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Financial Advice

IPO for All or How to Create Your Own Currency

Victoria Silchenko | Posted 06.26.2015 | Business
Victoria Silchenko

Okay, let me state upfront that I am completely biased when it comes to running a compelling business: for I believe if you happen to live in the 21st century, your company's stock should be worth money, and you should be able to turn around and sell it.

Homeowners Can Spend Over $9K A Year In Hidden Costs

Credit.com | Posted 06.23.2015 | HuffPost Home
Credit.com

Buying a home is so much more than finding the perfect place, applying for a home loan and budgeting for a monthly mortgage payment -- it's thousands of dollars more than many homeowners expect.

'How I Got Out Of $63,000 Of Credit Card Debt'

Credit.com | Posted 06.23.2015 | Money
Credit.com

Sleepless nights. A knot in the pit of the stomach. A gnawing sense of unease. Charles Phelan was familiar with the physical and emotional toll of debt. But usually it was his clients who were experiencing those symptoms. This time, it was his turn.

How One Family Saved $4,800 On Food In A Year

Credit.com | Posted 06.23.2015 | Money
Credit.com

What would you do with an extra $50 to $250 a month? Pay off credit card debt? Build an emergency savings fund? Take a much-needed vacation? There's a good chance you are throwing away that much money month after month, and if you stop, you'll be able to put it to better use.

Can You Be Greater Than Your Suffering?

David Geller | Posted 06.18.2015 | Healthy Living
David Geller

You can choose to see yourself as a victim. You can lament your fate and just struggle to survive until it passes. Or you can accept the truth that suffering is part of your journey and embrace the incredible opportunities it offers you to grow and develop. Here are just a few to consider.

3 Finances Millennials Can't Ignore

Casey Cavanagh | Posted 06.18.2015 | Business
Casey Cavanagh

As Millennials, we know being financially-savvy and strategic is important. But there's a difference between knowing you need to deal with finances, and actually doing it. Often the problem isn't so much as not being able to, but rather not understanding how to.

Money Is Not About Finances, It's About Emotions

Deevra Norling | Posted 06.16.2015 | Money
Deevra Norling

A change in our financial situation starts with a change in how we think about money. Clearing out the negative thoughts about money will remove the blockages that are preventing money from flowing to us.

Tips For Young Adults Selecting, Building, And Using Credit

Steve Min | Posted 06.16.2015 | Money
Steve Min

Would you rather pay $262 per month or $380 for the exact same thing? Establishing a strong credit profile will help you save money over your lifetime, especially on big ticket purchases: cars and homes.

Making Time For What Matters: Your Future Wealth

Frank Trotter | Posted 06.15.2015 | Money
Frank Trotter

Ultimately short on time and limited in outside investment knowledge and resources, High Net Workers and other busy Americans may be overlooking both investment and personal wealth management opportunities that would allow their portfolios to attain the same kind of success they've experienced in their careers.

Financial Wellness And Millennials: Hard Times Yield Important Lessons

Kent E. Allison | Posted 06.13.2015 | Money
Kent E. Allison

We all know by now that millennials are different. Not different in a bad way, just different. So it is no surprise that when it comes to managing their personal finances, millennials are taking a different path than the generations before them.

One Size Does Not Fit All: Three Questions To Ask Yourself When Evaluating A Financial Advisor

John Diehl | Posted 06.13.2015 | Money
John Diehl

Working with a financial advisor can be a fruitful, productive practice, and it can be even more so if you work with one who values you and your individuality.

The Supreme Court's Misplaced Ruling on 401(k) Plans

Robert Hiltonsmith | Posted 06.12.2015 | Business
Robert Hiltonsmith

The ruling's goal, protecting retirement savers from high fees and poor performance, is both admirable and desperately needed. However, the firms actually responsible for investing 401(k) assets -- the financial services industry -- should be accountable for the performance of their investment products, not employers.

