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Debt to Income Ratio

When You Should Get Into Credit Card Debt

MoneyTips | Posted 05.31.2016 | Business
MoneyTips

Most financial planners would caution against living on credit cards, especially when carrying high amounts of debt and purchasing items that are not necessities.

What is DTI (Debt to Income) And Why Does it Matter?

Michael Lazar | Posted 11.10.2015 | Fifty
Michael Lazar

If you have ever applied for a home loan, then you may be a little bit familiar with a term called DTI, or debt to income ratio. If you have not, and ...

Is the Wealth-Builder Mortgage All Smoke and Mirrors?

Jack M. Guttentag | Posted 01.05.2015 | Business
Jack M. Guttentag

The developers of the Wealth-Builder (WB), Edward Pinto and Stephen Oliner of the American Enterprise Institute view the 30-year mortgage that today dominates the market as badly flawed.

How Much Mortgage Can You Afford?

realtor.com | Posted 11.30.2013 | HuffPost Home
realtor.com

Remember that there are hundreds of loan programs available in today's lending market, and each has different guidelines. So, don't be discouraged if your dream home seems out of reach.

Buying a Home? 10 Financial Things You Shouldn't Do

realtor.com | Posted 10.30.2013 | HuffPost Home
realtor.com

You've decided to buy a house, and you need financing. Even if you have good credit, you should keep your finances shipshape until closing so that lenders won't think twice.