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Experian Breach Exposes 15 Million T-Mobile Customers, Applicants' Information: What You Need to Know | Posted 10.07.2015 | Business

If you've applied for a T-Mobile phone plan within the past two years, there's a high chance your information may have been breached by Experian -- one of the three major credit bureaus.

The 45-Minute Financial Literacy Workout For High School Seniors

John Pelletier | Posted 10.07.2015 | Education
John Pelletier

You have many important decisions ahead of you. Ask for help. Do your research before you make these critical choices. The path you choose will impact you for many years to come.

How to Master Your Credit Scores Without a Trial By Fire

Adam Levin | Posted 10.01.2015 | Business
Adam Levin

Learning from our own mistakes, while often unpleasant, is easier in a sense, because it doesn't require compromising another person's privacy (or dignity).

The #1 Number to Know For Small Businesses Seeking Financing

Jim Salters | Posted 09.24.2015 | Business
Jim Salters

Many small business owners begin their search for capital by seeking out financing options. However, they might be skipping an important step: knowing their business' credit score.

After Foreclosure the Boomerang Buyers Return

Anna Cuevas | Posted 09.22.2015 | Business
Anna Cuevas

Homeowners who lost their homes to foreclosure are making their reappearance into the housing industry.

8 Things You Never Knew About Debt Financing

Murray Newlands | Posted 08.18.2015 | Business
Murray Newlands

While you may assume the best and only route to launching and scaling up your startup is through funding from VCs or angels, or maybe even crowdfunding, there is still a lot to be said about debt financing. Yes, the money has to be paid back within a designated amount of time and often with interest.

Soft vs. Hard Inquiries: What's the Difference & How do They Affect Credit

Kari Luckett | Posted 08.03.2015 | Education
Kari Luckett

Having and maintaining an excellent FICO credit score can be the difference between getting approved or denied for a loan, and also influences your interest rates. There are several factors that can have positive or negative effects on a credit score.

4 Tips to Protect Seniors Against Fraud and Identity Theft | Posted 07.22.2015 | Fifty

Although most anyone can be a target of fraud and identity theft, senior identity theft is on the rise and those ages 50+ are often in the cross-hairs of scammers. The U.S. government is taking steps to help circumvent the high level of fraud aimed at seniors, but it can only do so much -- and progress in this area has been fairly slow.

The Millennial Mindset That's Setting Them Up for Financial Success

Adam Levin | Posted 07.09.2015 | Business
Adam Levin

Millennials are big on communication and DIY projects. While some say they are self-centered, or even self-obsessed, others point to their tendency for group-think and communitarian leanings.

Make July 4th Your Independence Day From Bad Credit or No Credit

Jeanne Kelly | Posted 07.02.2015 | Business
Jeanne Kelly

Once the 4th of July holiday rolls around the year is half over. But since I'm a glass-half-full-gal, I see it as a great time of the year to take stock and check in on how I'm doing with goal progress. I would encourage you to do the same. How are you doing on your financial goals for the year?

5 Ways Millennials Are in Danger of Bank Fraud

GOBankingRates | Posted 06.28.2015 | Business

Millennials aren't incredibly worried about bank fraud -- but they should be. According to a 2014 Federal Trade Commission study, 20- to 29-year-olds are the highest reporting group for identity theft, making up a full fifth of complaints across all age brackets.

Planning a Wedding on a Budget

Jason Alderman | Posted 06.24.2015 | Weddings
Jason Alderman

Couples can save considerable money through creative scheduling, direct planning and most important, treating their wedding as just one of many financial issues they'll navigate in a lifetime. That's why they might want to consider a little financial planning before the wedding planning starts.

'How I Got Out Of $63,000 Of Credit Card Debt' | Posted 06.23.2015 | Money

Sleepless nights. A knot in the pit of the stomach. A gnawing sense of unease. Charles Phelan was familiar with the physical and emotional toll of debt. But usually it was his clients who were experiencing those symptoms. This time, it was his turn.

