Brrr. It's cold outside - still. Winter has been rough for much of the United States, with temperatures plummeting far below normal. Here in San Franc...
Preserving the communities and neighborhoods we live in is the responsibility of all of us. We must recognize the kind of society and community we wish to build.
"Implementing lower loan limits is an important and appropriate step as private capital returns to portions of the market and enables FHA to concentrate on those borrowers that are still underserved."
A home purchase is often the largest financial decision of your life. Protecting yourself requires, above all, a solid understanding of the valuation methods out there so that you can ask the right questions.
Jumbo loans - high dollar loans typically starting at $417,000 in most areas or as high as $625,501 in higher-cost markets - will see a lot of changes in 2014.
The sheer volume of paperwork in the new applications can be daunting, but don't lose heart. Here's a look at what you can expect in a 500 page mortgage application.
If you want your real estate agent to be able to speak from personal experience, you're in luck. We discovered that the vast majority of agents - almo...
If you want your next move to be your final one, a full-service retirement community -- better known as a continuing-care retirement community (or CCRC) -- is a good option to consider, but they aren't cheap, so you need to be prudent when choosing.
Micro-units are being created to fill a real and growing demand for them due to housing crises that exist in most thriving cities -- and personal lifestyle preferences.
Mortgage lenders have tightened their credit requirements since the freewheeling lending days that led to the financial crash.
I worked for 30 years as a cardiologist in Richmond, and I have always seen the city's problems through the health lens. What can a focus on health teach us about Richmond's foreclosure crisis? What is the impact on the health of families and neighborhoods?
Senator Rubio proposes to end most federal safety net programs -- including unemployment insurance, SNAP (formerly food stamps), Medicaid, and housing assistance -- and replace them with one mega-block grant to states. This proposal has deep flaws.
The Consumer Financial Protection Bureau has developed two new disclosure forms designed to make the mortgage process more manageable for borrowers. But which will help borrowers select the type of mortgage that best meets their needs?
Service members, veterans and military families across the country are starting to worry about how these changes and how this new classification of mortgages might impact their ability to use their VA home loan benefits. Here's the good news: You have nothing to worry about.
If you've promised yourself you'll become a homeowner for the first time in 2014, we've got five, easy-to-accomplish resolutions to help get you there...
While no one can predict with certainty what the housing market holds in store for 2014, a constant in real estate is always that local markets vary widely in their performance.