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Diverse Conversations: Issues and Trends in International Higher Education Financing

Matthew Lynch, Ed.D. | Posted 10.22.2013 | Impact
Matthew Lynch, Ed.D.

Over the last decade, there has been a worldwide shift of the burden of higher education costs from governments and taxpayers to parents and students. This is much to the chagrin of parents of course.

Inside Manhattan's Real Estate Bubble: A Reality Check for Buyers...

Ron Gitter | Posted 09.01.2013 | New York
Ron Gitter

As we close the books on the first six months of the year, we find ourselves in one of the most treacherous market cycles in memory.

Are Auto Lenders Gouging Minorities?

Dedrick Muhammad | Posted 08.19.2013 | Black Voices
Dedrick Muhammad

Predatory mortgage lenders aren't the only ones under fire for racial targeting -- the Consumer Financial Protection Bureau is now probing auto lenders for allegedly discriminating against Blacks and Latinos.

Kicking Kickstarter

Schuyler M. Moore | Posted 04.01.2013 | Entertainment
Schuyler M. Moore

Now that Kickstarter has hit the awareness of the independent film community with the successful $2 million raise for Veronica Mars, it is time to pause and think through the legal consequences of using Kickstarter for both sides -- contributors and recipients.

A Look at the Dangers of On-the-Lot Financing

Drew Hendricks | Posted 05.15.2013 | Business
Drew Hendricks

On-the-lot financing is becoming more popular as many people with bad credit or no credit attempt to buy vehicles. However, for many, the loans that buy them a dream car turn out to be a nightmare.

Fighters vs. Arms Dealers

Andrew_Yang | Posted 05.14.2013 | Small Business

One reason the finance business is always busy is that it functions much like the arms dealer. You don't need to figure out precisely who's going to win or lose. Some fail, some succeed. If they succeed, they wind up building an army that's accomplishing something.

Box Office-Based Financing

Schuyler M. Moore | Posted 02.26.2013 | Entertainment
Schuyler M. Moore

In its infinite wisdom, Congress excluded box office futures from being traded on a publicly traded exchange as "commodities," putting them in a rarefied league with the only other prohibited item, namely onions, a relic of onion grower hysteria in the 1950s.

Mopping Up Sandy and Looking Ahead to 2013

Ron Gitter | Posted 01.30.2013 | New York
Ron Gitter

The New York residential real estate market was on a tear throughout 2012, with an incredible crescendo during the summer. Then the storm hit, and overnight, the market quieted. So where did this force of nature leave the New York market?

Financing Experts Posted Advice Online for Buying and Selling a Business or Franchise

Jerry Chautin | Posted 10.31.2012 | Small Business
Jerry Chautin

I attended a webinar a few weeks ago called "Best Practices in Buying and Selling a Business with a Focus on Financing." It explored the availability ...

Appraise This: Hitting the Number Can Be a Challenge

Ron Gitter | Posted 12.23.2012 | New York
Ron Gitter

As sales metrics improve month by month, economists seem to agree that residential real estate is awakening from its 36-month slumber. That being said, buyers and sellers are well advised to accept the uncertainties of the market and compromise.

What You Need to Know About Mortgage Rates

Jed Kolko | Posted 11.06.2012 | Money
Jed Kolko

In honor of our newest offering, I wanted to answer the three questions about mortgage rates that I get asked most often.

Romney Hood, Obama Hood - How About The Middle Hood!

Nick Bassill | Posted 10.09.2012 | Politics
Nick Bassill

Here are Six Policy Initiatives proposed by to the help the Middle Hood. Have some more?

The 12 Most Valuable Startups

The Huffington Post | Nate C. Hindman | Posted 08.08.2012 | Small Business

Despite concerns that Facebook’s disappointing IPO would hurt startup funding, investors continue to pump large sums of money into technology firms....

Kiss Your Clients: The Inestimable Value of an All Cash Deal

Ron Gitter | Posted 10.01.2012 | New York
Ron Gitter

esidential lending has become so cumbersome and unpredictable that a transaction without a financing component geometrically increases the likelihood that the parties will wind up at the closing table.

Crowdfunding, a Burgeoning Phenomenon to Raise Money for Some Enterprises and Nonprofits

Jerry Chautin | Posted 07.17.2012 | Small Business
Jerry Chautin

Kiki Karpus invests in start-ups and emerging businesses -- well, sort of. Instead of choosing the companies based upon the likelihood of their succes...

Don't Abolish SBA; Mills Says Her Agency Is Faster, Quicker, Better

Jerry Chautin | Posted 06.11.2012 | Business
Jerry Chautin

Some legislative ideologues and conservative groups would rather abolish the SBA than spend taxpayers' money to boost its small business loan-guarantee programs.

Let's Get Busy: March Madness of Another Kind Arrives

Ron Gitter | Posted 05.07.2012 | New York
Ron Gitter

With the spring selling season around the corner, if March contract signings equal or exceed those in February, things could get pretty crazy around here. But let's look forward to a good crazy.

Commercial Mortgage Bankers Are Doing Deals As the Real Estate Market Breathes New Signs of Life

Jerry Chautin | Posted 04.02.2012 | Business
Jerry Chautin

Rental apartments are back in demand, financing for hotels and motels is loosening up a bit and investors are stepping off the sidelines with wads of cash to do deals.

Why Do We Procrastinate About Financial Decisions?

Posted 11.17.2011 | Fifty

Why do we procrastinate about financial decisions, such as joining a 401(k) -- when we know putting it off until tomorrow hurts us in the long run? Ha...

SBA is Making Lines of Credit More Available --- Maybe

Jerry Chautin | Posted 01.11.2012 | Small Business
Jerry Chautin

To provide the much-needed liquidity, the U. S. Small Business Administration is revising its CAPLine program to make lines of credit more acceptable to lenders and more available to small-business owners. However, banks would rather make conventional LOCs rather than hassle with some of the SBA's requirements.

Unrequited Loan: Banks Just Can't Seem to Commit...

Ron Gitter | Posted 11.13.2011 | New York
Ron Gitter

Thousands of residential co-op and condo loans close each day, but many of those loans have taken a great deal of time and effort to complete.

Lender "Screws Up," Others Can Learn From Its Mistakes

Jerry Chautin | Posted 10.17.2011 | Business
Jerry Chautin

Every bank has its own sweet spot for small-business loans and will look at your application somewhat differently. Find the right one and form a business relationship before applying.

How To Tap Friends And Family For Startup Funds

Fred Wilson | Posted 07.31.2011 | Business
Fred Wilson

Friends and family funding is the most common form of startup financing but also the most tricky in many ways.

Why Are So Many Democrats Taking Campaign Contributions From Predatory Lenders?

Yashar Ali | Posted 07.09.2011 | Politics
Yashar Ali

If you heard an elected official that you are supporting was accepting campaign contributions from tobacco companies, would you stop supporting them? ...

Entrepreneurs Are Stopped Cold for Lack of "Skin in the Game"

Jerry Chautin | Posted 06.18.2011 | Business
Jerry Chautin

Passion and a great idea are not enough to start a business. In my last two columns, I wrote that you must demonstrate enough predictable cash flow an...