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Long Term Care Insurance

The One Thing Trump Can't Possibly Make Any Worse For Those Over 50

The Huffington Post | Ann Brenoff | Posted 12.07.2016 | Fifty

While most mid-lifers’ hands have been wringing about what menacing changes President-elect Donald Trump has in store for Medicare, Social Security,...

Do You Need Long-Term Care Insurance?

Carrie Schwab-Pomerantz, CFP | Posted 07.25.2016 | Business
Carrie Schwab-Pomerantz, CFP

Dear Carrie, I'm 55 years old and trying to be smart about planning for my retirement years. What I'm struggling with is whether buying long-term care...

Long-Term Care Insurance: Planning and Possible Alternatives

Laiza King | Posted 06.14.2016 | Business
Laiza King

Credit One of Julianne Moore's most brilliant performances is in the 2014 movie 'Still Alice'. Moore's character, Dr. Alice Howland is a linguistic...

What is Long Term Care?

Anita Kamiel, RN, MPS | Posted 06.08.2016 | Fifty
Anita Kamiel, RN, MPS

"About 70 percent of people over age 65 need some type of long-term care during their lifetime. More than 40 percent need care in a nursing home for s...

Who Will Care for LGBT Boomers?

David Rae | Posted 05.02.2016 | Queer Voices
David Rae

On the one hand, there's a lot of denial going with our emphasis on youth in gay male culture. On the other, there was a whole generation of gay men who perished during the AIDS crisis meaning that today's Boomers and Gen-Xers don't necessarily have a road map to follow from those who came before us.

Make Long-Term Care Coverage More Affordable

Jim T. Miller | Posted 02.28.2016 | Fifty
Jim T. Miller

Dear Savvy Senior, I have been thinking about getting a long-term care insurance policy, but have found the monthly premiums to be very expensive. How...

Baby Boomers and Long-Term Care Insurance

Max Gottlieb | Posted 01.22.2017 | Fifty
Max Gottlieb

Although Obamacare has insured and lowered costs for some, many advanced-age seniors are becoming more vulnerable to the costs of care. One major caus...

5 Ways to Become an Ally for Your Aging Parents

Stacey Gordon | Posted 01.12.2017 | Fifty
Stacey Gordon

In a long car ride with my musically savvy teenagers, I happily listened to the bands they enjoy most, bands with names like "Vampire Weekend" and "...

Long Term Care - Basics for Beginners

Michael J. Meese | Posted 09.11.2016 | Impact
Michael J. Meese

On August 3rd, 2015, the Federal Long Term Care Insurance Program announced that it would be raising rates immediately for new policies. The move surprised the Federal Employee workforce and led to general questions about the program and Long Term Care Insurance.

A White House Conference on Aging: Aren't We All?

Robert B. Blancato | Posted 07.10.2016 | Politics
Robert B. Blancato

We must acknowledge and celebrate the changing face and composition of those aging in America today by focusing on cultural competency and combating all remaining vestiges of discrimination based on age, race, gender or sexual orientation. We should strive to make sure that the quality of life keeps pace with the quantity of life for all our people.

Can You Have Too Much Life Insurance?

David A. Dedman | Posted 06.14.2015 | Money
David A. Dedman

Lately I've found many very astute investors that have just too much life insurance. This can be a mistake. It's important to have the right amount. They've bought these policies in some cases, years ago, when their situation was very different.

Who Should Buy Long-Term Care Insurance?

Jim T. Miller | Posted 04.13.2015 | Fifty
Jim T. Miller

There are two key factors - your financial situation and health history - you need to mull over that can help you decide if buying a long-term care (LTC) insurance policy is a wise decision for you and/or your wife.

Avoiding Blended Family Warfare

Ann Margaret Carrozza | Posted 01.25.2015 | Divorce
Ann Margaret Carrozza

There's no doubt about it -- second (and third) marriages are on the rise. Last week, Pew Research announced that 40 percent of all 2014 newlyweds had walked down the aisle before.

