A credit card's interest rate is the price you pay for borrowing money. For credit cards, the interest rates are typically stated as a yearly rate, called the Annual Percentage Rate (APR). Where it can become a little more complicated, however, is that each single credit card may have multiple APRs that apply to it.
If you or anyone you know has ever had an unexpected pregnancy, you know all of the emotions and shock that come with it. It may take a few weeks to get used to the idea of being pregnant. Then you have to tell your family and assess how you will handle this huge change in your life that you weren't necessarily preparing for.
After three and a half years of 15-hour work days, Chris Ducker -- who today is a serial entrepreneur and author of "Virtual Freedom," suffered a severe physical breakdown that knocked him off his feet and landed him in the hospital for a week and a half. "I was diagnosed with acute exhaustion," he said. "My body had literally given up."
When you toss your cap in the air on graduation day, the world feels like it is at your feet. You're ready to enter adulthood armed with a degree from college, you've got a few job prospects and life feels pretty sweet. That's until you go to buy your first car and realize that the one thing you didn't do in college was build yourself a solid credit record.