My Challenge to Warren Buffett

David Geller | Posted 06.12.2015 | Business
David Geller

Buffett said, "A rich person should leave his kids enough to do anything but not enough to do nothing." Many of our clients and prospective clients reference this famous quote.

5 Things I Learned After Graduating From College

Amanda de Souza | Posted 06.11.2015 | College
Amanda de Souza

8 years ago I graduated from Durham College in Ontario, Canada. This year, I was asked to return and teach for the exact same program I graduated from, Advertising. At this year's convocation, I was asked to be the guest speaker. Here is my speech.

The Phony Fiduciary 'Debate'

Dan Solin | Posted 06.10.2015 | Business
Dan Solin

The battle over the legal standard to which advisors should be held when giving investment advice has two fronts: Advice given by advisors to retirement plans and advice given by advisors to everyone else, including individual investors.

The Earlier The Better -– Parents Play A Pivotal Role In Financial Education

Shannon Schuyler | Posted 06.03.2015 | Education
Shannon Schuyler

Perhaps nothing influences a child more than the example set by his or her parents. When parents are comfortable talking about money -- their income, household expenses, and their own wants vs. needs -- chances are their children will be, too.

Differences Between A Reverse Mortgage And Home Equity Loan

Michael Lazar | Posted 06.03.2015 | Fifty
Michael Lazar

If you have owned your home for a long enough time to be able to pay down the balance and free up some equity, both loan options can be viable ones to consider, should you find yourself short on funds. But there are differences between a reverse mortgage and a home equity loan.

10 Authentic Pieces of Advice Graduates Actually Need to Hear

Elaine Ambrose | Posted 05.28.2015 | Fifty
Elaine Ambrose

Kids love to stomp in puddles, fall out of trees, catch frogs in a ditch and ride anything with wheels. Be like they are and experience true freedom before life gives you a mortgage, kids, in-laws, 50 extra pounds, buffoon bosses and irritable bowel syndrome.

Maximizing Your Social Security Benefit -- Focusing On The 'When' Factor

Gail Buckner | Posted 05.26.2015 | Money
Gail Buckner

When you see Social Security in terms of the benefit you may receive over the rest of your life instead of simply a monthly check, you will think more carefully about when to start your benefit.

How My Corporate Nine-to-Five Helped My Well Being

Tami McVay | Posted 05.22.2015 | Healthy Living
Tami McVay

I simply got into a routine. By having that consistency, it created a habit and I actually craved going to the gym at lunch. An added bonus is that it helped my stress levels and I would come back to my desk reenergized for the afternoon. Now I'm trying to create a routine that works for me in my new life as an entrepreneur.

From Average Joe, to Profitable Trader

Nancy Laws | Posted 05.19.2015 | Money
Nancy Laws

The need for security is the one thing that all human beings have in common. That security may come in different forms for each of us, but it all boils down to the same thing.

What Retirement Really Looks Like When You Put Off Saving

LearnVest | Posted 05.15.2015 | Money
LearnVest

The earlier you start that nest egg, the less you'll need to deprive yourself in your later years when you have to play catch-up. Plus, the longer you put off saving, the less likely you'll be able to achieve the lifestyle you truly desire in retirement.

How Much Money Will You Have Left When You Die?

Buck Wargo | Posted 05.15.2015 | Fifty
Buck Wargo

A new study paints a frightening picture about the correlation between Americans' chances at a longer life and their income and assets.

The 15 Emotional Stages Of Buying Your First Home

Posted 05.13.2015 | HuffPost Home

You’ll make some pretty big purchases throughout your life; like a college education, your first car or that fancy wedding reception you always want...

The Golden Girls Retirement Plan

David Rae | Posted 05.12.2015 | Gay Voices
David Rae

Golden Girls Retirement Plan:Could this beloved 80's sitcom hold the solution to the impending retirement crisis facing America's workforce? Or even provide some much needed help over a few financial planning hurdles for the LGBTQI community?