Do you wish for fewer guns to be accessible to all? More justice when it comes to the lost lives of young African American males? Do you want to see people of all life choices to feel accepted and safe?
Which banks are in the market for which loans? In many ways it is a tale no less epic than that of the tin man, the cowardly lion, the scarecrow and Dorothy in their kaleidoscopic journey through Oz only to discover that the great and powerful Oz was merely a traveling roadshow fakir.
You create something you think will make life easier for everyone. You've tested it in a beta market with success. You make your tweaks to the system and keep growing. You've garnered local press and people see your vision. They agree; you've created something special. Now what?
Add up all of the above. I just found you $400. Now I know there are some so trapped in poverty that this in no way applies to them. But we are talking almost half of Americans today would struggle with a $400 emergency. At what point do you finally declare a financial emergency and start saving?
I don't want you to dread the moment when you realize you probably borrowed a little too much for school. I want you to prepare for it. Don't be scared and run away from your problems. I can assure you ten years later they'll still be waiting for you to settle up.
The biggest unexpected benefit from my gap year is that it gave me the time to figure out what I did not want my career to be. During college, I had my whole life planed out. My gap year helped me understand that my ultimate fulfilling career will probably not be so black and white.