How Long Term Care Insurance Companies Mugged Mom and Pop

Judge H. Lee Sarokin | Posted 11.29.2014 | Business
Judge H. Lee Sarokin

The missus and I have received your notice that you are increasing our premiums by another 50% and that we have to pay more if we want to get the same benefits you promised us 22 years ago.

How Much Insurance Do You Need In Retirement?

Carrie Schwab-Pomerantz, CFP | Posted 09.29.2014 | Money
Carrie Schwab-Pomerantz, CFP

Insurance is only worth the money if it truly protects you and your finances. At this time in life, as you approach retirement or semi-retirement, it's wise to re-examine your current policies. That way you'll know that you have what you need -- and you're not wasting precious dollars on what you don't.

Two New Ways to Buy Long Term Care Insurance

Terry Savage | Posted 05.25.2014 | Business
Terry Savage

Long term care insurance has gotten a bad reputation because insurers have been raising premiums on existing policies. The insurance companies admit ...

Thanksgiving Thoughts on Long-Term Care Costs

Terry Savage | Posted 01.23.2014 | Fifty
Terry Savage

November is Long Term Care Awareness month. And unless you have a parent who requires home care, or care in assisted living or a nursing home, you will probably stop reading here -- and whisper a silent prayer that it doesn't happen to you or your loved ones. That's not a good strategy.

The Best Reasons For Living Out Your Golden Years Overseas

Kathleen Peddicord | Posted 01.23.2014 | Fifty
Kathleen Peddicord

Those facing Catch-55 approach the end of their careers, meaning no need to worry about a move overseas limiting your career options. So why not see if you could get an overseas assignment? I'd say all -- well, maybe nearly all -- workers could benefit from an overseas job, whether they face Catch-55 or not.

INFOGRAPHIC: 1 in 4 Americans Are Not Prepared to Pay for Long-Term Care

Dr. Bruce A. Chernof, MD | Posted 09.02.2013 | Fifty
Dr. Bruce A. Chernof, MD

Long-term care is support provided to older people and adults with disabilities who cannot perform these activities on their own due to a physical, cognitive or chronic health condition that is expected to continue for an extended period of time.

'Medicare Will Pay For It' And 9 More Myths About Long-Term Care

Posted 08.05.2013 | Healthy Living

Most people over 65 will need some kind of help with the activities of daily living such as bathing, dressing, or moving around. The need for such hel...

What Mom Really Needs for Mother's Day

Rep. Jan Schakowsky | Posted 07.10.2013 | Politics
Rep. Jan Schakowsky

This Mother's Day, I want to call attention to the role women are playing in long-term care. Women are the overwhelming majority of the workers providing long-term support to seniors and people with disabilities.

Gifts Mom Won't Use (I Hope!)

Terry Savage | Posted 07.06.2013 | Women
Terry Savage

Quick: Think of two Mother's Day presents that mom would really appreciate, is unlikely to buy for herself and hopefully won't use.

The Single Best Thing To Do With Your Money If You're In Your 50s Or 60s

Posted 03.13.2013 | OWN

By Suze Orman Taking The Long-Term-Care View Pushing yourself to save even a small amount is the smartest move you can make. Long-term-c...

So How You Doin'? How Y'all Doin'? Part 3: When It's Time to Disobey Your Parents to Take Care of Them

Sandy Harris | Posted 09.27.2012 | Fifty
Sandy Harris

For most of us, our parents don't want to change their 401(k)s or whatever retirement plans they have. Unfortunately, the time has come for us to help them so they have enough funds for their retirement plans and goals.

Long-Term Caring Means Insurance

Ann Brenoff | Posted 05.18.2012 | Fifty
Ann Brenoff

By 2030, one in five Americans will be a senior citizen and estimates are that those needing long-term care insurance will skyrocket to more than 23 million Americans. And each one of them is looking at a projected long-term care costs of about $300,000 a year.