Millions of Americans are still filing for bankruptcy because of medical debt, even though they have insurance. In 2015, families could be on the hook for 13,200 in out-of-pocket expenses before their coverage kicks in. That's far more than many household budgets will allow.
Your family could save money by splitting up across different health insurance plans. But there isn't a one-size-fits-all solution, and finding the best plans for your family will require a bit of homework.
I share with you my story because it is emblematic of the level of complexity of the bloated private insurance-based ACA that is both inefficient and costly. It is a system whose "bottom line" focuses on corporate profits and executive compensation, not patient care, cost control, and improved outcomes.
Whether the Green Mountain State keeps moving forward with its goal of achieving universal coverage while also reducing the growth of health care spending depends largely on how the state's residents and businesses react to what Vermont Gov. Peter Shumlin has in mind.
This year, young LGBTQ adults who still lack health insurance have another chance to sign up and reap the benefits of coverage. Some of those benefits include free HIV screenings, depression screenings, well-woman visits and preventive services such as pap tests and mammograms.
Not too long ago, those who did not have access to affordable health insurance through a parent or employer were often faced with a choice between paying expensive premiums for coverage or putting food on the table and a keeping a roof overhead.
It's not that the folks in one part of the country eat healthier than the others, but I come from a place in the South where if you slow down for a yellow light, we will deep fry your car.
Despite huge strides in the media's depiction of trans folk, in real life many still struggle against less than optimal social and financial odds.
Depending on your income, you could qualify for assistance on your monthly premiums or cost-sharing expenses. Make sure you explore these potential discounts before writing off a plan due to cost.
Newly reelected, Rick Scott should throw his weight behind closing the coverage gap, and build a coalition of conservative and liberal politicians to provide access to affordable health coverage for all Floridians.
The ACA is far from perfect. It would have been much better to have a universal Medicare system, or at least have a public option, but it was a huge step forward not only because it insured millions of previously uninsured people but, even more importantly, because it freed tens of millions of workers from dependence on their employers for insurance.
If you don't give yourself enough time to sort through the options available to you, you might wind up paying your insurance company a lot more than necessary -- which is exactly what a lot of my former colleagues in the business are hoping for.
Did you know over 400,000 Coloradans got insurance this past year thanks to Obamacare? Obamacare is working. It's not perfect. There's more to do. But more people are covered and costs are slowing down.
The more we talk about mental illness the same way we talk about physical illness the faster the perception and stigma will change. Your story, or a loved one who has had a victory over mental illness or addiction can inspire others.
California has benefited tremendously from the hard work of immigrants. And it is continuing to lead the rest of the nation in improving access to health care and coverage in all communities, including families who are undocumented.
The purpose of the Affordable Care Act is evident in its name: to provide affordable health care to all Americans. But understanding how to use these tools can be tricky. The first step is learning how they work.