We all watch the news and know that anything can happen at any time that will change our lives. Sometimes it's an unexpected incident during a predicted or planned event and other times it is all sudden and unexpected like a natural disaster.
With "100-year" storms occurring every few years, the expression "think globally, act locally," takes on new meaning. The frequent occurrence of these storms results in the fact that we have to pay more attention to how we are protecting our families.
Across this entire nation, across all neighborhoods, classes, and communities, and despite homeowners routinely wanting to have and believing they have full insurance, about three-quarters of Americans are underinsured by tens of thousands.