Loans

6 Steps to Stabilize High-Foreclosure Neighborhoods

Miriam Axel-Lute | Posted 06.01.2012

Read More: Bank Loan Modification, Homebuying, Foreclosure Crisis, Foreclosure, Loan Modifications, Buying Homes, Loans, Money News

These steps are just a start, but the lessons from the financial crisis are clear as day. Will we learn from them, and let government do what we created it to do, or will we tumble back into the mess that got us here in the first place?

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There is No 'A' for Effort on Student Loan Interest Rates

Rich Williams | Posted 05.29.2012

Read More: Interest Rates, College Students, Debt, Education, Student Debt, College, Loans, Higher Education, Student Loans, Student Loan Debt, College News

This debate is not about partisan gamesmanship in Washington but about a potential post-graduation debt increase of $1,000 for every year a subsidized Stafford loan borrower is in school.

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Testing the Fed's Predictions

Richard Barrington | Posted 05.24.2012

Read More: Personal Finance, Money, Economy, Federal Reserve, Monetary Policy, Gdp, Inflation, Interest Rates, Loans, Bank Deposits, Money News

How good is the Federal Reserve at its job? That can be a difficult question to answer. Monetary policy is subjective, and it can take years before t...

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Student Debt Forgiven For Surprising Reason

Posted 05.24.2012

Read More: Debt, Federal Student Loans, Bankruptcy, Student Debt, Loans, Majoring in Debt, Student Loan Forgiveness, Asbergers, Student Loans, Student Loan Debt, Asberger Syndrome, Money News

Even if you go bankrupt, it's nearly impossible to shake off your student loans. But a lawyer for a former law student trying to "discharge," or ob...

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How I'm Repaying $120,000 in Student Loans

Credit.com | Posted 05.16.2012

Read More: College Students, Debt, Student Debt, College, Student Loans, Loans, Student Loan Debt, College News

Six months after graduation, my grace period will end, and I will have to start repaying more than $1,000 per month. Here is my strategy for repayment.

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The True Cost Of College

The Huffington Post | Bonnie Kavoussi | Posted 04.11.2012

Read More: Student Loan, Understanding Student Loans, Student Loan Understanding, Student Loans, Student Loan Debt, Loans, Student Loans Understanding, Money News

Did you know that the money you're spending on student loans could have bought 240 iPods? Now, we're not quite sure what one would do with 240 iPod...

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Deadbeat Nation: Why the Public Should Cut Off Wall Street's Credit

Richard (RJ) Eskow | Posted 05.26.2012

Read More: Debt, Credit Cards, Student Loans, Sallie Mae, College Loans, Loans, Credit Card Debt, College Debt, Student Loan Debt, Politics News

The real debt in this nation is the one that bankers owe the rest of the country. And as long as our politicians are allowed to rescue banks while ignoring consumers, it's a debt that will continue to go unpaid. And it will continue to grow.

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David vs. Goliath

Sen. Mark Udall | Posted 05.22.2012

Read More: Small Business, Lending, Loans, Harry Reid, Banks, Jobs, Business, Economic Growth, Credit Unions, Denver News

Colorado small businesses are starving for credit, yet an unnecessary federal regulation is standing in the way, limiting the options available for small-business loans. My bipartisan bill would increase access to capital for small businesses.

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Students Do Not Understand Their Loans At All

The Huffington Post | Caitlin Brown | Posted 03.22.2012

Read More: Young Invincibles, Nera, Student Loans, Student Debt, College, College News, Loans, College News

Cost-conscious collegiates, take heed! Before signing your financial future to the likes of Wells Fargo or Citigroup, take a look at the fine print on...

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There's No Need To Panic...

Reuters | Posted 05.14.2012

Read More: JP Morgan, Stress Tests, Liquidity, Lending, Loans, Ally Financial, Bank Stress Tests, Reuters, Citibank, Bank Customers, Citigroup, Money News

By Lauren Young NEW YORK, March 14 (Reuters) - Bank customers shouldn't stress out over the latest U.S. bank stress test results. ...

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This Guy Wants To Hear Your Student Loan Complaints

AP | By DANIEL WAGNER | Posted 03.05.2012

Read More: Dept. Of Education, Federal Student Loans, Complaints, Loans, Cfpb, Rich Cordray, Student Loans, Stafford Loans, Consumer Complaints, Money News

WASHINGTON -- The government's new consumer protection agency started accepting complaints Monday about student loans. The Consumer Financial Protect...

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Six Signs You May Have Too Much Debt

Jennifer Streaks | Posted 05.05.2012

Read More: Debt, Signs of Debt, Having Debt, Mortgage, Financial Debt Signs, Loans, Signs of Financial Debt, Mortgage Debt, Student Loan Debt, Money News

We all carry some form of debt. Whether it be a mortgage, car note or student loans. Where you may run into trouble is when your debt starts to overwhelm and this can happen long before the bill collectors start calling.

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Small Business Borrowing Jumps

Reuters | Posted 03.01.2012

Read More: Small Business Loans, Small Business, Labor Market, Video, Loans, Small Business News and Trends, Economic Recovery, Small Business Borrowing, Small Business Lending, Borrowing, Small Business News

(By Ann Saphir - Reuters) - Borrowing by U.S. small businesses rose in January, another sign that recent stronger economic data may be more durable th...

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Stopping Lawless Debt Collectors From Harassing You

HuffingtonPost.com | Catherine New | Posted 03.01.2012

Read More: Late Payments, High-Interest Loans, Debt, Debt Collectors, Cfpb, Bills, Loans, Payday Loans, Credit Cards, Federal Trade Commission, Phone Harassment, Consumer Protection, Harassment, Money News

Cebilla DeCastro still disconnects her phone at night, afraid of the calls from creditors. The 48-year-old prep cook filed for bankruptcy in June 2...

