The world we've created is governed these days by two unquestioned principles: commodify and dominate. And it's chewing up the resources that used to belong to every occupant of the planet. It's the opposite of the philosophy that what we do as individuals we do for the good of the whole, and, indeed, there is no separation between the individual and the whole.
You know you were meant for great things. I know it, too. Even so, it's so easy to let our goals get sidetracked by fear and resistance. Before I built my business, I set up walls, shielding myself from thinking about it too much. I was just so terrified of breaking away from the established way of thinking.
There are people in the world who, outwardly, seem to be doing quite well, and yet inwardly are living an unhappy life encumbered by stress, health problems, and family dysfunction. Conversely, there are people who are far from wealthy, yet they're joyful, at peace, and buoyed by the love they give and receive.
We consider ourselves extremely lucky that we are both interested in managing our finances without an expensive adviser and wonder why so many people whether single or attached don't. With many couples it is usually one who is trying to get his or her spouse interested, or the differences are similar to ours, one is overly aggressive and the other is overly conservative.
I get a lot of questions regarding the costs of owning a home, typically about saving for a down payment or paying off a mortgage. But homeownership involves numerous other costs that can impact your budget. So as the spring home-buying season gets underway, I thought it would be a good time to step back and look more closely at the ongoing financial realities.