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Get Out of Debt Guy

My Ex Was Supposed to Pay the Debt in the Divorce, but They Are Coming After Me

Steve Rhode | Posted 01.29.2015 | Money
Steve Rhode

In the divorce process the parties talk about who is going to take on this or that debt and be responsible for it. But as the collector mentioned to you, a divorce agreement does not change the liability of the debt. Joint debt remains a joint liability.

'They Tell Me My Parent PLUS Loans Are Not Eligible for Help'

Steve Rhode | Posted 01.28.2015 | Money
Steve Rhode

Don't give up hope just yet. There is an excellent way to reduce Parent PLUS loans.

When I Retire Will My Social Security Be Reduced Because of Student Loans?

Steve Rhode | Posted 01.27.2015 | Money
Steve Rhode

I am 63 and was wondering if the consolidation loans are not paid off by the time I reach my full Social Security age (66), will it affect the amount of Social Security I receive?

Is Couponing a Waste of Your Time and Money?

Steve Rhode | Posted 01.27.2015 | Money
Steve Rhode

Entire industries have been built around couponing and the incredible amount of money it can save you. Television shows like Extreme Couponing give the impression if you don't get in on the coupon craze, you're nuts. And I'd have to agree, one of us is crazy.

My Opera Singer Wife Will Never Get Out From Under the Student Loans

Steve Rhode | Posted 01.20.2015 | Money
Steve Rhode

You should spend time looking at the Income Based Repayment Program, which will reduce your federal loans to what you can afford based on income. Under this program, even a $0 monthly payment is considered a full payment based on income requirements.

Home Renovations Can Break the Bank If You're Not Careful

Steve Rhode | Posted 01.20.2015 | Money
Steve Rhode

Lately people have been asking me about how to remodel or renovate a home on a reasonable budget. That's a great question and one that most people never ask before embarking on a desired project. I must admit I didn't before I learned the lessons the hard way.

Make Your Parent PLUS Loans Go Away, Fast

Steve Rhode | Posted 01.20.2015 | Money
Steve Rhode

There seems to be a growing trend of parents getting sucked into Parent PLUS Loans to pay for their kids college. On face value this seems like a grea...

Take This Test to Find Out Why You Really Spend Money

Steve Rhode | Posted 01.12.2015 | Money
Steve Rhode

What kind of spender are you? Want to find out? Better yet, how would you like to uncover the underlying issues that cause your friends and family to ...

Yes, You Can Use Government Money to Get Out of Student Loan Default

Steve Rhode | Posted 01.13.2015 | Money
Steve Rhode

Sometimes in life you come across something that seems like it just simply can't be true. This seems like one of those things, but in this case it is absolutely and unbelievably true.

I Was a National Guard Nurse With Loads of Student Loans

Steve Rhode | Posted 01.09.2015 | Money
Steve Rhode

Dear Steve, I am a nurse who graduated in 1997. I went into default and had my wages garnished for nearly two years. I was in the Florida Army Nation...

Three Ways I Made $3,200 in Less Than 10 Minutes. You Can Too.

Steve Rhode | Posted 01.08.2015 | Money
Steve Rhode

I write about debt issues all the time. I've done it for decades. Truly the best way to deal with digging yourself out of a financial hole is to adjus...

The Fine Art of Getting Out of Debt

Steve Rhode | Posted 01.07.2015 | Money
Steve Rhode

Getting out of debt is, almost inconsequentially, about the money -- yet it's the bills people focus on. It's no wonder why debt ruins the lives of masses of people who struggle under its burden.

A Debt Collector is Garnishing Our Wages Over a Student Loan

Steve Rhode | Posted 01.06.2015 | Money
Steve Rhode

Huffington Post Reader Question Dear Steve, My husband received a call from the EOSCAA in Nov, 2013 that he owed $56000 on a student loan. Between N...

My Mom Died and Left Me Her Bill

Steve Rhode | Posted 01.02.2015 | Money
Steve Rhode

Huffington Post Reader Question Dear Steve, My mom recently passed away and she has a credit card in her name on which I was an authorized user. My ...

How Can I Consolidate All My Private Student Loans?

Steve Rhode | Posted 12.30.2014 | Money
Steve Rhode

Huffington Post Reader Question Dear Steve, I'm looking to consolidate private/government student loans. I have a few several outstanding loans wit...

I'm Really Screwed With These FFEL PLUS Loans My Parents Took Out

Steve Rhode | Posted 12.29.2014 | Money
Steve Rhode

Huffington Post Reader Question Dear Steve, I was a student at New York University from 1996-2000, receiving my degree in film. As an irresponsible ...

Be Magically Debt-Free Today - The Best Christmas and Hanukkah Gift

Steve Rhode | Posted 12.28.2014 | Money
Steve Rhode

The holiday season weighs heavily on our bank accounts. It seems there are two camps at this time of the year, those that spend to much and those that wish they could spend more. Both camps carry a common guilt.

Consumers With Mortgage Problems Continue to be Gullible Lambs

Steve Rhode | Posted 12.19.2014 | Money
Steve Rhode

After writing about consumer debt issues for decades now, I have to admit it gets very frustrating watching people fall for the same old scams over an...

How Do I Get Navient to Settle My Federal Student Loan for Less?

Steve Rhode | Posted 12.18.2014 | Money
Steve Rhode

Huffington Post Reader Question Dear Steve, I have a student loan with Navient (formerly Sallie Mae). A relative of mine has come into some money an...

Government Goes After Student Loan Assistance Companies

Steve Rhode | Posted 12.12.2014 | Money
Steve Rhode

The Consumer Financial Protection Bureau (CFPB) has taken action against some student loan assistance companies that are selling programs to consumers saying they can offer great benefits to those with student loans.

I Co-Signed With Sallie Mae for My Daughter. Now They Want to Sue Me.

Steve Rhode | Posted 12.10.2014 | Money
Steve Rhode

Huffington Post Reader Question Dear Steve, I am having an issue with Sallie Mae student loan debt that I co-signed for. They are threatening to sue...

Do I Need to Leave My Boyfriend Because of His Debt?

Steve Rhode | Posted 12.09.2014 | Money
Steve Rhode

Huffington Post Reader Question Dear Steve, Where do I begin.... Well first this question is about my boyfriend more so than me. My boyfriend just ...

How Do I Rehabilitate my Wells Fargo Student Loan ACS Education is Servicing?

Steve Rhode | Posted 12.08.2014 | Money
Steve Rhode

Huffington Post Reader Question Dear Steve, I am currently having my wages garnished for a defaulted student loan and am trying to find information ...

Navient Won't Help Me Repay My Debts. What Can I Do?

Steve Rhode | Posted 01.26.2015 | Money
Steve Rhode

Huffington Post Reader Question Dear Steve, I have a private student loan from 2008 that I haven't been able to make the payments on since June of t...

How Can I Transfer My Parent PLUS Loans to My Son?

Steve Rhode | Posted 01.19.2015 | Money
Steve Rhode

Huffington Post Reader Question Dear Steve, I have several parent plus loans that I took out for my sons college. He also has some stafford loans. ...