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10 States With Biggest Foreclosure Problems

The Huffington Post | Harry Bradford | Posted 03.01.2012

Read More: Mortgage Bankers Association, Mortgages, Mortgage Delinquency Survey, Foreclosure Crisis, Calculatedrisk, Loans, Mortgage Crisis, Foreclosure, Florida, Nevada, Delinquency Rate, Case-Shiller Home Price Index, Business News

The national foreclosure crisis might be headed in the right direction, but it's still got a ways to go. The percentage of loans in foreclosure fe...

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Top Signs Your Business Should Borrow

Brian Hamilton | Posted 04.29.2012

Read More: Small Business, Business, Small-Business-Management, Cash Flow, Small Business Loans, Small Business America, Lending, Wages, Loans, Borrowing, Business Borrowing, Small Business News

There are times when it is good to borrow money, but those times are limited. So how do you know when you truly need to borrow for your business? The answer is not always obvious.

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Medicaid: Help in Hard Times

Marian Wright Edelman | Posted 04.25.2012

Read More: Loan, Junior College, Children, Social Security, Community College, Health Coverage, Children?S Health Insurance Program, Federal Poverty Level, Defense, Insurance, Disabilities, Loans, Student Loan, Chip, Disability, Children's, Low Income, Schip, Grant, Fund, Disabled, Childrens, Poverty, Social Security Disability, Pell Grant, Student Loans, School College, Child Poverty, Education, Chipra, Health Insurance, Medicaid, Higher Education, Pell Grants, President Obama, Safety Net, Michigan, Children's Health, Poor, Poor Children, Working Poor, Poor Families, Politics News

Medicaid is vital -- it provides hundreds of millions of children who are poor or have disabilities with comprehensive health coverage enabling them to become productive, taxpaying members of society.

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Business Owners Can Learn To Love Actuaries -- While Still Hating Credit Scores

Robert A. Berman | Posted 04.25.2012

Read More: Small Business Loans, Small Business, Lehman Brothers, Lending, Small Business Credit Score, Loans, Credit Score, Financial Crisis, Banks, Actuaries, Bankers, Recession, Small Business America, Small Business Lending, Small Business News

It's not really fair to blame actuaries for creating the biggest financial crisis in living American memory. I am, of course, talking about how tens of thousands of small business owners with long and successful track records are going out of business because they cannot get a simple business loan from their neighborhood banker.

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An Open Letter to America

Trisha Ocona Francis | Posted 04.03.2012

Read More: Personal Loans, Mortgage Banks, Rent, American Dream, Short Sales, Mortgage Payments, Loans, Business News

Why did the banks get billions of dollars in a bailout when many failed, but as a working, tax-paying citizen, my cries were left on deaf ears? How do I get out and become free again? I know everything is a risk including homeownership, and it comes with a lot of sacrifice.

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BofA Arm Loses Big In Customer Lawsuit

Reuters | Posted 04.02.2012

Read More: U.S. Securities and Exchange Commission, Merrill Lynch, Consumer Fraud, Debt, Cdos, Video, Financial Industry Regulatory Authority, Securities, Loans, Reuters, Bank of America Corp, Business News

(Adds details) By Suzanne Barlyn Feb 1 - Bank of America Corp's Merrill Lynch unit must pay nearly $1.4 million in dama...

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Unemployment Will Stay Above 8 Percent For 2012, Fed Says

HuffingtonPost.com | Catherine New | Posted 01.25.2012

Read More: Interest Rates, Mortgages, Credit, Unemployment, Bank Deposits, Unemployment Rate, Lending, Loans, Cds, Federal Reserve, Ben Bernanke, Savings, Borrowing, Business News

Memo to those who are out of work: Don't get your hopes up this year. Federal Reserve Chairman Ben Bernanke said on Wednesday that the central bank di...

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GE Ordered To Defend Lawsuit Alleging It Misled Investors During Crisis

Reuters | Posted 03.13.2012

Read More: General Electric, Debt, Stock Price, Citigroup Inc, Goldman Sachs Group Inc, Jeff Immelt, Berkshire Hathaway, Video, Morgan Stanley, Bailout, Reuters, Loans, Financial Crisis, JPMorgan Chase & Co, Bank of America Corp, Deutsche Bank AG, Ge, Business News

(Adds details from lawsuit, background, bylines) * GE accused of overstating health during financial crisis * Judge allo...

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European Central Bank Makes Biggest Loan In Euro's History

AP | DAVID McHUGH | Posted 02.20.2012

Read More: European Debt Crisis, Interest Rates, Video, Eurozone, Bailout, Lehman Brothers, Loans, Financial Crisis, ECB President Mario Draghi, European Central Bank, Recession, Business News

FRANKFURT, Germany — Struggling banks snapped up euro489 billion ($639 billion) in cheap loans from the European Central Bank on Wednesday, a si...

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It's (Still) A Wonderful Life: A Remake

Richard Barrington | Posted 02.08.2012

Read More: Personal Finance, Banking, Loans, Refinance, Interest Rates, Fdic, Debt, It's a Wonderful Life, Jimmy Stewart, It's a Wonderful Life Remake, Business News

With remakes being so popular in Hollywood, and with banks being so much in the news this year, it begs the question: Could this film be adapted for today's banking environment?

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When Banks Compete, Could Savings Account Win?

Richard Barrington | Posted 02.05.2012

Read More: Personal Finance, Banks, Economy, Loans, Savings Accounts, Interest Rates, Cds, Money Market Accounts, Business News

If this new spirit of competitiveness among banks leads them to expand the loan market, it could stimulate the economy and eventually lead to higher interest rates on savings accounts, CDs, and money market accounts.

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