African-American and Latino families have been hit especially hard by economic recession. Most outrageously, these communities were also targets of many of the practices that helped cause it -- including discrimination, predatory lending and fraud.
A group of low-income San Franciscans has come up with a positive, long term solution to the housing crisis that is causing millions of Americans to be evicted and some to embrace the "Occupy Homes" movement: buy the buildings.
The Department of Housing and Urban Development has taken some steps toward improving housing counseling by indicating that new rules may be on the horizon. But to really make a difference, HUD must tailor its rules to maximize the benefits of counseling.
There has been remarkable accord among tax and policy experts from the left, right, and middle about one provision the debt-reduction commission addressed: reforming the tax deduction for mortgage interest.
Sustainable regions are only possible if all people have the opportunity to achieve their full potential. Areas that embrace this "regional equity" focus will be on the fast-track to economic stability and growth.