While mortgage rates fluctuate daily and the interest rate you'll pay on a home loan depends on multiple factors, most mortgage experts anticipate an increase in average mortgage rates by the end of 2014.
With the CFPB's new Ability-to-Repay rule and lenders still leery after the real estate crash, how can you best show a mortgage lender that you can handle a home loan?
Solving homelessness requires a data strategy that is both large-scale enough to draw conclusions and person-specific enough to implement them.
Financial arrangements should never be approached casually. Make no assumptions concerning the meaning of the lender accepting loan payments. Follow statutory requirements to the letter. Obtain legal advice from a real estate attorney. Money spent for legal counsel is well spent.
Whether you're refinancing your home loan or planning to buy a home in 2014, you'll be among the first consumers to apply for a mortgage under new rules.
In tonight's speech, President Obama mentioned housing twice. First, at the start of the speech, he included the "rebounding housing market" as part o...
Brrr. It's cold outside - still. Winter has been rough for much of the United States, with temperatures plummeting far below normal. Here in San Franc...
Preserving the communities and neighborhoods we live in is the responsibility of all of us. We must recognize the kind of society and community we wish to build.
"Implementing lower loan limits is an important and appropriate step as private capital returns to portions of the market and enables FHA to concentrate on those borrowers that are still underserved."
A home purchase is often the largest financial decision of your life. Protecting yourself requires, above all, a solid understanding of the valuation methods out there so that you can ask the right questions.
Jumbo loans - high dollar loans typically starting at $417,000 in most areas or as high as $625,501 in higher-cost markets - will see a lot of changes in 2014.
The sheer volume of paperwork in the new applications can be daunting, but don't lose heart. Here's a look at what you can expect in a 500 page mortgage application.
If you want your real estate agent to be able to speak from personal experience, you're in luck. We discovered that the vast majority of agents - almo...
If you want your next move to be your final one, a full-service retirement community -- better known as a continuing-care retirement community (or CCRC) -- is a good option to consider, but they aren't cheap, so you need to be prudent when choosing.
Micro-units are being created to fill a real and growing demand for them due to housing crises that exist in most thriving cities -- and personal lifestyle preferences.
Mortgage lenders have tightened their credit requirements since the freewheeling lending days that led to the financial crash.