It's a painful question that we all have to ask ourselves. Most of us have heard the horrifying statistic that one third of Americans are one paycheck away from being homeless. As the economy shifts from industrial to informational and from local to global, we will see more workers displaced. What are you doing to safeguard yourself and your family?
Do you want financial freedom? If you're like me, you want a secure financial future, one in which you don't worry about paying the bills, you donate to your favorite causes, and easily pay for things, such as vacations, houses, cars or whatever it is you want. But what if financial freedom is the very thing that can destroy your finances?
When my daughter was 14-months-old, her father left us, leaving me with a hefty mortgage, a physically taxing waitress job, a baby who clung to me all her waking hours, and a body, heart and mind that was steps away from a complete breakdown. My discomfort led to a moment of clarity: I could make a decision about how we wanted to live.