Keep in mind, Fannie Mae and Freddie Mac already purchase 97% LTV mortgages from state housing finance agencies throughout America. Why not reinstate this policy to help restore sustainable homeownership for responsible everyday borrowers while also helping to jumpstart America's economy?
A strong personal economy has, historically, been built on traditional pillars: Make smart investments, manage expenditures, and build sound credit history. But in today's increasingly interconnected world, that alone won't cut it.
This week I was sent an article from Equifax, a credit reporting agency, saying that according to the Federal Reserve, the total outstanding balance o...
According to a study released June 26 by the Joint Center for Housing Studies of Harvard University, more people are renting than ever before - but the issue of affordable housing is one that continues to plague the rental market as well as the housing economy at large.
For the first time during the housing recovery, 4 out of 5 Housing Barometer measures are at least halfway back to normal. But young adults are still struggling to get jobs.
Between 2012 and 2013, population growth for 20-34 year-olds was highest in Colorado Springs and San Antonio, while Austin and Raleigh were tops for 5...
Home prices now look 3% undervalued compared with long-term fundamentals. Of the 100 largest metros, 76 are undervalued while just 7 are more than 10%...
June is American Housing Month, when we celebrate the variety of housing choices that Americans make. Whether owning or renting, the basic principle is that you should be free to choose the home that works best for you and your family.
Home prices represent a lot of things: the desirability of a neighborhood, a life-long investment, a market health indicator (and how cool the house is), and Illinois home prices are no different.
The story of a private equity firm, a missing pool fence, and the death of a two-year-old child raises troubling questions about how, as a nation, we define security in housing and why, in the midst of what's regularly termed a "recovery," many neighborhoods may actually be growing increasingly vulnerable.
Canada, the United Kingdom, and Germany remain the top three countries outside the U.S. for home searches. But Brazil has pushed up to 4th place, jumping ahead of India, Mexico, and Australia.
Since the financial meltdown, the people who created the crisis have taken advantage of it and achieved "big things" -- especially big profits and bonuses.
While the share of 50- to 69-year-olds living in multi-unit buildings rose slightly in 2012 and 2013, the long-term trend among older households shows...
House prices are inching up. But is this a cause for much cheer? Or are we watching the same movie again?
The housing crisis is now concentrated in many of America's more modest communities, where payday lenders, "no credit needed" used car dealers and Rent-A-Centers dot the main thoroughfares.
Let's take a look back at how the VA mortgage program has helped millions of veterans over the past seven decades.