When we talk about affordable housing, it's easy to get tangled in a debate over what and how much the government should do about the crisis. It can help, and I've proposed a package of measures that, taken together, will create new housing opportunities for many struggling Californians.
There has been a lot of great press around the nearly eradicated chronic homelessness in Utah, which has made people wonder if such a feat can be accomplished in other areas. It looks like Seattle is determined to prove that it can make similar strides.
Even the most casually informed reader has likely heard at least some of the troubling news and numbers tied to homeownership in America today.
Seniors who, during their work years, accumulate a nest egg that they then use to maintain their lifestyle during retirement risk running out of money if they live too long. Seniors who own homes, however, have a valuable option: They can use a reverse mortgage to reduce the risk of outliving their money.
As of today, May 26, thousands of Detroit properties will slip soundlessly from private to government ownership through a little-known aspect of the tax foreclosure process known as "reversion."
After the sub-prime mortgage crisis, it was necessary to find a villain. For the left, it was greedy bankers foisting inappropriate loans on unsophisticated and inexperienced borrowers.
Pretty much every time the federal courts hear a case connected to civil rights, voices on the political right can be counted on to say, "Unelected judges shouldn't decide this! It should be left to the democratic process!" That's a fundamental misreading of the U.S. Constitution and it forces one to overlook some distinctly unpleasant history.
I won't live with my parents forever, and we won't always agree. For right now, this situation is appreciated by all of us: opportunity for adventure for them, opportunity to get ahead financially for me and a strong, familial support network for us all.
After one too many late-night noise issues, a million block laps to find parking and repeat calls to landlords regarding floods, broken air conditioners and bug infestations, our little family finally decided that perhaps the suburbs would be a better fit for us than the city.
The CSH Summit: Supportive Housing Innovations is in its second day here in Chicago and the intensity surrounding the discussions has taken our learning and sharing to a whole new level.
The riots in Baltimore revealed how deep the rifts are between prosperous and poor neighborhoods in most American cities. Is the American Dream large enough so that every one of its children has the opportunity to live in a safe, affordable home?
At a time when bipartisan cooperation is much-needed and all too rare in the United States, a new initiative on Long Island offers hope. Leaders of Su...
The rules and procedures surrounding the lock process vary from lender to lender and are not subject to any mandatory disclosure requirements. To help borrowers avoid the potential missteps in the process, this article presents five questions you should pose to a lender before proceeding further.
The case for the widespread use of housing counseling in America's residential housing marketplace is both simple and straightforward.
While reverse mortgages can provide significant cash during retirement, they may not be the best choice for everyone. If you are thinking about a reverse mortgage, discuss your options with a neutral financial adviser. Always know all the details before making any financial decision.
Education is the highest correlating factor with income. Americans with a Master's Degree or higher earn twice as much (or more) than those with only a high school diploma.