7 of the Worst Credit Card Mistakes You Could Make

Kari Luckett | Posted 06.18.2015 | Business
Kari Luckett

It's no secret that having a good credit score is essential to a healthy financial future. So why do so many people still struggle to reach a FICO Score of 740 or higher? One theory is that many individuals are making the same habitual mistakes and don't even realize that they're actively jeopardizing their credit score.

4 Habits Of Consumers With Poor Credit Scores

CompareCards | Posted 06.18.2015 | Money

Consumers with less than average credit, or poor credit, have difficulty acquiring the necessities that lead to comfortable living. Obtaining an excellent credit score can be extremely difficult, especially if consumers with poor credit don't know what they're doing wrong.

Should You Use Cash or Credit?

Barry Choi | Posted 06.18.2015 | Business
Barry Choi

Cash or credit, it's the endless debate. Some of us prefer the convenience of credit, but if we're not careful, we could end up with a ton of debt. On the other hand, cash can help keep our spending under control, but we lose out on the benefits that credit offers.

The Be-All, End-All Saving Solution: Stop Locking Your Cards Drawers! Instead, Do This...

Eli Dagostino | Posted 06.16.2015 | Healthy Living
Eli Dagostino

Slowly but surely shopping cart tabs disappear, I find myself spending more time producing and sharing and less time consuming. I will have what I'm saving for (and more) sooner than ever!

Tips For Young Adults Selecting, Building, And Using Credit

Steve Min | Posted 06.16.2015 | Money
Steve Min

Would you rather pay $262 per month or $380 for the exact same thing? Establishing a strong credit profile will help you save money over your lifetime, especially on big ticket purchases: cars and homes.

6 Habits of Consumers With Excellent Credit Scores

Kari Luckett | Posted 06.11.2015 | Money
Kari Luckett

A healthy credit score is almost essential for comfortable living these days. Without credit, it's nearly impossible to get an auto loan, mortgage, or personal loan if needed. Interest rates are excessively high for those who have limited or bad credit.

How Credit Card Interest Is Calculated, and How to Pay Less

CompareCards | Posted 06.10.2015 | Money

Credit card interest is a real problem for many cardholders. It is so expensive that credit card users need to take a few minutes to understand how it works. And once they do, they can take steps to pay as little as possible.

What You May be Doing Everyday to Reveal Your Identity and Good Credit

Jeanne Kelly | Posted 06.10.2015 | Business
Jeanne Kelly

Next time you plan to have a sensitive or private conversation, take a moment to make that call in a private location. Remember also that neither emails nor text messages are secure forms of communication for your private information as well.

Credit Repair Services vs. Repairing Your Own Credit

Simple. Thrifty. Living. | Posted 06.28.2015 | Business
Simple. Thrifty. Living.

Repairing your credit can be an uphill battle, but with the right strategy, it's possible to improve your credit health over time. The big question is whether you want to use a credit repair service to accomplish your credit repair goal or take this project on yourself.

Identity Theft and Credit Card Fraud... Who Is Really at Risk?

Chris Mettler | Posted 06.02.2015 | Parents
Chris Mettler

With the number of identity theft cases steadily on the rise, it's becoming clear that identity theft isn't just a problem for adults. Children are the new targets of identity theft fraudsters.

Could Your LinkedIn Profile Be Your New Credit Score?

Aryea Aranoff | Posted 05.20.2015 | Money
Aryea Aranoff

If you're a working professional and you're using social media to connect with friends, colleagues and business opportunities, then you need to be aware that your posts, updates, tweets and pictures can impact your financial future.

What Can Chicago Learn From Baltimore?

Matthew Dietrich | Posted 05.14.2015 | Chicago
Matthew Dietrich

Could Chicago see the kind of angst viewed in Baltimore last month and Ferguson last year? One Illinois professor says racially charged civil unrest and dissatisfaction with police in Chicago might be inevitable.