well, it turns out that when the purchase was made online, she had unknowingly agreed to an "anti-disparagement clause" and was then slapped with a $3,500 fine as a result of writing the negative review.

Careful! New Credit Cards Aren't Safer Yet

MoneyTips | Posted 11.04.2015 | Business
MoneyTips

October 1st was supposed to be a transition day for U.S. businesses with respect to credit cards. With a few exceptions like autopay gas pumps, credit card transactions were scheduled to be switched to the EMV method of payment processing.